Mount Hutton vs Windale

Windale is the younger of the two, with a median age of 37 against 43 in Mount Hutton. In both, most homes are detached houses. In Mount Hutton, most households own their home. In Windale, the large majority of households rent. Houses cost more in Mount Hutton: a median of $908,000, against $773,000 in Windale, and rent is higher there too. On these figures, Windale tends to suit renters and families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Mount Hutton

ahead on 2 of the 6 things we measure here

  • has more childcare (8 vs 2)
  • carries lower crime risk (80/100 vs 95/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Mount Hutton leaves households under less mortgage stress (27% vs 44%)
  • Windale has cheaper houses ($772,778 vs $908,000)

Weighs house prices and mortgage stress.

Renters

Windale

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (81% vs 29%)
  • has cheaper rent ($186/wk vs $395/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mount Hutton

ahead on the one thing that separates them

  • is more walkable (76/100 vs 61/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Mount Hutton

ahead on 3 of the 5 things we measure here

  • has more residents already 65 and over (24% vs 17%)
  • is more walkable (76/100 vs 61/100)
  • carries lower crime risk (80/100 vs 95/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Mount Hutton

ahead on the one thing that separates them

  • returns a higher gross yield on houses (4.6% vs 4.1%)

Weighs house yield.

Where they sit

Mount Hutton and Windale drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mount Hutton Windale
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mount Hutton Windale
Walkability 76 / 61
Mount Hutton — Walkability: 76/100 Windale — Walkability: 61/100
Safety 20 / 5
Mount Hutton — Safety: 20/100 Windale — Safety: 5/100
Low fire risk 79 / 100
Mount Hutton — Low fire risk: 79/100 Windale — Low fire risk: 100/100

Demographics

Mount Hutton rents higher ($395/wk vs $186/wk); Mount Hutton has higher household incomes ($78,988 vs $40,300).

Mount Hutton Windale
Population 3,712
+8% vs other
 3,421
Population trend (2016 → 2021) — +1.9%
Median age 43 37
Median household income $78,988/yr
+49% vs other
 $40,300/yr
Median weekly rent $395/wk
+53% vs other
 $186/wk

Age profile

Share of residents in each band, 2021 Census.

Mount Hutton Windale
0-4 5.1% / 6.7%
Mount Hutton — 0-4: 5.1% Windale — 0-4: 6.7%
5-14 11.3% / 15.4%
Mount Hutton — 5-14: 11.3% Windale — 5-14: 15.4%
15-19 4.9% / 6.2%
Mount Hutton — 15-19: 4.9% Windale — 15-19: 6.2%
20-24 5.5% / 5.5%
Mount Hutton — 20-24: 5.5% Windale — 20-24: 5.5%
25-34 14.4% / 13.4%
Mount Hutton — 25-34: 14.4% Windale — 25-34: 13.4%
35-44 10.4% / 11.1%
Mount Hutton — 35-44: 10.4% Windale — 35-44: 11.1%
45-54 11.4% / 12.3%
Mount Hutton — 45-54: 11.4% Windale — 45-54: 12.3%
55-64 12.7% / 12.5%
Mount Hutton — 55-64: 12.7% Windale — 55-64: 12.5%
65-74 9.0% / 10.3%
Mount Hutton — 65-74: 9.0% Windale — 65-74: 10.3%
75-84 8.3% / 5.4%
Mount Hutton — 75-84: 8.3% Windale — 75-84: 5.4%
85+ 6.9% / 1.2%
Mount Hutton — 85+: 6.9% Windale — 85+: 1.2%

Bars are drawn against the largest share shown (15.4%).

Who lives together

Household composition, 2021 Census.

Mount Hutton 39.7% lone person
Mount Hutton — Lone Person: 39.7% Mount Hutton — One Parent Families: 21.4% Mount Hutton — Couple Families: 32.2% Mount Hutton — Group Household: 5.2% Mount Hutton — Other Families: 1.5%
Windale 44.7% lone person
Windale — Lone Person: 44.7% Windale — One Parent Families: 31.5% Windale — Couple Families: 17.0% Windale — Group Household: 4.3% Windale — Other Families: 2.5%
Lone Person One Parent Families Couple Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mount Hutton 28.7% renting
Mount Hutton — Owned Outright: 33.7% Mount Hutton — Mortgage: 37.6% Mount Hutton — Renting: 28.7%
Windale 80.8% renting
Windale — Owned Outright: 7.7% Windale — Mortgage: 11.4% Windale — Renting: 80.8%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mount Hutton Windale
Certificate III & IV 18.8% / 12.3%
Mount Hutton — Certificate III & IV: 18.8% Windale — Certificate III & IV: 12.3%
Bachelor Degree 9.6% / 2.3%
Mount Hutton — Bachelor Degree: 9.6% Windale — Bachelor Degree: 2.3%
Advanced Diploma / Diploma 8.2% / 2.6%
Mount Hutton — Advanced Diploma / Diploma: 8.2% Windale — Advanced Diploma / Diploma: 2.6%
Postgraduate Degree 2.3% / 0.4%
Mount Hutton — Postgraduate Degree: 2.3% Windale — Postgraduate Degree: 0.4%
Graduate Diploma / Certificate 0.9% / 0.1%
Mount Hutton — Graduate Diploma / Certificate: 0.9% Windale — Graduate Diploma / Certificate: 0.1%

Bars are drawn against the largest share shown (18.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mount Hutton Windale
England 2.2% / 1.2%
Mount Hutton — England: 2.2% Windale — England: 1.2%
New Zealand 1.3% / 0.7%
Mount Hutton — New Zealand: 1.3% Windale — New Zealand: 0.7%
Philippines 0.5% / 0.4%
Mount Hutton — Philippines: 0.5% Windale — Philippines: 0.4%
India 0.4% / 0.3%
Mount Hutton — India: 0.4% Windale — India: 0.3%
Germany 0.4% / 0.3%
Mount Hutton — Germany: 0.4% Windale — Germany: 0.3%
Scotland 0.6% / —
Mount Hutton — Scotland: 0.6% Windale — Scotland: not among its largest
China 0.5% / —
Mount Hutton — China: 0.5% Windale — China: not among its largest

Bars are drawn against the largest share shown (2.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mount Hutton 73.3% houses
Mount Hutton — Houses: 73.3% Mount Hutton — Townhouses: 21.6% Mount Hutton — Flats / Apartments: 5.1%
Windale 74.7% houses
Windale — Houses: 74.7% Windale — Townhouses: 17.0% Windale — Flats / Apartments: 8.3%
Houses Townhouses Flats / Apartments

Property market

Mount Hutton Windale
Median house price $908,000 $772,778
Median unit price $697,500 —
Median land price $966,000 —
Typical days to sell (houses) 28 days
from 30 sales
 27 days
from 9 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Mount Hutton Windale
2 bed $778K / $660K
Mount Hutton — 2 bed: $778K (8 sales) Windale — 2 bed: $660K (5 sales)

8 vs 5 sales

3 bed $845K / $787K
Mount Hutton — 3 bed: $845K (29 sales) Windale — 3 bed: $787K (20 sales)

29 vs 20 sales

Zoning mix

Mount Hutton has more land zoned for conservation (44% vs 3%).

Mount Hutton Windale
Residential 39% 65%
Environmental 44% 3%
Parks and recreation 5% 16%
Infrastructure and transport 4% 8%
Industrial 0% 6%
Commercial 5% 1%
Rural and farming 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mount Hutton Windale
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Mount Hutton Windale
Houses 4.6%
$730/wk on $822K
 4.1%
$610/wk on $778K
Units —
same for both

Ranking within NSW

Mount Hutton Windale
House price Higher than 41% of NSW Higher than 26% of NSW
Income Higher than 46% of NSW Higher than 4% of NSW
Schools —
same for both
Walkability Higher than 91% of NSW Higher than 85% of NSW
Affordability Higher than 56% of NSW Higher than 24% of NSW
EV adoption Higher than 77% of NSW —
NBN connectivity Higher than 75% of NSW Higher than 73% of NSW
Rental yield (houses) Higher than 93% of NSW Higher than 77% of NSW

Liveability

Mount Hutton scores higher overall (43 vs 32); Mount Hutton is more walkable (76 vs 61).

Mount Hutton Windale
Grade C
same for both
Score 43/100 32/100
Socio-economic band below-average income
decile 3/10
 high-need area
decile 1/10

Risk profile

Mount Hutton carries more bushfire risk (21 vs 0); Windale carries more crime risk (95 vs 80).

Mount Hutton Windale
Bushfire Low
21/100
 None
0/100
Crime High
80/100
 High
95/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 0
within 5 km

Schools

Mount Hutton Windale
Inside the suburb 1 2
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 2

Schools in Mount Hutton

  • Mount Hutton Public School Government · Primary below peers

Schools in Windale

  • St Pius X Primary School Catholic · Primary below peers
  • Windale Public School Government · Primary below peers

Amenities in the suburb

Mount Hutton Windale
Supermarkets 2 0
Cafes & restaurants 0 1
Parks & reserves 1
same for both
Childcare 8 2
GPs 1
same for both
Pharmacies 2 0
Banks & Bank@Post 2 0
Fuel stations 0 2
Waterways 0 3

Mobility

Mount Hutton Windale
Walkability score 76/100 61/100
Distance to Sydney 142.5 km 142.1 km
Drive time (normal traffic) 118 min 116 min
Public transport score 78/100
Bus
 79/100
Bus
Peak arrivals per hour 62.8
7-9am + 5-7pm
 60.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.9%
postcode 2290
 0.0%
postcode 2306
Rooftop solar per 100 dwellings 37
postcode 2290
 15
postcode 2306

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mount Hutton Windale
Car (driver) 72.0% / 74.6%
Mount Hutton — Car (driver): 72.0% Windale — Car (driver): 74.6%
Worked from Home 21.6% / 8.7%
Mount Hutton — Worked from Home: 21.6% Windale — Worked from Home: 8.7%
Car (passenger) 4.5% / 10.9%
Mount Hutton — Car (passenger): 4.5% Windale — Car (passenger): 10.9%
Bus 0.7% / 2.8%
Mount Hutton — Bus: 0.7% Windale — Bus: 2.8%
Walked Only 1.2% / 2.2%
Mount Hutton — Walked Only: 1.2% Windale — Walked Only: 2.2%

Bars are drawn against the largest share shown (74.6%).

Setting

Mount Hutton Windale
Elevation 51 m
above sea level, at the suburb centre
 37 m
above sea level, at the suburb centre
Distance to the ocean 5.2 km 4.1 km
4.4 km to a named beach

NBN connectivity

Mount Hutton Windale
Connectivity score 67/100 65/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 40%
1,930 premises
 36%
1,682 premises

Climate

Mount Hutton Windale
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Mount Hutton Windale
PM2.5 6.1 µg/m³ 6.5 µg/m³
PM10 16.5 µg/m³ 21.7 µg/m³
NO₂ 0.53 pphm 0.64 pphm

Council rates

Mount Hutton Windale
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Mount Hutton Windale
Division Shortland
same for both
Member Pat Conroy
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Mount Hutton Windale
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mount Hutton

Townhouses

Windale

Family River

More comparisons

Other comparisons with Mount Hutton

Mount Hutton vs Charlestown Mount Hutton vs Warners Bay Mount Hutton vs Eleebana Mount Hutton vs Gateshead Mount Hutton vs Tingira Heights Mount Hutton vs Hillsborough

Other comparisons with Windale

Windale vs Gateshead Windale vs Jewells Windale vs Tingira Heights
Full data on Mount Hutton Full data on Windale
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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