Mount Clear vs Navigators

Mount Clear is the younger of the two, with a median age of 37 against 44 in Navigators. In both, most households own their home and the large majority of homes are detached houses. In Navigators, most households are couple families. On these figures, Mount Clear tends to suit people living alone, while Navigators suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Mount Clear has more parks and reserves (6 vs 0)
  • Navigators is already more of a family suburb (82% vs 55%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Mount Clear

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (32% vs 7%)
  • has cheaper rent ($310/wk vs $350/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Navigators

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (85 min vs 90 min)
  • sits closer to the CBD (113.9 km vs 118.2 km)
  • But Mount Clear is more walkable (69/100 vs 10/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Mount Clear

ahead on the one thing that separates them

  • is more walkable (69/100 vs 10/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Mount Clear and Navigators drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mount Clear Navigators
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mount Clear Navigators
Walkability 69 / 10
Mount Clear — Walkability: 69/100 Navigators — Walkability: 10/100
Safety 41 / 49
Mount Clear — Safety: 41/100 Navigators — Safety: 49/100
Low fire risk 65 / 42
Mount Clear — Low fire risk: 65/100 Navigators — Low fire risk: 42/100
Low flood risk 100 / 100
Mount Clear — Low flood risk: 100/100 Navigators — Low flood risk: 100/100

Demographics

Mount Clear has more residents (3,671 vs 276); Navigators has higher household incomes ($94,224 vs $76,024).

Mount Clear Navigators
Population 3,671
+92% vs other
 276
Population trend (2016 → 2021) +8.3% +9.1%
Median age 37 44
Median household income $76,024/yr $94,224/yr
+24% vs other
Median weekly rent $310/wk $350/wk
+13% vs other

Age profile

Share of residents in each band, 2021 Census.

Mount Clear Navigators
0-4 5.9% / 5.4%
Mount Clear — 0-4: 5.9% Navigators — 0-4: 5.4%
5-14 14.4% / 14.5%
Mount Clear — 5-14: 14.4% Navigators — 5-14: 14.5%
15-19 6.3% / 9.1%
Mount Clear — 15-19: 6.3% Navigators — 15-19: 9.1%
20-24 6.6% / 2.2%
Mount Clear — 20-24: 6.6% Navigators — 20-24: 2.2%
25-34 13.7% / 8.0%
Mount Clear — 25-34: 13.7% Navigators — 25-34: 8.0%
35-44 14.0% / 11.2%
Mount Clear — 35-44: 14.0% Navigators — 35-44: 11.2%
45-54 10.6% / 13.0%
Mount Clear — 45-54: 10.6% Navigators — 45-54: 13.0%
55-64 9.9% / 12.3%
Mount Clear — 55-64: 9.9% Navigators — 55-64: 12.3%
65-74 9.8% / 17.0%
Mount Clear — 65-74: 9.8% Navigators — 65-74: 17.0%
75-84 6.3% / 3.3%
Mount Clear — 75-84: 6.3% Navigators — 75-84: 3.3%
85+ 2.6% / 1.4%
Mount Clear — 85+: 2.6% Navigators — 85+: 1.4%

Bars are drawn against the largest share shown (17.0%).

Who lives together

Household composition, 2021 Census.

Mount Clear 38.7% couple families
Mount Clear — Couple Families: 38.7% Mount Clear — Lone Person: 39.0% Mount Clear — One Parent Families: 15.9% Mount Clear — Group Household: 5.8% Mount Clear — Other Families: 0.7%
Navigators 66.7% couple families
Navigators — Couple Families: 66.7% Navigators — Lone Person: 18.3% Navigators — One Parent Families: 15.0% Navigators — Group Household: 0.0% Navigators — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mount Clear 31.7% renting
Mount Clear — Owned Outright: 32.0% Mount Clear — Mortgage: 36.3% Mount Clear — Renting: 31.7%
Navigators 6.6% renting
Navigators — Owned Outright: 50.5% Navigators — Mortgage: 42.9% Navigators — Renting: 6.6%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mount Clear Navigators
Certificate III & IV 13.3% / 17.0%
Mount Clear — Certificate III & IV: 13.3% Navigators — Certificate III & IV: 17.0%
Bachelor Degree 12.5% / 9.8%
Mount Clear — Bachelor Degree: 12.5% Navigators — Bachelor Degree: 9.8%
Advanced Diploma / Diploma 9.0% / 11.6%
Mount Clear — Advanced Diploma / Diploma: 9.0% Navigators — Advanced Diploma / Diploma: 11.6%
Postgraduate Degree 4.8% / 1.1%
Mount Clear — Postgraduate Degree: 4.8% Navigators — Postgraduate Degree: 1.1%
Graduate Diploma / Certificate 2.5% / 3.3%
Mount Clear — Graduate Diploma / Certificate: 2.5% Navigators — Graduate Diploma / Certificate: 3.3%

Bars are drawn against the largest share shown (17.0%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mount Clear Navigators
England 2.0% / 2.2%
Mount Clear — England: 2.0% Navigators — England: 2.2%
New Zealand 1.1% / 2.5%
Mount Clear — New Zealand: 1.1% Navigators — New Zealand: 2.5%
Scotland 0.4% / 1.8%
Mount Clear — Scotland: 0.4% Navigators — Scotland: 1.8%
India 1.7% / —
Mount Clear — India: 1.7% Navigators — India: not among its largest
China 1.3% / —
Mount Clear — China: 1.3% Navigators — China: not among its largest
Pakistan 0.5% / —
Mount Clear — Pakistan: 0.5% Navigators — Pakistan: not among its largest

Bars are drawn against the largest share shown (2.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mount Clear 75.1% houses
Mount Clear — Houses: 75.1% Mount Clear — Townhouses: 13.6% Mount Clear — Flats / Apartments: 11.3%
Navigators 100.0% houses
Navigators — Houses: 100.0% Navigators — Townhouses: 0.0% Navigators — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Mount Clear Navigators
Median house price $575,000 —
Median unit price $385,000 —
Median land price $358,000 —
Typical days to sell (houses) 28 days
from 63 sales
 —

Zoning mix

Navigators has more rural and farming land (93% vs 26%).

Mount Clear Navigators
Rural and farming 26% 93%
Parks and recreation 34% 0%
Residential 20% 0%
Infrastructure and transport 15% 3%
Other and special use 2% 4%
Environmental 3% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mount Clear Navigators
New dwellings approved 1,451
across Ballarat
 338
across Moorabool
Approvals change year on year +42% +4%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Mount Clear Navigators
Houses 3.4%
$450/wk on $682K
 —
Units —
same for both

Ranking within VIC

Mount Clear Navigators
House price Higher than 18% of VIC —
Income Higher than 43% of VIC Higher than 64% of VIC
Schools Higher than 65% of VIC —
Walkability Higher than 90% of VIC Higher than 71% of VIC
Affordability Higher than 79% of VIC —
EV adoption Higher than 72% of VIC Higher than 37% of VIC
NBN connectivity Higher than 99% of VIC Higher than 58% of VIC
Rental yield (houses) Higher than 33% of VIC —

Liveability

Mount Clear is more walkable (69 vs 10).

Mount Clear Navigators
Grade B —
Score 60/100 —
Socio-economic band mid-range socio-economic
decile 5/10
 very advantaged area
decile 9/10

Risk profile

Navigators carries more bushfire risk (58 vs 35).

Mount Clear Navigators
Bushfire Low
35/100
 Moderate
58/100
Crime Moderate
59/100
 Moderate
51/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 1
within 5 km

Schools

Mount Clear Navigators
Inside the suburb 3 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 2 0
Universities within 10 km 1
Federation University Ballarat, 5.0 km
 1
Federation University Ballarat, 9.3 km
Full-time students aged 15–24 2.1% 1.1%

Schools in Mount Clear

  • Mount Clear Primary School Government · Primary above peers
  • Damascus College Catholic · Secondary below peers
  • Mount Clear College Government · Secondary below peers

Schools in Navigators

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Mount Clear Navigators
Supermarkets 1 0
Cafes & restaurants 1 0
Parks & reserves 6 0
Childcare 2 0
GPs 1 0
Pharmacies 1 0
Banks & Bank@Post 1 0
Waterways 5 14

Mobility

Mount Clear sits further from the CBD (118.2 km vs 113.9 km).

Mount Clear Navigators
Walkability score 69/100 10/100
Distance to Melbourne 118.2 km
+4% vs other
 113.9 km
Drive time (normal traffic) 90 min 85 min
Electric vehicle share 0.9%
postcode 3350
 0.4%
postcode 3352
Rooftop solar per 100 dwellings 30
postcode 3350
 51
postcode 3352

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mount Clear Navigators
Car (driver) 71.3% / 69.6%
Mount Clear — Car (driver): 71.3% Navigators — Car (driver): 69.6%
Worked from Home 21.4% / 19.6%
Mount Clear — Worked from Home: 21.4% Navigators — Worked from Home: 19.6%
Car (passenger) 3.9% / 6.9%
Mount Clear — Car (passenger): 3.9% Navigators — Car (passenger): 6.9%
Walked Only 1.4% / 3.9%
Mount Clear — Walked Only: 1.4% Navigators — Walked Only: 3.9%
Bus 0.9% / —
Mount Clear — Bus: 0.9% Navigators — Bus: not among its largest

Bars are drawn against the largest share shown (71.3%).

Setting

Mount Clear Navigators
Elevation 445 m
above sea level, at the suburb centre
 507 m
above sea level, at the suburb centre

NBN connectivity

Mount Clear Navigators
Connectivity score 99/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 99%
1,635 premises
 0%
107 premises

Climate

Mount Clear Navigators
Annual rainfall 605 mm
same for both
Summer max (Jan) 25.7°C
same for both
Winter min (Jul) 3.5°C
same for both

Council rates

Mount Clear Navigators
Average residential rate $2,086/yr $1,979/yr
Council Ballarat Moorabool

Federal electorate

Mount Clear Navigators
Division Ballarat
same for both
Member Catherine King
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Mount Clear Navigators
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Mount Clear

Affordable Parks Quiet River

Navigators

Rural

More comparisons

Other comparisons with Mount Clear

Mount Clear vs Sebastopol Mount Clear vs Canadian Mount Clear vs Mount Helen Mount Clear vs Mount Pleasant Mount Clear vs Magpie

Other comparisons with Navigators

Navigators vs Canadian Navigators vs Buninyong Navigators vs Mount Helen Navigators vs Warrenheip Navigators vs Yendon Navigators vs Dunnstown
Full data on Mount Clear Full data on Navigators
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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