Mossy Point vs Tomakin

In both, the large majority of households own their home and the large majority of homes are detached houses. In Tomakin, about half of households are people living alone. Houses cost more in Mossy Point: a median of $1.36 million, against $960,000 in Tomakin. On these figures, Tomakin tends to suit people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Mossy Point

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (16/100 vs 62/100)
  • has more separate houses rather than flats (99% vs 79%)
  • is already more of a family suburb (56% vs 48%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Tomakin

ahead on 2 of the 3 things we measure here

  • has cheaper units ($598,000 vs $1,200,000)
  • has cheaper houses ($960,000 vs $1,360,000)
  • But Mossy Point leaves households under less mortgage stress (23% vs 28%)

Weighs house prices, unit prices, and mortgage stress.

Renters

Mossy Point

ahead on the one thing that separates them

  • leaves renters under less rental stress (19% vs 28%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tomakin

ahead on the one thing that separates them

  • is more walkable (36/100 vs 27/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Tomakin

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (21% vs 1%)
  • is more walkable (36/100 vs 27/100)
  • has more residents already 65 and over (33% vs 27%)
  • But Mossy Point carries lower crime risk (16/100 vs 62/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Tomakin

ahead on the one thing that separates them

  • is growing faster (23.2% vs 6.9%)

Weighs population growth.

Where they sit

Mossy Point and Tomakin drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mossy Point Tomakin
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mossy Point Tomakin
Walkability 27 / 36
Mossy Point — Walkability: 27/100 Tomakin — Walkability: 36/100
Safety 84 / 38
Mossy Point — Safety: 84/100 Tomakin — Safety: 38/100
Low fire risk 21 / 23
Mossy Point — Low fire risk: 21/100 Tomakin — Low fire risk: 23/100

Demographics

Tomakin has more residents (1,233 vs 608); Mossy Point has higher household incomes ($91,468 vs $65,520).

Mossy Point Tomakin
Population 608 1,233
+103% vs other
Population trend (2016 → 2021) +6.9% +23.2%
Median age 54
same for both
Median household income $91,468/yr
+28% vs other
$65,520/yr
Median weekly rent $340/wk $350/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Mossy Point Tomakin
0-4 1.8% / 4.0%
Mossy Point — 0-4: 1.8% Tomakin — 0-4: 4.0%
5-14 9.5% / 10.9%
Mossy Point — 5-14: 9.5% Tomakin — 5-14: 10.9%
15-19 7.6% / 3.9%
Mossy Point — 15-19: 7.6% Tomakin — 15-19: 3.9%
20-24 4.3% / 2.8%
Mossy Point — 20-24: 4.3% Tomakin — 20-24: 2.8%
25-34 4.6% / 8.8%
Mossy Point — 25-34: 4.6% Tomakin — 25-34: 8.8%
35-44 7.1% / 10.0%
Mossy Point — 35-44: 7.1% Tomakin — 35-44: 10.0%
45-54 16.9% / 10.8%
Mossy Point — 45-54: 16.9% Tomakin — 45-54: 10.8%
55-64 22.4% / 16.2%
Mossy Point — 55-64: 22.4% Tomakin — 55-64: 16.2%
65-74 17.8% / 23.3%
Mossy Point — 65-74: 17.8% Tomakin — 65-74: 23.3%
75-84 7.2% / 7.3%
Mossy Point — 75-84: 7.2% Tomakin — 75-84: 7.3%
85+ 2.0% / 2.4%
Mossy Point — 85+: 2.0% Tomakin — 85+: 2.4%

Bars are drawn against the largest share shown (23.3%).

Who lives together

Household composition, 2021 Census.

Mossy Point 38.9% lone person
Mossy Point — Lone Person: 38.9% Mossy Point — Couple Families: 37.6% Mossy Point — One Parent Families: 18.8% Mossy Point — Group Household: 4.7% Mossy Point — Other Families: 0.0%
Tomakin 47.8% lone person
Tomakin — Lone Person: 47.8% Tomakin — Couple Families: 32.7% Tomakin — One Parent Families: 14.8% Tomakin — Group Household: 3.1% Tomakin — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mossy Point 15.2% renting
Mossy Point — Owned Outright: 54.5% Mossy Point — Mortgage: 30.3% Mossy Point — Renting: 15.2%
Tomakin 20.8% renting
Tomakin — Owned Outright: 54.7% Tomakin — Mortgage: 24.5% Tomakin — Renting: 20.8%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mossy Point Tomakin
Certificate III & IV 16.1% / 18.6%
Mossy Point — Certificate III & IV: 16.1% Tomakin — Certificate III & IV: 18.6%
Bachelor Degree 19.1% / 9.5%
Mossy Point — Bachelor Degree: 19.1% Tomakin — Bachelor Degree: 9.5%
Advanced Diploma / Diploma 7.4% / 8.2%
Mossy Point — Advanced Diploma / Diploma: 7.4% Tomakin — Advanced Diploma / Diploma: 8.2%
Postgraduate Degree 6.4% / 3.2%
Mossy Point — Postgraduate Degree: 6.4% Tomakin — Postgraduate Degree: 3.2%
Graduate Diploma / Certificate 3.9% / 1.2%
Mossy Point — Graduate Diploma / Certificate: 3.9% Tomakin — Graduate Diploma / Certificate: 1.2%

Bars are drawn against the largest share shown (19.1%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mossy Point Tomakin
England 4.9% / 4.6%
Mossy Point — England: 4.9% Tomakin — England: 4.6%
New Zealand 2.5% / 1.1%
Mossy Point — New Zealand: 2.5% Tomakin — New Zealand: 1.1%
Germany 1.0% / 1.1%
Mossy Point — Germany: 1.0% Tomakin — Germany: 1.1%
Netherlands 1.0% / 0.4%
Mossy Point — Netherlands: 1.0% Tomakin — Netherlands: 0.4%
South Africa 0.8% / 0.6%
Mossy Point — South Africa: 0.8% Tomakin — South Africa: 0.6%
Scotland — / 0.6%
Mossy Point — Scotland: not among its largest Tomakin — Scotland: 0.6%

Bars are drawn against the largest share shown (4.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mossy Point 99.2% houses
Mossy Point — Houses: 99.2% Mossy Point — Flats / Apartments: 0.8% Mossy Point — Townhouses: 0.0%
Tomakin 79.1% houses
Tomakin — Houses: 79.1% Tomakin — Flats / Apartments: 17.5% Tomakin — Townhouses: 3.3%
Houses Flats / Apartments Townhouses

Property market

Mossy Point Tomakin
Median house price $1,360,000 $960,000
Median unit price $1,200,000 $598,000
Median land price — $785,000
Typical days to sell (houses) 126 days
from 3 sales
40 days
from 17 sales

Zoning mix

Tomakin has more rural and farming land (23% vs 0%); Mossy Point has more land zoned for conservation (54% vs 44%).

Mossy Point Tomakin
Environmental 54% 44%
Residential 43% 21%
Rural and farming 0% 23%
Parks and recreation 1% 6%
Infrastructure and transport 0% 5%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mossy Point Tomakin
New dwellings approved 211
across Eurobodalla
same for both
Approvals change year on year -9%
same for both

Ranking within NSW

Mossy Point Tomakin
House price Higher than 67% of NSW Higher than 48% of NSW
Income Higher than 59% of NSW Higher than 28% of NSW
Schools —
same for both
Walkability Higher than 74% of NSW Higher than 77% of NSW
Affordability Higher than 39% of NSW Higher than 36% of NSW
EV adoption Higher than 70% of NSW
same for both
NBN connectivity Higher than 81% of NSW Higher than 93% of NSW

Liveability

Mossy Point scores higher overall (42 vs 27); Tomakin is more walkable (36 vs 27).

Mossy Point Tomakin
Grade C D
Score 42/100 27/100
Socio-economic band advantaged area
decile 7/10
mid-range socio-economic
decile 5/10

Risk profile

Tomakin carries more crime risk (62 vs 16).

Mossy Point Tomakin
Bushfire High
79/100
High
77/100
Crime Low
16/100
Moderate
62/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Moderate
47/100
Moderate
44/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Mossy Point Tomakin
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Mossy Point Tomakin
Supermarkets 0 1
Cafes & restaurants 2 1
Parks & reserves 2
same for both
Fuel stations 0 1

Mobility

Mossy Point Tomakin
Walkability score 27/100 36/100
Distance to Sydney 296.7 km 294.9 km
Drive time (normal traffic) 245 min 244 min
Public transport score 27/100
Bus
44/100
Bus
Peak arrivals per hour 5.0
7-9am + 5-7pm
14.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.7%
postcode 2537
same for both
Rooftop solar per 100 dwellings 48
postcode 2537
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mossy Point Tomakin
Car (driver) 75.6% / 75.8%
Mossy Point — Car (driver): 75.6% Tomakin — Car (driver): 75.8%
Worked from Home 18.5% / 15.5%
Mossy Point — Worked from Home: 18.5% Tomakin — Worked from Home: 15.5%
Car (passenger) 2.8% / 4.1%
Mossy Point — Car (passenger): 2.8% Tomakin — Car (passenger): 4.1%
Walked Only 2.0% / 2.8%
Mossy Point — Walked Only: 2.0% Tomakin — Walked Only: 2.8%
Bicycle 1.2% / 1.0%
Mossy Point — Bicycle: 1.2% Tomakin — Bicycle: 1.0%

Bars are drawn against the largest share shown (75.8%).

Setting

Mossy Point Tomakin
Elevation 3 m
above sea level, at the suburb centre
7 m
above sea level, at the suburb centre
Distance to the ocean 272 m
895 m to a named beach
946 m
1.0 km to a named beach

NBN connectivity

Mossy Point Tomakin
Connectivity score 74/100 88/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 37%
481 premises
61%
898 premises

Climate

Mossy Point Tomakin
Annual rainfall 914 mm
same for both
Summer max (Jan) 23.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Mossy Point Tomakin
Average residential rate $1,246/yr
same for both
Council Eurobodalla
same for both

Federal electorate

Mossy Point Tomakin
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Mossy Point Tomakin
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mossy Point

Tomakin

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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