Moonan Flat vs Waverly

Waverly is the younger of the two, with a median age of 42 against 46 in Moonan Flat. In both, the large majority of homes are detached houses. In Moonan Flat, the large majority of households own their home and most households are couple families. In Waverly, about half of households rent and about half of households are couple families. On these figures, Moonan Flat tends to suit people living alone and families with children, while Waverly suits renters.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Waverly

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (0/100 vs 55/100)
  • is already more of a family suburb (84% vs 55%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Moonan Flat

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($180/wk vs $300/wk)
  • leaves renters under less rental stress (12% vs 18%)
  • But Waverly has a bigger rental market to choose from (48% vs 13%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Waverly

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (237 min vs 249 min)
  • sits closer to the CBD (309 km vs 318.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Moonan Flat has more residents already 65 and over (27% vs 22%)
  • Waverly carries lower crime risk (0/100 vs 55/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Waverly

ahead on the one thing that separates them

  • is growing faster (54.0% vs 2.3%)

Weighs population growth.

Where they sit

Moonan Flat and Waverly drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Moonan Flat Waverly
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Moonan Flat Waverly
Walkability 0 / 6
Moonan Flat — Walkability: 0/100 Waverly — Walkability: 6/100
Safety 45 / 100
Moonan Flat — Safety: 45/100 Waverly — Safety: 100/100
Low fire risk 76 / 74
Moonan Flat — Low fire risk: 76/100 Waverly — Low fire risk: 74/100

Demographics

Moonan Flat has more residents (131 vs 77); Waverly rents higher ($300/wk vs $180/wk).

Moonan Flat Waverly
Population 131
+41% vs other
77
Population trend (2016 → 2021) +2.3% +54.0%
Median age 46 42
Median household income $75,816/yr $84,500/yr
+11% vs other
Median weekly rent $180/wk $300/wk
+67% vs other

Age profile

Share of residents in each band, 2021 Census.

Moonan Flat Waverly
0-4 3.8% / 7.8%
Moonan Flat — 0-4: 3.8% Waverly — 0-4: 7.8%
5-14 19.1% / 3.9%
Moonan Flat — 5-14: 19.1% Waverly — 5-14: 3.9%
15-19 — / 5.2%
Moonan Flat — 15-19: not among its largest Waverly — 15-19: 5.2%
20-24 3.1% / 11.7%
Moonan Flat — 20-24: 3.1% Waverly — 20-24: 11.7%
25-34 7.6% / 9.1%
Moonan Flat — 25-34: 7.6% Waverly — 25-34: 9.1%
35-44 13.0% / 9.1%
Moonan Flat — 35-44: 13.0% Waverly — 35-44: 9.1%
45-54 12.2% / 11.7%
Moonan Flat — 45-54: 12.2% Waverly — 45-54: 11.7%
55-64 8.4% / 7.8%
Moonan Flat — 55-64: 8.4% Waverly — 55-64: 7.8%
65-74 19.8% / 11.7%
Moonan Flat — 65-74: 19.8% Waverly — 65-74: 11.7%
75-84 7.6% / 5.2%
Moonan Flat — 75-84: 7.6% Waverly — 75-84: 5.2%
85+ — / 5.2%
Moonan Flat — 85+: not among its largest Waverly — 85+: 5.2%

Bars are drawn against the largest share shown (19.8%).

Who lives together

Household composition, 2021 Census.

Moonan Flat 55.2% couple families
Moonan Flat — Couple Families: 55.2% Moonan Flat — Lone Person: 44.8% Moonan Flat — One Parent Families: 0.0%
Waverly 52.6% couple families
Waverly — Couple Families: 52.6% Waverly — Lone Person: 15.8% Waverly — One Parent Families: 31.6%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Moonan Flat 13.0% renting
Moonan Flat — Owned Outright: 65.2% Moonan Flat — Mortgage: 21.7% Moonan Flat — Renting: 13.0%
Waverly 47.6% renting
Waverly — Owned Outright: 38.1% Waverly — Mortgage: 14.3% Waverly — Renting: 47.6%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Moonan Flat 100.0% houses
Moonan Flat — Houses: 100.0%
Waverly 104.0% houses
Waverly — Houses: 104.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Moonan Flat Waverly
Certificate III & IV 22.9% / 23.4%
Moonan Flat — Certificate III & IV: 22.9% Waverly — Certificate III & IV: 23.4%
Bachelor Degree 10.7% / 11.7%
Moonan Flat — Bachelor Degree: 10.7% Waverly — Bachelor Degree: 11.7%
Advanced Diploma / Diploma 7.6% / —
Moonan Flat — Advanced Diploma / Diploma: 7.6% Waverly — Advanced Diploma / Diploma: not among its largest
Postgraduate Degree 2.3% / —
Moonan Flat — Postgraduate Degree: 2.3% Waverly — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (23.4%).

Property market

Moonan Flat Waverly
Median house price $100,000 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Moonan Flat Waverly
Rural and farming 100% 96%
Environmental 0% 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Moonan Flat Waverly
New dwellings approved 41
across Upper Hunter
same for both
Approvals change year on year -20%
same for both

Ranking within NSW

Moonan Flat Waverly
House price Higher than 1% of NSW —
Income Higher than 43% of NSW Higher than 53% of NSW
Schools —
same for both
Walkability Higher than 18% of NSW Higher than 50% of NSW
Affordability Higher than 99% of NSW —
EV adoption Higher than 14% of NSW
same for both
NBN connectivity Higher than 10% of NSW Higher than 27% of NSW

Liveability

Moonan Flat Waverly
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
mid-range socio-economic
decile 6/10

Risk profile

Moonan Flat carries more crime risk (55 vs 0).

Moonan Flat Waverly
Bushfire Low
24/100
Low
26/100
Crime Moderate
55/100
None
0/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Moonan Flat Waverly
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Moonan Flat Waverly
Parks & reserves 2 1
Police stations 1 0
Banks & Bank@Post 1 0
Waterways 20 16

Mobility

Moonan Flat sits further from the CBD (318.9 km vs 309 km).

Moonan Flat Waverly
Walkability score 0/100 6/100
Distance to Sydney 318.9 km
+3% vs other
309 km
Drive time (normal traffic) 249 min 237 min
Electric vehicle share 0.2%
postcode 2337
same for both
Rooftop solar per 100 dwellings 41
postcode 2337
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Moonan Flat Waverly
Car (driver) 70.4% / 55.8%
Moonan Flat — Car (driver): 70.4% Waverly — Car (driver): 55.8%
Worked from Home 22.2% / 30.2%
Moonan Flat — Worked from Home: 22.2% Waverly — Worked from Home: 30.2%
Walked Only — / 14.0%
Moonan Flat — Walked Only: not among its largest Waverly — Walked Only: 14.0%
Car (passenger) 7.4% / —
Moonan Flat — Car (passenger): 7.4% Waverly — Car (passenger): not among its largest

Bars are drawn against the largest share shown (70.4%).

Setting

Moonan Flat Waverly
Elevation 474 m
above sea level, at the suburb centre
373 m
above sea level, at the suburb centre

NBN connectivity

Moonan Flat Waverly
Connectivity score 15/100 18/100
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
45 premises
0%
31 premises

Climate

Moonan Flat Waverly
Annual rainfall 631 mm
same for both
Summer max (Jan) 31.6°C
same for both
Winter min (Jul) 4.1°C
same for both

Council rates

Moonan Flat Waverly
Average residential rate $968/yr
same for both
Council Upper Hunter
same for both

Federal electorate

Moonan Flat Waverly
Division New England
same for both
Member Barnaby Joyce
same for both
Party The Nationals
same for both

First Home Owner Grant

Moonan Flat Waverly
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Moonan Flat

Waverly

More comparisons

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Full data on Moonan Flat Full data on Waverly
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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