Monterey vs Ramsgate Beach

In both, most households own their home. In Ramsgate Beach, about half of homes are flats or apartments and about half of households are people living alone. On these figures, Ramsgate Beach tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Monterey

ahead on 5 of the 6 things we measure here

  • has more parks and reserves (3 vs 0)
  • has more childcare (3 vs 0)
  • has more separate houses rather than flats (44% vs 15%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs house prices, unit prices, and mortgage stress.

Renters

Monterey

ahead on the one thing that separates them

  • leaves renters under less rental stress (27% vs 32%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Ramsgate Beach

ahead on the one thing that separates them

  • is more walkable (80/100 vs 68/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Ramsgate Beach

ahead on 2 of the 5 things we measure here

  • has more units and townhouses to downsize into (85% vs 56%)
  • is more walkable (80/100 vs 68/100)
  • But Monterey carries lower crime risk (29/100 vs 45/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Monterey and Ramsgate Beach drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Monterey Ramsgate Beach
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Monterey Ramsgate Beach
Walkability 68 / 80
Monterey — Walkability: 68/100 Ramsgate Beach — Walkability: 80/100
Safety 71 / 55
Monterey — Safety: 71/100 Ramsgate Beach — Safety: 55/100
Low fire risk 100 / 100
Monterey — Low fire risk: 100/100 Ramsgate Beach — Low fire risk: 100/100

Demographics

Monterey has more residents (4,619 vs 1,734); Monterey has higher household incomes ($92,820 vs $76,700).

Monterey Ramsgate Beach
Population 4,619
+62% vs other
 1,734
Population trend (2016 → 2021) +1.9% +4.5%
Median age 44 45
Median household income $92,820/yr
+17% vs other
 $76,700/yr
Median weekly rent $480/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Monterey Ramsgate Beach
0-4 4.5% / 6.1%
Monterey — 0-4: 4.5% Ramsgate Beach — 0-4: 6.1%
5-14 10.0% / 9.8%
Monterey — 5-14: 10.0% Ramsgate Beach — 5-14: 9.8%
15-19 4.9% / 3.1%
Monterey — 15-19: 4.9% Ramsgate Beach — 15-19: 3.1%
20-24 5.6% / 3.4%
Monterey — 20-24: 5.6% Ramsgate Beach — 20-24: 3.4%
25-34 12.0% / 11.9%
Monterey — 25-34: 12.0% Ramsgate Beach — 25-34: 11.9%
35-44 13.5% / 15.2%
Monterey — 35-44: 13.5% Ramsgate Beach — 35-44: 15.2%
45-54 15.3% / 13.1%
Monterey — 45-54: 15.3% Ramsgate Beach — 45-54: 13.1%
55-64 12.6% / 12.9%
Monterey — 55-64: 12.6% Ramsgate Beach — 55-64: 12.9%
65-74 10.2% / 11.6%
Monterey — 65-74: 10.2% Ramsgate Beach — 65-74: 11.6%
75-84 8.2% / 9.6%
Monterey — 75-84: 8.2% Ramsgate Beach — 75-84: 9.6%
85+ 3.1% / 3.7%
Monterey — 85+: 3.1% Ramsgate Beach — 85+: 3.7%

Bars are drawn against the largest share shown (15.3%).

Who lives together

Household composition, 2021 Census.

Monterey 37.7% lone person
Monterey — Lone Person: 37.7% Monterey — Couple Families: 42.3% Monterey — One Parent Families: 15.4% Monterey — Group Household: 3.1% Monterey — Other Families: 1.5%
Ramsgate Beach 49.3% lone person
Ramsgate Beach — Lone Person: 49.3% Ramsgate Beach — Couple Families: 31.1% Ramsgate Beach — One Parent Families: 14.5% Ramsgate Beach — Group Household: 3.7% Ramsgate Beach — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Monterey 31.2% renting
Monterey — Owned Outright: 38.1% Monterey — Mortgage: 30.7% Monterey — Renting: 31.2%
Ramsgate Beach 36.8% renting
Ramsgate Beach — Owned Outright: 39.0% Ramsgate Beach — Mortgage: 24.2% Ramsgate Beach — Renting: 36.8%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Monterey Ramsgate Beach
Bachelor Degree 17.5% / 13.9%
Monterey — Bachelor Degree: 17.5% Ramsgate Beach — Bachelor Degree: 13.9%
Certificate III & IV 10.7% / 12.2%
Monterey — Certificate III & IV: 10.7% Ramsgate Beach — Certificate III & IV: 12.2%
Advanced Diploma / Diploma 9.4% / 8.1%
Monterey — Advanced Diploma / Diploma: 9.4% Ramsgate Beach — Advanced Diploma / Diploma: 8.1%
Postgraduate Degree 5.2% / 4.6%
Monterey — Postgraduate Degree: 5.2% Ramsgate Beach — Postgraduate Degree: 4.6%
Graduate Diploma / Certificate 1.4% / 1.6%
Monterey — Graduate Diploma / Certificate: 1.4% Ramsgate Beach — Graduate Diploma / Certificate: 1.6%

Bars are drawn against the largest share shown (17.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Monterey Ramsgate Beach
Greece 5.9% / 3.7%
Monterey — Greece: 5.9% Ramsgate Beach — Greece: 3.7%
Egypt 4.1% / 2.3%
Monterey — Egypt: 4.1% Ramsgate Beach — Egypt: 2.3%
England 1.6% / 2.9%
Monterey — England: 1.6% Ramsgate Beach — England: 2.9%
Lebanon 1.3% / 1.6%
Monterey — Lebanon: 1.3% Ramsgate Beach — Lebanon: 1.6%
New Zealand 1.2% / 1.6%
Monterey — New Zealand: 1.2% Ramsgate Beach — New Zealand: 1.6%
China 2.2% / —
Monterey — China: 2.2% Ramsgate Beach — China: not among its largest

Bars are drawn against the largest share shown (5.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Monterey 34.8% flats / apartments
Monterey — Flats / Apartments: 34.8% Monterey — Houses: 43.6% Monterey — Townhouses: 21.6%
Ramsgate Beach 53.7% flats / apartments
Ramsgate Beach — Flats / Apartments: 53.7% Ramsgate Beach — Houses: 14.6% Ramsgate Beach — Townhouses: 31.7%
Flats / Apartments Houses Townhouses

Property market

Monterey Ramsgate Beach
Median house price $2,564,000 $2,724,000
Median unit price $841,000 $916,550
Median land price —
same for both
Typical days to sell (houses) 25 days
from 15 sales
 26 days
from 6 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Monterey Ramsgate Beach
3 bed $2.28M / $2.35M
Monterey — 3 bed: $2.28M (11 sales) Ramsgate Beach — 3 bed: $2.35M (5 sales)

11 vs 5 sales

4 bed $2.56M / $3.25M
Monterey — 4 bed: $2.56M (14 sales) Ramsgate Beach — 4 bed: $3.25M (5 sales)

14 vs 5 sales

Unit price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Monterey Ramsgate Beach
2 bed $834K / $890K
Monterey — 2 bed: $834K (36 sales) Ramsgate Beach — 2 bed: $890K (44 sales)

36 vs 44 sales

3 bed $1.18M / $1.2M
Monterey — 3 bed: $1.18M (9 sales) Ramsgate Beach — 3 bed: $1.2M (19 sales)

9 vs 19 sales

Zoning mix

Monterey Ramsgate Beach
Residential 69% 79%
Parks and recreation 16% 10%
Infrastructure and transport 14% 8%
Planning zones cover 99% of Monterey and 97% of Ramsgate Beach. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Monterey Ramsgate Beach
New dwellings approved 857
across Bayside (NSW)
same for both
Approvals change year on year +98%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Monterey Ramsgate Beach
Houses 2.6%
$1,200/wk on $2.38M
 —
Units 4.3%
$680/wk on $830K
 —

Ranking within NSW

Monterey Ramsgate Beach
House price Higher than 91% of NSW
same for both
Income Higher than 60% of NSW Higher than 44% of NSW
Schools —
same for both
Walkability Higher than 88% of NSW Higher than 92% of NSW
Affordability Higher than 7% of NSW Higher than 4% of NSW
EV adoption Higher than 85% of NSW Higher than 86% of NSW
NBN connectivity Higher than 91% of NSW
same for both
Rental yield (houses) Higher than 9% of NSW —
Rental yield (units) Higher than 34% of NSW —

Liveability

Ramsgate Beach is more walkable (80 vs 68); Monterey scores higher overall (78 vs 72).

Monterey Ramsgate Beach
Grade A
same for both
Score 78/100 72/100
Socio-economic band very advantaged area
decile 9/10
 advantaged area
decile 7/10

Risk profile

Ramsgate Beach carries more crime risk (45 vs 29).

Monterey Ramsgate Beach
Bushfire None
0/100
same for both
Crime Low
29/100
 Moderate
45/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion High
76/100
 Low
20/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 2
within 5 km

Schools

Monterey Ramsgate Beach
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1
Universities within 10 km 2
The University of New South Wales, 9.4 km
 None

Schools in Monterey

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Ramsgate Beach

  • Ramsgate Public School Government · Primary below peers

Amenities in the suburb

Monterey Ramsgate Beach
Cafes & restaurants 3 6
Parks & reserves 3 0
Childcare 3 0
GPs 1 2
Pharmacies 0 1
Banks & Bank@Post 0 1
Fuel stations 0 2
Waterways 1
same for both

Mobility

Monterey Ramsgate Beach
Walkability score 68/100 80/100
Distance to Sydney 17.3 km 18.3 km
+6% vs other
Drive time (normal traffic) 22 min 23 min
Public transport score 79/100
Bus
same for both
Peak arrivals per hour 110.8
7-9am + 5-7pm
 69.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 1.2%
postcode 2217
same for both
Rooftop solar per 100 dwellings 12
postcode 2217
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Monterey Ramsgate Beach
Car (driver) 51.0% / 51.2%
Monterey — Car (driver): 51.0% Ramsgate Beach — Car (driver): 51.2%
Worked from Home 39.7% / 39.0%
Monterey — Worked from Home: 39.7% Ramsgate Beach — Worked from Home: 39.0%
Car (passenger) 3.5% / 3.8%
Monterey — Car (passenger): 3.5% Ramsgate Beach — Car (passenger): 3.8%
Train 3.1% / 2.6%
Monterey — Train: 3.1% Ramsgate Beach — Train: 2.6%
Walked Only 1.1% / 2.3%
Monterey — Walked Only: 1.1% Ramsgate Beach — Walked Only: 2.3%
Bus 1.1% / 1.2%
Monterey — Bus: 1.1% Ramsgate Beach — Bus: 1.2%

Bars are drawn against the largest share shown (51.2%).

Setting

Monterey Ramsgate Beach
Elevation 6 m
above sea level, at the suburb centre
same for both
Distance to the ocean 401 m
3.7 km to a named beach
 242 m
2.8 km to a named beach

NBN connectivity

Monterey Ramsgate Beach
Connectivity score 84/100 82/100
Most common technology Fibre to the curb
same for both
Full-fibre (FTTP) share 25%
2,132 premises
 17%
992 premises

Climate

Monterey Ramsgate Beach
Annual rainfall 1,129 mm
same for both
Summer max (Jan) 27.5°C
same for both
Winter min (Jul) 9.5°C
same for both

Air quality (annual mean)

Monterey Ramsgate Beach
PM2.5 6.5 µg/m³
same for both
PM10 16.1 µg/m³
same for both
NO₂ 0.79 pphm
same for both

Council rates

Monterey Ramsgate Beach
Average residential rate $1,217/yr
same for both
Council Bayside (NSW)
same for both

Federal electorate

Monterey Ramsgate Beach
Division Kingsford Smith
same for both
Member Matt Thistlethwaite
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Monterey Ramsgate Beach
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Monterey

Apartments Coastal Middle-Ring Multicultural Parks River Townhouses Urban

Ramsgate Beach

Apartments Coastal Middle-Ring Multicultural Parks Retirees River Townhouses Urban

More comparisons

Other comparisons with Monterey

Monterey vs Kogarah Monterey vs Rockdale Monterey vs Brighton-Le-Sands Monterey vs Ramsgate

Other comparisons with Ramsgate Beach

Ramsgate Beach vs Sans Souci Ramsgate Beach vs Ramsgate
Full data on Monterey Full data on Ramsgate Beach
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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