Montacute vs Cudlee Creek

Montacute is the younger of the two, with a median age of 46 against 52 in Cudlee Creek. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Montacute is closer to the city centre: 19.8 km, against 32.1 km. On these figures, Montacute tends to suit people living alone and families with children, while Cudlee Creek suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Montacute

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (12/100 vs 69/100)
  • has more parks and reserves (10 vs 2)
  • But Cudlee Creek is already more of a family suburb (80% vs 69%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Cudlee Creek

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (6% vs 20%)
  • has cheaper rent ($120/wk vs $370/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Montacute

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (19.8 km vs 32.1 km)
  • has a shorter drive in (41 min vs 49 min)
  • But Cudlee Creek is more walkable (10/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Montacute carries lower crime risk (12/100 vs 69/100)
  • Cudlee Creek is more walkable (10/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Montacute

ahead on the one thing that separates them

  • is growing faster (12.9% vs 1.0%)

Weighs population growth.

Where they sit

Montacute and Cudlee Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Montacute Cudlee Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Montacute Cudlee Creek
Walkability 0 / 10
Montacute — Walkability: 0/100 Cudlee Creek — Walkability: 10/100
Safety 88 / 31
Montacute — Safety: 88/100 Cudlee Creek — Safety: 31/100
Low fire risk 17 / 18
Montacute — Low fire risk: 17/100 Cudlee Creek — Low fire risk: 18/100
Low flood risk 85 / 78
Montacute — Low flood risk: 85/100 Cudlee Creek — Low flood risk: 78/100

Demographics

Montacute rents higher ($370/wk vs $120/wk); Cudlee Creek has more residents (425 vs 332).

Montacute Cudlee Creek
Population 332 425
+28% vs other
Population trend (2016 → 2021) +12.9% +1.0%
Median age 46 52
Median household income $96,200/yr $97,500/yr
+1% vs other
Median weekly rent $370/wk
+68% vs other
 $120/wk

Age profile

Share of residents in each band, 2021 Census.

Montacute Cudlee Creek
0-4 5.1% / 3.1%
Montacute — 0-4: 5.1% Cudlee Creek — 0-4: 3.1%
5-14 13.0% / 8.7%
Montacute — 5-14: 13.0% Cudlee Creek — 5-14: 8.7%
15-19 7.8% / 8.0%
Montacute — 15-19: 7.8% Cudlee Creek — 15-19: 8.0%
20-24 5.4% / 6.6%
Montacute — 20-24: 5.4% Cudlee Creek — 20-24: 6.6%
25-34 6.9% / 6.8%
Montacute — 25-34: 6.9% Cudlee Creek — 25-34: 6.8%
35-44 9.6% / 5.6%
Montacute — 35-44: 9.6% Cudlee Creek — 35-44: 5.6%
45-54 14.8% / 16.2%
Montacute — 45-54: 14.8% Cudlee Creek — 45-54: 16.2%
55-64 15.7% / 24.9%
Montacute — 55-64: 15.7% Cudlee Creek — 55-64: 24.9%
65-74 14.5% / 13.2%
Montacute — 65-74: 14.5% Cudlee Creek — 65-74: 13.2%
75-84 3.0% / 5.6%
Montacute — 75-84: 3.0% Cudlee Creek — 75-84: 5.6%
85+ 3.3% / 1.2%
Montacute — 85+: 3.3% Cudlee Creek — 85+: 1.2%

Bars are drawn against the largest share shown (24.9%).

Who lives together

Household composition, 2021 Census.

Montacute 61.3% couple families
Montacute — Couple Families: 61.3% Montacute — Lone Person: 30.7% Montacute — One Parent Families: 8.0%
Cudlee Creek 71.4% couple families
Cudlee Creek — Couple Families: 71.4% Cudlee Creek — Lone Person: 19.5% Cudlee Creek — One Parent Families: 9.1%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Montacute 8.1% renting
Montacute — Owned Outright: 52.5% Montacute — Mortgage: 39.4% Montacute — Renting: 8.1%
Cudlee Creek 4.1% renting
Cudlee Creek — Owned Outright: 52.4% Cudlee Creek — Mortgage: 43.4% Cudlee Creek — Renting: 4.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Montacute Cudlee Creek
Bachelor Degree 14.2% / 14.8%
Montacute — Bachelor Degree: 14.2% Cudlee Creek — Bachelor Degree: 14.8%
Certificate III & IV 10.2% / 15.3%
Montacute — Certificate III & IV: 10.2% Cudlee Creek — Certificate III & IV: 15.3%
Advanced Diploma / Diploma 5.7% / 11.3%
Montacute — Advanced Diploma / Diploma: 5.7% Cudlee Creek — Advanced Diploma / Diploma: 11.3%
Postgraduate Degree 8.7% / 3.8%
Montacute — Postgraduate Degree: 8.7% Cudlee Creek — Postgraduate Degree: 3.8%
Graduate Diploma / Certificate 4.8% / 2.1%
Montacute — Graduate Diploma / Certificate: 4.8% Cudlee Creek — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (15.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Montacute Cudlee Creek
England 7.2% / 8.2%
Montacute — England: 7.2% Cudlee Creek — England: 8.2%
Germany 2.1% / —
Montacute — Germany: 2.1% Cudlee Creek — Germany: not among its largest
Scotland 0.9% / 0.9%
Montacute — Scotland: 0.9% Cudlee Creek — Scotland: 0.9%
New Zealand 1.5% / —
Montacute — New Zealand: 1.5% Cudlee Creek — New Zealand: not among its largest
South Africa 1.5% / —
Montacute — South Africa: 1.5% Cudlee Creek — South Africa: not among its largest
Thailand 1.2% / —
Montacute — Thailand: 1.2% Cudlee Creek — Thailand: not among its largest
Italy — / 0.9%
Montacute — Italy: not among its largest Cudlee Creek — Italy: 0.9%

Bars are drawn against the largest share shown (8.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Montacute 100.0% houses
Montacute — Houses: 100.0%
Cudlee Creek 100.0% houses
Cudlee Creek — Houses: 100.0%
Houses

Property market

Montacute Cudlee Creek
Median house price $1,150,000 $1,185,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 21 days
from 3 sales

Zoning mix

Cudlee Creek has more rural and farming land (99% vs 35%); Montacute has more land zoned for conservation (65% vs 1%).

Montacute Cudlee Creek
Rural and farming 35% 99%
Environmental 65% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Montacute Cudlee Creek
New dwellings approved 95
across Adelaide Hills
same for both
Approvals change year on year +53%
same for both

Ranking within SA

Montacute Cudlee Creek
House price Higher than 33% of SA —
Income Higher than 74% of SA Higher than 77% of SA
Schools —
same for both
Walkability Higher than 52% of SA Higher than 65% of SA
Affordability Higher than 87% of SA —
EV adoption Higher than 96% of SA Higher than 90% of SA
NBN connectivity Higher than 33% of SA Higher than 44% of SA

Liveability

Cudlee Creek is more walkable (10 vs 0).

Montacute Cudlee Creek
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 10/10
 very advantaged area
decile 9/10

Risk profile

Cudlee Creek carries more crime risk (69 vs 12).

Montacute Cudlee Creek
Bushfire High
83/100
 High
82/100
Crime Low
12/100
 Moderate
69/100
Flood Low
15/100
 Low
22/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
 1
within 5 km

Schools

Montacute Cudlee Creek
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km 1
Adelaide University, Magill Campus, 7.9 km
 None

Amenities in the suburb

Montacute Cudlee Creek
Cafes & restaurants 0 1
Parks & reserves 10 2
Waterways 4 2

Mobility

Cudlee Creek sits further from the CBD (32.1 km vs 19.8 km).

Montacute Cudlee Creek
Walkability score 0/100 10/100
Distance to Adelaide 19.8 km 32.1 km
+62% vs other
Drive time (normal traffic) 41 min 49 min
Electric vehicle share 2.4%
postcode 5134
 1.7%
postcode 5232
Rooftop solar per 100 dwellings 83
postcode 5134
 94
postcode 5232

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Montacute Cudlee Creek
Car (driver) 77.5% / 77.6%
Montacute — Car (driver): 77.5% Cudlee Creek — Car (driver): 77.6%
Worked from Home 16.9% / 12.9%
Montacute — Worked from Home: 16.9% Cudlee Creek — Worked from Home: 12.9%
Car (passenger) 3.5% / 4.5%
Montacute — Car (passenger): 3.5% Cudlee Creek — Car (passenger): 4.5%
Bus 2.1% / 2.5%
Montacute — Bus: 2.1% Cudlee Creek — Bus: 2.5%
Walked Only — / 2.5%
Montacute — Walked Only: not among its largest Cudlee Creek — Walked Only: 2.5%

Bars are drawn against the largest share shown (77.6%).

Setting

Montacute Cudlee Creek
Elevation 364 m
above sea level, at the suburb centre
 465 m
above sea level, at the suburb centre
Distance to the ocean 20.6 km 26.3 km

NBN connectivity

Montacute Cudlee Creek
Connectivity score 22/100 28/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
61 premises
 0%
159 premises

Climate

Montacute Cudlee Creek
Annual rainfall 921 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Montacute Cudlee Creek
PM2.5 —
same for both
PM10 —
same for both
NO₂ 0.51 pphm
same for both

Council rates

Montacute Cudlee Creek
Average residential rate $2,727/yr
same for both
Council Adelaide Hills
same for both

Federal electorate

Montacute Cudlee Creek
Division Mayo
same for both
Member Rebekha Sharkie
same for both
Party Centre Alliance
same for both

First Home Owner Grant

Montacute Cudlee Creek
Grant amount $15,000
same for both
Property price cap —
same for both
Eligibility New
same for both

Tags

Montacute

Middle-Ring Professionals

Cudlee Creek

Outer

More comparisons

Other comparisons with Montacute

Montacute vs Athelstone Montacute vs Rostrevor Montacute vs Highbury Montacute vs Woodforde Montacute vs Norton Summit Montacute vs Lenswood

Other comparisons with Cudlee Creek

Cudlee Creek vs Lobethal Cudlee Creek vs Gumeracha Cudlee Creek vs Lenswood Cudlee Creek vs Paracombe Cudlee Creek vs Kenton Valley Cudlee Creek vs Millbrook
Full data on Montacute Full data on Cudlee Creek
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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