Mirrabooka vs Silverwater

Mirrabooka is the younger of the two, with a median age of 42 against 51 in Silverwater. In both, the large majority of households own their home and the large majority of homes are detached houses. Houses cost more in Silverwater: a median of $1 million, against $818,000 in Mirrabooka. On these figures, Mirrabooka tends to suit buyers on a tighter budget, while Silverwater suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Mirrabooka

ahead on the one thing that separates them

  • is already more of a family suburb (65% vs 56%)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Mirrabooka

ahead on the one thing that separates them

  • has cheaper houses ($817,500 vs $1,005,000)

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mirrabooka

ahead on 2 of the 3 things we measure here

  • is more walkable (34/100 vs 21/100)
  • has a shorter drive in (96 min vs 101 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 3 things we measure here

  • Mirrabooka is more walkable (34/100 vs 21/100)
  • Silverwater has more residents already 65 and over (33% vs 20%)

Weighs who already lives there, GPs, and walkability.

Investors

Mirrabooka

ahead on the one thing that separates them

  • is growing faster (11.1% vs -9.0%)

Weighs population growth.

Where they sit

Mirrabooka and Silverwater drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mirrabooka Silverwater
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mirrabooka Silverwater
Walkability 34 / 21
Mirrabooka — Walkability: 34/100 Silverwater — Walkability: 21/100
Low fire risk 53 / 100
Mirrabooka — Low fire risk: 53/100 Silverwater — Low fire risk: 100/100

Demographics

Mirrabooka has more residents (809 vs 274); Silverwater skews older (51 vs 42).

Mirrabooka Silverwater
Population 809
+66% vs other
274
Population trend (2016 → 2021) +11.1% -9.0%
Median age 42 51
Median household income $80,964/yr
+11% vs other
$72,124/yr
Median weekly rent $368/wk $380/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Mirrabooka Silverwater
0-4 7.0% / 2.6%
Mirrabooka — 0-4: 7.0% Silverwater — 0-4: 2.6%
5-14 10.8% / 10.9%
Mirrabooka — 5-14: 10.8% Silverwater — 5-14: 10.9%
15-19 5.7% / 5.1%
Mirrabooka — 15-19: 5.7% Silverwater — 15-19: 5.1%
20-24 7.3% / 5.5%
Mirrabooka — 20-24: 7.3% Silverwater — 20-24: 5.5%
25-34 11.1% / 9.9%
Mirrabooka — 25-34: 11.1% Silverwater — 25-34: 9.9%
35-44 10.8% / 7.7%
Mirrabooka — 35-44: 10.8% Silverwater — 35-44: 7.7%
45-54 13.6% / 10.6%
Mirrabooka — 45-54: 13.6% Silverwater — 45-54: 10.6%
55-64 15.1% / 18.6%
Mirrabooka — 55-64: 15.1% Silverwater — 55-64: 18.6%
65-74 11.1% / 20.1%
Mirrabooka — 65-74: 11.1% Silverwater — 65-74: 20.1%
75-84 6.8% / 9.5%
Mirrabooka — 75-84: 6.8% Silverwater — 75-84: 9.5%
85+ 1.6% / 3.6%
Mirrabooka — 85+: 1.6% Silverwater — 85+: 3.6%

Bars are drawn against the largest share shown (20.1%).

Who lives together

Household composition, 2021 Census.

Mirrabooka 39.6% couple families
Mirrabooka — Couple Families: 39.6% Mirrabooka — Lone Person: 31.1% Mirrabooka — One Parent Families: 25.0% Mirrabooka — Group Household: 1.9% Mirrabooka — Other Families: 2.4%
Silverwater 30.9% couple families
Silverwater — Couple Families: 30.9% Silverwater — Lone Person: 38.2% Silverwater — One Parent Families: 25.0% Silverwater — Group Household: 5.9% Silverwater — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mirrabooka 22.5% renting
Mirrabooka — Owned Outright: 35.5% Mirrabooka — Mortgage: 42.0% Mirrabooka — Renting: 22.5%
Silverwater 23.9% renting
Silverwater — Owned Outright: 45.1% Silverwater — Mortgage: 31.0% Silverwater — Renting: 23.9%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mirrabooka Silverwater
England 3.1% / 2.6%
Mirrabooka — England: 3.1% Silverwater — England: 2.6%
New Zealand 1.6% / 2.9%
Mirrabooka — New Zealand: 1.6% Silverwater — New Zealand: 2.9%
India 0.7% / —
Mirrabooka — India: 0.7% Silverwater — India: not among its largest
Germany 0.6% / —
Mirrabooka — Germany: 0.6% Silverwater — Germany: not among its largest
Ireland 0.6% / —
Mirrabooka — Ireland: 0.6% Silverwater — Ireland: not among its largest

Bars are drawn against the largest share shown (3.1%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mirrabooka Silverwater
Certificate III & IV 22.1% / 21.2%
Mirrabooka — Certificate III & IV: 22.1% Silverwater — Certificate III & IV: 21.2%
Bachelor Degree 8.0% / 10.6%
Mirrabooka — Bachelor Degree: 8.0% Silverwater — Bachelor Degree: 10.6%
Advanced Diploma / Diploma 8.9% / 8.0%
Mirrabooka — Advanced Diploma / Diploma: 8.9% Silverwater — Advanced Diploma / Diploma: 8.0%
Postgraduate Degree 3.2% / 4.0%
Mirrabooka — Postgraduate Degree: 3.2% Silverwater — Postgraduate Degree: 4.0%
Graduate Diploma / Certificate 0.9% / 3.3%
Mirrabooka — Graduate Diploma / Certificate: 0.9% Silverwater — Graduate Diploma / Certificate: 3.3%

Bars are drawn against the largest share shown (22.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mirrabooka 98.7% houses
Mirrabooka — Houses: 98.7% Mirrabooka — Flats / Apartments: 1.3%
Silverwater 100.0% houses
Silverwater — Houses: 100.0% Silverwater — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

Mirrabooka Silverwater
Median house price $817,500 $1,005,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 38 days
from 6 sales
24 days
from 4 sales

Zoning mix

Silverwater has more land zoned for conservation (81% vs 22%); Mirrabooka has more rural and farming land (33% vs 0%).

Mirrabooka Silverwater
Environmental 22% 81%
Residential 43% 19%
Rural and farming 33% 0%
Parks and recreation 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mirrabooka Silverwater
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Ranking within NSW

Mirrabooka Silverwater
House price Higher than 35% of NSW Higher than 74% of NSW
Income Higher than 48% of NSW Higher than 39% of NSW
Schools —
same for both
Walkability Higher than 76% of NSW Higher than 70% of NSW
Affordability Higher than 64% of NSW Higher than 15% of NSW
EV adoption Higher than 45% of NSW
same for both
NBN connectivity Higher than 89% of NSW Higher than 81% of NSW

Liveability

Mirrabooka is more walkable (34 vs 21).

Mirrabooka Silverwater
Grade C —
Score 44/100 —
Socio-economic band mid-range socio-economic
decile 5/10
below-average income
decile 2/10

Risk profile

Mirrabooka carries more bushfire risk (47 vs 0).

Mirrabooka Silverwater
Bushfire Moderate
47/100
None
0/100
Crime Low
39/100
—
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
2
within 5 km

Schools

Mirrabooka Silverwater
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Mirrabooka Silverwater
Childcare 1 0
Fuel stations 1 0

Mobility

Mirrabooka Silverwater
Walkability score 34/100 21/100
Distance to Sydney 121 km 121.9 km
Drive time (normal traffic) 96 min 101 min
Public transport score 29/100
Bus
23/100
Bus
Peak arrivals per hour 5.2
7-9am + 5-7pm
1.8
7-9am + 5-7pm
Median peak wait 7 min
scheduled, not actual
39 min
scheduled, not actual
Electric vehicle share 0.4%
postcode 2264
same for both
Rooftop solar per 100 dwellings 52
postcode 2264
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mirrabooka Silverwater
Car (driver) 73.8% / 79.1%
Mirrabooka — Car (driver): 73.8% Silverwater — Car (driver): 79.1%
Worked from Home 20.3% / 17.4%
Mirrabooka — Worked from Home: 20.3% Silverwater — Worked from Home: 17.4%
Car (passenger) 4.9% / 3.5%
Mirrabooka — Car (passenger): 4.9% Silverwater — Car (passenger): 3.5%
Walked Only 1.0% / —
Mirrabooka — Walked Only: 1.0% Silverwater — Walked Only: not among its largest

Bars are drawn against the largest share shown (79.1%).

Setting

Mirrabooka Silverwater
Elevation 25 m
above sea level, at the suburb centre
14 m
above sea level, at the suburb centre
Distance to the ocean 8.3 km 7.9 km

NBN connectivity

Mirrabooka Silverwater
Connectivity score 80/100 74/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 64%
359 premises
52%
140 premises

Climate

Mirrabooka Silverwater
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Mirrabooka Silverwater
PM2.5 5.0 µg/m³
same for both
PM10 11.6 µg/m³
same for both
NO₂ 0.27 pphm
same for both

Council rates

Mirrabooka Silverwater
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Mirrabooka Silverwater
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Mirrabooka Silverwater
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mirrabooka

Silverwater

More comparisons

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Full data on Mirrabooka Full data on Silverwater
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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