Milton vs Lake Conjola

Milton is the younger of the two, with a median age of 55 against 66 in Lake Conjola. In both, the large majority of households own their home and most homes are detached houses. In Lake Conjola, most households are people living alone. Houses cost more in Milton: a median of $1.18 million, against $845,000 in Lake Conjola, and rent is higher there too. On these figures, Lake Conjola tends to suit people living alone, older residents, and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Milton

ahead on 5 of the 6 things we measure here

  • has more schools inside the suburb (3 vs 0)
  • has more childcare (3 vs 0)
  • is already more of a family suburb (54% vs 31%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Milton leaves households under less mortgage stress (30% vs 40%)
  • Lake Conjola has cheaper houses ($845,000 vs $1,175,000)

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Milton leaves renters under less rental stress (29% vs 39%)
  • Lake Conjola has cheaper rent ($335/wk vs $383/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Milton is more walkable (77/100 vs 14/100)
  • Lake Conjola sits closer to the CBD (217.8 km vs 220.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Milton

ahead on 3 of the 5 things we measure here

  • is more walkable (77/100 vs 14/100)
  • has more GPs (3 vs 0)
  • carries lower crime risk (38/100 vs 58/100)
  • But Lake Conjola has more units and townhouses to downsize into (32% vs 10%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Lake Conjola

ahead on the one thing that separates them

  • is growing faster (57.2% vs 8.3%)

Weighs population growth.

Where they sit

Milton and Lake Conjola drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Milton Lake Conjola
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Milton Lake Conjola
Walkability 77 / 14
Milton — Walkability: 77/100 Lake Conjola — Walkability: 14/100
Safety 62 / 42
Milton — Safety: 62/100 Lake Conjola — Safety: 42/100
Low fire risk 100 / 7
Milton — Low fire risk: 100/100 Lake Conjola — Low fire risk: 7/100

Demographics

Milton has more residents (1,801 vs 687); Milton has higher household incomes ($68,900 vs $45,188).

Milton Lake Conjola
Population 1,801
+62% vs other
 687
Population trend (2016 → 2021) +8.3% +57.2%
Median age 55 66
Median household income $68,900/yr
+34% vs other
 $45,188/yr
Median weekly rent $383/wk
+13% vs other
 $335/wk

Age profile

Share of residents in each band, 2021 Census.

Milton Lake Conjola
0-4 4.7% / 2.0%
Milton — 0-4: 4.7% Lake Conjola — 0-4: 2.0%
5-14 10.5% / 4.8%
Milton — 5-14: 10.5% Lake Conjola — 5-14: 4.8%
15-19 4.6% / 1.3%
Milton — 15-19: 4.6% Lake Conjola — 15-19: 1.3%
20-24 2.9% / 1.7%
Milton — 20-24: 2.9% Lake Conjola — 20-24: 1.7%
25-34 6.6% / 3.1%
Milton — 25-34: 6.6% Lake Conjola — 25-34: 3.1%
35-44 9.4% / 5.5%
Milton — 35-44: 9.4% Lake Conjola — 35-44: 5.5%
45-54 10.4% / 6.4%
Milton — 45-54: 10.4% Lake Conjola — 45-54: 6.4%
55-64 15.2% / 20.5%
Milton — 55-64: 15.2% Lake Conjola — 55-64: 20.5%
65-74 18.5% / 36.1%
Milton — 65-74: 18.5% Lake Conjola — 65-74: 36.1%
75-84 10.0% / 15.0%
Milton — 75-84: 10.0% Lake Conjola — 75-84: 15.0%
85+ 7.3% / 5.1%
Milton — 85+: 7.3% Lake Conjola — 85+: 5.1%

Bars are drawn against the largest share shown (36.1%).

Who lives together

Household composition, 2021 Census.

Milton 42.2% lone person
Milton — Lone Person: 42.2% Milton — Couple Families: 40.7% Milton — One Parent Families: 13.0% Milton — Group Household: 2.9% Milton — Other Families: 1.2%
Lake Conjola 67.2% lone person
Lake Conjola — Lone Person: 67.2% Lake Conjola — Couple Families: 22.6% Lake Conjola — One Parent Families: 8.0% Lake Conjola — Group Household: 2.2% Lake Conjola — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Milton 17.3% renting
Milton — Owned Outright: 53.6% Milton — Mortgage: 29.1% Milton — Renting: 17.3%
Lake Conjola 8.2% renting
Lake Conjola — Owned Outright: 76.0% Lake Conjola — Mortgage: 15.8% Lake Conjola — Renting: 8.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Milton Lake Conjola
Certificate III & IV 16.2% / 22.4%
Milton — Certificate III & IV: 16.2% Lake Conjola — Certificate III & IV: 22.4%
Bachelor Degree 11.7% / 7.9%
Milton — Bachelor Degree: 11.7% Lake Conjola — Bachelor Degree: 7.9%
Advanced Diploma / Diploma 8.5% / 8.4%
Milton — Advanced Diploma / Diploma: 8.5% Lake Conjola — Advanced Diploma / Diploma: 8.4%
Postgraduate Degree 4.1% / 1.7%
Milton — Postgraduate Degree: 4.1% Lake Conjola — Postgraduate Degree: 1.7%
Graduate Diploma / Certificate 2.0% / 2.5%
Milton — Graduate Diploma / Certificate: 2.0% Lake Conjola — Graduate Diploma / Certificate: 2.5%

Bars are drawn against the largest share shown (22.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Milton Lake Conjola
England 5.8% / 4.8%
Milton — England: 5.8% Lake Conjola — England: 4.8%
New Zealand 1.4% / 1.0%
Milton — New Zealand: 1.4% Lake Conjola — New Zealand: 1.0%
Scotland 0.6% / 1.5%
Milton — Scotland: 0.6% Lake Conjola — Scotland: 1.5%
Germany 0.6% / 0.7%
Milton — Germany: 0.6% Lake Conjola — Germany: 0.7%
Netherlands — / 0.7%
Milton — Netherlands: not among its largest Lake Conjola — Netherlands: 0.7%
Ireland 0.3% / —
Milton — Ireland: 0.3% Lake Conjola — Ireland: not among its largest

Bars are drawn against the largest share shown (5.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Milton 90.1% houses
Milton — Houses: 90.1% Milton — Flats / Apartments: 5.4% Milton — Townhouses: 4.5%
Lake Conjola 68.2% houses
Lake Conjola — Houses: 68.2% Lake Conjola — Flats / Apartments: 31.8% Lake Conjola — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Milton Lake Conjola
Median house price $1,175,000 $845,000
Median unit price —
same for both
Median land price $515,000 —
Typical days to sell (houses) 98 days
from 18 sales
 89 days
from 13 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Milton Lake Conjola
2 bed $850K / $720K
Milton — 2 bed: $850K (5 sales) Lake Conjola — 2 bed: $720K (9 sales)

5 vs 9 sales

3 bed $1.05M / $840K
Milton — 3 bed: $1.05M (14 sales) Lake Conjola — 3 bed: $840K (7 sales)

14 vs 7 sales

4 bed $1.4M / $1.32M
Milton — 4 bed: $1.4M (18 sales) Lake Conjola — 4 bed: $1.32M (7 sales)

18 vs 7 sales

Zoning mix

Lake Conjola has more land zoned for conservation (86% vs 23%); Milton has more rural and farming land (63% vs 9%).

Milton Lake Conjola
Environmental 23% 86%
Rural and farming 63% 9%
Residential 8% 0%
Infrastructure and transport 4% 3%
Parks and recreation 1% 3%
Planning zones cover 100% of Milton and 99% of Lake Conjola. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Milton Lake Conjola
New dwellings approved 854
across Shoalhaven
same for both
Approvals change year on year -10%
same for both

Ranking within NSW

Milton Lake Conjola
House price Higher than 63% of NSW Higher than 42% of NSW
Income Higher than 32% of NSW Higher than 7% of NSW
Schools Higher than 23% of NSW —
Walkability Higher than 91% of NSW Higher than 62% of NSW
Affordability Higher than 24% of NSW Higher than 17% of NSW
EV adoption Higher than 76% of NSW Higher than 70% of NSW
NBN connectivity Higher than 77% of NSW Higher than 50% of NSW

Liveability

Milton is more walkable (77 vs 14); Milton scores higher overall (53 vs 18).

Milton Lake Conjola
Grade B D
Score 53/100 18/100
Socio-economic band advantaged area
decile 7/10
 below-average income
decile 3/10

Risk profile

Lake Conjola carries more bushfire risk (93 vs 0); Lake Conjola carries more crime risk (58 vs 38).

Milton Lake Conjola
Bushfire None
0/100
 High
93/100
Crime Low
38/100
 Moderate
58/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
 High
92/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Milton Lake Conjola
Inside the suburb 3 0
Rated above peers 0
same for both
Rated at peers 2 0
Rated below peers 0
same for both

Schools in Milton

  • Milton Public School Government · Primary at peers
  • St Mary's Star of the Sea Catholic Primary School Catholic · Primary at peers
  • Budawang School Government · Combined · Special school

Schools in Lake Conjola

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Milton Lake Conjola
Supermarkets 1 0
Cafes & restaurants 8 1
Parks & reserves 3 2
Childcare 3 0
GPs 3 0
Pharmacies 1 0
Banks & Bank@Post 2 1
Fuel stations 3 0
Waterways 7 5

Mobility

Milton sits further from the CBD (220.5 km vs 217.8 km).

Milton Lake Conjola
Walkability score 77/100 14/100
Distance to Sydney 220.5 km
+1% vs other
 217.8 km
Drive time (normal traffic) 178 min 177 min
Public transport score 54/100
Bus
 19/100
Bus
Peak arrivals per hour 21.8
7-9am + 5-7pm
 3.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.9%
postcode 2538
 0.7%
postcode 2539
Rooftop solar per 100 dwellings 68
postcode 2538
 44
postcode 2539

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Milton Lake Conjola
Car (driver) 64.5% / 69.6%
Milton — Car (driver): 64.5% Lake Conjola — Car (driver): 69.6%
Worked from Home 20.9% / 23.9%
Milton — Worked from Home: 20.9% Lake Conjola — Worked from Home: 23.9%
Walked Only 8.5% / 4.3%
Milton — Walked Only: 8.5% Lake Conjola — Walked Only: 4.3%
Car (passenger) 5.1% / 2.2%
Milton — Car (passenger): 5.1% Lake Conjola — Car (passenger): 2.2%
Bicycle 1.0% / —
Milton — Bicycle: 1.0% Lake Conjola — Bicycle: not among its largest

Bars are drawn against the largest share shown (69.6%).

Setting

Milton Lake Conjola
Elevation 70 m
above sea level, at the suburb centre
 27 m
above sea level, at the suburb centre
Distance to the ocean 3.0 km
3.2 km to a named beach
 2.0 km
2.5 km to a named beach

NBN connectivity

Milton Lake Conjola
Connectivity score 70/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 48%
1,211 premises
 0%
546 premises

Climate

Milton Lake Conjola
Annual rainfall 1,302 mm
same for both
Summer max (Jan) 23.9°C
same for both
Winter min (Jul) 9.6°C
same for both

Council rates

Milton Lake Conjola
Average residential rate $1,501/yr
same for both
Council Shoalhaven
same for both

Federal electorate

Milton Lake Conjola
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Milton Lake Conjola
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Milton

Acreage Coastal Retirees

Lake Conjola

Coastal Retirees Rural

More comparisons

Other comparisons with Milton

Milton vs Ulladulla Milton vs Mollymook Beach Milton vs Narrawallee Milton vs Mollymook Milton vs Woodstock Milton vs Yatte Yattah

Other comparisons with Lake Conjola

Lake Conjola vs Narrawallee Lake Conjola vs Fishermans Paradise Lake Conjola vs Conjola Park Lake Conjola vs Yatte Yattah Lake Conjola vs Conjola Lake Conjola vs Cunjurong Point
Full data on Milton Full data on Lake Conjola
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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