Millingandi vs Pambula
Pambula is the younger of the two, with a median age of 54 against 62 in Millingandi. In both, the large majority of households own their home and most homes are detached houses. In Millingandi, most households are people living alone. In Pambula, about half of households are people living alone. Houses cost more in Millingandi: a median of $996,000, against $765,000 in Pambula, though rent is higher in Pambula. On these figures, Millingandi tends to suit older residents, while Pambula suits buyers on a tighter budget.
Pambula is the larger and more walkable community, with a population of 1002 and a walkability score of 77 compared to Millingandi's 519 and 14. Pambula also has higher median household income at $58,084 versus $44,668, and a notably better liveability score of 52 to 35. However, Millingandi offers a quieter setting with significantly lower bushfire risk (54 versus 0) and lower crime risk (22 versus 34), though it does carry moderate bushfire exposure. House prices are higher in Millingandi at $1,040,000 compared to $737,500 in Pambula, while rental costs are correspondingly lower. Pambula suits someone seeking walkability and community amenities, while Millingandi appeals to those prioritising a more isolated, lower-risk environment.
Written by an AI language model from the figures below. Every number in it is checked against those figures before it is published.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Pambula
ahead on 4 of the 6 things we measure here
- has more parks and reserves (4 vs 0)
- has more childcare (3 vs 0)
- has more schools inside the suburb (2 vs 0)
- But Millingandi carries lower crime risk (19/100 vs 39/100)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Pambula
ahead on 2 of the 2 things we measure here
- leaves households under less mortgage stress (27% vs 41%)
- has cheaper houses ($765,000 vs $995,750)
Weighs house prices and mortgage stress.
Renters
They split
one each way, out of the 3 things we measure here
- Millingandi has cheaper rent ($210/wk vs $313/wk)
- Pambula has a bigger rental market to choose from (22% vs 9%)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
They split
one each way, out of the 3 things we measure here
- Millingandi sits closer to the CBD (524.4 km vs 528.2 km)
- Pambula is more walkable (77/100 vs 14/100)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Pambula
ahead on 3 of the 5 things we measure here
- has more units and townhouses to downsize into (28% vs 2%)
- is more walkable (77/100 vs 14/100)
- has more GPs (2 vs 0)
- But Millingandi carries lower crime risk (19/100 vs 39/100)
Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.
Investors
Millingandi
ahead on the one thing that separates them
- is growing faster (16.4% vs 3.3%)
Weighs population growth.
Where they sit
Millingandi and Pambula drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Pambula has more residents (1,002 vs 519); Pambula rents higher ($313/wk vs $210/wk).
| Millingandi | Pambula | |
|---|---|---|
| Population | 519 | 1,002 +93% vs other |
| Population trend (2016 → 2021) | +16.4% | +3.3% |
| Median age | 62 | 54 |
| Median household income | $44,668/yr | $58,084/yr +30% vs other |
| Median weekly rent | $210/wk | $313/wk +49% vs other |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (26.8%).
Who lives together
Household composition, 2021 Census.
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (18.7%).
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (6.4%).
What people live in
Occupied private dwellings by structure, 2021 Census.
Property market
| Millingandi | Pambula | |
|---|---|---|
| Median house price | $995,750 | $765,000 |
| Median unit price | — | $537,500 |
| Median land price | — | $307,500 |
| Typical days to sell (houses) | 58 days from 4 sales | 103 days from 11 sales |
Zoning mix
Millingandi has more rural and farming land (37% vs 11%).
| Millingandi | Pambula | |
|---|---|---|
| Environmental | 62% | 65% |
| Rural and farming | 37% | 11% |
| Residential | 0% | 9% |
| Parks and recreation | 0% | 6% |
| Industrial | 0% | 5% |
| Infrastructure and transport | 1% | 3% |
| Commercial | 0% | 1% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Millingandi | Pambula | |
|---|---|---|
| New dwellings approved | 109 across Bega Valley same for both | |
| Approvals change year on year | -32% same for both | |
Ranking within NSW
| Millingandi | Pambula | |
|---|---|---|
| House price | Higher than 50% of NSW | Higher than 25% of NSW |
| Income | Higher than 7% of NSW | Higher than 18% of NSW |
| Schools | — same for both | |
| Walkability | Higher than 64% of NSW | Higher than 91% of NSW |
| Affordability | Higher than 13% of NSW | Higher than 52% of NSW |
| EV adoption | Higher than 40% of NSW same for both | |
| NBN connectivity | Higher than 57% of NSW | Higher than 71% of NSW |
Liveability
Pambula is more walkable (77 vs 14); Pambula scores higher overall (51 vs 36).
| Millingandi | Pambula | |
|---|---|---|
| Grade | C | B |
| Score | 36/100 | 51/100 |
| Socio-economic band | below-average income decile 3/10 | below-average income decile 2/10 |
Risk profile
Millingandi carries more bushfire risk (54 vs 0); Pambula carries more crime risk (39 vs 19).
| Millingandi | Pambula | |
|---|---|---|
| Bushfire | Moderate 54/100 | None 0/100 |
| Crime | Low 19/100 | Low 39/100 |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 2 within 5 km same for both | |
Schools
| Millingandi | Pambula | |
|---|---|---|
| Inside the suburb | 0 | 2 |
| Rated above peers | 0 | 1 |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Schools in Millingandi
No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.
Schools in Pambula
- Pambula Public School Government · Primary above peers
- Pambula Beach Flexible School Independent · Secondary · Special school
Amenities in the suburb
| Millingandi | Pambula | |
|---|---|---|
| Supermarkets | 0 | 1 |
| Cafes & restaurants | 0 | 9 |
| Parks & reserves | 0 | 4 |
| Childcare | 0 | 3 |
| GPs | 0 | 2 |
| Pharmacies | 0 | 1 |
| Hospitals | 0 | 1 |
| Banks & Bank@Post | 0 | 2 |
| Fuel stations | 0 | 1 |
| Waterways | 2 | 1 |
Mobility
Pambula sits further from the CBD (528.2 km vs 524.4 km).
| Millingandi | Pambula | |
|---|---|---|
| Walkability score | 14/100 | 77/100 |
| Distance to Sydney | 524.4 km | 528.2 km |
| Drive time (normal traffic) | 363 min | 365 min |
| Public transport score | 23/100 Bus | 43/100 Bus |
| Peak arrivals per hour | 5.2 7-9am + 5-7pm | 14.2 7-9am + 5-7pm |
| Median peak wait | 1 min scheduled, not actual | 2 min scheduled, not actual |
| Electric vehicle share | 0.4% postcode 2549 same for both | |
| Rooftop solar per 100 dwellings | 52 postcode 2549 same for both | |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (74.3%).
Setting
| Millingandi | Pambula | |
|---|---|---|
| Elevation | 21 m above sea level, at the suburb centre | 4 m above sea level, at the suburb centre |
| Distance to the ocean | 4.7 km | 2.4 km 3.0 km to a named beach |
NBN connectivity
| Millingandi | Pambula | |
|---|---|---|
| Connectivity score | 30/100 | 62/100 |
| Most common technology | Fixed wireless | Fibre to the node |
| Full-fibre (FTTP) share | 0% 271 premises | 30% 666 premises |
Climate
| Millingandi | Pambula | |
|---|---|---|
| Annual rainfall | 768 mm same for both | |
| Summer max (Jan) | — same for both | |
| Winter min (Jul) | — same for both | |
Council rates
| Millingandi | Pambula | |
|---|---|---|
| Average residential rate | $1,767/yr same for both | |
| Council | Bega Valley same for both | |
Federal electorate
| Millingandi | Pambula | |
|---|---|---|
| Division | Eden-monaro same for both | |
| Member | Kristy Mcbain same for both | |
| Party | Australian Labor Party same for both | |
First Home Owner Grant
| Millingandi | Pambula | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
More comparisons
Other comparisons with Millingandi
Other comparisons with Pambula
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.