Millbank vs Upper Taylors Arm
Upper Taylors Arm is the younger of the two, with a median age of 48 against 59 in Millbank. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are people living alone. On these figures, Upper Taylors Arm tends to suit families with children.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Upper Taylors Arm
ahead on 3 of the 6 things we measure here
- carries lower crime risk (15/100 vs 48/100)
- has more schools rated above their peers (1 vs 0)
- has more separate houses rather than flats (100% vs 89%)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Too close to call
Nothing among the 1 things we measure here separates them by enough to be worth acting on.
Weighs mortgage stress.
Renters
Upper Taylors Arm
ahead on the one thing that separates them
- leaves renters under less rental stress (24% vs 32%)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
They split
one each way, out of the 3 things we measure here
- Millbank sits closer to the CBD (474.9 km vs 503.9 km)
- Upper Taylors Arm is more walkable (25/100 vs 0/100)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Upper Taylors Arm
ahead on 2 of the 4 things we measure here
- is more walkable (25/100 vs 0/100)
- carries lower crime risk (15/100 vs 48/100)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Upper Taylors Arm
ahead on the one thing that separates them
- is growing faster (-0.8% vs -8.9%)
Weighs population growth.
Where they sit
Millbank and Upper Taylors Arm drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Upper Taylors Arm has higher household incomes ($50,648 vs $40,248); Millbank skews older (59 vs 48).
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Population | 113 | 126 +12% vs other |
| Population trend (2016 → 2021) | -8.9% | -0.8% |
| Median age | 59 | 48 |
| Median household income | $40,248/yr | $50,648/yr +26% vs other |
| Median weekly rent | $250/wk +6% vs other | $235/wk |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (30.1%).
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (5.6%).
Who lives together
Household composition, 2021 Census.
What people live in
Occupied private dwellings by structure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (24.6%).
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Property market
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Median house price | $600,000 | — |
| Median unit price | — same for both | |
| Median land price | — | $192,500 |
Zoning mix
Millbank has more land zoned for conservation (43% vs 0%); Upper Taylors Arm has more rural and farming land (100% vs 57%).
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Rural and farming | 57% | 100% |
| Environmental | 43% | 0% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Millbank | Upper Taylors Arm | |
|---|---|---|
| New dwellings approved | 144 across Kempsey | 109 across Nambucca Valley |
| Approvals change year on year | +380% | -64% |
Ranking within NSW
| Millbank | Upper Taylors Arm | |
|---|---|---|
| House price | Higher than 20% of NSW | — |
| Income | Higher than 4% of NSW | Higher than 11% of NSW |
| Schools | — same for both | |
| Walkability | Higher than 24% of NSW | Higher than 72% of NSW |
| Affordability | Higher than 35% of NSW | — |
| EV adoption | Higher than 7% of NSW | Higher than 33% of NSW |
| NBN connectivity | Higher than 13% of NSW | Higher than 25% of NSW |
Liveability
Upper Taylors Arm is more walkable (25 vs 0).
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Grade | — same for both | |
| Score | — same for both | |
| Socio-economic band | below-average income decile 2/10 | high-need area decile 1/10 |
Risk profile
Millbank carries more crime risk (48 vs 15).
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Bushfire | High 85/100 | High 91/100 |
| Crime | Moderate 48/100 | Low 15/100 |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 0 within 5 km same for both | |
Schools
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Inside the suburb | 0 | 1 |
| Rated above peers | 0 | 1 |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Schools in Millbank
No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.
Schools in Upper Taylors Arm
- Medlow Public School Government · Primary above peers
Amenities in the suburb
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Waterways | 9 | 13 |
Mobility
Upper Taylors Arm sits further from the CBD (503.9 km vs 474.9 km).
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Walkability score | 0/100 | 25/100 |
| Distance to Sydney | 474.9 km | 503.9 km +6% vs other |
| Drive time (normal traffic) | 344 min | 341 min |
| Electric vehicle share | 0.1% postcode 2440 | 0.3% postcode 2447 |
| Rooftop solar per 100 dwellings | 53 postcode 2440 | 62 postcode 2447 |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (73.2%).
Setting
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Elevation | 140 m above sea level, at the suburb centre | 52 m above sea level, at the suburb centre |
| Distance to the ocean | 37.0 km | 30.4 km |
NBN connectivity
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Connectivity score | 15/100 | 17/100 |
| Most common technology | Satellite (Sky Muster) same for both | |
| Full-fibre (FTTP) share | 0% 52 premises | 0% 16 premises |
Council rates
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Average residential rate | $1,447/yr | $1,175/yr |
| Council | Kempsey | Nambucca Valley |
Federal electorate
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Division | Cowper same for both | |
| Member | Pat Conaghan same for both | |
| Party | The Nationals same for both | |
First Home Owner Grant
| Millbank | Upper Taylors Arm | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
Millbank
Upper Taylors Arm
More comparisons
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.