Middle Tarwin vs Tarwin

Tarwin is the younger of the two, with a median age of 34 against 41 in Middle Tarwin. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Middle Tarwin tends to suit people living alone, while Tarwin suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Tarwin

ahead on the one thing that separates them

  • is already more of a family suburb (82% vs 59%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Tarwin

ahead on the one thing that separates them

  • leaves households under less mortgage stress (10% vs 19%)

Weighs mortgage stress.

Renters

Tarwin

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (24% vs 10%)
  • has cheaper rent ($150/wk vs $180/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tarwin

ahead on the one thing that separates them

  • sits closer to the CBD (153.3 km vs 158.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Tarwin

ahead on the one thing that separates them

  • is growing faster (5.4% vs -4.2%)

Weighs population growth.

Where they sit

Middle Tarwin and Tarwin drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Middle Tarwin Tarwin
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Middle Tarwin Tarwin
Walkability 0 / 0
Middle Tarwin — Walkability: 0/100 Tarwin — Walkability: 0/100
Safety 47 / 53
Middle Tarwin — Safety: 47/100 Tarwin — Safety: 53/100
Low fire risk 100 / 100
Middle Tarwin — Low fire risk: 100/100 Tarwin — Low fire risk: 100/100
Low flood risk 24 / 59
Middle Tarwin — Low flood risk: 24/100 Tarwin — Low flood risk: 59/100

Demographics

Middle Tarwin has more residents (91 vs 59); Middle Tarwin skews older (41 vs 34).

Middle Tarwin Tarwin
Population 91
+35% vs other
59
Population trend (2016 → 2021) -4.2% +5.4%
Median age 41 34
Median household income $100,724/yr
+1% vs other
$99,632/yr
Median weekly rent $180/wk
+17% vs other
$150/wk

Age profile

Share of residents in each band, 2021 Census.

Middle Tarwin Tarwin
0-4 11.0% / 10.2%
Middle Tarwin — 0-4: 11.0% Tarwin — 0-4: 10.2%
5-14 8.8% / 15.3%
Middle Tarwin — 5-14: 8.8% Tarwin — 5-14: 15.3%
15-19 7.7% / 13.6%
Middle Tarwin — 15-19: 7.7% Tarwin — 15-19: 13.6%
20-24 — / —
Middle Tarwin — 20-24: not among its largest Tarwin — 20-24: not among its largest
25-34 7.7% / 6.8%
Middle Tarwin — 25-34: 7.7% Tarwin — 25-34: 6.8%
35-44 15.4% / 16.9%
Middle Tarwin — 35-44: 15.4% Tarwin — 35-44: 16.9%
45-54 15.4% / 10.2%
Middle Tarwin — 45-54: 15.4% Tarwin — 45-54: 10.2%
55-64 20.9% / 11.9%
Middle Tarwin — 55-64: 20.9% Tarwin — 55-64: 11.9%
65-74 8.8% / 5.1%
Middle Tarwin — 65-74: 8.8% Tarwin — 65-74: 5.1%
75-84 6.6% / 6.8%
Middle Tarwin — 75-84: 6.6% Tarwin — 75-84: 6.8%
85+ — / —
Middle Tarwin — 85+: not among its largest Tarwin — 85+: not among its largest

Bars are drawn against the largest share shown (20.9%).

Who lives together

Household composition, 2021 Census.

Middle Tarwin 59.1% couple families
Middle Tarwin — Couple Families: 59.1% Middle Tarwin — Lone Person: 40.9%
Tarwin 82.4% couple families
Tarwin — Couple Families: 82.4% Tarwin — Lone Person: 17.6%
Couple Families Lone Person

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Middle Tarwin 10.3% renting
Middle Tarwin — Owned Outright: 69.0% Middle Tarwin — Mortgage: 20.7% Middle Tarwin — Renting: 10.3%
Tarwin 23.5% renting
Tarwin — Owned Outright: 47.1% Tarwin — Mortgage: 29.4% Tarwin — Renting: 23.5%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Middle Tarwin 100.0% houses
Middle Tarwin — Houses: 100.0%
Tarwin 100.0% houses
Tarwin — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Middle Tarwin Tarwin
Certificate III & IV 19.8% / 16.9%
Middle Tarwin — Certificate III & IV: 19.8% Tarwin — Certificate III & IV: 16.9%
Bachelor Degree 11.0% / 15.3%
Middle Tarwin — Bachelor Degree: 11.0% Tarwin — Bachelor Degree: 15.3%
Advanced Diploma / Diploma 7.7% / 11.9%
Middle Tarwin — Advanced Diploma / Diploma: 7.7% Tarwin — Advanced Diploma / Diploma: 11.9%
Graduate Diploma / Certificate 3.3% / —
Middle Tarwin — Graduate Diploma / Certificate: 3.3% Tarwin — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (19.8%).

Zoning mix

Middle Tarwin Tarwin
Rural and farming 96% 97%
Parks and recreation 4% 2%
Infrastructure and transport 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Middle Tarwin Tarwin
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Ranking within VIC

Middle Tarwin Tarwin
House price —
same for both
Income Higher than 73% of VIC —
Schools —
same for both
Walkability Higher than 51% of VIC Higher than 19% of VIC
Affordability —
same for both
EV adoption Higher than 63% of VIC
same for both
NBN connectivity Higher than 37% of VIC Higher than 40% of VIC

Liveability

Middle Tarwin Tarwin
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
advantaged area
decile 8/10

Risk profile

Middle Tarwin carries more flood risk (76 vs 41).

Middle Tarwin Tarwin
Bushfire None
0/100
same for both
Crime Moderate
53/100
Moderate
47/100
Flood High
76/100
Moderate
41/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Middle Tarwin Tarwin
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Middle Tarwin Tarwin
Parks & reserves 1
same for both
Waterways 1
same for both

Mobility

Middle Tarwin sits further from the CBD (158.5 km vs 153.3 km).

Middle Tarwin Tarwin
Walkability score 0/100
same for both
Distance to Melbourne 158.5 km
+3% vs other
153.3 km
Drive time (normal traffic) 123 min 125 min
Electric vehicle share 0.6%
postcode 3956
same for both
Rooftop solar per 100 dwellings 36
postcode 3956
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Middle Tarwin Tarwin
Car (driver) 54.5% / 52.6%
Middle Tarwin — Car (driver): 54.5% Tarwin — Car (driver): 52.6%
Worked from Home 36.4% / 31.6%
Middle Tarwin — Worked from Home: 36.4% Tarwin — Worked from Home: 31.6%
Walked Only 9.1% / 15.8%
Middle Tarwin — Walked Only: 9.1% Tarwin — Walked Only: 15.8%

Bars are drawn against the largest share shown (54.5%).

Setting

Middle Tarwin Tarwin
Elevation 24 m
above sea level, at the suburb centre
36 m
above sea level, at the suburb centre
Distance to the ocean 7.8 km 12.4 km

NBN connectivity

Middle Tarwin Tarwin
Connectivity score 28/100 29/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
39 premises
0%
23 premises

Climate

Middle Tarwin Tarwin
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Middle Tarwin Tarwin
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Middle Tarwin Tarwin
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Middle Tarwin Tarwin
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Middle Tarwin

Tarwin

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Full data on Middle Tarwin Full data on Tarwin
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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