Middle Tarwin vs Pound Creek

Middle Tarwin is the younger of the two, with a median age of 41 against 53 in Pound Creek. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Middle Tarwin tends to suit people living alone and families with children, while Pound Creek suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Pound Creek

ahead on the one thing that separates them

  • is already more of a family suburb (72% vs 59%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Middle Tarwin

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 25%)

Weighs mortgage stress.

Renters

Middle Tarwin

ahead on the one thing that separates them

  • has cheaper rent ($180/wk vs $230/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Pound Creek

ahead on the one thing that separates them

  • sits closer to the CBD (156.4 km vs 158.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Pound Creek

ahead on the one thing that separates them

  • has more residents already 65 and over (29% vs 15%)

Weighs who already lives there, GPs, walkability, and crime.

Where they sit

Middle Tarwin and Pound Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Middle Tarwin Pound Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Middle Tarwin Pound Creek
Walkability 0 / 0
Middle Tarwin — Walkability: 0/100 Pound Creek — Walkability: 0/100
Safety 47 / 38
Middle Tarwin — Safety: 47/100 Pound Creek — Safety: 38/100
Low fire risk 100 / 89
Middle Tarwin — Low fire risk: 100/100 Pound Creek — Low fire risk: 89/100
Low flood risk 24 / 31
Middle Tarwin — Low flood risk: 24/100 Pound Creek — Low flood risk: 31/100

Demographics

Pound Creek has more residents (126 vs 91); Pound Creek skews older (53 vs 41).

Middle Tarwin Pound Creek
Population 91 126
+38% vs other
Population trend (2016 → 2021) -4.2% —
Median age 41 53
Median household income $100,724/yr
+16% vs other
 $84,500/yr
Median weekly rent $180/wk $230/wk
+28% vs other

Age profile

Share of residents in each band, 2021 Census.

Middle Tarwin Pound Creek
0-4 11.0% / —
Middle Tarwin — 0-4: 11.0% Pound Creek — 0-4: not among its largest
5-14 8.8% / 14.3%
Middle Tarwin — 5-14: 8.8% Pound Creek — 5-14: 14.3%
15-19 7.7% / 7.9%
Middle Tarwin — 15-19: 7.7% Pound Creek — 15-19: 7.9%
20-24 — / —
Middle Tarwin — 20-24: not among its largest Pound Creek — 20-24: not among its largest
25-34 7.7% / 3.2%
Middle Tarwin — 25-34: 7.7% Pound Creek — 25-34: 3.2%
35-44 15.4% / 7.9%
Middle Tarwin — 35-44: 15.4% Pound Creek — 35-44: 7.9%
45-54 15.4% / 15.9%
Middle Tarwin — 45-54: 15.4% Pound Creek — 45-54: 15.9%
55-64 20.9% / 21.4%
Middle Tarwin — 55-64: 20.9% Pound Creek — 55-64: 21.4%
65-74 8.8% / 21.4%
Middle Tarwin — 65-74: 8.8% Pound Creek — 65-74: 21.4%
75-84 6.6% / 5.6%
Middle Tarwin — 75-84: 6.6% Pound Creek — 75-84: 5.6%
85+ — / 2.4%
Middle Tarwin — 85+: not among its largest Pound Creek — 85+: 2.4%

Bars are drawn against the largest share shown (21.4%).

Who lives together

Household composition, 2021 Census.

Middle Tarwin 59.1% couple families
Middle Tarwin — Couple Families: 59.1% Middle Tarwin — Lone Person: 40.9% Middle Tarwin — One Parent Families: 0.0%
Pound Creek 62.1% couple families
Pound Creek — Couple Families: 62.1% Pound Creek — Lone Person: 27.6% Pound Creek — One Parent Families: 10.3%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Middle Tarwin 10.3% renting
Middle Tarwin — Owned Outright: 69.0% Middle Tarwin — Mortgage: 20.7% Middle Tarwin — Renting: 10.3%
Pound Creek 10.3% renting
Pound Creek — Owned Outright: 56.4% Pound Creek — Mortgage: 33.3% Pound Creek — Renting: 10.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Middle Tarwin 100.0% houses
Middle Tarwin — Houses: 100.0% Middle Tarwin — Flats / Apartments: 0.0%
Pound Creek 95.8% houses
Pound Creek — Houses: 95.8% Pound Creek — Flats / Apartments: 4.2%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Middle Tarwin Pound Creek
Certificate III & IV 19.8% / 13.5%
Middle Tarwin — Certificate III & IV: 19.8% Pound Creek — Certificate III & IV: 13.5%
Bachelor Degree 11.0% / 11.9%
Middle Tarwin — Bachelor Degree: 11.0% Pound Creek — Bachelor Degree: 11.9%
Advanced Diploma / Diploma 7.7% / 7.1%
Middle Tarwin — Advanced Diploma / Diploma: 7.7% Pound Creek — Advanced Diploma / Diploma: 7.1%
Graduate Diploma / Certificate 3.3% / 2.4%
Middle Tarwin — Graduate Diploma / Certificate: 3.3% Pound Creek — Graduate Diploma / Certificate: 2.4%
Postgraduate Degree — / 2.4%
Middle Tarwin — Postgraduate Degree: not among its largest Pound Creek — Postgraduate Degree: 2.4%

Bars are drawn against the largest share shown (19.8%).

Zoning mix

Middle Tarwin Pound Creek
Rural and farming 96% 98%
Parks and recreation 4% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Middle Tarwin Pound Creek
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Ranking within VIC

Middle Tarwin Pound Creek
House price —
same for both
Income Higher than 73% of VIC Higher than 54% of VIC
Schools —
same for both
Walkability Higher than 51% of VIC Higher than 32% of VIC
Affordability —
same for both
EV adoption Higher than 63% of VIC Higher than 79% of VIC
NBN connectivity Higher than 37% of VIC Higher than 31% of VIC

Liveability

Middle Tarwin Pound Creek
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
 advantaged area
decile 7/10

Risk profile

Pound Creek carries more bushfire risk (11 vs 0).

Middle Tarwin Pound Creek
Bushfire None
0/100
 Low
11/100
Crime Moderate
53/100
 Moderate
62/100
Flood High
76/100
 Moderate
69/100
Coastal erosion None
0/100
 Low
29/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Middle Tarwin Pound Creek
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Middle Tarwin Pound Creek
Parks & reserves 1 0
Waterways 1 12

Mobility

Middle Tarwin sits further from the CBD (158.5 km vs 156.4 km).

Middle Tarwin Pound Creek
Walkability score 0/100
same for both
Distance to Melbourne 158.5 km
+1% vs other
 156.4 km
Drive time (normal traffic) 123 min 124 min
Electric vehicle share 0.6%
postcode 3956
 1.1%
postcode 3996
Rooftop solar per 100 dwellings 36
postcode 3956
 39
postcode 3996

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Middle Tarwin Pound Creek
Car (driver) 54.5% / 60.0%
Middle Tarwin — Car (driver): 54.5% Pound Creek — Car (driver): 60.0%
Worked from Home 36.4% / 34.0%
Middle Tarwin — Worked from Home: 36.4% Pound Creek — Worked from Home: 34.0%
Walked Only 9.1% / 6.0%
Middle Tarwin — Walked Only: 9.1% Pound Creek — Walked Only: 6.0%

Bars are drawn against the largest share shown (60.0%).

Setting

Middle Tarwin Pound Creek
Elevation 24 m
above sea level, at the suburb centre
 18 m
above sea level, at the suburb centre
Distance to the ocean 7.8 km 3.8 km

NBN connectivity

Middle Tarwin Pound Creek
Connectivity score 28/100 27/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
39 premises
 0%
62 premises

Climate

Middle Tarwin Pound Creek
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Middle Tarwin Pound Creek
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Middle Tarwin Pound Creek
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Middle Tarwin Pound Creek
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Middle Tarwin

Rural Young Families

Pound Creek

Retirees Rural

More comparisons

Other comparisons with Middle Tarwin

Middle Tarwin vs Meeniyan Middle Tarwin vs Tarwin Lower Middle Tarwin vs Buffalo Middle Tarwin vs Tarwin

Other comparisons with Pound Creek

Pound Creek vs Inverloch Pound Creek vs Leongatha South Pound Creek vs Tarwin Lower Pound Creek vs Tarwin
Full data on Middle Tarwin Full data on Pound Creek
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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