Middle Tarwin vs Buffalo

Middle Tarwin is the younger of the two, with a median age of 41 against 47 in Buffalo. In both, the large majority of households own their home and the large majority of homes are detached houses. In Middle Tarwin, most households are couple families. In Buffalo, about half of households are couple families.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Middle Tarwin

ahead on the one thing that separates them

  • carries lower crime risk (53/100 vs 78/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Middle Tarwin

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (9% vs 16%)
  • has cheaper rent ($180/wk vs $260/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Middle Tarwin

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (123 min vs 128 min)
  • sits closer to the CBD (158.5 km vs 162.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Middle Tarwin carries lower crime risk (53/100 vs 78/100)
  • Buffalo has more residents already 65 and over (22% vs 15%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Buffalo

ahead on the one thing that separates them

  • is growing faster (4.4% vs -4.2%)

Weighs population growth.

Where they sit

Middle Tarwin and Buffalo drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Middle Tarwin Buffalo
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Middle Tarwin Buffalo
Walkability 0 / 0
Middle Tarwin — Walkability: 0/100 Buffalo — Walkability: 0/100
Safety 47 / 22
Middle Tarwin — Safety: 47/100 Buffalo — Safety: 22/100
Low fire risk 100 / 100
Middle Tarwin — Low fire risk: 100/100 Buffalo — Low fire risk: 100/100
Low flood risk 24 / 42
Middle Tarwin — Low flood risk: 24/100 Buffalo — Low flood risk: 42/100

Demographics

Buffalo has more residents (284 vs 91); Buffalo rents higher ($260/wk vs $180/wk).

Middle Tarwin Buffalo
Population 91 284
+212% vs other
Population trend (2016 → 2021) -4.2% +4.4%
Median age 41 47
Median household income $100,724/yr
+15% vs other
$85,748/yr
Median weekly rent $180/wk $260/wk
+44% vs other

Age profile

Share of residents in each band, 2021 Census.

Middle Tarwin Buffalo
0-4 11.0% / 5.6%
Middle Tarwin — 0-4: 11.0% Buffalo — 0-4: 5.6%
5-14 8.8% / 13.0%
Middle Tarwin — 5-14: 8.8% Buffalo — 5-14: 13.0%
15-19 7.7% / 7.4%
Middle Tarwin — 15-19: 7.7% Buffalo — 15-19: 7.4%
20-24 — / 4.9%
Middle Tarwin — 20-24: not among its largest Buffalo — 20-24: 4.9%
25-34 7.7% / 5.6%
Middle Tarwin — 25-34: 7.7% Buffalo — 25-34: 5.6%
35-44 15.4% / 10.6%
Middle Tarwin — 35-44: 15.4% Buffalo — 35-44: 10.6%
45-54 15.4% / 14.8%
Middle Tarwin — 45-54: 15.4% Buffalo — 45-54: 14.8%
55-64 20.9% / 15.1%
Middle Tarwin — 55-64: 20.9% Buffalo — 55-64: 15.1%
65-74 8.8% / 13.7%
Middle Tarwin — 65-74: 8.8% Buffalo — 65-74: 13.7%
75-84 6.6% / 6.7%
Middle Tarwin — 75-84: 6.6% Buffalo — 75-84: 6.7%
85+ — / 1.4%
Middle Tarwin — 85+: not among its largest Buffalo — 85+: 1.4%

Bars are drawn against the largest share shown (20.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Middle Tarwin Buffalo
Netherlands 5.5% / 2.5%
Middle Tarwin — Netherlands: 5.5% Buffalo — Netherlands: 2.5%
England 3.3% / 2.5%
Middle Tarwin — England: 3.3% Buffalo — England: 2.5%

Bars are drawn against the largest share shown (5.5%).

Who lives together

Household composition, 2021 Census.

Middle Tarwin 59.1% couple families
Middle Tarwin — Couple Families: 59.1% Middle Tarwin — Lone Person: 40.9% Middle Tarwin — One Parent Families: 0.0%
Buffalo 50.9% couple families
Buffalo — Couple Families: 50.9% Buffalo — Lone Person: 36.8% Buffalo — One Parent Families: 12.3%
Couple Families Lone Person One Parent Families

What people live in

Occupied private dwellings by structure, 2021 Census.

Middle Tarwin 100.0% houses
Middle Tarwin — Houses: 100.0%
Buffalo 100.0% houses
Buffalo — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Middle Tarwin Buffalo
Certificate III & IV 19.8% / 14.8%
Middle Tarwin — Certificate III & IV: 19.8% Buffalo — Certificate III & IV: 14.8%
Bachelor Degree 11.0% / 9.9%
Middle Tarwin — Bachelor Degree: 11.0% Buffalo — Bachelor Degree: 9.9%
Advanced Diploma / Diploma 7.7% / 6.3%
Middle Tarwin — Advanced Diploma / Diploma: 7.7% Buffalo — Advanced Diploma / Diploma: 6.3%
Graduate Diploma / Certificate 3.3% / —
Middle Tarwin — Graduate Diploma / Certificate: 3.3% Buffalo — Graduate Diploma / Certificate: not among its largest
Postgraduate Degree — / 1.4%
Middle Tarwin — Postgraduate Degree: not among its largest Buffalo — Postgraduate Degree: 1.4%

Bars are drawn against the largest share shown (19.8%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Middle Tarwin 10.3% renting
Middle Tarwin — Owned Outright: 69.0% Middle Tarwin — Mortgage: 20.7% Middle Tarwin — Renting: 10.3%
Buffalo 15.5% renting
Buffalo — Owned Outright: 48.8% Buffalo — Mortgage: 35.7% Buffalo — Renting: 15.5%
Owned outright Mortgage Renting

Property market

Middle Tarwin Buffalo
Median house price — $625,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Middle Tarwin Buffalo
Rural and farming 96% 97%
Parks and recreation 4% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Middle Tarwin Buffalo
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Ranking within VIC

Middle Tarwin Buffalo
House price —
same for both
Income Higher than 73% of VIC Higher than 56% of VIC
Schools —
same for both
Walkability Higher than 51% of VIC Higher than 39% of VIC
Affordability —
same for both
EV adoption Higher than 63% of VIC —
NBN connectivity Higher than 37% of VIC Higher than 36% of VIC

Liveability

Middle Tarwin Buffalo
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
same for both

Risk profile

Buffalo carries more crime risk (78 vs 53); Middle Tarwin carries more flood risk (76 vs 58).

Middle Tarwin Buffalo
Bushfire None
0/100
same for both
Crime Moderate
53/100
High
78/100
Flood High
76/100
Moderate
58/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Middle Tarwin Buffalo
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Middle Tarwin Buffalo
Parks & reserves 1 0
Waterways 1
same for both

Mobility

Buffalo sits further from the CBD (162.3 km vs 158.5 km).

Middle Tarwin Buffalo
Walkability score 0/100
same for both
Distance to Melbourne 158.5 km 162.3 km
+2% vs other
Drive time (normal traffic) 123 min 128 min
Electric vehicle share 0.6%
postcode 3956
0.0%
postcode 3958
Rooftop solar per 100 dwellings 36
postcode 3956
40
postcode 3958

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Middle Tarwin Buffalo
Car (driver) 54.5% / 56.0%
Middle Tarwin — Car (driver): 54.5% Buffalo — Car (driver): 56.0%
Worked from Home 36.4% / 32.8%
Middle Tarwin — Worked from Home: 36.4% Buffalo — Worked from Home: 32.8%
Walked Only 9.1% / 6.4%
Middle Tarwin — Walked Only: 9.1% Buffalo — Walked Only: 6.4%
Car (passenger) — / 4.8%
Middle Tarwin — Car (passenger): not among its largest Buffalo — Car (passenger): 4.8%

Bars are drawn against the largest share shown (56.0%).

Setting

Middle Tarwin Buffalo
Elevation 24 m
above sea level, at the suburb centre
38 m
above sea level, at the suburb centre
Distance to the ocean 7.8 km 15.0 km

NBN connectivity

Middle Tarwin Buffalo
Connectivity score 28/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
39 premises
0%
142 premises

Climate

Middle Tarwin Buffalo
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Middle Tarwin Buffalo
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Middle Tarwin Buffalo
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Middle Tarwin Buffalo
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Middle Tarwin

Buffalo

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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