Middle Arm vs Roslyn

Middle Arm is the younger of the two, with a median age of 46 against 55 in Roslyn. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Roslyn tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Roslyn

ahead on the one thing that separates them

  • carries lower crime risk (10/100 vs 49/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Middle Arm has cheaper land ($810,000 vs $1,200,000)
  • Roslyn leaves households under less mortgage stress (23% vs 29%)

Weighs land prices and mortgage stress.

Renters

Roslyn

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (21% vs 5%)
  • has cheaper rent ($330/wk vs $420/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Middle Arm

ahead on 3 of the 3 things we measure here

  • is more walkable (10/100 vs 0/100)
  • sits closer to the CBD (211.3 km vs 230.1 km)
  • has a shorter drive in (147 min vs 160 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Roslyn

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (10/100 vs 49/100)
  • has more residents already 65 and over (28% vs 23%)
  • But Middle Arm is more walkable (10/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Middle Arm and Roslyn drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Middle Arm Roslyn
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Middle Arm Roslyn
Walkability 10 / 0
Middle Arm — Walkability: 10/100 Roslyn — Walkability: 0/100
Safety 51 / 90
Middle Arm — Safety: 51/100 Roslyn — Safety: 90/100
Low fire risk 83 / 82
Middle Arm — Low fire risk: 83/100 Roslyn — Low fire risk: 82/100

Demographics

Middle Arm has more residents (377 vs 95); Middle Arm rents higher ($420/wk vs $330/wk).

Middle Arm Roslyn
Population 377
+75% vs other
95
Population trend (2016 → 2021) +4.1% +3.3%
Median age 46 55
Median household income $79,612/yr
+8% vs other
$73,632/yr
Median weekly rent $420/wk
+21% vs other
$330/wk

Age profile

Share of residents in each band, 2021 Census.

Middle Arm Roslyn
0-4 3.7% / 8.4%
Middle Arm — 0-4: 3.7% Roslyn — 0-4: 8.4%
5-14 11.9% / 6.3%
Middle Arm — 5-14: 11.9% Roslyn — 5-14: 6.3%
15-19 8.0% / 11.6%
Middle Arm — 15-19: 8.0% Roslyn — 15-19: 11.6%
20-24 2.9% / —
Middle Arm — 20-24: 2.9% Roslyn — 20-24: not among its largest
25-34 4.8% / 8.4%
Middle Arm — 25-34: 4.8% Roslyn — 25-34: 8.4%
35-44 15.4% / 8.4%
Middle Arm — 35-44: 15.4% Roslyn — 35-44: 8.4%
45-54 10.6% / 14.7%
Middle Arm — 45-54: 10.6% Roslyn — 45-54: 14.7%
55-64 18.0% / 17.9%
Middle Arm — 55-64: 18.0% Roslyn — 55-64: 17.9%
65-74 14.1% / 25.3%
Middle Arm — 65-74: 14.1% Roslyn — 65-74: 25.3%
75-84 7.7% / 3.2%
Middle Arm — 75-84: 7.7% Roslyn — 75-84: 3.2%
85+ 1.1% / —
Middle Arm — 85+: 1.1% Roslyn — 85+: not among its largest

Bars are drawn against the largest share shown (25.3%).

Who lives together

Household composition, 2021 Census.

Middle Arm 56.2% couple families
Middle Arm — Couple Families: 56.2% Middle Arm — Lone Person: 27.5% Middle Arm — One Parent Families: 12.5% Middle Arm — Group Household: 3.8%
Roslyn 75.0% couple families
Roslyn — Couple Families: 75.0% Roslyn — Lone Person: 25.0% Roslyn — One Parent Families: 0.0% Roslyn — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Middle Arm 4.7% renting
Middle Arm — Owned Outright: 55.5% Middle Arm — Mortgage: 39.8% Middle Arm — Renting: 4.7%
Roslyn 20.7% renting
Roslyn — Owned Outright: 62.1% Roslyn — Mortgage: 17.2% Roslyn — Renting: 20.7%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Middle Arm 100.0% houses
Middle Arm — Houses: 100.0%
Roslyn 100.0% houses
Roslyn — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Middle Arm Roslyn
Certificate III & IV 25.7% / 16.8%
Middle Arm — Certificate III & IV: 25.7% Roslyn — Certificate III & IV: 16.8%
Advanced Diploma / Diploma 6.1% / 10.5%
Middle Arm — Advanced Diploma / Diploma: 6.1% Roslyn — Advanced Diploma / Diploma: 10.5%
Bachelor Degree 9.8% / 5.3%
Middle Arm — Bachelor Degree: 9.8% Roslyn — Bachelor Degree: 5.3%
Postgraduate Degree 2.1% / —
Middle Arm — Postgraduate Degree: 2.1% Roslyn — Postgraduate Degree: not among its largest
Graduate Diploma / Certificate 1.3% / —
Middle Arm — Graduate Diploma / Certificate: 1.3% Roslyn — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (25.7%).

Property market

Middle Arm Roslyn
Median house price $1,050,000 —
Median unit price —
same for both
Median land price $810,000 $1,200,000

Zoning mix

Roslyn has more land zoned for conservation (36% vs 23%); Middle Arm has more rural and farming land (77% vs 64%).

Middle Arm Roslyn
Rural and farming 77% 64%
Environmental 23% 36%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Middle Arm Roslyn
New dwellings approved 332
across Goulburn Mulwaree
44
across Upper Lachlan
Approvals change year on year -1% +175%

Ranking within NSW

Middle Arm Roslyn
House price Higher than 54% of NSW —
Income Higher than 47% of NSW Higher than 41% of NSW
Schools —
same for both
Walkability Higher than 58% of NSW Higher than 29% of NSW
Affordability Higher than 43% of NSW —
EV adoption Higher than 49% of NSW
same for both
NBN connectivity Higher than 17% of NSW Higher than 16% of NSW

Liveability

Middle Arm is more walkable (10 vs 0).

Middle Arm Roslyn
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
advantaged area
decile 8/10

Risk profile

Middle Arm carries more crime risk (49 vs 10).

Middle Arm Roslyn
Bushfire Low
17/100
Low
18/100
Crime Moderate
49/100
Low
10/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Middle Arm Roslyn
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Middle Arm Roslyn
Parks & reserves 1 0
Waterways 17 18

Mobility

Roslyn sits further from the CBD (230.1 km vs 211.3 km).

Middle Arm Roslyn
Walkability score 10/100 0/100
Distance to Sydney 211.3 km 230.1 km
+9% vs other
Drive time (normal traffic) 147 min 160 min
Electric vehicle share 0.5%
postcode 2580
same for both
Rooftop solar per 100 dwellings 41
postcode 2580
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Middle Arm Roslyn
Car (driver) 75.0% / 66.7%
Middle Arm — Car (driver): 75.0% Roslyn — Car (driver): 66.7%
Worked from Home 17.6% / 23.1%
Middle Arm — Worked from Home: 17.6% Roslyn — Worked from Home: 23.1%
Walked Only 2.0% / 10.3%
Middle Arm — Walked Only: 2.0% Roslyn — Walked Only: 10.3%
Car (passenger) 5.4% / —
Middle Arm — Car (passenger): 5.4% Roslyn — Car (passenger): not among its largest

Bars are drawn against the largest share shown (75.0%).

Setting

Middle Arm Roslyn
Elevation 817 m
above sea level, at the suburb centre
940 m
above sea level, at the suburb centre

NBN connectivity

Middle Arm Roslyn
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
97 premises
0%
37 premises

Climate

Middle Arm Roslyn
Annual rainfall 658 mm 840 mm
Summer max (Jan) 27.1°C —
Winter min (Jul) 2.7°C —

Air quality (annual mean)

Middle Arm Roslyn
PM2.5 4.8 µg/m³
same for both
PM10 10.4 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Middle Arm Roslyn
Average residential rate $1,370/yr $636/yr
Council Goulburn Mulwaree Upper Lachlan

Federal electorate

Middle Arm Roslyn
Division Eden-monaro Riverina
Member Kristy Mcbain Michael Mccormack
Party Australian Labor Party The Nationals

First Home Owner Grant

Middle Arm Roslyn
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Middle Arm

Roslyn

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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