Merton vs Terip Terip

Merton is the younger of the two, with a median age of 53 against 58 in Terip Terip. In both, the large majority of households own their home and the large majority of homes are detached houses. In Terip Terip, most households are people living alone. On these figures, Terip Terip tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Terip Terip

ahead on the one thing that separates them

  • carries lower crime risk (76/100 vs 88/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Merton

ahead on the one thing that separates them

  • has cheaper rent ($200/wk vs $250/wk)

Weighs rent and rental stress.

Commuting to the city

Merton

ahead on 3 of the 3 things we measure here

  • is more walkable (23/100 vs 0/100)
  • sits closer to the CBD (151.2 km vs 177 km)
  • has a shorter drive in (130 min vs 137 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Merton is more walkable (23/100 vs 0/100)
  • Terip Terip carries lower crime risk (76/100 vs 88/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Terip Terip

ahead on the one thing that separates them

  • is growing faster (26.3% vs 13.7%)

Weighs population growth.

Where they sit

Merton and Terip Terip drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Merton Terip Terip
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Merton Terip Terip
Walkability 23 / 0
Merton — Walkability: 23/100 Terip Terip — Walkability: 0/100
Safety 12 / 24
Merton — Safety: 12/100 Terip Terip — Safety: 24/100
Low fire risk 35 / 100
Merton — Low fire risk: 35/100 Terip Terip — Low fire risk: 100/100
Low flood risk 68 / 100
Merton — Low flood risk: 68/100 Terip Terip — Low flood risk: 100/100

Demographics

Merton has more residents (216 vs 72); Terip Terip has higher household incomes ($94,224 vs $56,732).

Merton Terip Terip
Population 216
+67% vs other
 72
Population trend (2016 → 2021) +13.7% +26.3%
Median age 53 58
Median household income $56,732/yr $94,224/yr
+66% vs other
Median weekly rent $200/wk $250/wk
+25% vs other

Age profile

Share of residents in each band, 2021 Census.

Merton Terip Terip
0-4 5.1% / 8.3%
Merton — 0-4: 5.1% Terip Terip — 0-4: 8.3%
5-14 8.3% / 4.2%
Merton — 5-14: 8.3% Terip Terip — 5-14: 4.2%
15-19 5.6% / 8.3%
Merton — 15-19: 5.6% Terip Terip — 15-19: 8.3%
20-24 1.4% / —
Merton — 20-24: 1.4% Terip Terip — 20-24: not among its largest
25-34 5.6% / —
Merton — 25-34: 5.6% Terip Terip — 25-34: not among its largest
35-44 13.9% / 4.2%
Merton — 35-44: 13.9% Terip Terip — 35-44: 4.2%
45-54 14.4% / 20.8%
Merton — 45-54: 14.4% Terip Terip — 45-54: 20.8%
55-64 16.7% / 27.8%
Merton — 55-64: 16.7% Terip Terip — 55-64: 27.8%
65-74 21.8% / 12.5%
Merton — 65-74: 21.8% Terip Terip — 65-74: 12.5%
75-84 7.4% / 13.9%
Merton — 75-84: 7.4% Terip Terip — 75-84: 13.9%
85+ — / 5.6%
Merton — 85+: not among its largest Terip Terip — 85+: 5.6%

Bars are drawn against the largest share shown (27.8%).

Who lives together

Household composition, 2021 Census.

Merton 43.6% lone person
Merton — Lone Person: 43.6% Merton — Couple Families: 38.2% Merton — One Parent Families: 12.7% Merton — Group Household: 5.5%
Terip Terip 55.6% lone person
Terip Terip — Lone Person: 55.6% Terip Terip — Couple Families: 16.7% Terip Terip — One Parent Families: 27.8% Terip Terip — Group Household: 0.0%
Lone Person Couple Families One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Merton 4.8% renting
Merton — Owned Outright: 59.5% Merton — Mortgage: 35.7% Merton — Renting: 4.8%
Terip Terip 0.0% renting
Terip Terip — Owned Outright: 78.6% Terip Terip — Mortgage: 21.4% Terip Terip — Renting: 0.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Merton 101.1% houses
Merton — Houses: 101.1%
Terip Terip 100.0% houses
Terip Terip — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Merton Terip Terip
Certificate III & IV 18.1% / 13.9%
Merton — Certificate III & IV: 18.1% Terip Terip — Certificate III & IV: 13.9%
Advanced Diploma / Diploma 14.8% / 16.7%
Merton — Advanced Diploma / Diploma: 14.8% Terip Terip — Advanced Diploma / Diploma: 16.7%
Bachelor Degree 6.9% / 18.1%
Merton — Bachelor Degree: 6.9% Terip Terip — Bachelor Degree: 18.1%
Graduate Diploma / Certificate 3.2% / 6.9%
Merton — Graduate Diploma / Certificate: 3.2% Terip Terip — Graduate Diploma / Certificate: 6.9%
Postgraduate Degree 3.2% / 4.2%
Merton — Postgraduate Degree: 3.2% Terip Terip — Postgraduate Degree: 4.2%

Bars are drawn against the largest share shown (18.1%).

Zoning mix

Merton Terip Terip
Rural and farming 97% 98%
Parks and recreation 1% 2%
Infrastructure and transport 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Merton Terip Terip
New dwellings approved 76
across Mansfield
 82
across Murrindindi
Approvals change year on year -50% +83%

Ranking within VIC

Merton Terip Terip
House price —
same for both
Income Higher than 15% of VIC Higher than 64% of VIC
Schools —
same for both
Walkability Higher than 81% of VIC Higher than 21% of VIC
Affordability —
same for both
EV adoption Higher than 58% of VIC
same for both
NBN connectivity Higher than 13% of VIC Higher than 12% of VIC

Liveability

Merton is more walkable (23 vs 0).

Merton Terip Terip
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
 mid-range socio-economic
decile 6/10

Risk profile

Merton carries more bushfire risk (65 vs 0); Merton carries more flood risk (32 vs 0).

Merton Terip Terip
Bushfire Moderate
65/100
 None
0/100
Crime High
88/100
 High
76/100
Flood Low
32/100
 None
0/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Merton Terip Terip
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Merton Terip Terip
Parks & reserves 2 0
Banks & Bank@Post 1 0
Fuel stations 1 0
Waterways 3 10

Mobility

Terip Terip sits further from the CBD (177 km vs 151.2 km).

Merton Terip Terip
Walkability score 23/100 0/100
Distance to Melbourne 151.2 km 177 km
+17% vs other
Drive time (normal traffic) 130 min 137 min
Electric vehicle share 0.6%
postcode 3715
 0.6%
postcode 3719
Rooftop solar per 100 dwellings 35
postcode 3715
 62
postcode 3719

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Merton Terip Terip
Car (driver) 61.1% / 57.1%
Merton — Car (driver): 61.1% Terip Terip — Car (driver): 57.1%
Worked from Home 25.6% / 25.0%
Merton — Worked from Home: 25.6% Terip Terip — Worked from Home: 25.0%
Walked Only 6.7% / 17.9%
Merton — Walked Only: 6.7% Terip Terip — Walked Only: 17.9%
Car (passenger) 6.7% / —
Merton — Car (passenger): 6.7% Terip Terip — Car (passenger): not among its largest

Bars are drawn against the largest share shown (61.1%).

Setting

Merton Terip Terip
Elevation 343 m
above sea level, at the suburb centre
 534 m
above sea level, at the suburb centre

NBN connectivity

Merton Terip Terip
Connectivity score 16/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
63 premises
 0%
22 premises

Climate

Merton Terip Terip
Annual rainfall 865 mm
same for both
Summer max (Jan) 27.2°C
same for both
Winter min (Jul) 2.0°C
same for both

Council rates

Merton Terip Terip
Average residential rate $1,697/yr $1,973/yr
Council Mansfield Murrindindi

Federal electorate

Merton Terip Terip
Division Indi
same for both
Member Helen Haines
same for both
Party Independent
same for both

First Home Owner Grant

Merton Terip Terip
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Merton

Retirees River Rural

Terip Terip

Retirees Rural

More comparisons

Other comparisons with Merton

Merton vs Strathbogie Merton vs Gooram Merton vs Gobur Merton vs Ancona Merton vs Woodfield Merton vs Kanumbra

Other comparisons with Terip Terip

Terip Terip vs Yarck Terip Terip vs Ruffy Terip Terip vs Creightons Creek Terip Terip vs Gooram Terip Terip vs Gobur Terip Terip vs Caveat
Full data on Merton Full data on Terip Terip
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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