Melton vs Cobblebank

Cobblebank is the younger of the two, with a median age of 29 against 40 in Melton. In both, most households own their home and the large majority of homes are detached houses. In Cobblebank, most households are couple families. Houses cost more in Cobblebank: a median of $641,000, against $540,000 in Melton, and rent is higher there too. On these figures, Melton tends to suit people living alone, older residents, and buyers on a tighter budget, while Cobblebank suits young adults, families with children, and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Melton has more childcare (15 vs 1)
  • Cobblebank is already more of a family suburb (82% vs 52%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Melton has cheaper houses ($540,000 vs $641,000)
  • Cobblebank leaves households under less mortgage stress (22% vs 28%)

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Melton has cheaper rent ($300/wk vs $370/wk)
  • Cobblebank leaves renters under less rental stress (19% vs 28%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cobblebank

ahead on the one thing that separates them

  • is more walkable (49/100 vs 20/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Melton

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (17% vs 1%)
  • has more GPs (10 vs 0)
  • has more residents already 65 and over (20% vs 2%)
  • But Cobblebank is more walkable (49/100 vs 20/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs house yield.

Where they sit

Melton and Cobblebank drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Melton Cobblebank
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Melton Cobblebank
Walkability 20 / 49
Melton — Walkability: 20/100 Cobblebank — Walkability: 49/100
Safety 6 / 30
Melton — Safety: 6/100 Cobblebank — Safety: 30/100
Low fire risk 14 / 9
Melton — Low fire risk: 14/100 Cobblebank — Low fire risk: 9/100
Low flood risk 100 / 100
Melton — Low flood risk: 100/100 Cobblebank — Low flood risk: 100/100

Demographics

Melton has more residents (7,953 vs 3,601); Cobblebank has higher household incomes ($99,840 vs $55,016).

Melton Cobblebank
Population 7,953
+55% vs other
 3,601
Population trend (2016 → 2021) -1.4% —
Median age 40 29
Median household income $55,016/yr $99,840/yr
+81% vs other
Median weekly rent $300/wk $370/wk
+23% vs other

Age profile

Share of residents in each band, 2021 Census.

Melton Cobblebank
0-4 6.4% / 13.9%
Melton — 0-4: 6.4% Cobblebank — 0-4: 13.9%
5-14 12.3% / 18.2%
Melton — 5-14: 12.3% Cobblebank — 5-14: 18.2%
15-19 5.4% / 4.8%
Melton — 15-19: 5.4% Cobblebank — 15-19: 4.8%
20-24 5.6% / 5.5%
Melton — 20-24: 5.6% Cobblebank — 20-24: 5.5%
25-34 13.5% / 25.1%
Melton — 25-34: 13.5% Cobblebank — 25-34: 25.1%
35-44 13.0% / 19.9%
Melton — 35-44: 13.0% Cobblebank — 35-44: 19.9%
45-54 12.0% / 6.5%
Melton — 45-54: 12.0% Cobblebank — 45-54: 6.5%
55-64 11.5% / 3.9%
Melton — 55-64: 11.5% Cobblebank — 55-64: 3.9%
65-74 12.8% / 2.1%
Melton — 65-74: 12.8% Cobblebank — 65-74: 2.1%
75-84 6.2% / 0.2%
Melton — 75-84: 6.2% Cobblebank — 75-84: 0.2%
85+ 1.4% / 0.1%
Melton — 85+: 1.4% Cobblebank — 85+: 0.1%

Bars are drawn against the largest share shown (25.1%).

Who lives together

Household composition, 2021 Census.

Melton 30.2% couple families
Melton — Couple Families: 30.2% Melton — Lone Person: 41.6% Melton — One Parent Families: 22.3% Melton — Group Household: 3.7% Melton — Other Families: 2.2%
Cobblebank 67.0% couple families
Cobblebank — Couple Families: 67.0% Cobblebank — Lone Person: 13.9% Cobblebank — One Parent Families: 14.9% Cobblebank — Group Household: 2.5% Cobblebank — Other Families: 1.8%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Melton 35.6% renting
Melton — Owned Outright: 33.7% Melton — Mortgage: 30.7% Melton — Renting: 35.6%
Cobblebank 33.5% renting
Cobblebank — Owned Outright: 4.9% Cobblebank — Mortgage: 61.7% Cobblebank — Renting: 33.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Melton Cobblebank
Certificate III & IV 14.8% / 9.1%
Melton — Certificate III & IV: 14.8% Cobblebank — Certificate III & IV: 9.1%
Bachelor Degree 5.4% / 13.1%
Melton — Bachelor Degree: 5.4% Cobblebank — Bachelor Degree: 13.1%
Advanced Diploma / Diploma 6.0% / 10.4%
Melton — Advanced Diploma / Diploma: 6.0% Cobblebank — Advanced Diploma / Diploma: 10.4%
Postgraduate Degree 1.3% / 5.2%
Melton — Postgraduate Degree: 1.3% Cobblebank — Postgraduate Degree: 5.2%
Graduate Diploma / Certificate 1.1% / 1.0%
Melton — Graduate Diploma / Certificate: 1.1% Cobblebank — Graduate Diploma / Certificate: 1.0%

Bars are drawn against the largest share shown (14.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Melton Cobblebank
India 2.2% / 24.8%
Melton — India: 2.2% Cobblebank — India: 24.8%
Philippines 1.7% / 4.6%
Melton — Philippines: 1.7% Cobblebank — Philippines: 4.6%
New Zealand 2.7% / 3.3%
Melton — New Zealand: 2.7% Cobblebank — New Zealand: 3.3%
England 2.7% / —
Melton — England: 2.7% Cobblebank — England: not among its largest
Myanmar 1.2% / 0.8%
Melton — Myanmar: 1.2% Cobblebank — Myanmar: 0.8%
Pakistan — / 1.1%
Melton — Pakistan: not among its largest Cobblebank — Pakistan: 1.1%
Sri Lanka — / 0.9%
Melton — Sri Lanka: not among its largest Cobblebank — Sri Lanka: 0.9%

Bars are drawn against the largest share shown (24.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Melton 83.3% houses
Melton — Houses: 83.3% Melton — Townhouses: 16.5% Melton — Flats / Apartments: 0.2%
Cobblebank 99.3% houses
Cobblebank — Houses: 99.3% Cobblebank — Townhouses: 0.3% Cobblebank — Flats / Apartments: 0.4%
Houses Townhouses Flats / Apartments

Property market

Melton Cobblebank
Median house price $540,000 $641,000
Median unit price $400,000 —
Median land price $787,500 —
Typical days to sell (houses) 33 days
from 94 sales
 —

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Melton Cobblebank
3 bed $526K / $558K
Melton — 3 bed: $526K (190 sales) Cobblebank — 3 bed: $558K (36 sales)

190 vs 36 sales

4 bed $615K / $657K
Melton — 4 bed: $615K (41 sales) Cobblebank — 4 bed: $657K (81 sales)

41 vs 81 sales

5 bed $636K / $875K
Melton — 5 bed: $636K (12 sales) Cobblebank — 5 bed: $875K (7 sales)

12 vs 7 sales

Zoning mix

Melton has more rural and farming land (50% vs 0%).

Melton Cobblebank
Residential 27% 90%
Rural and farming 50% 0%
Industrial 10% 0%
Parks and recreation 7% 1%
Infrastructure and transport 5%
same for both
Other and special use 0% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Melton Cobblebank
New dwellings approved 4,602
across Melton
same for both
Approvals change year on year +5%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Melton Cobblebank
Houses 3.7%
$410/wk on $574K
 3.8%
$480/wk on $665K
Units 4.9%
$410/wk on $435K
 —

Ranking within VIC

Melton Cobblebank
House price Higher than 18% of VIC Higher than 28% of VIC
Income Higher than 13% of VIC Higher than 72% of VIC
Schools Higher than 3% of VIC —
Walkability Higher than 79% of VIC Higher than 86% of VIC
Affordability Higher than 44% of VIC Higher than 91% of VIC
EV adoption Higher than 45% of VIC Higher than 72% of VIC
NBN connectivity Higher than 99% of VIC Higher than 98% of VIC
Rental yield (houses) Higher than 47% of VIC Higher than 51% of VIC
Rental yield (units) Higher than 56% of VIC —

Liveability

Cobblebank is more walkable (49 vs 20); Cobblebank scores higher overall (40 vs 20).

Melton Cobblebank
Grade D C
Score 20/100 40/100
Socio-economic band high-need area
decile 1/10
 mid-range socio-economic
decile 5/10

Risk profile

Melton carries more crime risk (94 vs 70).

Melton Cobblebank
Bushfire High
86/100
 High
91/100
Crime High
94/100
 High
70/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 2
within 5 km

Schools

Melton Cobblebank
Inside the suburb 5 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 2 0

Schools in Melton

  • Melton Primary School Government · Primary at peers
  • Muhammadiyah Australia College Independent · Combined below peers
  • St Dominic's School Catholic · Primary below peers
  • Djerriwarrh Community & Education Services - Djerriwarrh Community College Independent · Secondary
  • Western English Language School-Melton Campus Government · Combined · Special school

Schools in Cobblebank

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Melton Cobblebank
Supermarkets 3 0
Cafes & restaurants 2 0
Parks & reserves 8 3
Childcare 15 1
GPs 10 0
Pharmacies 4 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 7 0
EV chargers 0 1
Waterways 25 1

Mobility

Melton Cobblebank
Walkability score 20/100 49/100
Distance to Melbourne 43.8 km
+3% vs other
 42.4 km
Drive time (normal traffic) 42 min 39 min
Public transport score 78/100
Bus
 39/100
Bus
Peak arrivals per hour 123.0
7-9am + 5-7pm
 6.0
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.5%
postcode 3337
 0.9%
postcode 3338
Rooftop solar per 100 dwellings 42
postcode 3337
 57
postcode 3338

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Melton Cobblebank
Car (driver) 72.4% / 71.0%
Melton — Car (driver): 72.4% Cobblebank — Car (driver): 71.0%
Worked from Home 15.1% / 18.6%
Melton — Worked from Home: 15.1% Cobblebank — Worked from Home: 18.6%
Car (passenger) 6.4% / 4.6%
Melton — Car (passenger): 6.4% Cobblebank — Car (passenger): 4.6%
Train 2.9% / 5.2%
Melton — Train: 2.9% Cobblebank — Train: 5.2%
Walked Only 2.2% / 0.3%
Melton — Walked Only: 2.2% Cobblebank — Walked Only: 0.3%
Bus 0.8% / 0.3%
Melton — Bus: 0.8% Cobblebank — Bus: 0.3%

Bars are drawn against the largest share shown (72.4%).

Setting

Melton Cobblebank
Elevation 144 m
above sea level, at the suburb centre
 132 m
above sea level, at the suburb centre
Distance to the ocean 28.5 km 26.6 km

NBN connectivity

Melton Cobblebank
Connectivity score 99/100 96/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 98%
4,809 premises
 94%
550 premises

Climate

Melton Cobblebank
Annual rainfall 518 mm
same for both
Summer max (Jan) 26.7°C
same for both
Winter min (Jul) 6.0°C
same for both

Air quality (annual mean)

Melton Cobblebank
PM2.5 4.4 µg/m³
same for both
PM10 —
same for both
NO₂ —
same for both

Council rates

Melton Cobblebank
Average residential rate $1,779/yr
same for both
Council Melton
same for both

Federal electorate

Melton Cobblebank
Division Hawke
same for both
Member Sam Rae
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Melton Cobblebank
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Melton

Affordable Outer

Cobblebank

Acreage Family Multicultural Outer Young Families

More comparisons

Other comparisons with Melton

Melton vs Harkness Melton vs Melton South Melton vs Brookfield Melton vs Kurunjang Melton vs Melton West Melton vs Thornhill Park

Other comparisons with Cobblebank

Cobblebank vs Melton South Cobblebank vs Strathtulloh Cobblebank vs Thornhill Park Cobblebank vs Grangefields
Full data on Melton Full data on Cobblebank
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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