Maxwell vs The Rock

Maxwell is the younger of the two, with a median age of 36 against 42 in The Rock. In both, the large majority of households own their home and the large majority of homes are detached houses. In Maxwell, most households are couple families. On these figures, Maxwell tends to suit couples, while The Rock suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Maxwell is already more of a family suburb (86% vs 58%)
  • The Rock has more parks and reserves (5 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

The Rock

ahead on 2 of the 2 things we measure here

  • has cheaper land ($294,950 vs $413,964)
  • leaves households under less mortgage stress (22% vs 28%)

Weighs land prices and mortgage stress.

Renters

The Rock

ahead on the one thing that separates them

  • has cheaper rent ($245/wk vs $470/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Maxwell

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (304 min vs 312 min)
  • sits closer to the CBD (477 km vs 486.7 km)
  • But The Rock is more walkable (67/100 vs 6/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

The Rock

ahead on 2 of the 4 things we measure here

  • is more walkable (67/100 vs 6/100)
  • has more residents already 65 and over (23% vs 17%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

The Rock

ahead on the one thing that separates them

  • is growing faster (9.0% vs 0.0%)

Weighs population growth.

Where they sit

Maxwell and The Rock drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Maxwell The Rock
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Maxwell The Rock
Walkability 6 / 67
Maxwell — Walkability: 6/100 The Rock — Walkability: 67/100
Safety 41 / 46
Maxwell — Safety: 41/100 The Rock — Safety: 46/100
Low fire risk 100 / 81
Maxwell — Low fire risk: 100/100 The Rock — Low fire risk: 81/100

Demographics

The Rock has more residents (1,347 vs 90); Maxwell rents higher ($470/wk vs $245/wk).

Maxwell The Rock
Population 90 1,347
+1397% vs other
Population trend (2016 → 2021) +0.0% +9.0%
Median age 36 42
Median household income $112,632/yr
+37% vs other
$70,616/yr
Median weekly rent $470/wk
+48% vs other
$245/wk

Age profile

Share of residents in each band, 2021 Census.

Maxwell The Rock
0-4 5.6% / 7.4%
Maxwell — 0-4: 5.6% The Rock — 0-4: 7.4%
5-14 21.1% / 15.8%
Maxwell — 5-14: 21.1% The Rock — 5-14: 15.8%
15-19 — / 6.0%
Maxwell — 15-19: not among its largest The Rock — 15-19: 6.0%
20-24 3.3% / 2.7%
Maxwell — 20-24: 3.3% The Rock — 20-24: 2.7%
25-34 11.1% / 9.4%
Maxwell — 25-34: 11.1% The Rock — 25-34: 9.4%
35-44 13.3% / 11.2%
Maxwell — 35-44: 13.3% The Rock — 35-44: 11.2%
45-54 12.2% / 10.8%
Maxwell — 45-54: 12.2% The Rock — 45-54: 10.8%
55-64 10.0% / 13.7%
Maxwell — 55-64: 10.0% The Rock — 55-64: 13.7%
65-74 10.0% / 12.2%
Maxwell — 65-74: 10.0% The Rock — 65-74: 12.2%
75-84 6.7% / 7.2%
Maxwell — 75-84: 6.7% The Rock — 75-84: 7.2%
85+ — / 3.6%
Maxwell — 85+: not among its largest The Rock — 85+: 3.6%

Bars are drawn against the largest share shown (21.1%).

Who lives together

Household composition, 2021 Census.

Maxwell 66.7% couple families
Maxwell — Couple Families: 66.7% Maxwell — Lone Person: 14.3% Maxwell — One Parent Families: 19.0% Maxwell — Group Household: 0.0% Maxwell — Other Families: 0.0%
The Rock 42.4% couple families
The Rock — Couple Families: 42.4% The Rock — Lone Person: 37.7% The Rock — One Parent Families: 15.1% The Rock — Group Household: 3.3% The Rock — Other Families: 1.5%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Maxwell 11.5% renting
Maxwell — Owned Outright: 26.9% Maxwell — Mortgage: 61.5% Maxwell — Renting: 11.5%
The Rock 15.0% renting
The Rock — Owned Outright: 43.5% The Rock — Mortgage: 41.5% The Rock — Renting: 15.0%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Maxwell The Rock
England 6.7% / 1.7%
Maxwell — England: 6.7% The Rock — England: 1.7%
New Zealand — / 0.9%
Maxwell — New Zealand: not among its largest The Rock — New Zealand: 0.9%
Malaysia — / 0.4%
Maxwell — Malaysia: not among its largest The Rock — Malaysia: 0.4%
Germany — / 0.3%
Maxwell — Germany: not among its largest The Rock — Germany: 0.3%
China — / 0.2%
Maxwell — China: not among its largest The Rock — China: 0.2%

Bars are drawn against the largest share shown (6.7%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Maxwell The Rock
Certificate III & IV 14.4% / 16.9%
Maxwell — Certificate III & IV: 14.4% The Rock — Certificate III & IV: 16.9%
Bachelor Degree 13.3% / 7.1%
Maxwell — Bachelor Degree: 13.3% The Rock — Bachelor Degree: 7.1%
Advanced Diploma / Diploma 8.9% / 5.3%
Maxwell — Advanced Diploma / Diploma: 8.9% The Rock — Advanced Diploma / Diploma: 5.3%
Postgraduate Degree 3.3% / 1.9%
Maxwell — Postgraduate Degree: 3.3% The Rock — Postgraduate Degree: 1.9%
Graduate Diploma / Certificate — / 1.3%
Maxwell — Graduate Diploma / Certificate: not among its largest The Rock — Graduate Diploma / Certificate: 1.3%

Bars are drawn against the largest share shown (16.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Maxwell 100.0% houses
Maxwell — Houses: 100.0% Maxwell — Flats / Apartments: 0.0%
The Rock 97.7% houses
The Rock — Houses: 97.7% The Rock — Flats / Apartments: 2.3%
Houses Flats / Apartments

Property market

Maxwell The Rock
Median house price — $455,000
Median unit price —
same for both
Median land price $413,964 $294,950
Typical days to sell (houses) — 54 days
from 12 sales

Zoning mix

Maxwell The Rock
Rural and farming 100% 96%
Environmental 0% 1%
Residential 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Maxwell The Rock
New dwellings approved 548
across Wagga Wagga
7
across Lockhart
Approvals change year on year +139% -33%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Maxwell The Rock
Houses — 4.6%
$540/wk on $615K
Units —
same for both

Ranking within NSW

Maxwell The Rock
House price — Higher than 12% of NSW
Income Higher than 78% of NSW Higher than 34% of NSW
Schools —
same for both
Walkability Higher than 50% of NSW Higher than 87% of NSW
Affordability — Higher than 89% of NSW
EV adoption Higher than 38% of NSW —
NBN connectivity Higher than 37% of NSW Higher than 49% of NSW
Rental yield (houses) — Higher than 92% of NSW

Liveability

The Rock is more walkable (67 vs 6).

Maxwell The Rock
Grade — C
Score — 46/100
Socio-economic band very advantaged area
decile 9/10
below-average income
decile 3/10

Risk profile

The Rock carries more bushfire risk (19 vs 0).

Maxwell The Rock
Bushfire None
0/100
Low
19/100
Crime Moderate
59/100
Moderate
54/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Maxwell The Rock
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0 1
Rated below peers 0
same for both

Schools in Maxwell

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in The Rock

  • The Rock Central School Government · Combined at peers

Amenities in the suburb

Maxwell The Rock
Supermarkets 0 1
Cafes & restaurants 0 1
Parks & reserves 0 5
Childcare 0 2
GPs 0 1
Pharmacies 0 1
Police stations 0 1
Banks & Bank@Post 0 1
Waterways 17 23

Mobility

The Rock sits further from the CBD (486.7 km vs 477 km).

Maxwell The Rock
Walkability score 6/100 67/100
Distance to Sydney 477 km 486.7 km
+2% vs other
Drive time (normal traffic) 304 min 312 min
Electric vehicle share 0.4%
postcode 2650
0.0%
postcode 2655
Rooftop solar per 100 dwellings 45
postcode 2650
70
postcode 2655

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Maxwell The Rock
Car (driver) 65.6% / 78.4%
Maxwell — Car (driver): 65.6% The Rock — Car (driver): 78.4%
Worked from Home 34.4% / 14.2%
Maxwell — Worked from Home: 34.4% The Rock — Worked from Home: 14.2%
Car (passenger) — / 4.7%
Maxwell — Car (passenger): not among its largest The Rock — Car (passenger): 4.7%
Walked Only — / 2.7%
Maxwell — Walked Only: not among its largest The Rock — Walked Only: 2.7%

Bars are drawn against the largest share shown (78.4%).

Setting

Maxwell The Rock
Elevation 280 m
above sea level, at the suburb centre
217 m
above sea level, at the suburb centre

NBN connectivity

Maxwell The Rock
Connectivity score 26/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
32 premises
0%
558 premises

Climate

Maxwell The Rock
Annual rainfall 565 mm
same for both
Summer max (Jan) 31.8°C
same for both
Winter min (Jul) 3.4°C
same for both

Air quality (annual mean)

Maxwell The Rock
PM2.5 7.7 µg/m³
same for both
PM10 23.1 µg/m³
same for both
NO₂ —
same for both

Council rates

Maxwell The Rock
Average residential rate $1,254/yr $394/yr
Council Wagga Wagga Lockhart

Federal electorate

Maxwell The Rock
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Maxwell The Rock
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Maxwell

The Rock

More comparisons

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Full data on Maxwell Full data on The Rock
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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