Mardi vs Wyong Creek

Mardi is the younger of the two, with a median age of 37 against 47 in Wyong Creek. In both, most households own their home, the large majority of homes are detached houses, and about half of households are couple families. Houses cost more in Wyong Creek: a median of $2 million, against $1.02 million in Mardi, and rent is higher there too. On these figures, Mardi tends to suit families with children and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Wyong Creek

ahead on 2 of the 6 things we measure here

  • has more schools rated above their peers (1 vs 0)
  • has more separate houses rather than flats (97% vs 78%)
  • But Mardi has more parks and reserves (7 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mardi

ahead on 2 of the 2 things we measure here

  • has cheaper houses ($1,022,778 vs $2,000,000)
  • leaves households under less mortgage stress (23% vs 32%)

Weighs house prices and mortgage stress.

Renters

Mardi

ahead on 3 of the 3 things we measure here

  • has a bigger rental market to choose from (30% vs 10%)
  • has cheaper rent ($440/wk vs $650/wk)
  • leaves renters under less rental stress (22% vs 28%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mardi

ahead on 2 of the 3 things we measure here

  • is more walkable (32/100 vs 10/100)
  • sits closer to the CBD (91.4 km vs 99.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Mardi

ahead on 2 of the 5 things we measure here

  • has more units and townhouses to downsize into (22% vs 3%)
  • is more walkable (32/100 vs 10/100)
  • But Wyong Creek has more residents already 65 and over (21% vs 15%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Wyong Creek

ahead on the one thing that separates them

  • is growing faster (9.7% vs -2.3%)

Weighs population growth.

Where they sit

Mardi and Wyong Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mardi Wyong Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mardi Wyong Creek
Walkability 32 / 10
Mardi — Walkability: 32/100 Wyong Creek — Walkability: 10/100
Safety 47 / 47
Mardi — Safety: 47/100 Wyong Creek — Safety: 47/100
Low fire risk 68 / 41
Mardi — Low fire risk: 68/100 Wyong Creek — Low fire risk: 41/100

Demographics

Mardi has more residents (3,598 vs 476); Wyong Creek rents higher ($650/wk vs $440/wk).

Mardi Wyong Creek
Population 3,598
+87% vs other
476
Population trend (2016 → 2021) -2.3% +9.7%
Median age 37 47
Median household income $101,660/yr $122,720/yr
+21% vs other
Median weekly rent $440/wk $650/wk
+48% vs other

Age profile

Share of residents in each band, 2021 Census.

Mardi Wyong Creek
0-4 5.6% / 3.4%
Mardi — 0-4: 5.6% Wyong Creek — 0-4: 3.4%
5-14 15.3% / 10.9%
Mardi — 5-14: 15.3% Wyong Creek — 5-14: 10.9%
15-19 7.8% / 5.7%
Mardi — 15-19: 7.8% Wyong Creek — 15-19: 5.7%
20-24 6.6% / 5.3%
Mardi — 20-24: 6.6% Wyong Creek — 20-24: 5.3%
25-34 11.9% / 9.0%
Mardi — 25-34: 11.9% Wyong Creek — 25-34: 9.0%
35-44 12.8% / 12.4%
Mardi — 35-44: 12.8% Wyong Creek — 35-44: 12.4%
45-54 14.8% / 11.3%
Mardi — 45-54: 14.8% Wyong Creek — 45-54: 11.3%
55-64 10.6% / 21.2%
Mardi — 55-64: 10.6% Wyong Creek — 55-64: 21.2%
65-74 7.9% / 11.1%
Mardi — 65-74: 7.9% Wyong Creek — 65-74: 11.1%
75-84 5.1% / 8.0%
Mardi — 75-84: 5.1% Wyong Creek — 75-84: 8.0%
85+ 1.6% / 1.5%
Mardi — 85+: 1.6% Wyong Creek — 85+: 1.5%

Bars are drawn against the largest share shown (21.2%).

Who lives together

Household composition, 2021 Census.

Mardi 49.8% couple families
Mardi — Couple Families: 49.8% Mardi — Lone Person: 23.5% Mardi — One Parent Families: 22.4% Mardi — Group Household: 3.2% Mardi — Other Families: 1.0%
Wyong Creek 53.5% couple families
Wyong Creek — Couple Families: 53.5% Wyong Creek — Lone Person: 24.8% Wyong Creek — One Parent Families: 16.8% Wyong Creek — Group Household: 5.0% Wyong Creek — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mardi 30.1% renting
Mardi — Owned Outright: 29.2% Mardi — Mortgage: 40.7% Mardi — Renting: 30.1%
Wyong Creek 10.5% renting
Wyong Creek — Owned Outright: 51.0% Wyong Creek — Mortgage: 38.6% Wyong Creek — Renting: 10.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mardi Wyong Creek
Certificate III & IV 16.1% / 16.0%
Mardi — Certificate III & IV: 16.1% Wyong Creek — Certificate III & IV: 16.0%
Bachelor Degree 11.4% / 14.1%
Mardi — Bachelor Degree: 11.4% Wyong Creek — Bachelor Degree: 14.1%
Advanced Diploma / Diploma 8.8% / 8.8%
Mardi — Advanced Diploma / Diploma: 8.8% Wyong Creek — Advanced Diploma / Diploma: 8.8%
Postgraduate Degree 2.6% / 4.0%
Mardi — Postgraduate Degree: 2.6% Wyong Creek — Postgraduate Degree: 4.0%
Graduate Diploma / Certificate 1.4% / 1.3%
Mardi — Graduate Diploma / Certificate: 1.4% Wyong Creek — Graduate Diploma / Certificate: 1.3%

Bars are drawn against the largest share shown (16.1%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mardi Wyong Creek
England 4.0% / 4.8%
Mardi — England: 4.0% Wyong Creek — England: 4.8%
New Zealand 1.7% / 1.5%
Mardi — New Zealand: 1.7% Wyong Creek — New Zealand: 1.5%
India 1.8% / —
Mardi — India: 1.8% Wyong Creek — India: not among its largest
South Africa 1.2% / 0.6%
Mardi — South Africa: 1.2% Wyong Creek — South Africa: 0.6%
Philippines 1.5% / —
Mardi — Philippines: 1.5% Wyong Creek — Philippines: not among its largest
Germany — / 0.8%
Mardi — Germany: not among its largest Wyong Creek — Germany: 0.8%

Bars are drawn against the largest share shown (4.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mardi 78.1% houses
Mardi — Houses: 78.1% Mardi — Townhouses: 20.1% Mardi — Flats / Apartments: 1.8%
Wyong Creek 96.9% houses
Wyong Creek — Houses: 96.9% Wyong Creek — Townhouses: 0.0% Wyong Creek — Flats / Apartments: 3.1%
Houses Townhouses Flats / Apartments

Property market

Mardi Wyong Creek
Median house price $1,022,778 $2,000,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 24 days
from 19 sales
—

Zoning mix

Wyong Creek has more rural and farming land (51% vs 21%); Wyong Creek has more land zoned for conservation (46% vs 31%).

Mardi Wyong Creek
Rural and farming 21% 51%
Environmental 31% 46%
Infrastructure and transport 27% 0%
Residential 18% 2%
Parks and recreation 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mardi Wyong Creek
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Mardi Wyong Creek
Houses 4.7%
$808/wk on $899K
—
Units —
same for both

Ranking within NSW

Mardi Wyong Creek
House price Higher than 51% of NSW Higher than 85% of NSW
Income Higher than 70% of NSW Higher than 85% of NSW
Schools —
same for both
Walkability Higher than 76% of NSW Higher than 58% of NSW
Affordability Higher than 65% of NSW Higher than 28% of NSW
EV adoption Higher than 66% of NSW
same for both
NBN connectivity Higher than 75% of NSW Higher than 36% of NSW
Rental yield (houses) Higher than 93% of NSW —

Liveability

Mardi is more walkable (32 vs 10).

Mardi Wyong Creek
Grade C —
Score 48/100 —
Socio-economic band advantaged area
decile 7/10
very advantaged area
decile 10/10

Risk profile

Wyong Creek carries more bushfire risk (59 vs 32).

Mardi Wyong Creek
Bushfire Low
32/100
Moderate
59/100
Crime Moderate
53/100
same for both
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
0
within 5 km

Schools

Mardi Wyong Creek
Inside the suburb 1
same for both
Rated above peers 0 1
Rated at peers 1 0
Rated below peers 0
same for both
Universities within 10 km 1
The University of Newcastle (Central Coast), 6.6 km
1
The University of Newcastle (Central Coast), 6.3 km
Full-time students aged 15–24 2.1% 3.6%

Schools in Mardi

  • St Peter's Catholic College Catholic · Secondary at peers

Schools in Wyong Creek

  • Wyong Creek Public School Government · Primary above peers

Amenities in the suburb

Mardi Wyong Creek
Cafes & restaurants 0 1
Parks & reserves 7 0
Childcare 2 1
Pharmacies 1 0
Banks & Bank@Post 1 0
Waterways 11 10

Mobility

Wyong Creek sits further from the CBD (99.5 km vs 91.4 km).

Mardi Wyong Creek
Walkability score 32/100 10/100
Distance to Sydney 91.4 km 99.5 km
+9% vs other
Drive time (normal traffic) 78 min 81 min
Electric vehicle share 0.6%
postcode 2259
same for both
Rooftop solar per 100 dwellings 56
postcode 2259
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mardi Wyong Creek
Car (driver) 61.3% / 53.8%
Mardi — Car (driver): 61.3% Wyong Creek — Car (driver): 53.8%
Worked from Home 29.2% / 37.1%
Mardi — Worked from Home: 29.2% Wyong Creek — Worked from Home: 37.1%
Walked Only 2.0% / 5.7%
Mardi — Walked Only: 2.0% Wyong Creek — Walked Only: 5.7%
Car (passenger) 3.9% / 3.3%
Mardi — Car (passenger): 3.9% Wyong Creek — Car (passenger): 3.3%
Train 2.7% / —
Mardi — Train: 2.7% Wyong Creek — Train: not among its largest

Bars are drawn against the largest share shown (61.3%).

Setting

Mardi Wyong Creek
Elevation 17 m
above sea level, at the suburb centre
15 m
above sea level, at the suburb centre
Distance to the ocean 10.3 km 17.9 km

NBN connectivity

Mardi Wyong Creek
Connectivity score 67/100 25/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 42%
1,349 premises
0%
142 premises

Climate

Mardi Wyong Creek
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Mardi Wyong Creek
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Mardi Wyong Creek
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Mardi Wyong Creek
Division Dobell
same for both
Member Emma Mcbride
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Mardi Wyong Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mardi

Wyong Creek

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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