Lower Boro vs Windellama

In both, the large majority of households own their home and the large majority of homes are detached houses. In Windellama, about half of households are people living alone. Houses cost more in Windellama: a median of $1.05 million, against $750,000 in Lower Boro, and rent is higher there too. On these figures, Lower Boro tends to suit buyers on a tighter budget.

Lower Boro is a quieter, smaller community with 217 residents compared to Windellama's 417, and offers notably lower property costs—median house prices sit at $550,000 versus $795,000. Lower Boro also has a higher median household income of $94,224 and lower bushfire and crime risk scores, making it better suited to buyers seeking affordability and a safer, more established demographic. Windellama is slightly closer to the CBD at 213.6 km, though both are rural locations well inland, and rental availability is higher there at $420 per week.

Written by an AI language model from the figures below. Every number in it is checked against those figures before it is published.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Windellama

ahead on the one thing that separates them

  • has more schools rated above their peers (1 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Lower Boro

ahead on 3 of the 3 things we measure here

  • has cheaper houses ($750,000 vs $1,047,500)
  • leaves households under less mortgage stress (20% vs 26%)
  • has cheaper land ($400,000 vs $500,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Lower Boro

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (12% vs 28%)
  • has cheaper rent ($210/wk vs $420/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Windellama

ahead on the one thing that separates them

  • sits closer to the CBD (213.6 km vs 220.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Windellama

ahead on the one thing that separates them

  • has more residents already 65 and over (26% vs 18%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Lower Boro

ahead on the one thing that separates them

  • is growing faster (23.3% vs 16.8%)

Weighs population growth.

Where they sit

Lower Boro and Windellama drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lower Boro Windellama
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lower Boro Windellama
Walkability 0 / 0
Lower Boro — Walkability: 0/100 Windellama — Walkability: 0/100
Safety 86 / 82
Lower Boro — Safety: 86/100 Windellama — Safety: 82/100
Low fire risk 74 / 49
Lower Boro — Low fire risk: 74/100 Windellama — Low fire risk: 49/100

Demographics

Windellama rents higher ($420/wk vs $210/wk); Windellama has more residents (417 vs 217).

Lower Boro Windellama
Population 217 417
+92% vs other
Population trend (2016 → 2021) +23.3% +16.8%
Median age 50 48
Median household income $94,224/yr
+18% vs other
$77,116/yr
Median weekly rent $210/wk $420/wk
+100% vs other

Age profile

Share of residents in each band, 2021 Census.

Lower Boro Windellama
0-4 3.7% / 4.8%
Lower Boro — 0-4: 3.7% Windellama — 0-4: 4.8%
5-14 5.1% / 9.1%
Lower Boro — 5-14: 5.1% Windellama — 5-14: 9.1%
15-19 7.8% / 5.0%
Lower Boro — 15-19: 7.8% Windellama — 15-19: 5.0%
20-24 1.4% / 3.1%
Lower Boro — 20-24: 1.4% Windellama — 20-24: 3.1%
25-34 10.1% / 10.8%
Lower Boro — 25-34: 10.1% Windellama — 25-34: 10.8%
35-44 8.3% / 11.3%
Lower Boro — 35-44: 8.3% Windellama — 35-44: 11.3%
45-54 18.9% / 14.1%
Lower Boro — 45-54: 18.9% Windellama — 45-54: 14.1%
55-64 17.5% / 16.3%
Lower Boro — 55-64: 17.5% Windellama — 55-64: 16.3%
65-74 14.7% / 18.0%
Lower Boro — 65-74: 14.7% Windellama — 65-74: 18.0%
75-84 3.7% / 5.5%
Lower Boro — 75-84: 3.7% Windellama — 75-84: 5.5%
85+ — / 2.4%
Lower Boro — 85+: not among its largest Windellama — 85+: 2.4%

Bars are drawn against the largest share shown (18.9%).

Who lives together

Household composition, 2021 Census.

Lower Boro 44.4% lone person
Lower Boro — Lone Person: 44.4% Lower Boro — Couple Families: 37.0% Lower Boro — One Parent Families: 11.1% Lower Boro — Other Families: 7.4% Lower Boro — Group Household: 0.0%
Windellama 49.5% lone person
Windellama — Lone Person: 49.5% Windellama — Couple Families: 36.9% Windellama — One Parent Families: 10.7% Windellama — Other Families: 0.0% Windellama — Group Household: 2.9%
Lone Person Couple Families One Parent Families Other Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lower Boro 8.6% renting
Lower Boro — Owned Outright: 45.7% Lower Boro — Mortgage: 45.7% Lower Boro — Renting: 8.6%
Windellama 6.4% renting
Windellama — Owned Outright: 54.6% Windellama — Mortgage: 39.0% Windellama — Renting: 6.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lower Boro Windellama
Certificate III & IV 24.9% / 18.7%
Lower Boro — Certificate III & IV: 24.9% Windellama — Certificate III & IV: 18.7%
Advanced Diploma / Diploma 13.4% / 9.4%
Lower Boro — Advanced Diploma / Diploma: 13.4% Windellama — Advanced Diploma / Diploma: 9.4%
Bachelor Degree 8.3% / 7.9%
Lower Boro — Bachelor Degree: 8.3% Windellama — Bachelor Degree: 7.9%
Postgraduate Degree 1.8% / 2.9%
Lower Boro — Postgraduate Degree: 1.8% Windellama — Postgraduate Degree: 2.9%
Graduate Diploma / Certificate 1.4% / —
Lower Boro — Graduate Diploma / Certificate: 1.4% Windellama — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (24.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Lower Boro Windellama
England 5.1% / 3.8%
Lower Boro — England: 5.1% Windellama — England: 3.8%
South Africa 2.8% / —
Lower Boro — South Africa: 2.8% Windellama — South Africa: not among its largest
Lebanon 2.3% / —
Lower Boro — Lebanon: 2.3% Windellama — Lebanon: not among its largest
Germany 1.4% / —
Lower Boro — Germany: 1.4% Windellama — Germany: not among its largest
Greece — / 1.4%
Lower Boro — Greece: not among its largest Windellama — Greece: 1.4%
Thailand — / 1.2%
Lower Boro — Thailand: not among its largest Windellama — Thailand: 1.2%
New Zealand — / 1.0%
Lower Boro — New Zealand: not among its largest Windellama — New Zealand: 1.0%

Bars are drawn against the largest share shown (5.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Lower Boro 100.0% houses
Lower Boro — Houses: 100.0%
Windellama 100.0% houses
Windellama — Houses: 100.0%
Houses

Property market

Lower Boro Windellama
Median house price $750,000 $1,047,500
Median unit price —
same for both
Median land price $400,000 $500,000
Typical days to sell (houses) 146 days
from 4 sales
—

Zoning mix

Lower Boro has more land zoned for conservation (46% vs 23%); Windellama has more rural and farming land (77% vs 54%).

Lower Boro Windellama
Rural and farming 54% 77%
Environmental 46% 23%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lower Boro Windellama
New dwellings approved 332
across Goulburn Mulwaree
same for both
Approvals change year on year -1%
same for both

Ranking within NSW

Lower Boro Windellama
House price Higher than 49% of NSW Higher than 16% of NSW
Income Higher than 61% of NSW Higher than 45% of NSW
Schools —
same for both
Walkability Higher than 1% of NSW Higher than 38% of NSW
Affordability Higher than 62% of NSW Higher than 86% of NSW
EV adoption Higher than 48% of NSW Higher than 49% of NSW
NBN connectivity Higher than 1% of NSW Higher than 20% of NSW

Liveability

Lower Boro Windellama
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
mid-range socio-economic
decile 4/10

Risk profile

Windellama carries more bushfire risk (51 vs 26).

Lower Boro Windellama
Bushfire Low
26/100
Moderate
51/100
Crime Low
14/100
Low
18/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Lower Boro Windellama
Inside the suburb 0 1
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Lower Boro

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Windellama

  • Windellama Public School Government · Primary above peers

Amenities in the suburb

Lower Boro Windellama
Parks & reserves 1 0
Waterways 15 34

Mobility

Lower Boro sits further from the CBD (220.3 km vs 213.6 km).

Lower Boro Windellama
Walkability score 0/100
same for both
Distance to Sydney 220.3 km
+3% vs other
213.6 km
Drive time (normal traffic) 156 min
same for both
Electric vehicle share 0.5%
postcode 2580
same for both
Rooftop solar per 100 dwellings 41
postcode 2580
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lower Boro Windellama
Car (driver) 71.1% / 72.7%
Lower Boro — Car (driver): 71.1% Windellama — Car (driver): 72.7%
Worked from Home 16.5% / 21.6%
Lower Boro — Worked from Home: 16.5% Windellama — Worked from Home: 21.6%
Car (passenger) 9.3% / 2.9%
Lower Boro — Car (passenger): 9.3% Windellama — Car (passenger): 2.9%
Walked Only 3.1% / 2.9%
Lower Boro — Walked Only: 3.1% Windellama — Walked Only: 2.9%

Bars are drawn against the largest share shown (72.7%).

Setting

Lower Boro Windellama
Elevation 635 m
above sea level, at the suburb centre
565 m
above sea level, at the suburb centre

NBN connectivity

Lower Boro Windellama
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
76 premises
0%
138 premises

Climate

Lower Boro Windellama
Annual rainfall 695 mm
same for both
Summer max (Jan) 25.8°C
same for both
Winter min (Jul) 0.8°C
same for both

Council rates

Lower Boro Windellama
Average residential rate $1,370/yr
same for both
Council Goulburn Mulwaree
same for both

Federal electorate

Lower Boro Windellama
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Lower Boro Windellama
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Lower Boro

Windellama

More comparisons

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Other comparisons with Windellama

Full data on Lower Boro Full data on Windellama
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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