Lower Boro vs Tarago

Tarago is the younger of the two, with a median age of 40 against 50 in Lower Boro. In both, the large majority of households own their home and the large majority of homes are detached houses. In Tarago, most households are couple families. On these figures, Lower Boro tends to suit people living alone, while Tarago suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Tarago

ahead on 2 of the 6 things we measure here

  • has more schools rated above their peers (1 vs 0)
  • is already more of a family suburb (62% vs 48%)
  • But Lower Boro carries lower crime risk (14/100 vs 26/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Lower Boro

ahead on the one thing that separates them

  • has cheaper land ($400,000 vs $550,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Lower Boro

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($210/wk vs $400/wk)
  • leaves renters under less rental stress (12% vs 20%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lower Boro

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (156 min vs 201 min)
  • sits closer to the CBD (220.3 km vs 248.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Lower Boro

ahead on the one thing that separates them

  • carries lower crime risk (14/100 vs 26/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Lower Boro and Tarago drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lower Boro Tarago
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lower Boro Tarago
Walkability 0 / 0
Lower Boro — Walkability: 0/100 Tarago — Walkability: 0/100
Safety 86 / 74
Lower Boro — Safety: 86/100 Tarago — Safety: 74/100
Low fire risk 74 / 60
Lower Boro — Low fire risk: 74/100 Tarago — Low fire risk: 60/100

Demographics

Tarago has more residents (510 vs 217); Tarago rents higher ($400/wk vs $210/wk).

Lower Boro Tarago
Population 217 510
+135% vs other
Population trend (2016 → 2021) +23.3% +19.7%
Median age 50 40
Median household income $94,224/yr $105,404/yr
+12% vs other
Median weekly rent $210/wk $400/wk
+90% vs other

Age profile

Share of residents in each band, 2021 Census.

Lower Boro Tarago
0-4 3.7% / 5.9%
Lower Boro — 0-4: 3.7% Tarago — 0-4: 5.9%
5-14 5.1% / 15.3%
Lower Boro — 5-14: 5.1% Tarago — 5-14: 15.3%
15-19 7.8% / 5.3%
Lower Boro — 15-19: 7.8% Tarago — 15-19: 5.3%
20-24 1.4% / 4.9%
Lower Boro — 20-24: 1.4% Tarago — 20-24: 4.9%
25-34 10.1% / 11.8%
Lower Boro — 25-34: 10.1% Tarago — 25-34: 11.8%
35-44 8.3% / 13.7%
Lower Boro — 35-44: 8.3% Tarago — 35-44: 13.7%
45-54 18.9% / 13.1%
Lower Boro — 45-54: 18.9% Tarago — 45-54: 13.1%
55-64 17.5% / 13.9%
Lower Boro — 55-64: 17.5% Tarago — 55-64: 13.9%
65-74 14.7% / 12.2%
Lower Boro — 65-74: 14.7% Tarago — 65-74: 12.2%
75-84 3.7% / 5.5%
Lower Boro — 75-84: 3.7% Tarago — 75-84: 5.5%
85+ — / —
Lower Boro — 85+: not among its largest Tarago — 85+: not among its largest

Bars are drawn against the largest share shown (18.9%).

Who lives together

Household composition, 2021 Census.

Lower Boro 37.0% couple families
Lower Boro — Couple Families: 37.0% Lower Boro — Lone Person: 44.4% Lower Boro — One Parent Families: 11.1% Lower Boro — Other Families: 7.4% Lower Boro — Group Household: 0.0%
Tarago 57.4% couple families
Tarago — Couple Families: 57.4% Tarago — Lone Person: 28.7% Tarago — One Parent Families: 4.6% Tarago — Other Families: 3.7% Tarago — Group Household: 5.6%
Couple Families Lone Person One Parent Families Other Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lower Boro 8.6% renting
Lower Boro — Owned Outright: 45.7% Lower Boro — Mortgage: 45.7% Lower Boro — Renting: 8.6%
Tarago 12.0% renting
Tarago — Owned Outright: 38.0% Tarago — Mortgage: 50.0% Tarago — Renting: 12.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lower Boro Tarago
Certificate III & IV 24.9% / 15.5%
Lower Boro — Certificate III & IV: 24.9% Tarago — Certificate III & IV: 15.5%
Advanced Diploma / Diploma 13.4% / 7.8%
Lower Boro — Advanced Diploma / Diploma: 13.4% Tarago — Advanced Diploma / Diploma: 7.8%
Bachelor Degree 8.3% / 11.0%
Lower Boro — Bachelor Degree: 8.3% Tarago — Bachelor Degree: 11.0%
Postgraduate Degree 1.8% / 4.7%
Lower Boro — Postgraduate Degree: 1.8% Tarago — Postgraduate Degree: 4.7%
Graduate Diploma / Certificate 1.4% / 2.5%
Lower Boro — Graduate Diploma / Certificate: 1.4% Tarago — Graduate Diploma / Certificate: 2.5%

Bars are drawn against the largest share shown (24.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Lower Boro Tarago
England 5.1% / 3.9%
Lower Boro — England: 5.1% Tarago — England: 3.9%
South Africa 2.8% / 0.8%
Lower Boro — South Africa: 2.8% Tarago — South Africa: 0.8%
Lebanon 2.3% / —
Lower Boro — Lebanon: 2.3% Tarago — Lebanon: not among its largest
Germany 1.4% / —
Lower Boro — Germany: 1.4% Tarago — Germany: not among its largest
Netherlands — / 0.8%
Lower Boro — Netherlands: not among its largest Tarago — Netherlands: 0.8%
New Zealand — / 0.6%
Lower Boro — New Zealand: not among its largest Tarago — New Zealand: 0.6%

Bars are drawn against the largest share shown (5.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Lower Boro 100.0% houses
Lower Boro — Houses: 100.0% Lower Boro — Flats / Apartments: 0.0%
Tarago 97.2% houses
Tarago — Houses: 97.2% Tarago — Flats / Apartments: 2.8%
Houses Flats / Apartments

Property market

Lower Boro Tarago
Median house price $750,000 $787,500
Median unit price —
same for both
Median land price $400,000 $550,000
Typical days to sell (houses) 146 days
from 4 sales
—

Zoning mix

Lower Boro has more land zoned for conservation (46% vs 26%); Tarago has more industrially zoned land (10% vs 0%).

Lower Boro Tarago
Rural and farming 54% 63%
Environmental 46% 26%
Industrial 0% 10%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lower Boro Tarago
New dwellings approved 332
across Goulburn Mulwaree
same for both
Approvals change year on year -1%
same for both

Ranking within NSW

Lower Boro Tarago
House price Higher than 49% of NSW Higher than 26% of NSW
Income Higher than 61% of NSW Higher than 72% of NSW
Schools —
same for both
Walkability Higher than 1% of NSW
same for both
Affordability Higher than 62% of NSW Higher than 87% of NSW
EV adoption Higher than 48% of NSW
same for both
NBN connectivity Higher than 1% of NSW
same for both

Liveability

Lower Boro Tarago
Grade — C
Score — 47/100
Socio-economic band mid-range socio-economic
decile 5/10
advantaged area
decile 8/10

Risk profile

Tarago carries more crime risk (26 vs 14); Tarago carries more bushfire risk (40 vs 26).

Lower Boro Tarago
Bushfire Low
26/100
Moderate
40/100
Crime Low
14/100
Low
26/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Lower Boro Tarago
Inside the suburb 0 1
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Lower Boro

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Tarago

  • Tarago Public School Government · Primary above peers

Amenities in the suburb

Lower Boro Tarago
Cafes & restaurants 0 2
Parks & reserves 1 3
Police stations 0 1
Fuel stations 0 1
Waterways 15 11

Mobility

Tarago sits further from the CBD (248.2 km vs 220.3 km).

Lower Boro Tarago
Walkability score 0/100
same for both
Distance to Sydney 220.3 km 248.2 km
+13% vs other
Drive time (normal traffic) 156 min 201 min
Electric vehicle share 0.5%
postcode 2580
same for both
Rooftop solar per 100 dwellings 41
postcode 2580
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lower Boro Tarago
Car (driver) 71.1% / 66.2%
Lower Boro — Car (driver): 71.1% Tarago — Car (driver): 66.2%
Worked from Home 16.5% / 24.8%
Lower Boro — Worked from Home: 16.5% Tarago — Worked from Home: 24.8%
Car (passenger) 9.3% / 5.9%
Lower Boro — Car (passenger): 9.3% Tarago — Car (passenger): 5.9%
Walked Only 3.1% / 1.4%
Lower Boro — Walked Only: 3.1% Tarago — Walked Only: 1.4%
Bus — / 1.8%
Lower Boro — Bus: not among its largest Tarago — Bus: 1.8%

Bars are drawn against the largest share shown (71.1%).

Setting

Lower Boro Tarago
Elevation 635 m
above sea level, at the suburb centre
764 m
above sea level, at the suburb centre

NBN connectivity

Lower Boro Tarago
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
76 premises
0%
72 premises

Climate

Lower Boro Tarago
Annual rainfall 695 mm 620 mm
Summer max (Jan) 25.8°C 27.1°C
Winter min (Jul) 0.8°C 0.9°C

Council rates

Lower Boro Tarago
Average residential rate $1,370/yr
same for both
Council Goulburn Mulwaree
same for both

Federal electorate

Lower Boro Tarago
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Lower Boro Tarago
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Lower Boro

Tarago

More comparisons

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Full data on Lower Boro Full data on Tarago
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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