Lovely Banks vs Bell Post Hill

Lovely Banks is the younger of the two, with a median age of 37 against 42 in Bell Post Hill. In both, most households own their home and the large majority of homes are detached houses. In Lovely Banks, most households are couple families. On these figures, Lovely Banks tends to suit couples, while Bell Post Hill suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Bell Post Hill

ahead on 4 of the 6 things we measure here

  • has more childcare (8 vs 1)
  • has more schools inside the suburb (3 vs 1)
  • has more parks and reserves (6 vs 2)
  • But Lovely Banks is already more of a family suburb (73% vs 56%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 4 things we measure here

  • Lovely Banks leaves households under less mortgage stress (20% vs 27%)
  • Bell Post Hill has cheaper land ($592,500 vs $758,750)

Weighs house prices, unit prices, land prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Lovely Banks leaves renters under less rental stress (18% vs 26%)
  • Bell Post Hill has a bigger rental market to choose from (25% vs 14%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Bell Post Hill

ahead on the one thing that separates them

  • is more walkable (46/100 vs 13/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Bell Post Hill

ahead on 3 of the 5 things we measure here

  • is more walkable (46/100 vs 13/100)
  • has more residents already 65 and over (24% vs 12%)
  • carries lower crime risk (55/100 vs 67/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Lovely Banks

ahead on the one thing that separates them

  • is growing faster (20.9% vs 3.3%)

Weighs house yield and population growth.

Where they sit

Lovely Banks and Bell Post Hill drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lovely Banks Bell Post Hill
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lovely Banks Bell Post Hill
Walkability 13 / 46
Lovely Banks — Walkability: 13/100 Bell Post Hill — Walkability: 46/100
Safety 33 / 45
Lovely Banks — Safety: 33/100 Bell Post Hill — Safety: 45/100
Low fire risk 22 / 100
Lovely Banks — Low fire risk: 22/100 Bell Post Hill — Low fire risk: 100/100
Low flood risk 100 / 100
Lovely Banks — Low flood risk: 100/100 Bell Post Hill — Low flood risk: 100/100

Demographics

Bell Post Hill has more residents (5,083 vs 2,782); Lovely Banks has higher household incomes ($103,532 vs $71,136).

Lovely Banks Bell Post Hill
Population 2,782 5,083
+83% vs other
Population trend (2016 → 2021) +20.9% +3.3%
Median age 37 42
Median household income $103,532/yr
+31% vs other
 $71,136/yr
Median weekly rent $350/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Lovely Banks Bell Post Hill
0-4 4.9% / 5.5%
Lovely Banks — 0-4: 4.9% Bell Post Hill — 0-4: 5.5%
5-14 12.6% / 9.8%
Lovely Banks — 5-14: 12.6% Bell Post Hill — 5-14: 9.8%
15-19 6.6% / 5.1%
Lovely Banks — 15-19: 6.6% Bell Post Hill — 15-19: 5.1%
20-24 9.0% / 6.2%
Lovely Banks — 20-24: 9.0% Bell Post Hill — 20-24: 6.2%
25-34 14.3% / 14.6%
Lovely Banks — 25-34: 14.3% Bell Post Hill — 25-34: 14.6%
35-44 10.8% / 11.4%
Lovely Banks — 35-44: 10.8% Bell Post Hill — 35-44: 11.4%
45-54 15.4% / 12.1%
Lovely Banks — 45-54: 15.4% Bell Post Hill — 45-54: 12.1%
55-64 14.6% / 11.5%
Lovely Banks — 55-64: 14.6% Bell Post Hill — 55-64: 11.5%
65-74 6.8% / 12.4%
Lovely Banks — 65-74: 6.8% Bell Post Hill — 65-74: 12.4%
75-84 4.3% / 8.6%
Lovely Banks — 75-84: 4.3% Bell Post Hill — 75-84: 8.6%
85+ 1.0% / 2.7%
Lovely Banks — 85+: 1.0% Bell Post Hill — 85+: 2.7%

Bars are drawn against the largest share shown (15.4%).

Who lives together

Household composition, 2021 Census.

Lovely Banks 56.1% couple families
Lovely Banks — Couple Families: 56.1% Lovely Banks — Lone Person: 22.8% Lovely Banks — One Parent Families: 17.1% Lovely Banks — Group Household: 2.9% Lovely Banks — Other Families: 1.2%
Bell Post Hill 35.9% couple families
Bell Post Hill — Couple Families: 35.9% Bell Post Hill — Lone Person: 38.5% Bell Post Hill — One Parent Families: 20.3% Bell Post Hill — Group Household: 3.6% Bell Post Hill — Other Families: 1.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lovely Banks 13.6% renting
Lovely Banks — Owned Outright: 35.9% Lovely Banks — Mortgage: 50.4% Lovely Banks — Renting: 13.6%
Bell Post Hill 25.1% renting
Bell Post Hill — Owned Outright: 44.2% Bell Post Hill — Mortgage: 30.7% Bell Post Hill — Renting: 25.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lovely Banks Bell Post Hill
Certificate III & IV 17.9% / 16.6%
Lovely Banks — Certificate III & IV: 17.9% Bell Post Hill — Certificate III & IV: 16.6%
Bachelor Degree 8.6% / 8.7%
Lovely Banks — Bachelor Degree: 8.6% Bell Post Hill — Bachelor Degree: 8.7%
Advanced Diploma / Diploma 7.7% / 7.7%
Lovely Banks — Advanced Diploma / Diploma: 7.7% Bell Post Hill — Advanced Diploma / Diploma: 7.7%
Postgraduate Degree 2.5% / 2.2%
Lovely Banks — Postgraduate Degree: 2.5% Bell Post Hill — Postgraduate Degree: 2.2%
Graduate Diploma / Certificate 1.1% / 1.7%
Lovely Banks — Graduate Diploma / Certificate: 1.1% Bell Post Hill — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (17.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Lovely Banks Bell Post Hill
India 2.7% / 1.2%
Lovely Banks — India: 2.7% Bell Post Hill — India: 1.2%
Italy 1.4% / 2.2%
Lovely Banks — Italy: 1.4% Bell Post Hill — Italy: 2.2%
England 1.7% / 1.6%
Lovely Banks — England: 1.7% Bell Post Hill — England: 1.6%
New Zealand 0.8% / 1.0%
Lovely Banks — New Zealand: 0.8% Bell Post Hill — New Zealand: 1.0%
Germany 0.7% / 1.0%
Lovely Banks — Germany: 0.7% Bell Post Hill — Germany: 1.0%
Vietnam 0.8% / —
Lovely Banks — Vietnam: 0.8% Bell Post Hill — Vietnam: not among its largest

Bars are drawn against the largest share shown (2.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Lovely Banks 91.6% houses
Lovely Banks — Houses: 91.6% Lovely Banks — Flats / Apartments: 4.4% Lovely Banks — Townhouses: 4.0%
Bell Post Hill 92.0% houses
Bell Post Hill — Houses: 92.0% Bell Post Hill — Flats / Apartments: 6.5% Bell Post Hill — Townhouses: 1.5%
Houses Flats / Apartments Townhouses

Property market

Lovely Banks Bell Post Hill
Median house price $780,000 $750,000
Median unit price $371,500 $399,000
Median land price $758,750 $592,500
Typical days to sell (houses) 31 days
from 29 sales
 16 days
from 28 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Lovely Banks Bell Post Hill
3 bed $700K / $735K
Lovely Banks — 3 bed: $700K (25 sales) Bell Post Hill — 3 bed: $735K (77 sales)

25 vs 77 sales

4 bed $800K / $810K
Lovely Banks — 4 bed: $800K (27 sales) Bell Post Hill — 4 bed: $810K (31 sales)

27 vs 31 sales

Zoning mix

Lovely Banks has more rural and farming land (46% vs 1%).

Lovely Banks Bell Post Hill
Residential 51% 84%
Rural and farming 46% 1%
Infrastructure and transport 3% 9%
Parks and recreation 0% 4%
Other and special use 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lovely Banks Bell Post Hill
New dwellings approved 3,468
across Greater Geelong
same for both
Approvals change year on year +56%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Lovely Banks Bell Post Hill
Houses 3.3%
$728/wk on $1.14M
 3.7%
$550/wk on $774K
Units —
same for both

Ranking within VIC

Lovely Banks Bell Post Hill
House price Higher than 41% of VIC Higher than 42% of VIC
Income Higher than 76% of VIC Higher than 33% of VIC
Schools — Higher than 70% of VIC
Walkability Higher than 76% of VIC Higher than 85% of VIC
Affordability Higher than 85% of VIC Higher than 43% of VIC
EV adoption Higher than 71% of VIC Higher than 85% of VIC
NBN connectivity Higher than 77% of VIC Higher than 91% of VIC
Rental yield (houses) Higher than 28% of VIC Higher than 46% of VIC

Liveability

Bell Post Hill is more walkable (46 vs 13); Bell Post Hill scores higher overall (60 vs 36).

Lovely Banks Bell Post Hill
Grade C B
Score 36/100 60/100
Socio-economic band mid-range socio-economic
decile 4/10
 below-average income
decile 3/10

Risk profile

Lovely Banks carries more bushfire risk (78 vs 0); Lovely Banks carries more crime risk (67 vs 55).

Lovely Banks Bell Post Hill
Bushfire High
78/100
 None
0/100
Crime Moderate
67/100
 Moderate
55/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 5
within 5 km
 10
within 5 km

Schools

Lovely Banks Bell Post Hill
Inside the suburb 1 3
Rated above peers 0 1
Rated at peers 0 2
Rated below peers 1 0
Universities within 10 km None 2
Deakin University, Geelong Waterfront Campus, 7.1 km

Schools in Lovely Banks

  • Geelong Baptist College Independent · Combined below peers

Schools in Bell Post Hill

  • Rollins Primary School Government · Primary above peers
  • Covenant College Independent · Combined at peers
  • Kardinia International College Independent · Combined at peers

Amenities in the suburb

Lovely Banks Bell Post Hill
Cafes & restaurants 1 0
Parks & reserves 2 6
Childcare 1 8
GPs 0 1
Fuel stations 1 0
Waterways 2 6

Mobility

Lovely Banks Bell Post Hill
Walkability score 13/100 46/100
Distance to Melbourne 72.4 km 73.7 km
+2% vs other
Drive time (normal traffic) 58 min 61 min
Public transport score 52/100 75/100
Peak arrivals per hour 12.5
7-9am + 5-7pm
 51.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.8%
postcode 3213
 1.3%
postcode 3215
Rooftop solar per 100 dwellings 47
postcode 3213
 26
postcode 3215

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lovely Banks Bell Post Hill
Car (driver) 76.6% / 73.5%
Lovely Banks — Car (driver): 76.6% Bell Post Hill — Car (driver): 73.5%
Worked from Home 13.4% / 16.6%
Lovely Banks — Worked from Home: 13.4% Bell Post Hill — Worked from Home: 16.6%
Car (passenger) 7.3% / 5.3%
Lovely Banks — Car (passenger): 7.3% Bell Post Hill — Car (passenger): 5.3%
Bus 0.7% / 1.6%
Lovely Banks — Bus: 0.7% Bell Post Hill — Bus: 1.6%
Train 1.1% / 1.1%
Lovely Banks — Train: 1.1% Bell Post Hill — Train: 1.1%
Walked Only 0.7% / 1.5%
Lovely Banks — Walked Only: 0.7% Bell Post Hill — Walked Only: 1.5%

Bars are drawn against the largest share shown (76.6%).

Setting

Lovely Banks Bell Post Hill
Elevation 91 m
above sea level, at the suburb centre
 66 m
above sea level, at the suburb centre
Distance to the ocean 7.1 km 3.9 km

NBN connectivity

Lovely Banks Bell Post Hill
Connectivity score 65/100 81/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 45%
1,128 premises
 65%
2,414 premises

Climate

Lovely Banks Bell Post Hill
Annual rainfall 454 mm
same for both
Summer max (Jan) 26.1°C
same for both
Winter min (Jul) 5.5°C
same for both

Air quality (annual mean)

Lovely Banks Bell Post Hill
PM2.5 5.0 µg/m³
same for both
PM10 20.5 µg/m³
same for both
NO₂ —
same for both

Council rates

Lovely Banks Bell Post Hill
Average residential rate $1,802/yr
same for both
Council Greater Geelong
same for both

Federal electorate

Lovely Banks Bell Post Hill
Division Corio
same for both
Member Richard Marles
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Lovely Banks Bell Post Hill
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Lovely Banks

Acreage

Bell Post Hill

Large Blocks

More comparisons

Other comparisons with Lovely Banks

Lovely Banks vs Lara Lovely Banks vs Corio Lovely Banks vs Norlane Lovely Banks vs Anakie Lovely Banks vs Moorabool

Other comparisons with Bell Post Hill

Bell Post Hill vs Norlane Bell Post Hill vs Hamlyn Heights Bell Post Hill vs Bell Park Bell Post Hill vs Batesford Bell Post Hill vs Moorabool
Full data on Lovely Banks Full data on Bell Post Hill
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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