Lorne vs Upsalls Creek

Upsalls Creek is the younger of the two, with a median age of 49 against 53 in Lorne. In both, the large majority of households own their home and the large majority of homes are detached houses. In Lorne, about half of households are couple families. On these figures, Lorne tends to suit couples, while Upsalls Creek suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Lorne is already more of a family suburb (68% vs 57%)
  • Upsalls Creek carries lower crime risk (28/100 vs 76/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Lorne

ahead on the one thing that separates them

  • leaves households under less mortgage stress (20% vs 27%)

Weighs mortgage stress.

Renters

Upsalls Creek

ahead on the one thing that separates them

  • has cheaper rent ($290/wk vs $315/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lorne

ahead on 2 of the 3 things we measure here

  • is more walkable (20/100 vs 5/100)
  • sits closer to the CBD (349.4 km vs 362.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Lorne is more walkable (20/100 vs 5/100)
  • Upsalls Creek carries lower crime risk (28/100 vs 76/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Lorne

ahead on the one thing that separates them

  • is growing faster (4.1% vs -1.7%)

Weighs population growth.

Where they sit

Lorne and Upsalls Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lorne Upsalls Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lorne Upsalls Creek
Walkability 20 / 5
Lorne — Walkability: 20/100 Upsalls Creek — Walkability: 5/100
Safety 24 / 72
Lorne — Safety: 24/100 Upsalls Creek — Safety: 72/100
Low fire risk 50 / 43
Lorne — Low fire risk: 50/100 Upsalls Creek — Low fire risk: 43/100

Demographics

Lorne has more residents (277 vs 116); Lorne has higher household incomes ($80,184 vs $71,500).

Lorne Upsalls Creek
Population 277
+58% vs other
116
Population trend (2016 → 2021) +4.1% -1.7%
Median age 53 49
Median household income $80,184/yr
+11% vs other
$71,500/yr
Median weekly rent $315/wk
+8% vs other
$290/wk

Age profile

Share of residents in each band, 2021 Census.

Lorne Upsalls Creek
0-4 3.6% / 2.6%
Lorne — 0-4: 3.6% Upsalls Creek — 0-4: 2.6%
5-14 11.9% / 11.2%
Lorne — 5-14: 11.9% Upsalls Creek — 5-14: 11.2%
15-19 4.7% / 10.3%
Lorne — 15-19: 4.7% Upsalls Creek — 15-19: 10.3%
20-24 2.2% / 3.4%
Lorne — 20-24: 2.2% Upsalls Creek — 20-24: 3.4%
25-34 8.7% / 7.8%
Lorne — 25-34: 8.7% Upsalls Creek — 25-34: 7.8%
35-44 5.4% / 10.3%
Lorne — 35-44: 5.4% Upsalls Creek — 35-44: 10.3%
45-54 16.6% / 14.7%
Lorne — 45-54: 16.6% Upsalls Creek — 45-54: 14.7%
55-64 22.4% / 16.4%
Lorne — 55-64: 22.4% Upsalls Creek — 55-64: 16.4%
65-74 17.3% / 13.8%
Lorne — 65-74: 17.3% Upsalls Creek — 65-74: 13.8%
75-84 6.1% / 8.6%
Lorne — 75-84: 6.1% Upsalls Creek — 75-84: 8.6%
85+ 1.8% / —
Lorne — 85+: 1.8% Upsalls Creek — 85+: not among its largest

Bars are drawn against the largest share shown (22.4%).

Who lives together

Household composition, 2021 Census.

Lorne 48.3% couple families
Lorne — Couple Families: 48.3% Lorne — Lone Person: 26.7% Lorne — One Parent Families: 20.0% Lorne — Group Household: 5.0%
Upsalls Creek 36.7% couple families
Upsalls Creek — Couple Families: 36.7% Upsalls Creek — Lone Person: 43.3% Upsalls Creek — One Parent Families: 20.0% Upsalls Creek — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lorne 9.9% renting
Lorne — Owned Outright: 61.4% Lorne — Mortgage: 28.7% Lorne — Renting: 9.9%
Upsalls Creek 11.9% renting
Upsalls Creek — Owned Outright: 59.5% Upsalls Creek — Mortgage: 28.6% Upsalls Creek — Renting: 11.9%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Lorne 103.1% houses
Lorne — Houses: 103.1% Lorne — Flats / Apartments: 0.0%
Upsalls Creek 95.3% houses
Upsalls Creek — Houses: 95.3% Upsalls Creek — Flats / Apartments: 4.7%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lorne Upsalls Creek
Certificate III & IV 21.3% / 23.3%
Lorne — Certificate III & IV: 21.3% Upsalls Creek — Certificate III & IV: 23.3%
Advanced Diploma / Diploma 9.7% / 7.8%
Lorne — Advanced Diploma / Diploma: 9.7% Upsalls Creek — Advanced Diploma / Diploma: 7.8%
Bachelor Degree 13.0% / 4.3%
Lorne — Bachelor Degree: 13.0% Upsalls Creek — Bachelor Degree: 4.3%
Graduate Diploma / Certificate 4.3% / —
Lorne — Graduate Diploma / Certificate: 4.3% Upsalls Creek — Graduate Diploma / Certificate: not among its largest
Postgraduate Degree 1.1% / —
Lorne — Postgraduate Degree: 1.1% Upsalls Creek — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (23.3%).

Property market

Lorne Upsalls Creek
Median house price $985,000 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Lorne Upsalls Creek
Rural and farming 100%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lorne Upsalls Creek
New dwellings approved 546
across Port Macquarie-Hastings
same for both
Approvals change year on year +33%
same for both

Ranking within NSW

Lorne Upsalls Creek
House price Higher than 50% of NSW —
Income — Higher than 36% of NSW
Schools —
same for both
Walkability Higher than 70% of NSW Higher than 47% of NSW
Affordability —
same for both
EV adoption Higher than 38% of NSW
same for both
NBN connectivity Higher than 30% of NSW Higher than 42% of NSW

Liveability

Lorne is more walkable (20 vs 5).

Lorne Upsalls Creek
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
mid-range socio-economic
decile 6/10

Risk profile

Lorne carries more crime risk (76 vs 28).

Lorne Upsalls Creek
Bushfire Moderate
50/100
Moderate
57/100
Crime High
76/100
Low
28/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Lorne Upsalls Creek
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Lorne Upsalls Creek
Cafes & restaurants 1 0
Parks & reserves 1 0
Waterways 13 1

Mobility

Upsalls Creek sits further from the CBD (362.4 km vs 349.4 km).

Lorne Upsalls Creek
Walkability score 20/100 5/100
Distance to Sydney 349.4 km 362.4 km
+4% vs other
Drive time (normal traffic) 245 min 248 min
Electric vehicle share 0.4%
postcode 2439
same for both
Rooftop solar per 100 dwellings 86
postcode 2439
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lorne Upsalls Creek
Car (driver) 58.1% / 85.4%
Lorne — Car (driver): 58.1% Upsalls Creek — Car (driver): 85.4%
Worked from Home 33.3% / 14.6%
Lorne — Worked from Home: 33.3% Upsalls Creek — Worked from Home: 14.6%
Car (passenger) 4.3% / —
Lorne — Car (passenger): 4.3% Upsalls Creek — Car (passenger): not among its largest
Walked Only 4.3% / —
Lorne — Walked Only: 4.3% Upsalls Creek — Walked Only: not among its largest

Bars are drawn against the largest share shown (85.4%).

Setting

Lorne Upsalls Creek
Elevation 33 m
above sea level, at the suburb centre
55 m
above sea level, at the suburb centre
Distance to the ocean 18.4 km 15.9 km

NBN connectivity

Lorne Upsalls Creek
Connectivity score 21/100 28/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
47 premises
0%
56 premises

Climate

Lorne Upsalls Creek
Annual rainfall 1,331 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Lorne Upsalls Creek
Average residential rate $1,325/yr
same for both
Council Port Macquarie-Hastings
same for both

Federal electorate

Lorne Upsalls Creek
Division Lyne
same for both
Member Alison Penfold
same for both
Party The Nationals
same for both

First Home Owner Grant

Lorne Upsalls Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Lorne

Upsalls Creek

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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