Long Jetty vs Toowoon Bay

Long Jetty is the younger of the two, with a median age of 45 against 58 in Toowoon Bay. In both, most households own their home. In Long Jetty, about half of households are people living alone. In Toowoon Bay, most households are people living alone. Houses cost more in Toowoon Bay: a median of $1.97 million, against $1.33 million in Long Jetty, and rent is higher there too. On these figures, Long Jetty tends to suit buyers on a tighter budget, while Toowoon Bay suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Long Jetty

ahead on 3 of the 6 things we measure here

  • has more childcare (3 vs 0)
  • has more parks and reserves (5 vs 2)
  • has more separate houses rather than flats (54% vs 41%)
  • But Toowoon Bay carries lower crime risk (65/100 vs 75/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Long Jetty

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($1,326,000 vs $1,967,500)
  • has cheaper units ($710,000 vs $860,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Long Jetty

ahead on the one thing that separates them

  • is more walkable (52/100 vs 41/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Toowoon Bay

ahead on 3 of the 5 things we measure here

  • has more residents already 65 and over (36% vs 24%)
  • has more units and townhouses to downsize into (59% vs 46%)
  • carries lower crime risk (65/100 vs 75/100)
  • But Long Jetty is more walkable (52/100 vs 41/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Long Jetty and Toowoon Bay drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Long Jetty Toowoon Bay
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Long Jetty Toowoon Bay
Walkability 52 / 41
Long Jetty — Walkability: 52/100 Toowoon Bay — Walkability: 41/100
Safety 25 / 35
Long Jetty — Safety: 25/100 Toowoon Bay — Safety: 35/100
Low fire risk 100 / 100
Long Jetty — Low fire risk: 100/100 Toowoon Bay — Low fire risk: 100/100

Demographics

Long Jetty has more residents (6,736 vs 543); Toowoon Bay skews older (58 vs 45).

Long Jetty Toowoon Bay
Population 6,736
+92% vs other
 543
Population trend (2016 → 2021) +5.4% +2.5%
Median age 45 58
Median household income $62,452/yr
+3% vs other
 $60,736/yr
Median weekly rent $360/wk $380/wk
+6% vs other

Age profile

Share of residents in each band, 2021 Census.

Long Jetty Toowoon Bay
0-4 5.9% / 2.6%
Long Jetty — 0-4: 5.9% Toowoon Bay — 0-4: 2.6%
5-14 10.0% / 7.9%
Long Jetty — 5-14: 10.0% Toowoon Bay — 5-14: 7.9%
15-19 4.7% / 4.4%
Long Jetty — 15-19: 4.7% Toowoon Bay — 15-19: 4.4%
20-24 5.7% / 3.9%
Long Jetty — 20-24: 5.7% Toowoon Bay — 20-24: 3.9%
25-34 11.4% / 6.4%
Long Jetty — 25-34: 11.4% Toowoon Bay — 25-34: 6.4%
35-44 12.2% / 8.1%
Long Jetty — 35-44: 12.2% Toowoon Bay — 35-44: 8.1%
45-54 13.0% / 13.8%
Long Jetty — 45-54: 13.0% Toowoon Bay — 45-54: 13.8%
55-64 13.1% / 16.8%
Long Jetty — 55-64: 13.1% Toowoon Bay — 55-64: 16.8%
65-74 13.2% / 19.2%
Long Jetty — 65-74: 13.2% Toowoon Bay — 65-74: 19.2%
75-84 7.6% / 13.6%
Long Jetty — 75-84: 7.6% Toowoon Bay — 75-84: 13.6%
85+ 3.1% / 3.7%
Long Jetty — 85+: 3.1% Toowoon Bay — 85+: 3.7%

Bars are drawn against the largest share shown (19.2%).

Who lives together

Household composition, 2021 Census.

Long Jetty 47.8% lone person
Long Jetty — Lone Person: 47.8% Long Jetty — Couple Families: 25.8% Long Jetty — One Parent Families: 20.1% Long Jetty — Group Household: 4.8% Long Jetty — Other Families: 1.6%
Toowoon Bay 57.6% lone person
Toowoon Bay — Lone Person: 57.6% Toowoon Bay — Couple Families: 21.2% Toowoon Bay — One Parent Families: 17.0% Toowoon Bay — Group Household: 4.2% Toowoon Bay — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Long Jetty 42.1% renting
Long Jetty — Owned Outright: 32.8% Long Jetty — Mortgage: 25.1% Long Jetty — Renting: 42.1%
Toowoon Bay 33.7% renting
Toowoon Bay — Owned Outright: 45.9% Toowoon Bay — Mortgage: 20.3% Toowoon Bay — Renting: 33.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Long Jetty Toowoon Bay
Certificate III & IV 17.5% / 17.9%
Long Jetty — Certificate III & IV: 17.5% Toowoon Bay — Certificate III & IV: 17.9%
Bachelor Degree 9.1% / 10.5%
Long Jetty — Bachelor Degree: 9.1% Toowoon Bay — Bachelor Degree: 10.5%
Advanced Diploma / Diploma 7.6% / 10.3%
Long Jetty — Advanced Diploma / Diploma: 7.6% Toowoon Bay — Advanced Diploma / Diploma: 10.3%
Postgraduate Degree 2.0% / 2.0%
Long Jetty — Postgraduate Degree: 2.0% Toowoon Bay — Postgraduate Degree: 2.0%
Graduate Diploma / Certificate 1.3% / 1.7%
Long Jetty — Graduate Diploma / Certificate: 1.3% Toowoon Bay — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (17.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Long Jetty Toowoon Bay
England 2.9% / 3.7%
Long Jetty — England: 2.9% Toowoon Bay — England: 3.7%
New Zealand 1.5% / 1.3%
Long Jetty — New Zealand: 1.5% Toowoon Bay — New Zealand: 1.3%
Greece — / 1.3%
Long Jetty — Greece: not among its largest Toowoon Bay — Greece: 1.3%
Zimbabwe — / 0.9%
Long Jetty — Zimbabwe: not among its largest Toowoon Bay — Zimbabwe: 0.9%
Canada — / 0.7%
Long Jetty — Canada: not among its largest Toowoon Bay — Canada: 0.7%
India 0.6% / —
Long Jetty — India: 0.6% Toowoon Bay — India: not among its largest
Scotland 0.5% / —
Long Jetty — Scotland: 0.5% Toowoon Bay — Scotland: not among its largest
Philippines 0.5% / —
Long Jetty — Philippines: 0.5% Toowoon Bay — Philippines: not among its largest

Bars are drawn against the largest share shown (3.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Long Jetty 54.0% houses
Long Jetty — Houses: 54.0% Long Jetty — Townhouses: 38.3% Long Jetty — Flats / Apartments: 7.7%
Toowoon Bay 41.3% houses
Toowoon Bay — Houses: 41.3% Toowoon Bay — Townhouses: 35.3% Toowoon Bay — Flats / Apartments: 23.4%
Houses Townhouses Flats / Apartments

Property market

Long Jetty Toowoon Bay
Median house price $1,326,000 $1,967,500
Median unit price $710,000 $860,000
Median land price —
same for both
Typical days to sell (houses) 33 days
from 73 sales
 36 days
from 4 sales

Zoning mix

Long Jetty Toowoon Bay
Residential 80% 36%
Parks and recreation 11% 58%
Environmental 2% 4%
Infrastructure and transport 3% 0%
Industrial 3% 0%
Commercial 2% 1%
Planning zones cover 100% of Long Jetty and 98% of Toowoon Bay. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Long Jetty Toowoon Bay
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Long Jetty Toowoon Bay
Houses 2.6%
$670/wk on $1.33M
 —
Units —
same for both

Ranking within NSW

Long Jetty Toowoon Bay
House price Higher than 67% of NSW Higher than 83% of NSW
Income Higher than 25% of NSW Higher than 23% of NSW
Schools —
same for both
Walkability Higher than 82% of NSW Higher than 79% of NSW
Affordability Higher than 15% of NSW Higher than 5% of NSW
EV adoption Higher than 64% of NSW
same for both
NBN connectivity Higher than 99% of NSW Higher than 100% of NSW
Rental yield (houses) Higher than 9% of NSW —

Liveability

Long Jetty is more walkable (52 vs 41); Toowoon Bay scores higher overall (52 vs 45).

Long Jetty Toowoon Bay
Grade C B
Score 45/100 52/100
Socio-economic band below-average income
decile 3/10
 mid-range socio-economic
decile 5/10

Risk profile

Long Jetty carries more crime risk (75 vs 65).

Long Jetty Toowoon Bay
Bushfire None
0/100
same for both
Crime High
75/100
 Moderate
65/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
 Moderate
55/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Long Jetty Toowoon Bay
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Long Jetty Toowoon Bay
Cafes & restaurants 3 1
Parks & reserves 5 2
Childcare 3 0
Pharmacies 1
same for both
Banks & Bank@Post 1
same for both
Fuel stations 3 0
Waterways 4 0

Mobility

Long Jetty Toowoon Bay
Walkability score 52/100 41/100
Distance to Sydney 97.3 km 98.1 km
Drive time (normal traffic) 87 min 88 min
Public transport score 79/100
Bus
 74/100
Bus
Peak arrivals per hour 278.8
7-9am + 5-7pm
 25.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2261
same for both
Rooftop solar per 100 dwellings 33
postcode 2261
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Long Jetty Toowoon Bay
Car (driver) 64.7% / 57.8%
Long Jetty — Car (driver): 64.7% Toowoon Bay — Car (driver): 57.8%
Worked from Home 27.4% / 37.0%
Long Jetty — Worked from Home: 27.4% Toowoon Bay — Worked from Home: 37.0%
Walked Only 1.6% / 5.2%
Long Jetty — Walked Only: 1.6% Toowoon Bay — Walked Only: 5.2%
Car (passenger) 4.1% / —
Long Jetty — Car (passenger): 4.1% Toowoon Bay — Car (passenger): not among its largest
Bus 1.5% / —
Long Jetty — Bus: 1.5% Toowoon Bay — Bus: not among its largest

Bars are drawn against the largest share shown (64.7%).

Setting

Long Jetty Toowoon Bay
Elevation 14 m
above sea level, at the suburb centre
 20 m
above sea level, at the suburb centre
Distance to the ocean 1.1 km
1.2 km to a named beach
 237 m
964 m to a named beach

NBN connectivity

Long Jetty Toowoon Bay
Connectivity score 100/100
same for both
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 100%
3,814 premises
 100%
377 premises

Climate

Long Jetty Toowoon Bay
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Long Jetty Toowoon Bay
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Long Jetty Toowoon Bay
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Long Jetty Toowoon Bay
Division Dobell
same for both
Member Emma Mcbride
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Long Jetty Toowoon Bay
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Long Jetty

Beach Coastal Gentrifying Townhouses

Toowoon Bay

Beach Coastal Premium Quiet Retirees Townhouses

More comparisons

Other comparisons with Long Jetty

Long Jetty vs Bateau Bay Long Jetty vs Killarney Vale Long Jetty vs The Entrance Long Jetty vs Shelly Beach Long Jetty vs Blue Bay

Other comparisons with Toowoon Bay

Toowoon Bay vs Shelly Beach Toowoon Bay vs Blue Bay
Full data on Long Jetty Full data on Toowoon Bay
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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