Lochinvar vs Windermere

Windermere is the younger of the two, with a median age of 26 against 40 in Lochinvar. In both, most households own their home and the large majority of homes are detached houses. In Lochinvar, most households are couple families. In Windermere, about half of households are couple families. On these figures, Windermere tends to suit share households and families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Lochinvar has more childcare (4 vs 0)
  • Windermere carries lower crime risk (50/100 vs 90/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Lochinvar has cheaper rent ($370/wk vs $410/wk)
  • Windermere has a bigger rental market to choose from (35% vs 12%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lochinvar

ahead on the one thing that separates them

  • is more walkable (26/100 vs 10/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Lochinvar

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (17% vs 5%)
  • is more walkable (26/100 vs 10/100)
  • But Windermere carries lower crime risk (50/100 vs 90/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Lochinvar

ahead on the one thing that separates them

  • is growing faster (39.7% vs 16.4%)

Weighs population growth.

Where they sit

Lochinvar and Windermere drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lochinvar Windermere
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lochinvar Windermere
Walkability 26 / 10
Lochinvar — Walkability: 26/100 Windermere — Walkability: 10/100
Safety 10 / 50
Lochinvar — Safety: 10/100 Windermere — Safety: 50/100
Low fire risk 79 / 100
Lochinvar — Low fire risk: 79/100 Windermere — Low fire risk: 100/100

Demographics

Lochinvar has more residents (1,095 vs 64); Lochinvar skews older (40 vs 26).

Lochinvar Windermere
Population 1,095
+94% vs other
64
Population trend (2016 → 2021) +39.7% +16.4%
Median age 40 26
Median household income $118,924/yr
+2% vs other
$116,948/yr
Median weekly rent $370/wk $410/wk
+11% vs other

Age profile

Share of residents in each band, 2021 Census.

Lochinvar Windermere
0-4 7.9% / 6.2%
Lochinvar — 0-4: 7.9% Windermere — 0-4: 6.2%
5-14 13.9% / 26.6%
Lochinvar — 5-14: 13.9% Windermere — 5-14: 26.6%
15-19 4.7% / 9.4%
Lochinvar — 15-19: 4.7% Windermere — 15-19: 9.4%
20-24 4.5% / 4.7%
Lochinvar — 20-24: 4.5% Windermere — 20-24: 4.7%
25-34 12.7% / 12.5%
Lochinvar — 25-34: 12.7% Windermere — 25-34: 12.5%
35-44 13.0% / 4.7%
Lochinvar — 35-44: 13.0% Windermere — 35-44: 4.7%
45-54 13.9% / 12.5%
Lochinvar — 45-54: 13.9% Windermere — 45-54: 12.5%
55-64 12.2% / 12.5%
Lochinvar — 55-64: 12.2% Windermere — 55-64: 12.5%
65-74 10.6% / 4.7%
Lochinvar — 65-74: 10.6% Windermere — 65-74: 4.7%
75-84 4.8% / —
Lochinvar — 75-84: 4.8% Windermere — 75-84: not among its largest
85+ 1.8% / —
Lochinvar — 85+: 1.8% Windermere — 85+: not among its largest

Bars are drawn against the largest share shown (26.6%).

Who lives together

Household composition, 2021 Census.

Lochinvar 56.9% couple families
Lochinvar — Couple Families: 56.9% Lochinvar — One Parent Families: 15.0% Lochinvar — Lone Person: 22.5% Lochinvar — Group Household: 2.0% Lochinvar — Other Families: 3.6%
Windermere 47.1% couple families
Windermere — Couple Families: 47.1% Windermere — One Parent Families: 35.3% Windermere — Lone Person: 0.0% Windermere — Group Household: 17.6% Windermere — Other Families: 0.0%
Couple Families One Parent Families Lone Person Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lochinvar 12.0% renting
Lochinvar — Owned Outright: 34.7% Lochinvar — Mortgage: 53.2% Lochinvar — Renting: 12.0%
Windermere 35.3% renting
Windermere — Owned Outright: 47.1% Windermere — Mortgage: 17.6% Windermere — Renting: 35.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Lochinvar 97.0% houses
Lochinvar — Houses: 97.0% Lochinvar — Flats / Apartments: 2.2% Lochinvar — Townhouses: 0.8%
Windermere 100.0% houses
Windermere — Houses: 100.0% Windermere — Flats / Apartments: 0.0% Windermere — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lochinvar Windermere
Certificate III & IV 21.6% / 9.4%
Lochinvar — Certificate III & IV: 21.6% Windermere — Certificate III & IV: 9.4%
Bachelor Degree 7.3% / 14.1%
Lochinvar — Bachelor Degree: 7.3% Windermere — Bachelor Degree: 14.1%
Advanced Diploma / Diploma 8.3% / 9.4%
Lochinvar — Advanced Diploma / Diploma: 8.3% Windermere — Advanced Diploma / Diploma: 9.4%
Postgraduate Degree 1.7% / —
Lochinvar — Postgraduate Degree: 1.7% Windermere — Postgraduate Degree: not among its largest
Graduate Diploma / Certificate 1.4% / —
Lochinvar — Graduate Diploma / Certificate: 1.4% Windermere — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (21.6%).

Property market

Lochinvar Windermere
Median house price $800,000 —
Median unit price $657,500 —
Median land price $440,000 —
Typical days to sell (houses) 48 days
from 83 sales
—

Zoning mix

Windermere has more rural and farming land (96% vs 62%).

Lochinvar Windermere
Rural and farming 62% 96%
Residential 28% 1%
Industrial 4% 0%
Environmental 3%
same for both
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lochinvar Windermere
New dwellings approved 1,413
across Maitland
same for both
Approvals change year on year +20%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Lochinvar Windermere
Houses 3.4%
$670/wk on $1.01M
—
Units —
same for both

Ranking within NSW

Lochinvar Windermere
House price Higher than 38% of NSW —
Income Higher than 83% of NSW Higher than 80% of NSW
Schools Higher than 89% of NSW —
Walkability Higher than 73% of NSW Higher than 58% of NSW
Affordability Higher than 84% of NSW —
EV adoption Higher than 57% of NSW
same for both
NBN connectivity Higher than 89% of NSW Higher than 61% of NSW
Rental yield (houses) Higher than 42% of NSW —

Liveability

Lochinvar is more walkable (26 vs 10).

Lochinvar Windermere
Grade B —
Score 49/100 —
Socio-economic band mid-range socio-economic
decile 6/10
very advantaged area
decile 9/10

Risk profile

Lochinvar carries more bushfire risk (21 vs 0); Lochinvar carries more crime risk (90 vs 50).

Lochinvar Windermere
Bushfire Low
21/100
None
0/100
Crime High
90/100
Moderate
50/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
1
within 5 km

Schools

Lochinvar Windermere
Inside the suburb 3 0
Rated above peers 2 0
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Lochinvar

  • Lochinvar Public School Government · Primary above peers
  • St Patrick's Primary School Catholic · Primary above peers
  • St Joseph's College Catholic · Secondary at peers

Schools in Windermere

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Lochinvar Windermere
Parks & reserves 2 0
Childcare 4 0
GPs 1 0
Police stations 1 0
Waterways 8 2

Mobility

Lochinvar Windermere
Walkability score 26/100 10/100
Distance to Sydney 177.2 km 177.7 km
Drive time (normal traffic) 125 min 128 min
Electric vehicle share 0.6%
postcode 2321
same for both
Rooftop solar per 100 dwellings 69
postcode 2321
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lochinvar Windermere
Car (driver) 70.3% / 100.0%
Lochinvar — Car (driver): 70.3% Windermere — Car (driver): 100.0%
Worked from Home 23.4% / —
Lochinvar — Worked from Home: 23.4% Windermere — Worked from Home: not among its largest
Car (passenger) 4.1% / —
Lochinvar — Car (passenger): 4.1% Windermere — Car (passenger): not among its largest
Walked Only 2.3% / —
Lochinvar — Walked Only: 2.3% Windermere — Walked Only: not among its largest

Bars are drawn against the largest share shown (100.0%).

Setting

Lochinvar Windermere
Elevation 48 m
above sea level, at the suburb centre
21 m
above sea level, at the suburb centre
Distance to the ocean 33.3 km 34.8 km

NBN connectivity

Lochinvar Windermere
Connectivity score 81/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 72%
1,323 premises
0%
21 premises

Climate

Lochinvar Windermere
Annual rainfall 804 mm 996 mm
Summer max (Jan) 30.0°C
same for both
Winter min (Jul) 5.1°C 7.1°C

Air quality (annual mean)

Lochinvar Windermere
PM2.5 6.3 µg/m³
same for both
PM10 17.5 µg/m³
same for both
NO₂ 0.72 pphm
same for both

Council rates

Lochinvar Windermere
Average residential rate $1,908/yr
same for both
Council Maitland
same for both

Federal electorate

Lochinvar Windermere
Division Paterson
same for both
Member Meryl Swanson
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Lochinvar Windermere
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Lochinvar

Windermere

More comparisons

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Full data on Lochinvar Full data on Windermere
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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