Loch vs Nyora

Nyora is the younger of the two, with a median age of 41 against 50 in Loch. In both, the large majority of households own their home and the large majority of homes are detached houses. In Nyora, most households are couple families. On these figures, Loch tends to suit people living alone and older residents, while Nyora suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Nyora

ahead on 3 of the 6 things we measure here

  • has more schools rated above their peers (1 vs 0)
  • is already more of a family suburb (75% vs 57%)
  • carries lower crime risk (47/100 vs 59/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Loch is more walkable (13/100 vs 0/100)
  • Nyora sits closer to the CBD (101.9 km vs 105.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Loch

ahead on 2 of the 5 things we measure here

  • is more walkable (13/100 vs 0/100)
  • has more residents already 65 and over (23% vs 14%)
  • But Nyora carries lower crime risk (47/100 vs 59/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Loch and Nyora drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Loch Nyora
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Loch Nyora
Walkability 13 / 0
Loch — Walkability: 13/100 Nyora — Walkability: 0/100
Safety 41 / 53
Loch — Safety: 41/100 Nyora — Safety: 53/100
Low fire risk 100 / 74
Loch — Low fire risk: 100/100 Nyora — Low fire risk: 74/100
Low flood risk 63 / 53
Loch — Low flood risk: 63/100 Nyora — Low flood risk: 53/100

Demographics

Nyora has more residents (1,644 vs 707); Loch skews older (50 vs 41).

Loch Nyora
Population 707 1,644
+133% vs other
Population trend (2016 → 2021) +10.8% +7.7%
Median age 50 41
Median household income $79,352/yr $95,056/yr
+20% vs other
Median weekly rent $325/wk
+3% vs other
 $315/wk

Age profile

Share of residents in each band, 2021 Census.

Loch Nyora
0-4 5.4% / 5.4%
Loch — 0-4: 5.4% Nyora — 0-4: 5.4%
5-14 11.2% / 14.9%
Loch — 5-14: 11.2% Nyora — 5-14: 14.9%
15-19 3.7% / 6.1%
Loch — 15-19: 3.7% Nyora — 15-19: 6.1%
20-24 2.1% / 5.1%
Loch — 20-24: 2.1% Nyora — 20-24: 5.1%
25-34 10.7% / 10.3%
Loch — 25-34: 10.7% Nyora — 25-34: 10.3%
35-44 9.5% / 13.3%
Loch — 35-44: 9.5% Nyora — 35-44: 13.3%
45-54 13.0% / 16.3%
Loch — 45-54: 13.0% Nyora — 45-54: 16.3%
55-64 19.4% / 15.1%
Loch — 55-64: 19.4% Nyora — 55-64: 15.1%
65-74 17.1% / 8.9%
Loch — 65-74: 17.1% Nyora — 65-74: 8.9%
75-84 5.7% / 4.3%
Loch — 75-84: 5.7% Nyora — 75-84: 4.3%
85+ 0.6% / 0.6%
Loch — 85+: 0.6% Nyora — 85+: 0.6%

Bars are drawn against the largest share shown (19.4%).

Who lives together

Household composition, 2021 Census.

Loch 43.9% couple families
Loch — Couple Families: 43.9% Loch — Lone Person: 37.6% Loch — One Parent Families: 12.7% Loch — Group Household: 5.7% Loch — Other Families: 0.0%
Nyora 61.2% couple families
Nyora — Couple Families: 61.2% Nyora — Lone Person: 21.7% Nyora — One Parent Families: 13.9% Nyora — Group Household: 2.0% Nyora — Other Families: 1.2%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Loch 9.4% renting
Loch — Owned Outright: 47.5% Loch — Mortgage: 43.1% Loch — Renting: 9.4%
Nyora 6.9% renting
Nyora — Owned Outright: 35.2% Nyora — Mortgage: 58.0% Nyora — Renting: 6.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Loch Nyora
Certificate III & IV 19.0% / 21.4%
Loch — Certificate III & IV: 19.0% Nyora — Certificate III & IV: 21.4%
Advanced Diploma / Diploma 10.6% / 7.1%
Loch — Advanced Diploma / Diploma: 10.6% Nyora — Advanced Diploma / Diploma: 7.1%
Bachelor Degree 8.1% / 5.0%
Loch — Bachelor Degree: 8.1% Nyora — Bachelor Degree: 5.0%
Postgraduate Degree 2.7% / 0.8%
Loch — Postgraduate Degree: 2.7% Nyora — Postgraduate Degree: 0.8%
Graduate Diploma / Certificate 2.1% / 1.1%
Loch — Graduate Diploma / Certificate: 2.1% Nyora — Graduate Diploma / Certificate: 1.1%

Bars are drawn against the largest share shown (21.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Loch Nyora
England 5.8% / 4.5%
Loch — England: 5.8% Nyora — England: 4.5%
New Zealand 1.8% / 1.0%
Loch — New Zealand: 1.8% Nyora — New Zealand: 1.0%
Scotland 1.0% / 0.8%
Loch — Scotland: 1.0% Nyora — Scotland: 0.8%
Netherlands 0.4% / 0.6%
Loch — Netherlands: 0.4% Nyora — Netherlands: 0.6%
Sri Lanka 0.8% / —
Loch — Sri Lanka: 0.8% Nyora — Sri Lanka: not among its largest
Taiwan 0.6% / —
Loch — Taiwan: 0.6% Nyora — Taiwan: not among its largest
Philippines — / 0.5%
Loch — Philippines: not among its largest Nyora — Philippines: 0.5%

Bars are drawn against the largest share shown (5.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Loch 95.9% houses
Loch — Houses: 95.9% Loch — Flats / Apartments: 4.1% Loch — Townhouses: 0.0%
Nyora 99.6% houses
Nyora — Houses: 99.6% Nyora — Flats / Apartments: 0.0% Nyora — Townhouses: 0.6%
Houses Flats / Apartments Townhouses

Property market

Loch Nyora
Median house price $891,000 $885,000
Median unit price —
same for both
Median land price — $913,000
Typical days to sell (houses) 70 days
from 6 sales
 53 days
from 15 sales

Zoning mix

Loch Nyora
Rural and farming 95% 90%
Other and special use 0% 5%
Residential 0% 3%
Parks and recreation 2% 0%
Infrastructure and transport 1% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Loch Nyora
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Ranking within VIC

Loch Nyora
House price —
same for both
Income — Higher than 66% of VIC
Schools —
same for both
Walkability Higher than 75% of VIC Higher than 54% of VIC
Affordability —
same for both
EV adoption Higher than 74% of VIC Higher than 26% of VIC
NBN connectivity Higher than 61% of VIC Higher than 68% of VIC

Liveability

Loch is more walkable (13 vs 0); Loch scores higher overall (56 vs 39).

Loch Nyora
Grade B C
Score 56/100 39/100
Socio-economic band advantaged area
decile 7/10
 mid-range socio-economic
decile 5/10

Risk profile

Nyora carries more bushfire risk (26 vs 0); Nyora carries more flood risk (47 vs 37).

Loch Nyora
Bushfire None
0/100
 Low
26/100
Crime Moderate
59/100
 Moderate
47/100
Flood Low
37/100
 Moderate
47/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 1
within 5 km

Schools

Loch Nyora
Inside the suburb 1
same for both
Rated above peers 0 1
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Loch

  • Loch Primary School Government · Primary at peers

Schools in Nyora

  • Nyora Primary School Government · Primary above peers

Amenities in the suburb

Loch Nyora
Cafes & restaurants 2 0
Parks & reserves 2 4
Childcare 2 1
GPs 0 1
Pharmacies 0 1
Police stations 1 0
Banks & Bank@Post 0 1
Fuel stations 1 0
Waterways 3 1

Mobility

Loch sits further from the CBD (105.2 km vs 101.9 km).

Loch Nyora
Walkability score 13/100 0/100
Distance to Melbourne 105.2 km
+3% vs other
 101.9 km
Drive time (normal traffic) 83 min 85 min
Public transport score 24/100 23/100
Peak arrivals per hour 1.2
7-9am + 5-7pm
same for both
Median peak wait 72.5 min
scheduled, not actual
 73 min
scheduled, not actual
Electric vehicle share 0.9%
postcode 3945
 0.3%
postcode 3987
Rooftop solar per 100 dwellings 60
postcode 3945
 63
postcode 3987

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Loch Nyora
Car (driver) 63.8% / 74.5%
Loch — Car (driver): 63.8% Nyora — Car (driver): 74.5%
Worked from Home 29.2% / 18.1%
Loch — Worked from Home: 29.2% Nyora — Worked from Home: 18.1%
Car (passenger) 4.5% / 3.5%
Loch — Car (passenger): 4.5% Nyora — Car (passenger): 3.5%
Walked Only 2.6% / 3.3%
Loch — Walked Only: 2.6% Nyora — Walked Only: 3.3%
Bus — / 0.6%
Loch — Bus: not among its largest Nyora — Bus: 0.6%

Bars are drawn against the largest share shown (74.5%).

Setting

Loch Nyora
Elevation 140 m
above sea level, at the suburb centre
 101 m
above sea level, at the suburb centre
Distance to the ocean 12.7 km 12.4 km

NBN connectivity

Loch Nyora
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
355 premises
 0%
623 premises

Climate

Loch Nyora
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Loch Nyora
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Loch Nyora
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Loch Nyora
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Loch

Rural

Nyora

Acreage

More comparisons

Other comparisons with Loch

Loch vs Korumburra Loch vs Lang Lang Loch vs Poowong Loch vs Bena Loch vs Krowera Loch vs Woodleigh

Other comparisons with Nyora

Nyora vs Lang Lang Nyora vs Poowong Nyora vs Poowong North Nyora vs Heath Hill Nyora vs Lang Lang East
Full data on Loch Full data on Nyora
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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