Loch vs Korumburra

Korumburra is the younger of the two, with a median age of 47 against 50 in Loch. In both, the large majority of households own their home and the large majority of homes are detached houses. Houses cost more in Loch: a median of $891,000, against $585,000 in Korumburra, and rent is higher there too. On these figures, Korumburra tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Loch carries lower crime risk (59/100 vs 79/100)
  • Korumburra has more schools inside the suburb (3 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Korumburra

ahead on the one thing that separates them

  • has cheaper houses ($585,000 vs $891,000)

Weighs house prices and mortgage stress.

Renters

Korumburra

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (20% vs 9%)
  • has cheaper rent ($270/wk vs $325/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Loch

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (105.2 km vs 120.9 km)
  • has a shorter drive in (83 min vs 94 min)
  • But Korumburra is more walkable (56/100 vs 13/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Loch carries lower crime risk (59/100 vs 79/100)
  • Korumburra is more walkable (56/100 vs 13/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Loch and Korumburra drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Loch Korumburra
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Loch Korumburra
Walkability 13 / 56
Loch — Walkability: 13/100 Korumburra — Walkability: 56/100
Safety 41 / 21
Loch — Safety: 41/100 Korumburra — Safety: 21/100
Low fire risk 100 / 100
Loch — Low fire risk: 100/100 Korumburra — Low fire risk: 100/100
Low flood risk 63 / 82
Loch — Low flood risk: 63/100 Korumburra — Low flood risk: 82/100

Demographics

Korumburra has more residents (4,749 vs 707); Loch has higher household incomes ($79,352 vs $61,100).

Loch Korumburra
Population 707 4,749
+572% vs other
Population trend (2016 → 2021) +10.8% +6.3%
Median age 50 47
Median household income $79,352/yr
+23% vs other
$61,100/yr
Median weekly rent $325/wk
+17% vs other
$270/wk

Age profile

Share of residents in each band, 2021 Census.

Loch Korumburra
0-4 5.4% / 5.7%
Loch — 0-4: 5.4% Korumburra — 0-4: 5.7%
5-14 11.2% / 11.2%
Loch — 5-14: 11.2% Korumburra — 5-14: 11.2%
15-19 3.7% / 5.7%
Loch — 15-19: 3.7% Korumburra — 15-19: 5.7%
20-24 2.1% / 4.2%
Loch — 20-24: 2.1% Korumburra — 20-24: 4.2%
25-34 10.7% / 10.8%
Loch — 25-34: 10.7% Korumburra — 25-34: 10.8%
35-44 9.5% / 9.6%
Loch — 35-44: 9.5% Korumburra — 35-44: 9.6%
45-54 13.0% / 12.2%
Loch — 45-54: 13.0% Korumburra — 45-54: 12.2%
55-64 19.4% / 14.4%
Loch — 55-64: 19.4% Korumburra — 55-64: 14.4%
65-74 17.1% / 14.1%
Loch — 65-74: 17.1% Korumburra — 65-74: 14.1%
75-84 5.7% / 8.1%
Loch — 75-84: 5.7% Korumburra — 75-84: 8.1%
85+ 0.6% / 4.1%
Loch — 85+: 0.6% Korumburra — 85+: 4.1%

Bars are drawn against the largest share shown (19.4%).

Who lives together

Household composition, 2021 Census.

Loch 37.6% lone person
Loch — Lone Person: 37.6% Loch — Couple Families: 43.9% Loch — One Parent Families: 12.7% Loch — Group Household: 5.7% Loch — Other Families: 0.0%
Korumburra 43.8% lone person
Korumburra — Lone Person: 43.8% Korumburra — Couple Families: 35.2% Korumburra — One Parent Families: 15.9% Korumburra — Group Household: 3.6% Korumburra — Other Families: 1.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Loch 9.4% renting
Loch — Owned Outright: 47.5% Loch — Mortgage: 43.1% Loch — Renting: 9.4%
Korumburra 20.0% renting
Korumburra — Owned Outright: 43.6% Korumburra — Mortgage: 36.4% Korumburra — Renting: 20.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Loch Korumburra
Certificate III & IV 19.0% / 17.9%
Loch — Certificate III & IV: 19.0% Korumburra — Certificate III & IV: 17.9%
Advanced Diploma / Diploma 10.6% / 7.7%
Loch — Advanced Diploma / Diploma: 10.6% Korumburra — Advanced Diploma / Diploma: 7.7%
Bachelor Degree 8.1% / 7.3%
Loch — Bachelor Degree: 8.1% Korumburra — Bachelor Degree: 7.3%
Postgraduate Degree 2.7% / 1.7%
Loch — Postgraduate Degree: 2.7% Korumburra — Postgraduate Degree: 1.7%
Graduate Diploma / Certificate 2.1% / 1.8%
Loch — Graduate Diploma / Certificate: 2.1% Korumburra — Graduate Diploma / Certificate: 1.8%

Bars are drawn against the largest share shown (19.0%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Loch Korumburra
England 5.8% / 3.4%
Loch — England: 5.8% Korumburra — England: 3.4%
New Zealand 1.8% / 1.1%
Loch — New Zealand: 1.8% Korumburra — New Zealand: 1.1%
Scotland 1.0% / 0.4%
Loch — Scotland: 1.0% Korumburra — Scotland: 0.4%
Italy — / 1.1%
Loch — Italy: not among its largest Korumburra — Italy: 1.1%
Netherlands 0.4% / 0.5%
Loch — Netherlands: 0.4% Korumburra — Netherlands: 0.5%
Sri Lanka 0.8% / —
Loch — Sri Lanka: 0.8% Korumburra — Sri Lanka: not among its largest
Taiwan 0.6% / —
Loch — Taiwan: 0.6% Korumburra — Taiwan: not among its largest
Philippines — / 0.6%
Loch — Philippines: not among its largest Korumburra — Philippines: 0.6%

Bars are drawn against the largest share shown (5.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Loch 95.9% houses
Loch — Houses: 95.9% Loch — Townhouses: 0.0% Loch — Flats / Apartments: 4.1%
Korumburra 90.8% houses
Korumburra — Houses: 90.8% Korumburra — Townhouses: 8.2% Korumburra — Flats / Apartments: 1.0%
Houses Townhouses Flats / Apartments

Property market

Loch Korumburra
Median house price $891,000 $585,000
Median unit price — $435,000
Median land price — $427,500
Typical days to sell (houses) 70 days
from 6 sales
56 days
from 67 sales

Zoning mix

Loch Korumburra
Rural and farming 95% 86%
Residential 0% 7%
Infrastructure and transport 1% 4%
Parks and recreation 2% 1%
Industrial 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Loch Korumburra
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Loch Korumburra
Houses — 4.1%
$525/wk on $659K
Units —
same for both

Ranking within VIC

Loch Korumburra
House price — Higher than 21% of VIC
Income — Higher than 22% of VIC
Schools — Higher than 68% of VIC
Walkability Higher than 75% of VIC Higher than 87% of VIC
Affordability — Higher than 51% of VIC
EV adoption Higher than 74% of VIC Higher than 16% of VIC
NBN connectivity Higher than 61% of VIC Higher than 79% of VIC
Rental yield (houses) — Higher than 76% of VIC

Liveability

Korumburra is more walkable (56 vs 13).

Loch Korumburra
Grade B
same for both
Score 56/100 53/100
Socio-economic band advantaged area
decile 7/10
below-average income
decile 2/10

Risk profile

Loch carries more flood risk (37 vs 18); Korumburra carries more crime risk (79 vs 59).

Loch Korumburra
Bushfire None
0/100
same for both
Crime Moderate
59/100
High
79/100
Flood Low
37/100
Low
18/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
2
within 5 km

Schools

Loch Korumburra
Inside the suburb 1 3
Rated above peers 0 1
Rated at peers 1 2
Rated below peers 0
same for both

Schools in Loch

  • Loch Primary School Government · Primary at peers

Schools in Korumburra

  • Korumburra Primary School Government · Primary above peers
  • Korumburra Secondary College Government · Secondary at peers
  • St Joseph's School Catholic · Primary at peers

Amenities in the suburb

Loch Korumburra
Supermarkets 0 1
Cafes & restaurants 2 4
Parks & reserves 2 4
Childcare 2 3
GPs 0 1
Pharmacies 0 3
Hospitals 0 1
Police stations 1
same for both
Banks & Bank@Post 0 2
Fuel stations 1 3
EV chargers 0 2
Waterways 3 8

Mobility

Korumburra sits further from the CBD (120.9 km vs 105.2 km).

Loch Korumburra
Walkability score 13/100 56/100
Distance to Melbourne 105.2 km 120.9 km
+15% vs other
Drive time (normal traffic) 83 min 94 min
Public transport score 24/100 41/100
Peak arrivals per hour 1.2
7-9am + 5-7pm
1.5
7-9am + 5-7pm
Median peak wait 72.5 min
scheduled, not actual
5 min
scheduled, not actual
Electric vehicle share 0.9%
postcode 3945
0.2%
postcode 3950
Rooftop solar per 100 dwellings 60
postcode 3945
43
postcode 3950

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Loch Korumburra
Car (driver) 63.8% / 77.9%
Loch — Car (driver): 63.8% Korumburra — Car (driver): 77.9%
Worked from Home 29.2% / 14.1%
Loch — Worked from Home: 29.2% Korumburra — Worked from Home: 14.1%
Car (passenger) 4.5% / 4.3%
Loch — Car (passenger): 4.5% Korumburra — Car (passenger): 4.3%
Walked Only 2.6% / 3.1%
Loch — Walked Only: 2.6% Korumburra — Walked Only: 3.1%
Bus — / 0.3%
Loch — Bus: not among its largest Korumburra — Bus: 0.3%

Bars are drawn against the largest share shown (77.9%).

Setting

Loch Korumburra
Elevation 140 m
above sea level, at the suburb centre
223 m
above sea level, at the suburb centre
Distance to the ocean 12.7 km 22.1 km

NBN connectivity

Loch Korumburra
Connectivity score 30/100 70/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 0%
355 premises
43%
2,661 premises

Climate

Loch Korumburra
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Loch Korumburra
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Loch Korumburra
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Loch Korumburra
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Loch

Korumburra

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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