Lloyd vs Tolland

In both, most households own their home and the large majority of homes are detached houses. In Lloyd, about half of households are couple families. Houses cost more in Lloyd: a median of $762,000, against $615,000 in Tolland, and rent is higher there too. On these figures, Lloyd tends to suit couples, while Tolland suits people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Lloyd

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (57/100 vs 90/100)
  • is already more of a family suburb (66% vs 54%)
  • has more separate houses rather than flats (95% vs 84%)
  • But Tolland has more schools inside the suburb (3 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Tolland

ahead on 2 of the 3 things we measure here

  • has cheaper units ($320,000 vs $604,500)
  • has cheaper houses ($615,000 vs $762,500)
  • But Lloyd leaves households under less mortgage stress (18% vs 25%)

Weighs house prices, unit prices, and mortgage stress.

Renters

Tolland

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (44% vs 21%)
  • has cheaper rent ($220/wk vs $420/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tolland

ahead on 3 of the 3 things we measure here

  • is more walkable (61/100 vs 9/100)
  • has a shorter drive in (295 min vs 302 min)
  • sits closer to the CBD (461 km vs 463.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Tolland

ahead on 3 of the 5 things we measure here

  • is more walkable (61/100 vs 9/100)
  • has more units and townhouses to downsize into (16% vs 5%)
  • has more residents already 65 and over (18% vs 10%)
  • But Lloyd carries lower crime risk (57/100 vs 90/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Lloyd

ahead on the one thing that separates them

  • is growing faster (80.1% vs 3.0%)

Weighs house yield and population growth.

Where they sit

Lloyd and Tolland drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lloyd Tolland
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lloyd Tolland
Walkability 9 / 61
Lloyd — Walkability: 9/100 Tolland — Walkability: 61/100
Safety 43 / 10
Lloyd — Safety: 43/100 Tolland — Safety: 10/100
Low fire risk 100 / 80
Lloyd — Low fire risk: 100/100 Tolland — Low fire risk: 80/100

Demographics

Tolland has more residents (3,459 vs 1,509); Lloyd rents higher ($420/wk vs $220/wk).

Lloyd Tolland
Population 1,509 3,459
+129% vs other
Population trend (2016 → 2021) +80.1% +3.0%
Median age 32 34
Median household income $116,844/yr
+46% vs other
 $62,764/yr
Median weekly rent $420/wk
+48% vs other
 $220/wk

Age profile

Share of residents in each band, 2021 Census.

Lloyd Tolland
0-4 8.4% / 8.3%
Lloyd — 0-4: 8.4% Tolland — 0-4: 8.3%
5-14 15.6% / 14.6%
Lloyd — 5-14: 15.6% Tolland — 5-14: 14.6%
15-19 7.2% / 6.1%
Lloyd — 15-19: 7.2% Tolland — 15-19: 6.1%
20-24 5.9% / 6.4%
Lloyd — 20-24: 5.9% Tolland — 20-24: 6.4%
25-34 18.5% / 15.3%
Lloyd — 25-34: 18.5% Tolland — 25-34: 15.3%
35-44 13.8% / 11.4%
Lloyd — 35-44: 13.8% Tolland — 35-44: 11.4%
45-54 11.7% / 10.6%
Lloyd — 45-54: 11.7% Tolland — 45-54: 10.6%
55-64 9.3% / 9.9%
Lloyd — 55-64: 9.3% Tolland — 55-64: 9.9%
65-74 7.0% / 10.2%
Lloyd — 65-74: 7.0% Tolland — 65-74: 10.2%
75-84 2.6% / 6.1%
Lloyd — 75-84: 2.6% Tolland — 75-84: 6.1%
85+ 0.5% / 1.3%
Lloyd — 85+: 0.5% Tolland — 85+: 1.3%

Bars are drawn against the largest share shown (18.5%).

Who lives together

Household composition, 2021 Census.

Lloyd 52.7% couple families
Lloyd — Couple Families: 52.7% Lloyd — Lone Person: 29.6% Lloyd — One Parent Families: 13.3% Lloyd — Group Household: 3.4% Lloyd — Other Families: 1.0%
Tolland 32.7% couple families
Tolland — Couple Families: 32.7% Tolland — Lone Person: 38.5% Tolland — One Parent Families: 21.6% Tolland — Group Household: 5.2% Tolland — Other Families: 2.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lloyd 20.6% renting
Lloyd — Owned Outright: 23.2% Lloyd — Mortgage: 56.2% Lloyd — Renting: 20.6%
Tolland 44.4% renting
Tolland — Owned Outright: 29.0% Tolland — Mortgage: 26.6% Tolland — Renting: 44.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lloyd Tolland
Certificate III & IV 17.3% / 14.5%
Lloyd — Certificate III & IV: 17.3% Tolland — Certificate III & IV: 14.5%
Bachelor Degree 12.3% / 6.6%
Lloyd — Bachelor Degree: 12.3% Tolland — Bachelor Degree: 6.6%
Advanced Diploma / Diploma 8.9% / 5.4%
Lloyd — Advanced Diploma / Diploma: 8.9% Tolland — Advanced Diploma / Diploma: 5.4%
Postgraduate Degree 2.7% / 1.5%
Lloyd — Postgraduate Degree: 2.7% Tolland — Postgraduate Degree: 1.5%
Graduate Diploma / Certificate 2.1% / 1.0%
Lloyd — Graduate Diploma / Certificate: 2.1% Tolland — Graduate Diploma / Certificate: 1.0%

Bars are drawn against the largest share shown (17.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Lloyd Tolland
Iraq 1.3% / 3.8%
Lloyd — Iraq: 1.3% Tolland — Iraq: 3.8%
Philippines 1.0% / 2.0%
Lloyd — Philippines: 1.0% Tolland — Philippines: 2.0%
India 2.3% / 0.6%
Lloyd — India: 2.3% Tolland — India: 0.6%
Myanmar — / 2.2%
Lloyd — Myanmar: not among its largest Tolland — Myanmar: 2.2%
New Zealand 1.3% / 0.8%
Lloyd — New Zealand: 1.3% Tolland — New Zealand: 0.8%
England 1.0% / 1.0%
Lloyd — England: 1.0% Tolland — England: 1.0%
Egypt 1.1% / —
Lloyd — Egypt: 1.1% Tolland — Egypt: not among its largest

Bars are drawn against the largest share shown (3.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Lloyd 95.2% houses
Lloyd — Houses: 95.2% Lloyd — Flats / Apartments: 2.0% Lloyd — Townhouses: 2.8%
Tolland 83.5% houses
Tolland — Houses: 83.5% Tolland — Flats / Apartments: 15.8% Tolland — Townhouses: 0.7%
Houses Flats / Apartments Townhouses

Property market

Lloyd Tolland
Median house price $762,500 $615,000
Median unit price $604,500 $320,000
Median land price $294,500 —
Typical days to sell (houses) 40 days
from 43 sales
 33 days
from 27 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Lloyd Tolland
3 bed $720K / $593K
Lloyd — 3 bed: $720K (25 sales) Tolland — 3 bed: $593K (56 sales)

25 vs 56 sales

4 bed $830K / $692K
Lloyd — 4 bed: $830K (70 sales) Tolland — 4 bed: $692K (27 sales)

70 vs 27 sales

Zoning mix

Lloyd has more land zoned for conservation (33% vs 0%); Lloyd has more rural and farming land (19% vs 0%).

Lloyd Tolland
Residential 38% 77%
Environmental 33% 0%
Rural and farming 19% 0%
Parks and recreation 3% 15%
Infrastructure and transport 8% 7%
Commercial 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lloyd Tolland
New dwellings approved 548
across Wagga Wagga
same for both
Approvals change year on year +139%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Lloyd Tolland
Houses 4.2%
$680/wk on $850K
 4.0%
$510/wk on $660K
Units —
same for both

Ranking within NSW

Lloyd Tolland
House price Higher than 31% of NSW Higher than 19% of NSW
Income — Higher than 25% of NSW
Schools — Higher than 64% of NSW
Walkability Higher than 55% of NSW Higher than 85% of NSW
Affordability — Higher than 72% of NSW
EV adoption Higher than 39% of NSW Higher than 38% of NSW
NBN connectivity Higher than 97% of NSW Higher than 79% of NSW
Rental yield (houses) Higher than 80% of NSW Higher than 74% of NSW

Liveability

Tolland is more walkable (61 vs 9); Lloyd scores higher overall (52 vs 36).

Lloyd Tolland
Grade B C
Score 52/100 36/100
Socio-economic band very advantaged area
decile 9/10
 high-need area
decile 1/10

Risk profile

Tolland carries more bushfire risk (20 vs 0); Tolland carries more crime risk (90 vs 57).

Lloyd Tolland
Bushfire None
0/100
 Low
20/100
Crime Moderate
57/100
 High
90/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 2
within 5 km

Schools

Lloyd Tolland
Inside the suburb 0 3
Rated above peers 0 1
Rated at peers 0 1
Rated below peers 0 1

Schools in Lloyd

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Tolland

  • OneSchool Global NSW - Wagga Wagga Independent · Combined above peers
  • Mount Austin High School Government · Secondary at peers
  • Red Hill Public School Government · Primary below peers

Amenities in the suburb

Lloyd Tolland
Parks & reserves 2 6
Childcare 1 3

Mobility

Lloyd sits further from the CBD (463.2 km vs 461 km).

Lloyd Tolland
Walkability score 9/100 61/100
Distance to Sydney 463.2 km 461 km
Drive time (normal traffic) 302 min 295 min
Public transport score 25/100
Bus
 65/100
Bus
Peak arrivals per hour 4.2
7-9am + 5-7pm
 22.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.4%
postcode 2650
same for both
Rooftop solar per 100 dwellings 45
postcode 2650
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lloyd Tolland
Car (driver) 84.6% / 83.1%
Lloyd — Car (driver): 84.6% Tolland — Car (driver): 83.1%
Worked from Home 10.1% / 5.2%
Lloyd — Worked from Home: 10.1% Tolland — Worked from Home: 5.2%
Car (passenger) 4.9% / 9.5%
Lloyd — Car (passenger): 4.9% Tolland — Car (passenger): 9.5%
Walked Only 0.4% / 1.3%
Lloyd — Walked Only: 0.4% Tolland — Walked Only: 1.3%
Bus — / 0.5%
Lloyd — Bus: not among its largest Tolland — Bus: 0.5%

Bars are drawn against the largest share shown (84.6%).

Setting

Lloyd Tolland
Elevation 293 m
above sea level, at the suburb centre
 219 m
above sea level, at the suburb centre

NBN connectivity

Lloyd Tolland
Connectivity score 95/100 73/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 91%
803 premises
 40%
1,607 premises

Climate

Lloyd Tolland
Annual rainfall 565 mm
same for both
Summer max (Jan) 31.8°C
same for both
Winter min (Jul) 3.4°C
same for both

Air quality (annual mean)

Lloyd Tolland
PM2.5 7.7 µg/m³
same for both
PM10 23.1 µg/m³
same for both
NO₂ —
same for both

Council rates

Lloyd Tolland
Average residential rate $1,254/yr
same for both
Council Wagga Wagga
same for both

Federal electorate

Lloyd Tolland
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Lloyd Tolland
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Lloyd

Acreage Family

Tolland

Affordable Family Parks Quiet

More comparisons

Other comparisons with Lloyd

Lloyd vs Glenfield Park Lloyd vs Ashmont Lloyd vs Bourkelands Lloyd vs Springvale Lloyd vs Kapooka Lloyd vs Moorong

Other comparisons with Tolland

Tolland vs Kooringal Tolland vs Glenfield Park Tolland vs Mount Austin Tolland vs Bourkelands Tolland vs Tatton
Full data on Lloyd Full data on Tolland
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or