Lloyd vs Springvale

Lloyd is the younger of the two, with a median age of 32 against 41 in Springvale. In both, the large majority of households own their home and the large majority of homes are detached houses. In Lloyd, about half of households are couple families. In Springvale, the large majority of households are couple families. Houses cost more in Springvale: a median of $1.4 million, against $762,000 in Lloyd. On these figures, Lloyd tends to suit buyers on a tighter budget, while Springvale suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Springvale

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (18/100 vs 57/100)
  • is already more of a family suburb (92% vs 66%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Lloyd

ahead on 2 of the 3 things we measure here

  • has cheaper land ($294,500 vs $545,000)
  • has cheaper houses ($762,500 vs $1,400,000)

Weighs house prices, land prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Lloyd has a bigger rental market to choose from (21% vs 1%)
  • Springvale leaves renters under less rental stress (13% vs 19%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Springvale

ahead on the one thing that separates them

  • has a shorter drive in (295 min vs 302 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Springvale

ahead on the one thing that separates them

  • carries lower crime risk (18/100 vs 57/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Lloyd

ahead on the one thing that separates them

  • is growing faster (80.1% vs 6.8%)

Weighs population growth.

Where they sit

Lloyd and Springvale drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Lloyd Springvale
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Lloyd Springvale
Walkability 9 / 16
Lloyd — Walkability: 9/100 Springvale — Walkability: 16/100
Safety 43 / 82
Lloyd — Safety: 43/100 Springvale — Safety: 82/100
Low fire risk 100 / 73
Lloyd — Low fire risk: 100/100 Springvale — Low fire risk: 73/100

Demographics

Springvale has higher household incomes ($165,620 vs $116,844); Springvale skews older (41 vs 32).

Lloyd Springvale
Population 1,509 1,851
+23% vs other
Population trend (2016 → 2021) +80.1% +6.8%
Median age 32 41
Median household income $116,844/yr $165,620/yr
+42% vs other
Median weekly rent $420/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Lloyd Springvale
0-4 8.4% / 3.7%
Lloyd — 0-4: 8.4% Springvale — 0-4: 3.7%
5-14 15.6% / 20.2%
Lloyd — 5-14: 15.6% Springvale — 5-14: 20.2%
15-19 7.2% / 9.5%
Lloyd — 15-19: 7.2% Springvale — 15-19: 9.5%
20-24 5.9% / 4.8%
Lloyd — 20-24: 5.9% Springvale — 20-24: 4.8%
25-34 18.5% / 4.3%
Lloyd — 25-34: 18.5% Springvale — 25-34: 4.3%
35-44 13.8% / 13.1%
Lloyd — 35-44: 13.8% Springvale — 35-44: 13.1%
45-54 11.7% / 18.7%
Lloyd — 45-54: 11.7% Springvale — 45-54: 18.7%
55-64 9.3% / 14.6%
Lloyd — 55-64: 9.3% Springvale — 55-64: 14.6%
65-74 7.0% / 7.7%
Lloyd — 65-74: 7.0% Springvale — 65-74: 7.7%
75-84 2.6% / 2.7%
Lloyd — 75-84: 2.6% Springvale — 75-84: 2.7%
85+ 0.5% / 0.5%
Lloyd — 85+: 0.5% Springvale — 85+: 0.5%

Bars are drawn against the largest share shown (20.2%).

Who lives together

Household composition, 2021 Census.

Lloyd 52.7% couple families
Lloyd — Couple Families: 52.7% Lloyd — Lone Person: 29.6% Lloyd — One Parent Families: 13.3% Lloyd — Group Household: 3.4% Lloyd — Other Families: 1.0%
Springvale 85.0% couple families
Springvale — Couple Families: 85.0% Springvale — Lone Person: 5.8% Springvale — One Parent Families: 7.2% Springvale — Group Household: 1.9% Springvale — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Lloyd 20.6% renting
Lloyd — Owned Outright: 23.2% Lloyd — Mortgage: 56.2% Lloyd — Renting: 20.6%
Springvale 1.2% renting
Springvale — Owned Outright: 41.4% Springvale — Mortgage: 57.4% Springvale — Renting: 1.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Lloyd Springvale
Certificate III & IV 17.3% / 16.6%
Lloyd — Certificate III & IV: 17.3% Springvale — Certificate III & IV: 16.6%
Bachelor Degree 12.3% / 15.1%
Lloyd — Bachelor Degree: 12.3% Springvale — Bachelor Degree: 15.1%
Advanced Diploma / Diploma 8.9% / 7.6%
Lloyd — Advanced Diploma / Diploma: 8.9% Springvale — Advanced Diploma / Diploma: 7.6%
Postgraduate Degree 2.7% / 4.1%
Lloyd — Postgraduate Degree: 2.7% Springvale — Postgraduate Degree: 4.1%
Graduate Diploma / Certificate 2.1% / 2.3%
Lloyd — Graduate Diploma / Certificate: 2.1% Springvale — Graduate Diploma / Certificate: 2.3%

Bars are drawn against the largest share shown (17.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Lloyd Springvale
India 2.3% / 0.9%
Lloyd — India: 2.3% Springvale — India: 0.9%
New Zealand 1.3% / 0.8%
Lloyd — New Zealand: 1.3% Springvale — New Zealand: 0.8%
England 1.0% / 1.0%
Lloyd — England: 1.0% Springvale — England: 1.0%
Iraq 1.3% / —
Lloyd — Iraq: 1.3% Springvale — Iraq: not among its largest
Egypt 1.1% / —
Lloyd — Egypt: 1.1% Springvale — Egypt: not among its largest
South Africa — / 0.7%
Lloyd — South Africa: not among its largest Springvale — South Africa: 0.7%
Germany — / 0.4%
Lloyd — Germany: not among its largest Springvale — Germany: 0.4%

Bars are drawn against the largest share shown (2.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Lloyd 95.2% houses
Lloyd — Houses: 95.2% Lloyd — Townhouses: 2.8% Lloyd — Flats / Apartments: 2.0%
Springvale 100.2% houses
Springvale — Houses: 100.2% Springvale — Townhouses: 0.0% Springvale — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Lloyd Springvale
Median house price $762,500 $1,400,000
Median unit price $604,500 —
Median land price $294,500 $545,000
Typical days to sell (houses) 40 days
from 43 sales
 128 days
from 10 sales

Zoning mix

Lloyd has more land zoned for conservation (33% vs 8%); Springvale has more rural and farming land (38% vs 19%).

Lloyd Springvale
Residential 38% 52%
Rural and farming 19% 38%
Environmental 33% 8%
Infrastructure and transport 8% 2%
Parks and recreation 3% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Lloyd Springvale
New dwellings approved 548
across Wagga Wagga
same for both
Approvals change year on year +139%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Lloyd Springvale
Houses 4.2%
$680/wk on $850K
 —
Units —
same for both

Ranking within NSW

Lloyd Springvale
House price Higher than 31% of NSW Higher than 65% of NSW
Income — Higher than 97% of NSW
Schools —
same for both
Walkability Higher than 55% of NSW Higher than 66% of NSW
Affordability — Higher than 82% of NSW
EV adoption Higher than 39% of NSW
same for both
NBN connectivity Higher than 97% of NSW Higher than 93% of NSW
Rental yield (houses) Higher than 80% of NSW —

Liveability

Springvale scores higher overall (60 vs 52).

Lloyd Springvale
Grade B
same for both
Score 52/100 60/100
Socio-economic band very advantaged area
decile 9/10
 very advantaged area
decile 10/10

Risk profile

Springvale carries more bushfire risk (27 vs 0); Lloyd carries more crime risk (57 vs 18).

Lloyd Springvale
Bushfire None
0/100
 Low
27/100
Crime Moderate
57/100
 Low
18/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Lloyd Springvale
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Lloyd Springvale
Parks & reserves 2 0
Childcare 1 0
Banks & Bank@Post 0 1

Mobility

Lloyd Springvale
Walkability score 9/100 16/100
Distance to Sydney 463.2 km 463.8 km
Drive time (normal traffic) 302 min 295 min
Public transport score 25/100
Bus
 24/100
Bus
Peak arrivals per hour 4.2
7-9am + 5-7pm
 7.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 2 min
scheduled, not actual
Electric vehicle share 0.4%
postcode 2650
same for both
Rooftop solar per 100 dwellings 45
postcode 2650
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Lloyd Springvale
Car (driver) 84.6% / 83.5%
Lloyd — Car (driver): 84.6% Springvale — Car (driver): 83.5%
Worked from Home 10.1% / 10.3%
Lloyd — Worked from Home: 10.1% Springvale — Worked from Home: 10.3%
Car (passenger) 4.9% / 4.9%
Lloyd — Car (passenger): 4.9% Springvale — Car (passenger): 4.9%
Walked Only 0.4% / 1.0%
Lloyd — Walked Only: 0.4% Springvale — Walked Only: 1.0%
Bicycle — / 0.3%
Lloyd — Bicycle: not among its largest Springvale — Bicycle: 0.3%

Bars are drawn against the largest share shown (84.6%).

Setting

Lloyd Springvale
Elevation 293 m
above sea level, at the suburb centre
 233 m
above sea level, at the suburb centre

NBN connectivity

Lloyd Springvale
Connectivity score 95/100 87/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 91%
803 premises
 60%
586 premises

Climate

Lloyd Springvale
Annual rainfall 565 mm
same for both
Summer max (Jan) 31.8°C
same for both
Winter min (Jul) 3.4°C
same for both

Air quality (annual mean)

Lloyd Springvale
PM2.5 7.7 µg/m³
same for both
PM10 23.1 µg/m³
same for both
NO₂ —
same for both

Council rates

Lloyd Springvale
Average residential rate $1,254/yr
same for both
Council Wagga Wagga
same for both

Federal electorate

Lloyd Springvale
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Lloyd Springvale
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Lloyd

Acreage Family

Springvale

Acreage Family

More comparisons

Other comparisons with Lloyd

Lloyd vs Glenfield Park Lloyd vs Ashmont Lloyd vs Tolland Lloyd vs Bourkelands Lloyd vs Kapooka Lloyd vs Moorong

Other comparisons with Springvale

Springvale vs Lake Albert Springvale vs Bourkelands Springvale vs Tatton Springvale vs Kapooka Springvale vs Rowan
Full data on Lloyd Full data on Springvale
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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