Ladys Pass vs Toolleen

Toolleen is the younger of the two, with a median age of 46 against 55 in Ladys Pass. In both, the large majority of households own their home and the large majority of homes are detached houses. In Ladys Pass, most households are people living alone. In Toolleen, about half of households are people living alone. On these figures, Ladys Pass tends to suit people living alone, while Toolleen suits families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Toolleen

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (4 vs 0)
  • is already more of a family suburb (54% vs 40%)
  • But Ladys Pass carries lower crime risk (21/100 vs 70/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Toolleen

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (18% vs 31%)
  • has cheaper rent ($260/wk vs $400/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Ladys Pass sits closer to the CBD (145.7 km vs 156.5 km)
  • Toolleen is more walkable (8/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Ladys Pass

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (21/100 vs 70/100)
  • has more residents already 65 and over (26% vs 20%)
  • But Toolleen is more walkable (8/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Toolleen

ahead on the one thing that separates them

  • is growing faster (21.4% vs 6.3%)

Weighs population growth.

Where they sit

Ladys Pass and Toolleen drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ladys Pass Toolleen
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ladys Pass Toolleen
Walkability 0 / 8
Ladys Pass — Walkability: 0/100 Toolleen — Walkability: 8/100
Safety 79 / 30
Ladys Pass — Safety: 79/100 Toolleen — Safety: 30/100
Low fire risk 64 / 61
Ladys Pass — Low fire risk: 64/100 Toolleen — Low fire risk: 61/100
Low flood risk 100 / 100
Ladys Pass — Low flood risk: 100/100 Toolleen — Low flood risk: 100/100

Demographics

Toolleen has more residents (221 vs 118); Ladys Pass rents higher ($400/wk vs $260/wk).

Ladys Pass Toolleen
Population 118 221
+87% vs other
Population trend (2016 → 2021) +6.3% +21.4%
Median age 55 46
Median household income $67,600/yr $74,360/yr
+10% vs other
Median weekly rent $400/wk
+35% vs other
$260/wk

Age profile

Share of residents in each band, 2021 Census.

Ladys Pass Toolleen
0-4 3.4% / 5.9%
Ladys Pass — 0-4: 3.4% Toolleen — 0-4: 5.9%
5-14 8.5% / 14.9%
Ladys Pass — 5-14: 8.5% Toolleen — 5-14: 14.9%
15-19 3.4% / 5.9%
Ladys Pass — 15-19: 3.4% Toolleen — 15-19: 5.9%
20-24 2.5% / 1.4%
Ladys Pass — 20-24: 2.5% Toolleen — 20-24: 1.4%
25-34 2.5% / 8.6%
Ladys Pass — 25-34: 2.5% Toolleen — 25-34: 8.6%
35-44 10.2% / 10.9%
Ladys Pass — 35-44: 10.2% Toolleen — 35-44: 10.9%
45-54 17.8% / 13.6%
Ladys Pass — 45-54: 17.8% Toolleen — 45-54: 13.6%
55-64 24.6% / 18.1%
Ladys Pass — 55-64: 24.6% Toolleen — 55-64: 18.1%
65-74 18.6% / 12.7%
Ladys Pass — 65-74: 18.6% Toolleen — 65-74: 12.7%
75-84 7.6% / 6.3%
Ladys Pass — 75-84: 7.6% Toolleen — 75-84: 6.3%
85+ — / 1.4%
Ladys Pass — 85+: not among its largest Toolleen — 85+: 1.4%

Bars are drawn against the largest share shown (24.6%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Ladys Pass Toolleen
England 3.4% / 2.7%
Ladys Pass — England: 3.4% Toolleen — England: 2.7%
Italy — / 1.4%
Ladys Pass — Italy: not among its largest Toolleen — Italy: 1.4%

Bars are drawn against the largest share shown (3.4%).

Who lives together

Household composition, 2021 Census.

Ladys Pass 60.0% lone person
Ladys Pass — Lone Person: 60.0% Ladys Pass — Couple Families: 40.0% Ladys Pass — One Parent Families: 0.0%
Toolleen 45.8% lone person
Toolleen — Lone Person: 45.8% Toolleen — Couple Families: 45.8% Toolleen — One Parent Families: 8.3%
Lone Person Couple Families One Parent Families

What people live in

Occupied private dwellings by structure, 2021 Census.

Ladys Pass 96.1% houses
Ladys Pass — Houses: 96.1% Ladys Pass — Flats / Apartments: 3.9%
Toolleen 100.0% houses
Toolleen — Houses: 100.0% Toolleen — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ladys Pass Toolleen
Certificate III & IV 26.3% / 16.7%
Ladys Pass — Certificate III & IV: 26.3% Toolleen — Certificate III & IV: 16.7%
Advanced Diploma / Diploma 9.3% / 2.7%
Ladys Pass — Advanced Diploma / Diploma: 9.3% Toolleen — Advanced Diploma / Diploma: 2.7%
Bachelor Degree 6.8% / 4.5%
Ladys Pass — Bachelor Degree: 6.8% Toolleen — Bachelor Degree: 4.5%
Graduate Diploma / Certificate 5.9% / 4.5%
Ladys Pass — Graduate Diploma / Certificate: 5.9% Toolleen — Graduate Diploma / Certificate: 4.5%
Postgraduate Degree — / 2.7%
Ladys Pass — Postgraduate Degree: not among its largest Toolleen — Postgraduate Degree: 2.7%

Bars are drawn against the largest share shown (26.3%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ladys Pass 8.7% renting
Ladys Pass — Owned Outright: 50.0% Ladys Pass — Mortgage: 41.3% Ladys Pass — Renting: 8.7%
Toolleen 8.8% renting
Toolleen — Owned Outright: 47.1% Toolleen — Mortgage: 44.1% Toolleen — Renting: 8.8%
Owned outright Mortgage Renting

Property market

Ladys Pass Toolleen
Median house price — $1,007,500
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Ladys Pass has more rural and farming land (98% vs 86%).

Ladys Pass Toolleen
Rural and farming 98% 86%
Parks and recreation 0% 13%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ladys Pass Toolleen
New dwellings approved 885
across Greater Bendigo
264
across Campaspe
Approvals change year on year +28% +63%

Ranking within VIC

Ladys Pass Toolleen
House price —
same for both
Income Higher than 29% of VIC Higher than 40% of VIC
Schools —
same for both
Walkability Higher than 55% of VIC Higher than 68% of VIC
Affordability —
same for both
EV adoption Higher than 64% of VIC Higher than 56% of VIC
NBN connectivity Higher than 46% of VIC Higher than 25% of VIC

Liveability

Toolleen is more walkable (8 vs 0).

Ladys Pass Toolleen
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
mid-range socio-economic
decile 6/10

Risk profile

Toolleen carries more crime risk (70 vs 21).

Ladys Pass Toolleen
Bushfire Low
36/100
Low
39/100
Crime Low
21/100
High
70/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Ladys Pass Toolleen
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Ladys Pass Toolleen
Parks & reserves 0 4
Banks & Bank@Post 0 1
Waterways 2
same for both

Mobility

Toolleen sits further from the CBD (156.5 km vs 145.7 km).

Ladys Pass Toolleen
Walkability score 0/100 8/100
Distance to Melbourne 145.7 km 156.5 km
+7% vs other
Drive time (normal traffic) 111 min 114 min
Electric vehicle share 0.7%
postcode 3523
0.6%
postcode 3551
Rooftop solar per 100 dwellings 54
postcode 3523
64
postcode 3551

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ladys Pass Toolleen
Car (driver) 56.6% / 57.1%
Ladys Pass — Car (driver): 56.6% Toolleen — Car (driver): 57.1%
Worked from Home 43.4% / 32.1%
Ladys Pass — Worked from Home: 43.4% Toolleen — Worked from Home: 32.1%
Walked Only — / 7.1%
Ladys Pass — Walked Only: not among its largest Toolleen — Walked Only: 7.1%
Car (passenger) — / 3.6%
Ladys Pass — Car (passenger): not among its largest Toolleen — Car (passenger): 3.6%

Bars are drawn against the largest share shown (57.1%).

Setting

Ladys Pass Toolleen
Elevation 234 m
above sea level, at the suburb centre
190 m
above sea level, at the suburb centre

NBN connectivity

Ladys Pass Toolleen
Connectivity score 29/100 25/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
87 premises
0%
98 premises

Climate

Ladys Pass Toolleen
Annual rainfall 553 mm
same for both
Summer max (Jan) 29.6°C
same for both
Winter min (Jul) 3.1°C
same for both

Council rates

Ladys Pass Toolleen
Average residential rate $1,949/yr $2,035/yr
Council Greater Bendigo Campaspe

Federal electorate

Ladys Pass Toolleen
Division Bendigo Nicholls
Member Lisa Chesters Sam Birrell
Party Australian Labor Party The Nationals

First Home Owner Grant

Ladys Pass Toolleen
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Ladys Pass

Toolleen

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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