Kyabram vs Girgarre

Girgarre is the younger of the two, with a median age of 42 against 46 in Kyabram. In both, the large majority of households own their home and the large majority of homes are detached houses. Houses cost more in Kyabram: a median of $522,000, against $290,000 in Girgarre, and rent is higher there too. On these figures, Girgarre tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Kyabram

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (14 vs 0)
  • has more childcare (7 vs 1)
  • has more schools inside the suburb (3 vs 1)
  • But Girgarre has more separate houses rather than flats (99% vs 88%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Girgarre

ahead on the one thing that separates them

  • has cheaper houses ($290,000 vs $522,500)

Weighs house prices and mortgage stress.

Renters

Girgarre

ahead on the one thing that separates them

  • has cheaper rent ($180/wk vs $220/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Girgarre

ahead on the one thing that separates them

  • sits closer to the CBD (204.4 km vs 209.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Kyabram

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (12% vs 1%)
  • has more GPs (5 vs 0)
  • has more residents already 65 and over (27% vs 22%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Kyabram and Girgarre drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kyabram Girgarre
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kyabram Girgarre
Walkability 4 / 0
Kyabram — Walkability: 4/100 Girgarre — Walkability: 0/100
Safety 38 / 38
Kyabram — Safety: 38/100 Girgarre — Safety: 38/100
Low fire risk 87 / 82
Kyabram — Low fire risk: 87/100 Girgarre — Low fire risk: 82/100
Low flood risk 18 / 12
Kyabram — Low flood risk: 18/100 Girgarre — Low flood risk: 12/100

Demographics

Kyabram has more residents (7,416 vs 563); Kyabram rents higher ($220/wk vs $180/wk).

Kyabram Girgarre
Population 7,416
+92% vs other
 563
Population trend (2016 → 2021) +1.2% +0.4%
Median age 46 42
Median household income $61,048/yr
+7% vs other
 $56,836/yr
Median weekly rent $220/wk
+18% vs other
 $180/wk

Age profile

Share of residents in each band, 2021 Census.

Kyabram Girgarre
0-4 5.1% / 7.6%
Kyabram — 0-4: 5.1% Girgarre — 0-4: 7.6%
5-14 11.9% / 10.8%
Kyabram — 5-14: 11.9% Girgarre — 5-14: 10.8%
15-19 5.9% / 6.2%
Kyabram — 15-19: 5.9% Girgarre — 15-19: 6.2%
20-24 5.0% / 5.2%
Kyabram — 20-24: 5.0% Girgarre — 20-24: 5.2%
25-34 9.8% / 12.1%
Kyabram — 25-34: 9.8% Girgarre — 25-34: 12.1%
35-44 10.0% / 10.5%
Kyabram — 35-44: 10.0% Girgarre — 35-44: 10.5%
45-54 12.1% / 10.5%
Kyabram — 45-54: 12.1% Girgarre — 45-54: 10.5%
55-64 13.4% / 15.5%
Kyabram — 55-64: 13.4% Girgarre — 55-64: 15.5%
65-74 13.0% / 12.1%
Kyabram — 65-74: 13.0% Girgarre — 65-74: 12.1%
75-84 9.3% / 7.6%
Kyabram — 75-84: 9.3% Girgarre — 75-84: 7.6%
85+ 4.4% / 2.0%
Kyabram — 85+: 4.4% Girgarre — 85+: 2.0%

Bars are drawn against the largest share shown (15.5%).

Who lives together

Household composition, 2021 Census.

Kyabram 44.5% lone person
Kyabram — Lone Person: 44.5% Kyabram — Couple Families: 35.6% Kyabram — One Parent Families: 16.8% Kyabram — Group Household: 2.2% Kyabram — Other Families: 0.9%
Girgarre 43.9% lone person
Girgarre — Lone Person: 43.9% Girgarre — Couple Families: 35.5% Girgarre — One Parent Families: 14.2% Girgarre — Group Household: 6.5% Girgarre — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kyabram 24.4% renting
Kyabram — Owned Outright: 43.9% Kyabram — Mortgage: 31.7% Kyabram — Renting: 24.4%
Girgarre 20.4% renting
Girgarre — Owned Outright: 48.3% Girgarre — Mortgage: 31.3% Girgarre — Renting: 20.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kyabram Girgarre
Certificate III & IV 17.3% / 16.9%
Kyabram — Certificate III & IV: 17.3% Girgarre — Certificate III & IV: 16.9%
Advanced Diploma / Diploma 6.9% / 5.9%
Kyabram — Advanced Diploma / Diploma: 6.9% Girgarre — Advanced Diploma / Diploma: 5.9%
Bachelor Degree 6.4% / 4.8%
Kyabram — Bachelor Degree: 6.4% Girgarre — Bachelor Degree: 4.8%
Graduate Diploma / Certificate 1.4% / 0.5%
Kyabram — Graduate Diploma / Certificate: 1.4% Girgarre — Graduate Diploma / Certificate: 0.5%
Postgraduate Degree 1.1% / —
Kyabram — Postgraduate Degree: 1.1% Girgarre — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (17.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kyabram Girgarre
England 1.8% / 2.1%
Kyabram — England: 1.8% Girgarre — England: 2.1%
New Zealand 0.9% / 1.1%
Kyabram — New Zealand: 0.9% Girgarre — New Zealand: 1.1%
Philippines 0.9% / 0.5%
Kyabram — Philippines: 0.9% Girgarre — Philippines: 0.5%
Italy 0.9% / —
Kyabram — Italy: 0.9% Girgarre — Italy: not among its largest
Netherlands 0.2% / 0.7%
Kyabram — Netherlands: 0.2% Girgarre — Netherlands: 0.7%
Germany 0.3% / 0.5%
Kyabram — Germany: 0.3% Girgarre — Germany: 0.5%
India 0.3% / —
Kyabram — India: 0.3% Girgarre — India: not among its largest

Bars are drawn against the largest share shown (2.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kyabram 87.8% houses
Kyabram — Houses: 87.8% Kyabram — Townhouses: 10.6% Kyabram — Flats / Apartments: 1.5%
Girgarre 98.6% houses
Girgarre — Houses: 98.6% Girgarre — Townhouses: 0.0% Girgarre — Flats / Apartments: 1.4%
Houses Townhouses Flats / Apartments

Property market

Kyabram Girgarre
Median house price $522,500 $290,000
Median unit price $332,000 —
Median land price $236,500 —
Typical days to sell (houses) 63 days
from 75 sales
 50 days
from 4 sales

Zoning mix

Kyabram Girgarre
Rural and farming 90% 99%
Residential 5% 0%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kyabram Girgarre
New dwellings approved 264
across Campaspe
same for both
Approvals change year on year +63%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Kyabram Girgarre
Houses 4.7%
$480/wk on $534K
 —
Units —
same for both

Ranking within VIC

Kyabram Girgarre
House price Higher than 14% of VIC —
Income Higher than 22% of VIC Higher than 15% of VIC
Schools Higher than 22% of VIC —
Walkability Higher than 66% of VIC Higher than 47% of VIC
Affordability Higher than 67% of VIC —
EV adoption Higher than 8% of VIC —
NBN connectivity Higher than 74% of VIC Higher than 65% of VIC
Rental yield (houses) Higher than 94% of VIC —

Liveability

Kyabram scores higher overall (20 vs 15).

Kyabram Girgarre
Grade D
same for both
Score 20/100 15/100
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Kyabram Girgarre
Bushfire Low
13/100
 Low
18/100
Crime Moderate
62/100
same for both
Flood High
82/100
 High
88/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 1
within 5 km

Schools

Kyabram Girgarre
Inside the suburb 3 1
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 1
same for both

Schools in Kyabram

  • St Augustine's College Catholic · Combined at peers
  • Kyabram P-12 College Government · Combined below peers
  • Kyabram P-12 College-Haslem Campus Government · Combined

Schools in Girgarre

  • Girgarre Primary School Government · Primary below peers

Amenities in the suburb

Kyabram Girgarre
Supermarkets 1 0
Cafes & restaurants 2 1
Parks & reserves 14 0
Childcare 7 1
GPs 5 0
Pharmacies 2 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 5 1
Fuel stations 4 0
Waterways 14 15

Mobility

Kyabram sits further from the CBD (209.2 km vs 204.4 km).

Kyabram Girgarre
Walkability score 4/100 0/100
Distance to Melbourne 209.2 km
+2% vs other
 204.4 km
Drive time (normal traffic) 148 min 145 min
Electric vehicle share 0.2%
postcode 3620
 0.0%
postcode 3624
Rooftop solar per 100 dwellings 55
postcode 3620
 64
postcode 3624

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kyabram Girgarre
Car (driver) 78.6% / 66.8%
Kyabram — Car (driver): 78.6% Girgarre — Car (driver): 66.8%
Worked from Home 10.1% / 19.5%
Kyabram — Worked from Home: 10.1% Girgarre — Worked from Home: 19.5%
Walked Only 5.4% / 9.5%
Kyabram — Walked Only: 5.4% Girgarre — Walked Only: 9.5%
Car (passenger) 4.7% / 4.2%
Kyabram — Car (passenger): 4.7% Girgarre — Car (passenger): 4.2%
Bicycle 1.2% / —
Kyabram — Bicycle: 1.2% Girgarre — Bicycle: not among its largest

Bars are drawn against the largest share shown (78.6%).

Setting

Kyabram Girgarre
Elevation 105 m
above sea level, at the suburb centre
 110 m
above sea level, at the suburb centre

NBN connectivity

Kyabram Girgarre
Connectivity score 57/100 30/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 30%
3,952 premises
 0%
275 premises

Climate

Kyabram Girgarre
Annual rainfall 436 mm
same for both
Summer max (Jan) 31.1°C
same for both
Winter min (Jul) 3.8°C
same for both

Council rates

Kyabram Girgarre
Average residential rate $2,035/yr
same for both
Council Campaspe
same for both

Federal electorate

Kyabram Girgarre
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Kyabram Girgarre
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Kyabram

Acreage Affordable Retirees

Girgarre

Affordable Rural

More comparisons

Other comparisons with Kyabram

Kyabram vs Tongala Kyabram vs Merrigum Kyabram vs Lancaster Kyabram vs Kyvalley Kyabram vs Wyuna Kyabram vs Timmering

Other comparisons with Girgarre

Girgarre vs Stanhope Girgarre vs Corop Girgarre vs Girgarre East Girgarre vs Cooma Girgarre vs Timmering Girgarre vs Kyabram South
Full data on Kyabram Full data on Girgarre
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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