Kyabram South vs Girgarre

Girgarre is the younger of the two, with a median age of 42 against 49 in Kyabram South. In both, the large majority of households own their home and the large majority of homes are detached houses. In Kyabram South, about half of households are people living alone. On these figures, Kyabram South tends to suit couples, while Girgarre suits families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Girgarre

ahead on the one thing that separates them

  • carries lower crime risk (62/100 vs 77/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Girgarre

ahead on the one thing that separates them

  • leaves households under less mortgage stress (23% vs 32%)

Weighs mortgage stress.

Renters

Girgarre

ahead on the one thing that separates them

  • leaves renters under less rental stress (16% vs 23%)

Weighs rent and rental stress.

Commuting to the city

Kyabram South

ahead on the one thing that separates them

  • sits closer to the CBD (199.5 km vs 204.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Girgarre

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (22% vs 14%)
  • carries lower crime risk (62/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Girgarre

ahead on the one thing that separates them

  • is growing faster (0.4% vs -13.8%)

Weighs population growth.

Where they sit

Kyabram South and Girgarre drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kyabram South Girgarre
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kyabram South Girgarre
Walkability 0 / 0
Kyabram South — Walkability: 0/100 Girgarre — Walkability: 0/100
Safety 23 / 38
Kyabram South — Safety: 23/100 Girgarre — Safety: 38/100
Low fire risk 100 / 82
Kyabram South — Low fire risk: 100/100 Girgarre — Low fire risk: 82/100
Low flood risk 18 / 12
Kyabram South — Low flood risk: 18/100 Girgarre — Low flood risk: 12/100

Demographics

Girgarre has more residents (563 vs 69); Girgarre has higher household incomes ($56,836 vs $39,988).

Kyabram South Girgarre
Population 69 563
+716% vs other
Population trend (2016 → 2021) -13.8% +0.4%
Median age 49 42
Median household income $39,988/yr $56,836/yr
+42% vs other
Median weekly rent $175/wk $180/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Kyabram South Girgarre
0-4 — / 7.6%
Kyabram South — 0-4: not among its largest Girgarre — 0-4: 7.6%
5-14 10.1% / 10.8%
Kyabram South — 5-14: 10.1% Girgarre — 5-14: 10.8%
15-19 — / 6.2%
Kyabram South — 15-19: not among its largest Girgarre — 15-19: 6.2%
20-24 — / 5.2%
Kyabram South — 20-24: not among its largest Girgarre — 20-24: 5.2%
25-34 11.6% / 12.1%
Kyabram South — 25-34: 11.6% Girgarre — 25-34: 12.1%
35-44 11.6% / 10.5%
Kyabram South — 35-44: 11.6% Girgarre — 35-44: 10.5%
45-54 13.0% / 10.5%
Kyabram South — 45-54: 13.0% Girgarre — 45-54: 10.5%
55-64 18.8% / 15.5%
Kyabram South — 55-64: 18.8% Girgarre — 55-64: 15.5%
65-74 7.2% / 12.1%
Kyabram South — 65-74: 7.2% Girgarre — 65-74: 12.1%
75-84 7.2% / 7.6%
Kyabram South — 75-84: 7.2% Girgarre — 75-84: 7.6%
85+ — / 2.0%
Kyabram South — 85+: not among its largest Girgarre — 85+: 2.0%

Bars are drawn against the largest share shown (18.8%).

Who lives together

Household composition, 2021 Census.

Kyabram South 46.2% lone person
Kyabram South — Lone Person: 46.2% Kyabram South — Couple Families: 53.8% Kyabram South — One Parent Families: 0.0% Kyabram South — Group Household: 0.0%
Girgarre 43.9% lone person
Girgarre — Lone Person: 43.9% Girgarre — Couple Families: 35.5% Girgarre — One Parent Families: 14.2% Girgarre — Group Household: 6.5%
Lone Person Couple Families One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kyabram South 0.0% renting
Kyabram South — Owned Outright: 73.7% Kyabram South — Mortgage: 26.3% Kyabram South — Renting: 0.0%
Girgarre 20.4% renting
Girgarre — Owned Outright: 48.3% Girgarre — Mortgage: 31.3% Girgarre — Renting: 20.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kyabram South Girgarre
Certificate III & IV 13.0% / 16.9%
Kyabram South — Certificate III & IV: 13.0% Girgarre — Certificate III & IV: 16.9%
Advanced Diploma / Diploma 4.3% / 5.9%
Kyabram South — Advanced Diploma / Diploma: 4.3% Girgarre — Advanced Diploma / Diploma: 5.9%
Bachelor Degree 4.3% / 4.8%
Kyabram South — Bachelor Degree: 4.3% Girgarre — Bachelor Degree: 4.8%
Graduate Diploma / Certificate 5.8% / 0.5%
Kyabram South — Graduate Diploma / Certificate: 5.8% Girgarre — Graduate Diploma / Certificate: 0.5%

Bars are drawn against the largest share shown (16.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kyabram South Girgarre
Italy 7.2% / —
Kyabram South — Italy: 7.2% Girgarre — Italy: not among its largest
England — / 2.1%
Kyabram South — England: not among its largest Girgarre — England: 2.1%
New Zealand — / 1.1%
Kyabram South — New Zealand: not among its largest Girgarre — New Zealand: 1.1%
Netherlands — / 0.7%
Kyabram South — Netherlands: not among its largest Girgarre — Netherlands: 0.7%
Philippines — / 0.5%
Kyabram South — Philippines: not among its largest Girgarre — Philippines: 0.5%
Germany — / 0.5%
Kyabram South — Germany: not among its largest Girgarre — Germany: 0.5%

Bars are drawn against the largest share shown (7.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kyabram South 100.0% houses
Kyabram South — Houses: 100.0% Kyabram South — Flats / Apartments: 0.0%
Girgarre 98.6% houses
Girgarre — Houses: 98.6% Girgarre — Flats / Apartments: 1.4%
Houses Flats / Apartments

Property market

Kyabram South Girgarre
Median house price — $290,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 50 days
from 4 sales

Zoning mix

Kyabram South Girgarre
Rural and farming 100% 99%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kyabram South Girgarre
New dwellings approved 649
across Greater Shepparton
 264
across Campaspe
Approvals change year on year -23% +63%

Ranking within VIC

Kyabram South Girgarre
House price —
same for both
Income Higher than 3% of VIC Higher than 15% of VIC
Schools —
same for both
Walkability Higher than 59% of VIC Higher than 47% of VIC
Affordability —
same for both
EV adoption Higher than 8% of VIC —
NBN connectivity Higher than 70% of VIC Higher than 65% of VIC

Liveability

Kyabram South Girgarre
Grade — D
Score — 15/100
Socio-economic band mid-range socio-economic
decile 5/10
 below-average income
decile 2/10

Risk profile

Girgarre carries more bushfire risk (18 vs 0); Kyabram South carries more crime risk (77 vs 62).

Kyabram South Girgarre
Bushfire None
0/100
 Low
18/100
Crime High
77/100
 Moderate
62/100
Flood High
82/100
 High
88/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 1
within 5 km

Schools

Kyabram South Girgarre
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Kyabram South

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Girgarre

  • Girgarre Primary School Government · Primary below peers

Amenities in the suburb

Kyabram South Girgarre
Cafes & restaurants 0 1
Childcare 0 1
Banks & Bank@Post 0 1
Waterways 0 15

Mobility

Girgarre sits further from the CBD (204.4 km vs 199.5 km).

Kyabram South Girgarre
Walkability score 0/100
same for both
Distance to Melbourne 199.5 km 204.4 km
+2% vs other
Drive time (normal traffic) 141 min 145 min
Electric vehicle share 0.2%
postcode 3620
 0.0%
postcode 3624
Rooftop solar per 100 dwellings 55
postcode 3620
 64
postcode 3624

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kyabram South Girgarre
Car (driver) 53.8% / 66.8%
Kyabram South — Car (driver): 53.8% Girgarre — Car (driver): 66.8%
Worked from Home 34.6% / 19.5%
Kyabram South — Worked from Home: 34.6% Girgarre — Worked from Home: 19.5%
Walked Only 11.5% / 9.5%
Kyabram South — Walked Only: 11.5% Girgarre — Walked Only: 9.5%
Car (passenger) — / 4.2%
Kyabram South — Car (passenger): not among its largest Girgarre — Car (passenger): 4.2%

Bars are drawn against the largest share shown (66.8%).

Setting

Kyabram South Girgarre
Elevation 108 m
above sea level, at the suburb centre
 110 m
above sea level, at the suburb centre

NBN connectivity

Kyabram South Girgarre
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
28 premises
 0%
275 premises

Climate

Kyabram South Girgarre
Annual rainfall 436 mm
same for both
Summer max (Jan) 31.1°C
same for both
Winter min (Jul) 3.8°C
same for both

Council rates

Kyabram South Girgarre
Average residential rate $2,449/yr $2,035/yr
Council Greater Shepparton Campaspe

Federal electorate

Kyabram South Girgarre
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Kyabram South Girgarre
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Kyabram South

Rural

Girgarre

Affordable Rural

More comparisons

Other comparisons with Kyabram South

Kyabram South vs Kyabram Kyabram South vs Merrigum Kyabram South vs Cooma

Other comparisons with Girgarre

Girgarre vs Kyabram Girgarre vs Stanhope Girgarre vs Corop Girgarre vs Girgarre East Girgarre vs Cooma Girgarre vs Timmering
Full data on Kyabram South Full data on Girgarre
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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