Kulnura vs St Albans

Kulnura is the younger of the two, with a median age of 48 against 56 in St Albans. In both, the large majority of households own their home and the large majority of homes are detached houses. In Kulnura, about half of households are couple families. In St Albans, most households are people living alone. Houses cost more in Kulnura: a median of $2.24 million, against $720,000 in St Albans, and rent is higher there too. On these figures, Kulnura tends to suit couples, while St Albans suits people living alone, older residents, and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Kulnura

ahead on 4 of the 6 things we measure here

  • has more parks and reserves (3 vs 0)
  • has more schools rated above their peers (1 vs 0)
  • is already more of a family suburb (70% vs 38%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Kulnura leaves households under less mortgage stress (30% vs 44%)
  • St Albans has cheaper houses ($720,000 vs $2,237,500)

Weighs house prices and mortgage stress.

Renters

Kulnura

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (20% vs 9%)
  • leaves renters under less rental stress (23% vs 30%)
  • But St Albans has cheaper rent ($275/wk vs $443/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Kulnura

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (84 min vs 140 min)
  • sits closer to the CBD (95.7 km vs 101.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Kulnura carries lower crime risk (53/100 vs 88/100)
  • St Albans has more residents already 65 and over (37% vs 25%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Kulnura and St Albans drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kulnura St Albans
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kulnura St Albans
Walkability 0 / 0
Kulnura — Walkability: 0/100 St Albans — Walkability: 0/100
Safety 47 / 12
Kulnura — Safety: 47/100 St Albans — Safety: 12/100
Low fire risk 18 / 14
Kulnura — Low fire risk: 18/100 St Albans — Low fire risk: 14/100

Demographics

Kulnura has more residents (589 vs 161); Kulnura has higher household incomes ($99,476 vs $47,788).

Kulnura St Albans
Population 589
+73% vs other
 161
Population trend (2016 → 2021) -3.0% +1.9%
Median age 48 56
Median household income $99,476/yr
+52% vs other
 $47,788/yr
Median weekly rent $443/wk
+38% vs other
 $275/wk

Age profile

Share of residents in each band, 2021 Census.

Kulnura St Albans
0-4 2.5% / 3.1%
Kulnura — 0-4: 2.5% St Albans — 0-4: 3.1%
5-14 11.4% / 9.9%
Kulnura — 5-14: 11.4% St Albans — 5-14: 9.9%
15-19 5.6% / 3.7%
Kulnura — 15-19: 5.6% St Albans — 15-19: 3.7%
20-24 7.1% / 5.0%
Kulnura — 20-24: 7.1% St Albans — 20-24: 5.0%
25-34 8.1% / 7.5%
Kulnura — 25-34: 8.1% St Albans — 25-34: 7.5%
35-44 11.0% / 11.2%
Kulnura — 35-44: 11.0% St Albans — 35-44: 11.2%
45-54 17.1% / 13.0%
Kulnura — 45-54: 17.1% St Albans — 45-54: 13.0%
55-64 14.6% / 14.9%
Kulnura — 55-64: 14.6% St Albans — 55-64: 14.9%
65-74 13.9% / 21.7%
Kulnura — 65-74: 13.9% St Albans — 65-74: 21.7%
75-84 7.6% / 15.5%
Kulnura — 75-84: 7.6% St Albans — 75-84: 15.5%
85+ 3.4% / —
Kulnura — 85+: 3.4% St Albans — 85+: not among its largest

Bars are drawn against the largest share shown (21.7%).

Who lives together

Household composition, 2021 Census.

Kulnura 54.9% couple families
Kulnura — Couple Families: 54.9% Kulnura — Lone Person: 21.3% Kulnura — One Parent Families: 15.6% Kulnura — Group Household: 4.1% Kulnura — Other Families: 4.1%
St Albans 28.6% couple families
St Albans — Couple Families: 28.6% St Albans — Lone Person: 61.9% St Albans — One Parent Families: 9.5% St Albans — Group Household: 0.0% St Albans — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kulnura 20.1% renting
Kulnura — Owned Outright: 49.2% Kulnura — Mortgage: 30.7% Kulnura — Renting: 20.1%
St Albans 9.1% renting
St Albans — Owned Outright: 56.1% St Albans — Mortgage: 34.8% St Albans — Renting: 9.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kulnura St Albans
Certificate III & IV 16.8% / 16.8%
Kulnura — Certificate III & IV: 16.8% St Albans — Certificate III & IV: 16.8%
Bachelor Degree 9.0% / 14.3%
Kulnura — Bachelor Degree: 9.0% St Albans — Bachelor Degree: 14.3%
Advanced Diploma / Diploma 8.7% / 9.3%
Kulnura — Advanced Diploma / Diploma: 8.7% St Albans — Advanced Diploma / Diploma: 9.3%
Postgraduate Degree 2.4% / 8.1%
Kulnura — Postgraduate Degree: 2.4% St Albans — Postgraduate Degree: 8.1%
Graduate Diploma / Certificate 0.7% / 3.7%
Kulnura — Graduate Diploma / Certificate: 0.7% St Albans — Graduate Diploma / Certificate: 3.7%

Bars are drawn against the largest share shown (16.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kulnura St Albans
England 2.5% / 9.9%
Kulnura — England: 2.5% St Albans — England: 9.9%
New Zealand 2.5% / 4.3%
Kulnura — New Zealand: 2.5% St Albans — New Zealand: 4.3%
South Africa — / 1.9%
Kulnura — South Africa: not among its largest St Albans — South Africa: 1.9%
Greece 1.7% / —
Kulnura — Greece: 1.7% St Albans — Greece: not among its largest
Netherlands 0.8% / —
Kulnura — Netherlands: 0.8% St Albans — Netherlands: not among its largest
Germany 0.7% / —
Kulnura — Germany: 0.7% St Albans — Germany: not among its largest

Bars are drawn against the largest share shown (9.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kulnura 99.5% houses
Kulnura — Houses: 99.5% Kulnura — Flats / Apartments: 0.5%
St Albans 100.0% houses
St Albans — Houses: 100.0% St Albans — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

Kulnura St Albans
Median house price $2,237,500 $720,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

St Albans has more land zoned for conservation (100% vs 7%); Kulnura has more rural and farming land (39% vs 0%).

Kulnura St Albans
Environmental 7% 100%
Infrastructure and transport 53% 0%
Rural and farming 39% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kulnura St Albans
New dwellings approved 1,441
across Central Coast (NSW)
 459
across Hawkesbury
Approvals change year on year +67% +3%

Ranking within NSW

Kulnura St Albans
House price Higher than 91% of NSW Higher than 33% of NSW
Income Higher than 68% of NSW Higher than 9% of NSW
Schools —
same for both
Walkability Higher than 19% of NSW Higher than 5% of NSW
Affordability Higher than 8% of NSW Higher than 27% of NSW
EV adoption Higher than 83% of NSW Higher than 56% of NSW
NBN connectivity Higher than 39% of NSW Higher than 3% of NSW

Liveability

Kulnura St Albans
Grade C —
Score 33/100 —
Socio-economic band advantaged area
decile 8/10
 advantaged area
decile 7/10

Risk profile

St Albans carries more crime risk (88 vs 53).

Kulnura St Albans
Bushfire High
82/100
 High
86/100
Crime Moderate
53/100
 High
88/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Kulnura St Albans
Inside the suburb 1 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Kulnura

  • Kulnura Public School Government · Primary above peers

Schools in St Albans

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Kulnura St Albans
Supermarkets 1 0
Cafes & restaurants 0 1
Parks & reserves 3 0
Childcare 1 0
Banks & Bank@Post 1 0
Fuel stations 2 0
Waterways 37 7

Mobility

St Albans sits further from the CBD (101.1 km vs 95.7 km).

Kulnura St Albans
Walkability score 0/100
same for both
Distance to Sydney 95.7 km 101.1 km
+6% vs other
Drive time (normal traffic) 84 min 140 min
Electric vehicle share 1.1%
postcode 2250
 0.6%
postcode 2775
Rooftop solar per 100 dwellings 36
postcode 2250
 36
postcode 2775

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kulnura St Albans
Worked from Home 48.3% / 53.7%
Kulnura — Worked from Home: 48.3% St Albans — Worked from Home: 53.7%
Car (driver) 41.9% / 46.3%
Kulnura — Car (driver): 41.9% St Albans — Car (driver): 46.3%
Walked Only 9.8% / —
Kulnura — Walked Only: 9.8% St Albans — Walked Only: not among its largest

Bars are drawn against the largest share shown (53.7%).

Setting

Kulnura St Albans
Elevation 184 m
above sea level, at the suburb centre
 99 m
above sea level, at the suburb centre
Distance to the ocean 34.1 km 39.1 km

NBN connectivity

Kulnura St Albans
Connectivity score 27/100 15/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 0%
252 premises
 0%
45 premises

Climate

Kulnura St Albans
Annual rainfall 1,272 mm 806 mm
Summer max (Jan) 26.4°C —
Winter min (Jul) 10.6°C —

Council rates

Kulnura St Albans
Average residential rate $1,409/yr $1,650/yr
Council Central Coast (NSW) Hawkesbury

Federal electorate

Kulnura St Albans
Division Robertson Macquarie
Member Gordon Reid Susan Templeman
Party Australian Labor Party
same for both

First Home Owner Grant

Kulnura St Albans
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Kulnura

Rural

St Albans

Retirees Rural

More comparisons

Other comparisons with Kulnura

Kulnura vs Ourimbah Kulnura vs Mangrove Mountain Kulnura vs Wyong Creek Kulnura vs Yarramalong Kulnura vs Central Mangrove Kulnura vs Bucketty

Other comparisons with St Albans

St Albans vs Webbs Creek
Full data on Kulnura Full data on St Albans
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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