Krowera vs Loch
In both, the large majority of households own their home and the large majority of homes are detached houses. In Krowera, most households are couple families. On these figures, Krowera tends to suit couples.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Krowera
ahead on 2 of the 6 things we measure here
- carries lower crime risk (22/100 vs 59/100)
- has more separate houses rather than flats (109% vs 96%)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Too close to call
Nothing among the 2 things we measure here separates them by enough to be worth acting on.
Weighs house prices and mortgage stress.
Renters
Krowera
ahead on 3 of the 3 things we measure here
- has a bigger rental market to choose from (21% vs 9%)
- leaves renters under less rental stress (12% vs 21%)
- has cheaper rent ($225/wk vs $325/wk)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
Loch
ahead on 3 of the 3 things we measure here
- is more walkable (13/100 vs 0/100)
- has a shorter drive in (83 min vs 94 min)
- sits closer to the CBD (105.2 km vs 117.8 km)
Weighs distance, drive time, and walkability.
Downsizers and retirees
They split
one each way, out of the 4 things we measure here
- Krowera carries lower crime risk (22/100 vs 59/100)
- Loch is more walkable (13/100 vs 0/100)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Krowera
ahead on the one thing that separates them
- is growing faster (24.1% vs 10.8%)
Weighs population growth.
Where they sit
Krowera and Loch drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Loch has more residents (707 vs 134); Loch rents higher ($325/wk vs $225/wk).
| Krowera | Loch | |
|---|---|---|
| Population | 134 | 707 +428% vs other |
| Population trend (2016 → 2021) | +24.1% | +10.8% |
| Median age | 52 | 50 |
| Median household income | $94,224/yr +16% vs other | $79,352/yr |
| Median weekly rent | $225/wk | $325/wk +44% vs other |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (21.6%).
Who lives together
Household composition, 2021 Census.
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (19.0%).
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (5.8%).
What people live in
Occupied private dwellings by structure, 2021 Census.
Property market
| Krowera | Loch | |
|---|---|---|
| Median house price | $897,500 | $891,000 |
| Median unit price | — same for both | |
| Median land price | — same for both | |
| Typical days to sell (houses) | — | 70 days from 6 sales |
Zoning mix
Krowera has more land zoned for conservation (38% vs 0%); Loch has more rural and farming land (95% vs 62%).
| Krowera | Loch | |
|---|---|---|
| Rural and farming | 62% | 95% |
| Environmental | 38% | 0% |
| Parks and recreation | 0% | 2% |
| Infrastructure and transport | 0% | 1% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Krowera | Loch | |
|---|---|---|
| New dwellings approved | 393 across Bass Coast | 170 across South Gippsland |
| Approvals change year on year | +0% | +21% |
Ranking within VIC
| Krowera | Loch | |
|---|---|---|
| House price | — same for both | |
| Income | Higher than 64% of VIC | — |
| Schools | — same for both | |
| Walkability | Higher than 32% of VIC | Higher than 75% of VIC |
| Affordability | — same for both | |
| EV adoption | Higher than 74% of VIC same for both | |
| NBN connectivity | Higher than 42% of VIC | Higher than 61% of VIC |
Liveability
Loch is more walkable (13 vs 0).
| Krowera | Loch | |
|---|---|---|
| Grade | — | B |
| Score | — | 56/100 |
| Socio-economic band | advantaged area decile 7/10 same for both | |
Risk profile
Loch carries more crime risk (59 vs 22); Loch carries more flood risk (37 vs 23).
| Krowera | Loch | |
|---|---|---|
| Bushfire | None 0/100 same for both | |
| Crime | Low 22/100 | Moderate 59/100 |
| Flood | Low 23/100 | Low 37/100 |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 0 within 5 km same for both | |
Schools
| Krowera | Loch | |
|---|---|---|
| Inside the suburb | 0 | 1 |
| Rated above peers | 0 same for both | |
| Rated at peers | 0 | 1 |
| Rated below peers | 0 same for both | |
Schools in Krowera
No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.
Schools in Loch
- Loch Primary School Government · Primary at peers
Amenities in the suburb
| Krowera | Loch | |
|---|---|---|
| Cafes & restaurants | 0 | 2 |
| Parks & reserves | 0 | 2 |
| Childcare | 0 | 2 |
| Police stations | 0 | 1 |
| Fuel stations | 0 | 1 |
| Waterways | 1 | 3 |
Mobility
Krowera sits further from the CBD (117.8 km vs 105.2 km).
| Krowera | Loch | |
|---|---|---|
| Walkability score | 0/100 | 13/100 |
| Distance to Melbourne | 117.8 km +11% vs other | 105.2 km |
| Drive time (normal traffic) | 94 min | 83 min |
| Electric vehicle share | 0.9% postcode 3945 same for both | |
| Rooftop solar per 100 dwellings | 60 postcode 3945 same for both | |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (63.8%).
Setting
| Krowera | Loch | |
|---|---|---|
| Elevation | 195 m above sea level, at the suburb centre | 140 m above sea level, at the suburb centre |
| Distance to the ocean | 12.8 km | 12.7 km |
NBN connectivity
| Krowera | Loch | |
|---|---|---|
| Connectivity score | 29/100 | 30/100 |
| Most common technology | Fixed wireless same for both | |
| Full-fibre (FTTP) share | 0% 69 premises | 0% 355 premises |
Climate
| Krowera | Loch | |
|---|---|---|
| Annual rainfall | 906 mm same for both | |
| Summer max (Jan) | 24.6°C same for both | |
| Winter min (Jul) | 6.9°C same for both | |
Council rates
| Krowera | Loch | |
|---|---|---|
| Average residential rate | $1,727/yr | $2,282/yr |
| Council | Bass Coast | South Gippsland |
Federal electorate
| Krowera | Loch | |
|---|---|---|
| Division | Monash same for both | |
| Member | Mary Aldred same for both | |
| Party | Liberal same for both | |
First Home Owner Grant
| Krowera | Loch | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $750,000 same for both | |
| Eligibility | New same for both | |
Tags
More comparisons
Other comparisons with Krowera
Other comparisons with Loch
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.