Kilaben Bay vs Toronto

Kilaben Bay is the younger of the two, with a median age of 47 against 50 in Toronto. In both, most households own their home and the large majority of homes are detached houses. In Kilaben Bay, most households are couple families. In Toronto, about half of households are people living alone. Houses cost more in Kilaben Bay: a median of $1.05 million, against $811,000 in Toronto, and rent is higher there too. On these figures, Kilaben Bay tends to suit couples, while Toronto suits people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Kilaben Bay carries lower crime risk (16/100 vs 89/100)
  • Toronto has more childcare (7 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Kilaben Bay leaves households under less mortgage stress (22% vs 32%)
  • Toronto has cheaper houses ($811,000 vs $1,052,500)

Weighs house prices and mortgage stress.

Renters

Toronto

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (36% vs 12%)
  • has cheaper rent ($320/wk vs $390/wk)
  • But Kilaben Bay leaves renters under less rental stress (18% vs 27%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Kilaben Bay

ahead on the one thing that separates them

  • sits closer to the CBD (132.3 km vs 135.9 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Toronto

ahead on 3 of the 5 things we measure here

  • has more GPs (4 vs 0)
  • has more units and townhouses to downsize into (22% vs 5%)
  • has more residents already 65 and over (31% vs 24%)
  • But Kilaben Bay carries lower crime risk (16/100 vs 89/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Kilaben Bay and Toronto drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kilaben Bay Toronto
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kilaben Bay Toronto
Walkability 45 / 45
Kilaben Bay — Walkability: 45/100 Toronto — Walkability: 45/100
Safety 84 / 11
Kilaben Bay — Safety: 84/100 Toronto — Safety: 11/100
Low fire risk 12 / 26
Kilaben Bay — Low fire risk: 12/100 Toronto — Low fire risk: 26/100

Demographics

Toronto has more residents (5,973 vs 1,516); Kilaben Bay has higher household incomes ($113,672 vs $60,840).

Kilaben Bay Toronto
Population 1,516 5,973
+294% vs other
Population trend (2016 → 2021) +5.9% +6.6%
Median age 47 50
Median household income $113,672/yr
+46% vs other
 $60,840/yr
Median weekly rent $390/wk
+18% vs other
 $320/wk

Age profile

Share of residents in each band, 2021 Census.

Kilaben Bay Toronto
0-4 5.4% / 4.9%
Kilaben Bay — 0-4: 5.4% Toronto — 0-4: 4.9%
5-14 12.8% / 9.6%
Kilaben Bay — 5-14: 12.8% Toronto — 5-14: 9.6%
15-19 6.3% / 5.2%
Kilaben Bay — 15-19: 6.3% Toronto — 15-19: 5.2%
20-24 4.0% / 5.1%
Kilaben Bay — 20-24: 4.0% Toronto — 20-24: 5.1%
25-34 7.7% / 11.2%
Kilaben Bay — 25-34: 7.7% Toronto — 25-34: 11.2%
35-44 11.3% / 8.6%
Kilaben Bay — 35-44: 11.3% Toronto — 35-44: 8.6%
45-54 14.6% / 11.4%
Kilaben Bay — 45-54: 14.6% Toronto — 45-54: 11.4%
55-64 14.0% / 13.1%
Kilaben Bay — 55-64: 14.0% Toronto — 55-64: 13.1%
65-74 16.3% / 15.5%
Kilaben Bay — 65-74: 16.3% Toronto — 65-74: 15.5%
75-84 5.7% / 10.4%
Kilaben Bay — 75-84: 5.7% Toronto — 75-84: 10.4%
85+ 2.2% / 4.9%
Kilaben Bay — 85+: 2.2% Toronto — 85+: 4.9%

Bars are drawn against the largest share shown (16.3%).

Who lives together

Household composition, 2021 Census.

Kilaben Bay 55.7% couple families
Kilaben Bay — Couple Families: 55.7% Kilaben Bay — Lone Person: 27.7% Kilaben Bay — One Parent Families: 12.5% Kilaben Bay — Group Household: 2.3% Kilaben Bay — Other Families: 1.7%
Toronto 26.8% couple families
Toronto — Couple Families: 26.8% Toronto — Lone Person: 45.0% Toronto — One Parent Families: 23.5% Toronto — Group Household: 3.0% Toronto — Other Families: 1.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kilaben Bay 12.0% renting
Kilaben Bay — Owned Outright: 46.0% Kilaben Bay — Mortgage: 42.0% Kilaben Bay — Renting: 12.0%
Toronto 36.2% renting
Toronto — Owned Outright: 38.9% Toronto — Mortgage: 24.9% Toronto — Renting: 36.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kilaben Bay Toronto
Certificate III & IV 18.8% / 17.4%
Kilaben Bay — Certificate III & IV: 18.8% Toronto — Certificate III & IV: 17.4%
Bachelor Degree 12.9% / 8.7%
Kilaben Bay — Bachelor Degree: 12.9% Toronto — Bachelor Degree: 8.7%
Advanced Diploma / Diploma 9.9% / 7.1%
Kilaben Bay — Advanced Diploma / Diploma: 9.9% Toronto — Advanced Diploma / Diploma: 7.1%
Postgraduate Degree 4.8% / 2.5%
Kilaben Bay — Postgraduate Degree: 4.8% Toronto — Postgraduate Degree: 2.5%
Graduate Diploma / Certificate 2.4% / 1.2%
Kilaben Bay — Graduate Diploma / Certificate: 2.4% Toronto — Graduate Diploma / Certificate: 1.2%

Bars are drawn against the largest share shown (18.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kilaben Bay Toronto
England 2.8% / 3.5%
Kilaben Bay — England: 2.8% Toronto — England: 3.5%
New Zealand 1.1% / 1.4%
Kilaben Bay — New Zealand: 1.1% Toronto — New Zealand: 1.4%
Scotland 0.6% / 0.5%
Kilaben Bay — Scotland: 0.6% Toronto — Scotland: 0.5%
Germany 0.5% / 0.5%
Kilaben Bay — Germany: 0.5% Toronto — Germany: 0.5%
South Africa 0.6% / 0.3%
Kilaben Bay — South Africa: 0.6% Toronto — South Africa: 0.3%
Philippines 0.3% / 0.6%
Kilaben Bay — Philippines: 0.3% Toronto — Philippines: 0.6%

Bars are drawn against the largest share shown (3.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kilaben Bay 95.1% houses
Kilaben Bay — Houses: 95.1% Kilaben Bay — Townhouses: 4.2% Kilaben Bay — Flats / Apartments: 0.7%
Toronto 77.7% houses
Toronto — Houses: 77.7% Toronto — Townhouses: 14.4% Toronto — Flats / Apartments: 7.9%
Houses Townhouses Flats / Apartments

Property market

Kilaben Bay Toronto
Median house price $1,052,500 $811,000
Median unit price — $785,000
Median land price — $2,500,000
Typical days to sell (houses) 56 days
from 10 sales
 48 days
from 34 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Kilaben Bay Toronto
3 bed $880K / $771K
Kilaben Bay — 3 bed: $880K (15 sales) Toronto — 3 bed: $771K (51 sales)

15 vs 51 sales

4 bed $1.06M / $950K
Kilaben Bay — 4 bed: $1.06M (14 sales) Toronto — 4 bed: $950K (24 sales)

14 vs 24 sales

Zoning mix

Kilaben Bay has more rural and farming land (28% vs 14%); Toronto has more land zoned for conservation (39% vs 29%).

Kilaben Bay Toronto
Residential 41% 26%
Environmental 29% 39%
Rural and farming 28% 14%
Parks and recreation 2% 7%
Infrastructure and transport 0% 7%
Industrial 0% 5%
Commercial 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kilaben Bay Toronto
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Kilaben Bay Toronto
Houses — 4.0%
$655/wk on $849K
Units — 2.9%
$560/wk on $1M

Ranking within NSW

Kilaben Bay Toronto
House price Higher than 54% of NSW Higher than 32% of NSW
Income Higher than 79% of NSW Higher than 23% of NSW
Schools — Higher than 79% of NSW
Walkability Higher than 80% of NSW
same for both
Affordability Higher than 70% of NSW Higher than 45% of NSW
EV adoption Higher than 61% of NSW
same for both
NBN connectivity Higher than 96% of NSW Higher than 72% of NSW
Rental yield (houses) — Higher than 74% of NSW
Rental yield (units) — Higher than 3% of NSW

Liveability

Kilaben Bay scores higher overall (49 vs 35).

Kilaben Bay Toronto
Grade B C
Score 49/100 35/100
Socio-economic band very advantaged area
decile 9/10
 below-average income
decile 2/10

Risk profile

Toronto carries more crime risk (89 vs 16); Kilaben Bay carries more bushfire risk (88 vs 74).

Kilaben Bay Toronto
Bushfire High
88/100
 High
74/100
Crime Low
16/100
 High
89/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
same for both

Schools

Kilaben Bay Toronto
Inside the suburb 0 5
Rated above peers 0 2
Rated at peers 0 3
Rated below peers 0
same for both

Schools in Kilaben Bay

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Toronto

  • Biraban Public School Government · Primary above peers
  • Toronto Public School Government · Primary above peers
  • St Joseph's Primary School Catholic · Primary at peers
  • Toronto Adventist School Independent · Primary at peers
  • Toronto High School Government · Secondary at peers

Amenities in the suburb

Kilaben Bay Toronto
Supermarkets 0 3
Cafes & restaurants 0 8
Parks & reserves 2 6
Childcare 0 7
GPs 0 4
Pharmacies 0 3
Police stations 0 1
Banks & Bank@Post 0 4
Fuel stations 0 3

Mobility

Toronto sits further from the CBD (135.9 km vs 132.3 km).

Kilaben Bay Toronto
Walkability score 45/100
same for both
Distance to Sydney 132.3 km 135.9 km
+3% vs other
Drive time (normal traffic) 106 min 102 min
Public transport score 43/100
Bus
 79/100
Bus
Peak arrivals per hour 14.8
7-9am + 5-7pm
 138.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2283
same for both
Rooftop solar per 100 dwellings 48
postcode 2283
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kilaben Bay Toronto
Car (driver) 60.1% / 67.4%
Kilaben Bay — Car (driver): 60.1% Toronto — Car (driver): 67.4%
Worked from Home 32.6% / 21.1%
Kilaben Bay — Worked from Home: 32.6% Toronto — Worked from Home: 21.1%
Car (passenger) 5.6% / 5.6%
Kilaben Bay — Car (passenger): 5.6% Toronto — Car (passenger): 5.6%
Walked Only 1.2% / 4.1%
Kilaben Bay — Walked Only: 1.2% Toronto — Walked Only: 4.1%
Bus — / 1.2%
Kilaben Bay — Bus: not among its largest Toronto — Bus: 1.2%
Train 0.5% / 0.4%
Kilaben Bay — Train: 0.5% Toronto — Train: 0.4%

Bars are drawn against the largest share shown (67.4%).

Setting

Kilaben Bay Toronto
Elevation 25 m
above sea level, at the suburb centre
 68 m
above sea level, at the suburb centre
Distance to the ocean 7.7 km 9.3 km

NBN connectivity

Kilaben Bay Toronto
Connectivity score 93/100 63/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 63%
621 premises
 21%
3,680 premises

Climate

Kilaben Bay Toronto
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Kilaben Bay Toronto
PM2.5 5.0 µg/m³
same for both
PM10 11.6 µg/m³
same for both
NO₂ 0.27 pphm
same for both

Council rates

Kilaben Bay Toronto
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Kilaben Bay Toronto
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Kilaben Bay Toronto
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Kilaben Bay

Large Blocks

Toronto

Retirees

More comparisons

Other comparisons with Kilaben Bay

Kilaben Bay vs Coal Point Kilaben Bay vs Carey Bay

Other comparisons with Toronto

Toronto vs Blackalls Park Toronto vs Rathmines Toronto vs Carey Bay Toronto vs Fassifern Toronto vs Awaba
Full data on Kilaben Bay Full data on Toronto
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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