Kemps Creek vs Mount Vernon

Mount Vernon is the younger of the two, with a median age of 40 against 44 in Kemps Creek. In both, most households own their home and the large majority of homes are detached houses. In Kemps Creek, about half of households are couple families. In Mount Vernon, the large majority of households are couple families. Houses cost more in Kemps Creek: a median of $5.25 million, against $3.61 million in Mount Vernon, though rent is higher in Mount Vernon. Mount Vernon is closer to the city centre: 47.4 km, against 53 km. On these figures, Mount Vernon tends to suit couples and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Mount Vernon

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (28/100 vs 89/100)
  • is already more of a family suburb (89% vs 74%)
  • But Kemps Creek has more schools inside the suburb (7 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mount Vernon

ahead on the one thing that separates them

  • has cheaper houses ($3,607,500 vs $5,250,000)

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Kemps Creek has a bigger rental market to choose from (31% vs 5%)
  • Mount Vernon leaves renters under less rental stress (16% vs 27%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mount Vernon

ahead on 2 of the 4 things we measure here

  • has a shorter drive in (46 min vs 52 min)
  • sits closer to the CBD (47.4 km vs 53 km)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Kemps Creek has more residents already 65 and over (21% vs 16%)
  • Mount Vernon carries lower crime risk (28/100 vs 89/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Mount Vernon

ahead on the one thing that separates them

  • is growing faster (3.6% vs -6.5%)

Weighs population growth.

Where they sit

Kemps Creek and Mount Vernon drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kemps Creek Mount Vernon
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kemps Creek Mount Vernon
Walkability 8 / 14
Kemps Creek — Walkability: 8/100 Mount Vernon — Walkability: 14/100
Safety 11 / 72
Kemps Creek — Safety: 11/100 Mount Vernon — Safety: 72/100
Low fire risk 31 / 100
Kemps Creek — Low fire risk: 31/100 Mount Vernon — Low fire risk: 100/100

Demographics

Mount Vernon has higher household incomes ($165,204 vs $91,156); Kemps Creek has more residents (2,121 vs 1,235).

Kemps Creek Mount Vernon
Population 2,121
+42% vs other
 1,235
Population trend (2016 → 2021) -6.5% +3.6%
Median age 44 40
Median household income $91,156/yr $165,204/yr
+81% vs other
Median weekly rent $470/wk $495/wk
+5% vs other

Age profile

Share of residents in each band, 2021 Census.

Kemps Creek Mount Vernon
0-4 3.9% / 3.9%
Kemps Creek — 0-4: 3.9% Mount Vernon — 0-4: 3.9%
5-14 12.0% / 14.1%
Kemps Creek — 5-14: 12.0% Mount Vernon — 5-14: 14.1%
15-19 7.0% / 9.1%
Kemps Creek — 15-19: 7.0% Mount Vernon — 15-19: 9.1%
20-24 7.5% / 8.0%
Kemps Creek — 20-24: 7.5% Mount Vernon — 20-24: 8.0%
25-34 10.5% / 9.3%
Kemps Creek — 25-34: 10.5% Mount Vernon — 25-34: 9.3%
35-44 11.0% / 9.4%
Kemps Creek — 35-44: 11.0% Mount Vernon — 35-44: 9.4%
45-54 14.9% / 16.0%
Kemps Creek — 45-54: 14.9% Mount Vernon — 45-54: 16.0%
55-64 12.7% / 14.5%
Kemps Creek — 55-64: 12.7% Mount Vernon — 55-64: 14.5%
65-74 12.2% / 8.8%
Kemps Creek — 65-74: 12.2% Mount Vernon — 65-74: 8.8%
75-84 5.7% / 5.0%
Kemps Creek — 75-84: 5.7% Mount Vernon — 75-84: 5.0%
85+ 3.2% / 1.7%
Kemps Creek — 85+: 3.2% Mount Vernon — 85+: 1.7%

Bars are drawn against the largest share shown (16.0%).

Who lives together

Household composition, 2021 Census.

Kemps Creek 54.1% couple families
Kemps Creek — Couple Families: 54.1% Kemps Creek — One Parent Families: 19.7% Kemps Creek — Lone Person: 19.9% Kemps Creek — Group Household: 3.8% Kemps Creek — Other Families: 2.6%
Mount Vernon 75.8% couple families
Mount Vernon — Couple Families: 75.8% Mount Vernon — One Parent Families: 13.5% Mount Vernon — Lone Person: 9.5% Mount Vernon — Group Household: 0.0% Mount Vernon — Other Families: 1.2%
Couple Families One Parent Families Lone Person Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kemps Creek 31.2% renting
Kemps Creek — Owned Outright: 48.3% Kemps Creek — Mortgage: 20.4% Kemps Creek — Renting: 31.2%
Mount Vernon 5.4% renting
Mount Vernon — Owned Outright: 55.4% Mount Vernon — Mortgage: 39.1% Mount Vernon — Renting: 5.4%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kemps Creek Mount Vernon
Italy 5.8% / 4.1%
Kemps Creek — Italy: 5.8% Mount Vernon — Italy: 4.1%
Iraq 2.6% / 6.2%
Kemps Creek — Iraq: 2.6% Mount Vernon — Iraq: 6.2%
China 2.6% / 1.1%
Kemps Creek — China: 2.6% Mount Vernon — China: 1.1%
Lebanon 2.4% / 1.1%
Kemps Creek — Lebanon: 2.4% Mount Vernon — Lebanon: 1.1%
England 1.0% / 0.8%
Kemps Creek — England: 1.0% Mount Vernon — England: 0.8%

Bars are drawn against the largest share shown (6.2%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kemps Creek Mount Vernon
Certificate III & IV 15.7% / 16.9%
Kemps Creek — Certificate III & IV: 15.7% Mount Vernon — Certificate III & IV: 16.9%
Bachelor Degree 6.9% / 10.7%
Kemps Creek — Bachelor Degree: 6.9% Mount Vernon — Bachelor Degree: 10.7%
Advanced Diploma / Diploma 6.2% / 7.5%
Kemps Creek — Advanced Diploma / Diploma: 6.2% Mount Vernon — Advanced Diploma / Diploma: 7.5%
Postgraduate Degree 1.1% / 2.8%
Kemps Creek — Postgraduate Degree: 1.1% Mount Vernon — Postgraduate Degree: 2.8%
Graduate Diploma / Certificate 0.2% / 0.4%
Kemps Creek — Graduate Diploma / Certificate: 0.2% Mount Vernon — Graduate Diploma / Certificate: 0.4%

Bars are drawn against the largest share shown (16.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kemps Creek 91.9% houses
Kemps Creek — Houses: 91.9% Kemps Creek — Flats / Apartments: 4.5% Kemps Creek — Townhouses: 3.5%
Mount Vernon 98.7% houses
Mount Vernon — Houses: 98.7% Mount Vernon — Flats / Apartments: 1.3% Mount Vernon — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Kemps Creek Mount Vernon
Median house price $5,250,000 $3,607,500
Median unit price —
same for both
Median land price $4,500,000 —
Typical days to sell (houses) 169 days
from 7 sales
 —

Zoning mix

Mount Vernon has more land zoned for conservation (83% vs 14%); Kemps Creek has more rural and farming land (48% vs 0%).

Kemps Creek Mount Vernon
Environmental 14% 83%
Rural and farming 48% 0%
Industrial 32% 13%
Parks and recreation 1% 3%
Infrastructure and transport 2% 1%
Other and special use 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kemps Creek Mount Vernon
New dwellings approved 1,063
across Penrith
same for both
Approvals change year on year -78%
same for both

Ranking within NSW

Kemps Creek Mount Vernon
House price Higher than 98% of NSW Higher than 95% of NSW
Income Higher than 59% of NSW Higher than 97% of NSW
Schools Higher than 37% of NSW —
Walkability Higher than 54% of NSW Higher than 65% of NSW
Affordability Higher than 1% of NSW Higher than 15% of NSW
EV adoption Higher than 63% of NSW
same for both
NBN connectivity Higher than 76% of NSW Higher than 70% of NSW

Liveability

Mount Vernon scores higher overall (69 vs 28).

Kemps Creek Mount Vernon
Grade D B
Score 28/100 69/100
Socio-economic band mid-range socio-economic
decile 5/10
 very advantaged area
decile 10/10

Risk profile

Kemps Creek carries more bushfire risk (69 vs 0); Kemps Creek carries more crime risk (89 vs 28).

Kemps Creek Mount Vernon
Bushfire Moderate
69/100
 None
0/100
Crime High
89/100
 Low
28/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise High
83/100
 High
70/100
Industrial facilities nearby 4
within 5 km
 6
within 5 km

Schools

Kemps Creek Mount Vernon
Inside the suburb 7 0
Rated above peers 1 0
Rated at peers 2 0
Rated below peers 2 0

Schools in Kemps Creek

  • Trinity Catholic Primary School Catholic · Primary above peers
  • Christadelphian Heritage College Sydney Independent · Combined at peers
  • Mamre Anglican School Independent · Combined at peers
  • Emmaus Catholic College Catholic · Secondary below peers
  • Kemps Creek Public School Government · Primary below peers
  • Aspect Western Sydney School, Kemps Creek - Emmaus Independent · Secondary · Special school

Schools in Mount Vernon

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Kemps Creek Mount Vernon
Cafes & restaurants 3 0
Parks & reserves 2 0
Childcare 2 1
Banks & Bank@Post 1 0
Fuel stations 4 0
Waterways 4 0

Mobility

Kemps Creek sits further from the CBD (53 km vs 47.4 km).

Kemps Creek Mount Vernon
Walkability score 8/100 14/100
Distance to Sydney 53 km
+11% vs other
 47.4 km
Drive time (normal traffic) 52 min 46 min
Public transport score 71/100
Bus
 30/100
Bus
Peak arrivals per hour 38.0
7-9am + 5-7pm
 7.8
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
 2 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2178
same for both
Rooftop solar per 100 dwellings 54
postcode 2178
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kemps Creek Mount Vernon
Car (driver) 51.8% / 58.1%
Kemps Creek — Car (driver): 51.8% Mount Vernon — Car (driver): 58.1%
Worked from Home 37.6% / 36.5%
Kemps Creek — Worked from Home: 37.6% Mount Vernon — Worked from Home: 36.5%
Car (passenger) 3.7% / 3.5%
Kemps Creek — Car (passenger): 3.7% Mount Vernon — Car (passenger): 3.5%
Walked Only 5.6% / 0.9%
Kemps Creek — Walked Only: 5.6% Mount Vernon — Walked Only: 0.9%
Train 1.3% / 1.1%
Kemps Creek — Train: 1.3% Mount Vernon — Train: 1.1%

Bars are drawn against the largest share shown (58.1%).

Setting

Kemps Creek Mount Vernon
Elevation 45 m
above sea level, at the suburb centre
 82 m
above sea level, at the suburb centre
Distance to the ocean 35.1 km 33.6 km

NBN connectivity

Kemps Creek Mount Vernon
Connectivity score 69/100 60/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 38%
817 premises
 28%
369 premises

Climate

Kemps Creek Mount Vernon
Annual rainfall 822 mm 931 mm
Summer max (Jan) — 28.9°C
Winter min (Jul) — 6.9°C

Air quality (annual mean)

Kemps Creek Mount Vernon
PM2.5 6.7 µg/m³
same for both
PM10 16.9 µg/m³
same for both
NO₂ 0.37 pphm
same for both

Council rates

Kemps Creek Mount Vernon
Average residential rate $1,547/yr
same for both
Council Penrith
same for both

Federal electorate

Kemps Creek Mount Vernon
Division Mcmahon
same for both
Member Chris Bowen
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Kemps Creek Mount Vernon
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Kemps Creek

Acreage Luxury Multicultural Outer

Mount Vernon

Acreage Multicultural Outer

More comparisons

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Kemps Creek vs Austral Kemps Creek vs Erskine Park Kemps Creek vs Rossmore Kemps Creek vs Luddenham Kemps Creek vs Orchard Hills Kemps Creek vs Horsley Park

Other comparisons with Mount Vernon

Mount Vernon vs Horsley Park Mount Vernon vs Cecil Park
Full data on Kemps Creek Full data on Mount Vernon
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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