Kemps Creek vs Luddenham

Luddenham is the younger of the two, with a median age of 37 against 44 in Kemps Creek. In both, most households own their home and the large majority of homes are detached houses. In Kemps Creek, about half of households are couple families. In Luddenham, most households are couple families. Houses cost more in Kemps Creek: a median of $5.25 million, against $2.76 million in Luddenham. On these figures, Kemps Creek tends to suit older residents, while Luddenham suits families with children, couples, and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Luddenham

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (71/100 vs 89/100)
  • is already more of a family suburb (86% vs 74%)
  • But Kemps Creek has more schools inside the suburb (7 vs 2)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Luddenham

ahead on the one thing that separates them

  • has cheaper houses ($2,756,444 vs $5,250,000)

Weighs house prices, land prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Kemps Creek has a bigger rental market to choose from (31% vs 16%)
  • Luddenham leaves renters under less rental stress (16% vs 27%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Kemps Creek

ahead on the one thing that separates them

  • sits closer to the CBD (53 km vs 57 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Kemps Creek has more residents already 65 and over (21% vs 11%)
  • Luddenham carries lower crime risk (71/100 vs 89/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Luddenham

ahead on the one thing that separates them

  • is growing faster (5.4% vs -6.5%)

Weighs population growth.

Where they sit

Kemps Creek and Luddenham drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kemps Creek Luddenham
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kemps Creek Luddenham
Walkability 8 / 5
Kemps Creek — Walkability: 8/100 Luddenham — Walkability: 5/100
Safety 11 / 29
Kemps Creek — Safety: 11/100 Luddenham — Safety: 29/100
Low fire risk 31 / 34
Kemps Creek — Low fire risk: 31/100 Luddenham — Low fire risk: 34/100

Demographics

Luddenham has higher household incomes ($154,336 vs $91,156); Kemps Creek skews older (44 vs 37).

Kemps Creek Luddenham
Population 2,121
+9% vs other
1,927
Population trend (2016 → 2021) -6.5% +5.4%
Median age 44 37
Median household income $91,156/yr $154,336/yr
+69% vs other
Median weekly rent $470/wk $480/wk
+2% vs other

Age profile

Share of residents in each band, 2021 Census.

Kemps Creek Luddenham
0-4 3.9% / 5.7%
Kemps Creek — 0-4: 3.9% Luddenham — 0-4: 5.7%
5-14 12.0% / 16.6%
Kemps Creek — 5-14: 12.0% Luddenham — 5-14: 16.6%
15-19 7.0% / 6.9%
Kemps Creek — 15-19: 7.0% Luddenham — 15-19: 6.9%
20-24 7.5% / 7.8%
Kemps Creek — 20-24: 7.5% Luddenham — 20-24: 7.8%
25-34 10.5% / 10.6%
Kemps Creek — 25-34: 10.5% Luddenham — 25-34: 10.6%
35-44 11.0% / 13.0%
Kemps Creek — 35-44: 11.0% Luddenham — 35-44: 13.0%
45-54 14.9% / 14.7%
Kemps Creek — 45-54: 14.9% Luddenham — 45-54: 14.7%
55-64 12.7% / 13.1%
Kemps Creek — 55-64: 12.7% Luddenham — 55-64: 13.1%
65-74 12.2% / 7.0%
Kemps Creek — 65-74: 12.2% Luddenham — 65-74: 7.0%
75-84 5.7% / 3.6%
Kemps Creek — 75-84: 5.7% Luddenham — 75-84: 3.6%
85+ 3.2% / 0.7%
Kemps Creek — 85+: 3.2% Luddenham — 85+: 0.7%

Bars are drawn against the largest share shown (16.6%).

Who lives together

Household composition, 2021 Census.

Kemps Creek 54.1% couple families
Kemps Creek — Couple Families: 54.1% Kemps Creek — One Parent Families: 19.7% Kemps Creek — Lone Person: 19.9% Kemps Creek — Group Household: 3.8% Kemps Creek — Other Families: 2.6%
Luddenham 73.7% couple families
Luddenham — Couple Families: 73.7% Luddenham — One Parent Families: 12.4% Luddenham — Lone Person: 11.7% Luddenham — Group Household: 1.4% Luddenham — Other Families: 0.7%
Couple Families One Parent Families Lone Person Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kemps Creek 31.2% renting
Kemps Creek — Owned Outright: 48.3% Kemps Creek — Mortgage: 20.4% Kemps Creek — Renting: 31.2%
Luddenham 15.5% renting
Luddenham — Owned Outright: 34.8% Luddenham — Mortgage: 49.7% Luddenham — Renting: 15.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kemps Creek Luddenham
Certificate III & IV 15.7% / 15.7%
Kemps Creek — Certificate III & IV: 15.7% Luddenham — Certificate III & IV: 15.7%
Bachelor Degree 6.9% / 9.1%
Kemps Creek — Bachelor Degree: 6.9% Luddenham — Bachelor Degree: 9.1%
Advanced Diploma / Diploma 6.2% / 7.6%
Kemps Creek — Advanced Diploma / Diploma: 6.2% Luddenham — Advanced Diploma / Diploma: 7.6%
Postgraduate Degree 1.1% / 2.6%
Kemps Creek — Postgraduate Degree: 1.1% Luddenham — Postgraduate Degree: 2.6%
Graduate Diploma / Certificate 0.2% / 0.7%
Kemps Creek — Graduate Diploma / Certificate: 0.2% Luddenham — Graduate Diploma / Certificate: 0.7%

Bars are drawn against the largest share shown (15.7%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kemps Creek Luddenham
Italy 5.8% / 2.1%
Kemps Creek — Italy: 5.8% Luddenham — Italy: 2.1%
Lebanon 2.4% / 1.1%
Kemps Creek — Lebanon: 2.4% Luddenham — Lebanon: 1.1%
China 2.6% / —
Kemps Creek — China: 2.6% Luddenham — China: not among its largest
Iraq 2.6% / —
Kemps Creek — Iraq: 2.6% Luddenham — Iraq: not among its largest
England 1.0% / 1.2%
Kemps Creek — England: 1.0% Luddenham — England: 1.2%
Philippines 0.8% / 0.8%
Kemps Creek — Philippines: 0.8% Luddenham — Philippines: 0.8%
Fiji — / 1.0%
Kemps Creek — Fiji: not among its largest Luddenham — Fiji: 1.0%

Bars are drawn against the largest share shown (5.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kemps Creek 91.9% houses
Kemps Creek — Houses: 91.9% Kemps Creek — Flats / Apartments: 4.5% Kemps Creek — Townhouses: 3.5%
Luddenham 98.3% houses
Luddenham — Houses: 98.3% Luddenham — Flats / Apartments: 1.7% Luddenham — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Kemps Creek Luddenham
Median house price $5,250,000 $2,756,444
Median unit price —
same for both
Median land price $4,500,000 $5,100,000
Typical days to sell (houses) 169 days
from 7 sales
52 days
from 17 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Kemps Creek Luddenham
3 bed $6.5M / $1.22M
Kemps Creek — 3 bed: $6.5M (5 sales) Luddenham — 3 bed: $1.22M (7 sales)

5 vs 7 sales

4 bed $4.6M / $2.21M
Kemps Creek — 4 bed: $4.6M (6 sales) Luddenham — 4 bed: $2.21M (15 sales)

6 vs 15 sales

Zoning mix

Kemps Creek has more industrially zoned land (32% vs 0%); Kemps Creek has more rural and farming land (48% vs 24%).

Kemps Creek Luddenham
Rural and farming 48% 24%
Industrial 32% 0%
Other and special use 2% 23%
Infrastructure and transport 2% 21%
Commercial 0% 17%
Environmental 14% 13%
Parks and recreation 1% 2%
Planning zones cover 100% of Kemps Creek and 99% of Luddenham. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kemps Creek Luddenham
New dwellings approved 1,063
across Penrith
same for both
Approvals change year on year -78%
same for both

Ranking within NSW

Kemps Creek Luddenham
House price Higher than 98% of NSW Higher than 95% of NSW
Income Higher than 59% of NSW Higher than 95% of NSW
Schools Higher than 37% of NSW —
Walkability Higher than 54% of NSW Higher than 47% of NSW
Affordability Higher than 1% of NSW Higher than 12% of NSW
EV adoption Higher than 63% of NSW Higher than 80% of NSW
NBN connectivity Higher than 76% of NSW Higher than 77% of NSW

Liveability

Luddenham scores higher overall (41 vs 28).

Kemps Creek Luddenham
Grade D C
Score 28/100 41/100
Socio-economic band mid-range socio-economic
decile 5/10
very advantaged area
decile 10/10

Risk profile

Kemps Creek carries more crime risk (89 vs 71).

Kemps Creek Luddenham
Bushfire Moderate
69/100
Moderate
66/100
Crime High
89/100
High
71/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise High
83/100
High
91/100
Industrial facilities nearby 4
within 5 km
same for both

Schools

Kemps Creek Luddenham
Inside the suburb 7 2
Rated above peers 1 0
Rated at peers 2 1
Rated below peers 2 1

Schools in Kemps Creek

  • Trinity Catholic Primary School Catholic · Primary above peers
  • Christadelphian Heritage College Sydney Independent · Combined at peers
  • Mamre Anglican School Independent · Combined at peers
  • Emmaus Catholic College Catholic · Secondary below peers
  • Kemps Creek Public School Government · Primary below peers
  • Aspect Western Sydney School, Kemps Creek - Emmaus Independent · Secondary · Special school

Schools in Luddenham

  • Holy Family Primary School Catholic · Primary at peers
  • Luddenham Public School Government · Primary below peers

Amenities in the suburb

Kemps Creek Luddenham
Supermarkets 0 1
Cafes & restaurants 3 1
Parks & reserves 2 4
Childcare 2
same for both
GPs 0 1
Pharmacies 0 1
Banks & Bank@Post 1
same for both
Fuel stations 4 2
Waterways 4 10

Mobility

Luddenham sits further from the CBD (57 km vs 53 km).

Kemps Creek Luddenham
Walkability score 8/100 5/100
Distance to Sydney 53 km 57 km
+8% vs other
Drive time (normal traffic) 52 min
same for both
Public transport score 71/100
Bus
34/100
Bus
Peak arrivals per hour 38.0
7-9am + 5-7pm
5.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
3.5 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2178
0.9%
postcode 2745
Rooftop solar per 100 dwellings 54
postcode 2178
56
postcode 2745

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kemps Creek Luddenham
Car (driver) 51.8% / 57.4%
Kemps Creek — Car (driver): 51.8% Luddenham — Car (driver): 57.4%
Worked from Home 37.6% / 37.6%
Kemps Creek — Worked from Home: 37.6% Luddenham — Worked from Home: 37.6%
Walked Only 5.6% / 1.9%
Kemps Creek — Walked Only: 5.6% Luddenham — Walked Only: 1.9%
Car (passenger) 3.7% / 3.0%
Kemps Creek — Car (passenger): 3.7% Luddenham — Car (passenger): 3.0%
Train 1.3% / —
Kemps Creek — Train: 1.3% Luddenham — Train: not among its largest

Bars are drawn against the largest share shown (57.4%).

Setting

Kemps Creek Luddenham
Elevation 45 m
above sea level, at the suburb centre
67 m
above sea level, at the suburb centre
Distance to the ocean 35.1 km 41.8 km

NBN connectivity

Kemps Creek Luddenham
Connectivity score 69/100 70/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 38%
817 premises
44%
659 premises

Climate

Kemps Creek Luddenham
Annual rainfall 822 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Kemps Creek Luddenham
PM2.5 6.7 µg/m³
same for both
PM10 16.9 µg/m³
same for both
NO₂ 0.37 pphm
same for both

Council rates

Kemps Creek Luddenham
Average residential rate $1,547/yr
same for both
Council Penrith
same for both

Federal electorate

Kemps Creek Luddenham
Division Mcmahon Lindsay
Member Chris Bowen Melissa Mcintosh
Party Australian Labor Party Liberal

First Home Owner Grant

Kemps Creek Luddenham
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Kemps Creek

Luddenham

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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