Kearneys Spring vs Top Camp

Kearneys Spring is the younger of the two, with a median age of 35 against 42 in Top Camp. In both, most homes are detached houses. In Kearneys Spring, about half of households rent. In Top Camp, the large majority of households own their home and the large majority of households are couple families. On these figures, Kearneys Spring tends to suit renters and people living alone, while Top Camp suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Kearneys Spring has more parks and reserves (24 vs 0)
  • Top Camp carries lower crime risk (22/100 vs 71/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Top Camp

ahead on the one thing that separates them

  • leaves households under less mortgage stress (18% vs 26%)

Weighs house prices and mortgage stress.

Renters

Kearneys Spring

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (45% vs 5%)
  • has cheaper rent ($310/wk vs $360/wk)
  • But Top Camp leaves renters under less rental stress (14% vs 23%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Kearneys Spring

ahead on 2 of the 3 things we measure here

  • is more walkable (69/100 vs 0/100)
  • sits closer to the CBD (130 km vs 132.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Kearneys Spring

ahead on 3 of the 4 things we measure here

  • is more walkable (69/100 vs 0/100)
  • has more GPs (3 vs 0)
  • has more residents already 65 and over (21% vs 15%)
  • But Top Camp carries lower crime risk (22/100 vs 71/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Kearneys Spring and Top Camp drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kearneys Spring Top Camp
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kearneys Spring Top Camp
Walkability 69 / 0
Kearneys Spring — Walkability: 69/100 Top Camp — Walkability: 0/100
Safety 29 / 78
Kearneys Spring — Safety: 29/100 Top Camp — Safety: 78/100
Low fire risk 100 / 100
Kearneys Spring — Low fire risk: 100/100 Top Camp — Low fire risk: 100/100

Demographics

Kearneys Spring has more residents (9,419 vs 902); Top Camp has higher household incomes ($131,560 vs $69,420).

Kearneys Spring Top Camp
Population 9,419
+90% vs other
902
Population trend (2016 → 2021) +10.1% +5.9%
Median age 35 42
Median household income $69,420/yr $131,560/yr
+90% vs other
Median weekly rent $310/wk $360/wk
+16% vs other

Age profile

Share of residents in each band, 2021 Census.

Kearneys Spring Top Camp
0-4 7.1% / 4.4%
Kearneys Spring — 0-4: 7.1% Top Camp — 0-4: 4.4%
5-14 12.7% / 15.9%
Kearneys Spring — 5-14: 12.7% Top Camp — 5-14: 15.9%
15-19 5.3% / 6.8%
Kearneys Spring — 15-19: 5.3% Top Camp — 15-19: 6.8%
20-24 6.5% / 6.3%
Kearneys Spring — 20-24: 6.5% Top Camp — 20-24: 6.3%
25-34 17.0% / 8.3%
Kearneys Spring — 25-34: 17.0% Top Camp — 25-34: 8.3%
35-44 13.4% / 12.2%
Kearneys Spring — 35-44: 13.4% Top Camp — 35-44: 12.2%
45-54 9.2% / 13.9%
Kearneys Spring — 45-54: 9.2% Top Camp — 45-54: 13.9%
55-64 8.3% / 17.0%
Kearneys Spring — 55-64: 8.3% Top Camp — 55-64: 17.0%
65-74 9.5% / 9.2%
Kearneys Spring — 65-74: 9.5% Top Camp — 65-74: 9.2%
75-84 7.0% / 4.2%
Kearneys Spring — 75-84: 7.0% Top Camp — 75-84: 4.2%
85+ 4.2% / 1.4%
Kearneys Spring — 85+: 4.2% Top Camp — 85+: 1.4%

Bars are drawn against the largest share shown (17.0%).

Who lives together

Household composition, 2021 Census.

Kearneys Spring 32.3% couple families
Kearneys Spring — Couple Families: 32.3% Kearneys Spring — Lone Person: 44.1% Kearneys Spring — One Parent Families: 16.9% Kearneys Spring — Group Household: 5.1% Kearneys Spring — Other Families: 1.6%
Top Camp 82.0% couple families
Top Camp — Couple Families: 82.0% Top Camp — Lone Person: 12.2% Top Camp — One Parent Families: 5.8% Top Camp — Group Household: 0.0% Top Camp — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kearneys Spring 45.3% renting
Kearneys Spring — Owned Outright: 28.4% Kearneys Spring — Mortgage: 26.2% Kearneys Spring — Renting: 45.3%
Top Camp 4.7% renting
Top Camp — Owned Outright: 37.3% Top Camp — Mortgage: 58.1% Top Camp — Renting: 4.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kearneys Spring Top Camp
Certificate III & IV 13.4% / 17.0%
Kearneys Spring — Certificate III & IV: 13.4% Top Camp — Certificate III & IV: 17.0%
Bachelor Degree 12.8% / 11.9%
Kearneys Spring — Bachelor Degree: 12.8% Top Camp — Bachelor Degree: 11.9%
Advanced Diploma / Diploma 6.8% / 10.2%
Kearneys Spring — Advanced Diploma / Diploma: 6.8% Top Camp — Advanced Diploma / Diploma: 10.2%
Postgraduate Degree 5.1% / 4.4%
Kearneys Spring — Postgraduate Degree: 5.1% Top Camp — Postgraduate Degree: 4.4%
Graduate Diploma / Certificate 1.8% / 3.0%
Kearneys Spring — Graduate Diploma / Certificate: 1.8% Top Camp — Graduate Diploma / Certificate: 3.0%

Bars are drawn against the largest share shown (17.0%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kearneys Spring Top Camp
India 5.6% / —
Kearneys Spring — India: 5.6% Top Camp — India: not among its largest
England 1.6% / 3.0%
Kearneys Spring — England: 1.6% Top Camp — England: 3.0%
Nepal 2.8% / —
Kearneys Spring — Nepal: 2.8% Top Camp — Nepal: not among its largest
South Africa 0.7% / 1.7%
Kearneys Spring — South Africa: 0.7% Top Camp — South Africa: 1.7%
New Zealand 1.4% / 0.8%
Kearneys Spring — New Zealand: 1.4% Top Camp — New Zealand: 0.8%
Iraq 2.0% / —
Kearneys Spring — Iraq: 2.0% Top Camp — Iraq: not among its largest
Singapore — / 0.8%
Kearneys Spring — Singapore: not among its largest Top Camp — Singapore: 0.8%
Zimbabwe — / 0.6%
Kearneys Spring — Zimbabwe: not among its largest Top Camp — Zimbabwe: 0.6%

Bars are drawn against the largest share shown (5.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Kearneys Spring 59.4% houses
Kearneys Spring — Houses: 59.4% Kearneys Spring — Townhouses: 34.1% Kearneys Spring — Flats / Apartments: 6.6%
Top Camp 101.8% houses
Top Camp — Houses: 101.8% Top Camp — Townhouses: 0.0% Top Camp — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Kearneys Spring Top Camp
Median house price $832,500 $895,000
Median unit price $600,500 —
Median land price — $570,000
Typical days to sell (houses) 27 days
from 84 sales
42 days
from 11 sales

Development activity

Kearneys Spring Top Camp
New dwellings approved 1,513
across Toowoomba
same for both
Approvals change year on year -25%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Kearneys Spring Top Camp
Houses 3.4%
$625/wk on $949K
—
Units 4.1%
$470/wk on $599K
—

Ranking within QLD

Kearneys Spring Top Camp
House price —
same for both
Income Higher than 36% of QLD Higher than 94% of QLD
Schools —
same for both
Walkability Higher than 91% of QLD Higher than 57% of QLD
Affordability —
same for both
EV adoption Higher than 71% of QLD
same for both
NBN connectivity Higher than 96% of QLD Higher than 73% of QLD
Rental yield (houses) Higher than 22% of QLD —
Rental yield (units) Higher than 34% of QLD —

Liveability

Kearneys Spring is more walkable (69 vs 0); Top Camp scores higher overall (70 vs 50).

Kearneys Spring Top Camp
Grade B A
Score 50/100 70/100
Socio-economic band below-average income
decile 3/10
very advantaged area
decile 10/10

Risk profile

Kearneys Spring carries more crime risk (71 vs 22).

Kearneys Spring Top Camp
Bushfire None
0/100
same for both
Crime High
71/100
Low
22/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
0
within 5 km

Schools

Kearneys Spring Top Camp
Inside the suburb 1 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km 1
USQ (Toowoomba), 5.0 km
1
USQ (Toowoomba), 8.4 km
Full-time students aged 15–24 1.5% 0.9%

Schools in Kearneys Spring

  • Highlands Christian College Independent · Combined above peers

Schools in Top Camp

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Kearneys Spring Top Camp
Supermarkets 3 0
Cafes & restaurants 6 0
Parks & reserves 24 0
Childcare 5 0
GPs 3 0
Pharmacies 5 0
Banks & Bank@Post 4 0
Fuel stations 4 0
Waterways 5 0

Mobility

Top Camp sits further from the CBD (132.8 km vs 130 km).

Kearneys Spring Top Camp
Walkability score 69/100 0/100
Distance to Brisbane 130 km 132.8 km
+2% vs other
Drive time (normal traffic) 106 min 107 min
Electric vehicle share 0.6%
postcode 4350
same for both
Rooftop solar per 100 dwellings 41
postcode 4350
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kearneys Spring Top Camp
Car (driver) 82.7% / 81.6%
Kearneys Spring — Car (driver): 82.7% Top Camp — Car (driver): 81.6%
Worked from Home 6.2% / 10.7%
Kearneys Spring — Worked from Home: 6.2% Top Camp — Worked from Home: 10.7%
Car (passenger) 7.8% / 6.8%
Kearneys Spring — Car (passenger): 7.8% Top Camp — Car (passenger): 6.8%
Walked Only 1.7% / 0.9%
Kearneys Spring — Walked Only: 1.7% Top Camp — Walked Only: 0.9%
Bus 1.0% / —
Kearneys Spring — Bus: 1.0% Top Camp — Bus: not among its largest

Bars are drawn against the largest share shown (82.7%).

Setting

Kearneys Spring Top Camp
Elevation 669 m
above sea level, at the suburb centre
594 m
above sea level, at the suburb centre

NBN connectivity

Kearneys Spring Top Camp
Connectivity score 91/100 62/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 82%
4,642 premises
31%
314 premises

Climate

Kearneys Spring Top Camp
Annual rainfall 643 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Kearneys Spring Top Camp
PM2.5 2.4 µg/m³
same for both
PM10 3.8 µg/m³
same for both
NO₂ —
same for both

Council rates

Kearneys Spring Top Camp
Average residential rate $1,618/yr
same for both
Council Toowoomba
same for both

Federal electorate

Kearneys Spring Top Camp
Division Groom
same for both
Member Garth Hamilton
same for both
Party Liberal National Party of Queensland
same for both

First Home Owner Grant

Kearneys Spring Top Camp
Grant amount $30,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Kearneys Spring

Top Camp

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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