Kardella vs Ruby

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Kardella tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Ruby

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (18/100 vs 76/100)
  • is already more of a family suburb (88% vs 67%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Kardella

ahead on the one thing that separates them

  • has cheaper rent ($0/wk vs $320/wk)

Weighs rent.

Commuting to the city

Kardella

ahead on the one thing that separates them

  • sits closer to the CBD (126.1 km vs 130.6 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Ruby

ahead on the one thing that separates them

  • carries lower crime risk (18/100 vs 76/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Kardella and Ruby drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kardella Ruby
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kardella Ruby
Walkability 4 / 0
Kardella — Walkability: 4/100 Ruby — Walkability: 0/100
Safety 24 / 82
Kardella — Safety: 24/100 Ruby — Safety: 82/100
Low fire risk 100 / 100
Kardella — Low fire risk: 100/100 Ruby — Low fire risk: 100/100
Low flood risk 73 / 86
Kardella — Low flood risk: 73/100 Ruby — Low flood risk: 86/100

Demographics

Ruby rents higher ($320/wk vs $0/wk); Ruby has higher household incomes ($111,228 vs $100,048).

Kardella Ruby
Population 169 187
+11% vs other
Population trend (2016 → 2021) -1.7% -0.5%
Median age 48
same for both
Median household income $100,048/yr $111,228/yr
+11% vs other
Median weekly rent — $320/wk
(not reported on the other side)

Age profile

Share of residents in each band, 2021 Census.

Kardella Ruby
0-4 1.8% / 1.6%
Kardella — 0-4: 1.8% Ruby — 0-4: 1.6%
5-14 11.2% / 16.0%
Kardella — 5-14: 11.2% Ruby — 5-14: 16.0%
15-19 8.9% / 8.0%
Kardella — 15-19: 8.9% Ruby — 15-19: 8.0%
20-24 4.1% / 2.7%
Kardella — 20-24: 4.1% Ruby — 20-24: 2.7%
25-34 7.7% / 5.3%
Kardella — 25-34: 7.7% Ruby — 25-34: 5.3%
35-44 10.7% / 10.7%
Kardella — 35-44: 10.7% Ruby — 35-44: 10.7%
45-54 20.7% / 20.3%
Kardella — 45-54: 20.7% Ruby — 45-54: 20.3%
55-64 13.6% / 15.0%
Kardella — 55-64: 13.6% Ruby — 55-64: 15.0%
65-74 17.8% / 11.8%
Kardella — 65-74: 17.8% Ruby — 65-74: 11.8%
75-84 1.8% / 5.9%
Kardella — 75-84: 1.8% Ruby — 75-84: 5.9%
85+ — / 3.2%
Kardella — 85+: not among its largest Ruby — 85+: 3.2%

Bars are drawn against the largest share shown (20.7%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Kardella Ruby
England 1.8% / 2.1%
Kardella — England: 1.8% Ruby — England: 2.1%

Bars are drawn against the largest share shown (2.1%).

Who lives together

Household composition, 2021 Census.

Kardella 66.7% couple families
Kardella — Couple Families: 66.7% Kardella — Lone Person: 33.3% Kardella — One Parent Families: 0.0%
Ruby 62.5% couple families
Ruby — Couple Families: 62.5% Ruby — Lone Person: 12.5% Ruby — One Parent Families: 25.0%
Couple Families Lone Person One Parent Families

What people live in

Occupied private dwellings by structure, 2021 Census.

Kardella 100.0% houses
Kardella — Houses: 100.0%
Ruby 100.0% houses
Ruby — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kardella Ruby
Certificate III & IV 18.3% / 14.4%
Kardella — Certificate III & IV: 18.3% Ruby — Certificate III & IV: 14.4%
Bachelor Degree 17.8% / 10.2%
Kardella — Bachelor Degree: 17.8% Ruby — Bachelor Degree: 10.2%
Advanced Diploma / Diploma 7.7% / 9.1%
Kardella — Advanced Diploma / Diploma: 7.7% Ruby — Advanced Diploma / Diploma: 9.1%
Postgraduate Degree 8.9% / 1.6%
Kardella — Postgraduate Degree: 8.9% Ruby — Postgraduate Degree: 1.6%
Graduate Diploma / Certificate 5.3% / 2.1%
Kardella — Graduate Diploma / Certificate: 5.3% Ruby — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (18.3%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kardella 0.0% renting
Kardella — Owned Outright: 51.7% Kardella — Mortgage: 48.3% Kardella — Renting: 0.0%
Ruby 8.3% renting
Ruby — Owned Outright: 58.3% Ruby — Mortgage: 33.3% Ruby — Renting: 8.3%
Owned outright Mortgage Renting

Zoning mix

Kardella Ruby
Rural and farming 94% 95%
Infrastructure and transport 4% 3%
Parks and recreation 2%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kardella Ruby
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Ranking within VIC

Kardella Ruby
House price —
same for both
Income Higher than 72% of VIC Higher than 84% of VIC
Schools —
same for both
Walkability Higher than 65% of VIC Higher than 24% of VIC
Affordability —
same for both
EV adoption Higher than 78% of VIC Higher than 36% of VIC
NBN connectivity Higher than 42% of VIC Higher than 56% of VIC

Liveability

Kardella Ruby
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 8/10
 very advantaged area
decile 9/10

Risk profile

Kardella carries more crime risk (76 vs 18); Kardella carries more flood risk (27 vs 14).

Kardella Ruby
Bushfire None
0/100
same for both
Crime High
76/100
 Low
18/100
Flood Low
27/100
 Low
14/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 2
within 5 km

Schools

Kardella Ruby
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Kardella Ruby
Waterways 5 2

Mobility

Ruby sits further from the CBD (130.6 km vs 126.1 km).

Kardella Ruby
Walkability score 4/100 0/100
Distance to Melbourne 126.1 km 130.6 km
+4% vs other
Drive time (normal traffic) 102 min 103 min
Electric vehicle share 1.0%
postcode 3951
 0.4%
postcode 3953
Rooftop solar per 100 dwellings 61
postcode 3951
 44
postcode 3953

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kardella Ruby
Car (driver) 63.7% / 67.1%
Kardella — Car (driver): 63.7% Ruby — Car (driver): 67.1%
Worked from Home 30.0% / 28.0%
Kardella — Worked from Home: 30.0% Ruby — Worked from Home: 28.0%
Car (passenger) 6.2% / —
Kardella — Car (passenger): 6.2% Ruby — Car (passenger): not among its largest
Walked Only — / 4.9%
Kardella — Walked Only: not among its largest Ruby — Walked Only: 4.9%

Bars are drawn against the largest share shown (67.1%).

Setting

Kardella Ruby
Elevation 133 m
above sea level, at the suburb centre
 193 m
above sea level, at the suburb centre
Distance to the ocean 25.5 km 24.6 km

NBN connectivity

Kardella Ruby
Connectivity score 29/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
71 premises
 0%
78 premises

Climate

Kardella Ruby
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Kardella Ruby
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Kardella Ruby
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Kardella Ruby
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Kardella

River Rural

Ruby

Rural

More comparisons

Other comparisons with Kardella

Kardella vs Korumburra Kardella vs Kardella South Kardella vs Arawata Kardella vs Fairbank

Other comparisons with Ruby

Ruby vs Leongatha Ruby vs Leongatha North Ruby vs Kardella South Ruby vs Fairbank
Full data on Kardella Full data on Ruby
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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