Kamarooka vs Raywood

Kamarooka is the younger of the two, with a median age of 43 against 47 in Raywood. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Kamarooka

ahead on 2 of the 6 things we measure here

  • is already more of a family suburb (100% vs 70%)
  • carries lower crime risk (59/100 vs 79/100)
  • But Raywood has more separate houses rather than flats (100% vs 86%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Kamarooka

ahead on the one thing that separates them

  • leaves renters under less rental stress (12% vs 18%)

Weighs rent and rental stress.

Commuting to the city

Raywood

ahead on the one thing that separates them

  • has a shorter drive in (137 min vs 144 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Kamarooka

ahead on the one thing that separates them

  • carries lower crime risk (59/100 vs 79/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Raywood

ahead on the one thing that separates them

  • is growing faster (3.5% vs -3.3%)

Weighs population growth.

Where they sit

Kamarooka and Raywood drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kamarooka Raywood
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kamarooka Raywood
Walkability 0 / 0
Kamarooka — Walkability: 0/100 Raywood — Walkability: 0/100
Safety 41 / 21
Kamarooka — Safety: 41/100 Raywood — Safety: 21/100
Low fire risk 73 / 100
Kamarooka — Low fire risk: 73/100 Raywood — Low fire risk: 100/100
Low flood risk 37 / 29
Kamarooka — Low flood risk: 37/100 Raywood — Low flood risk: 29/100

Demographics

Raywood has more residents (329 vs 89); Kamarooka has higher household incomes ($88,816 vs $62,660).

Kamarooka Raywood
Population 89 329
+270% vs other
Population trend (2016 → 2021) -3.3% +3.5%
Median age 43 47
Median household income $88,816/yr
+29% vs other
 $62,660/yr
Median weekly rent $205/wk $220/wk
+7% vs other

Age profile

Share of residents in each band, 2021 Census.

Kamarooka Raywood
0-4 — / 4.3%
Kamarooka — 0-4: not among its largest Raywood — 0-4: 4.3%
5-14 15.7% / 11.9%
Kamarooka — 5-14: 15.7% Raywood — 5-14: 11.9%
15-19 5.6% / 6.7%
Kamarooka — 15-19: 5.6% Raywood — 15-19: 6.7%
20-24 — / 6.4%
Kamarooka — 20-24: not among its largest Raywood — 20-24: 6.4%
25-34 14.6% / 6.7%
Kamarooka — 25-34: 14.6% Raywood — 25-34: 6.7%
35-44 12.4% / 14.0%
Kamarooka — 35-44: 12.4% Raywood — 35-44: 14.0%
45-54 16.9% / 14.0%
Kamarooka — 45-54: 16.9% Raywood — 45-54: 14.0%
55-64 10.1% / 17.0%
Kamarooka — 55-64: 10.1% Raywood — 55-64: 17.0%
65-74 12.4% / 15.5%
Kamarooka — 65-74: 12.4% Raywood — 65-74: 15.5%
75-84 9.0% / 5.2%
Kamarooka — 75-84: 9.0% Raywood — 75-84: 5.2%
85+ — / 1.5%
Kamarooka — 85+: not among its largest Raywood — 85+: 1.5%

Bars are drawn against the largest share shown (17.0%).

Who lives together

Household composition, 2021 Census.

Kamarooka 66.7% couple families
Kamarooka — Couple Families: 66.7% Kamarooka — One Parent Families: 33.3% Kamarooka — Lone Person: 0.0%
Raywood 57.8% couple families
Raywood — Couple Families: 57.8% Raywood — One Parent Families: 12.5% Raywood — Lone Person: 29.7%
Couple Families One Parent Families Lone Person

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kamarooka 0.0% renting
Kamarooka — Owned Outright: 37.5% Kamarooka — Mortgage: 62.5% Kamarooka — Renting: 0.0%
Raywood 3.8% renting
Raywood — Owned Outright: 48.1% Raywood — Mortgage: 48.1% Raywood — Renting: 3.8%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Kamarooka 86.2% houses
Kamarooka — Houses: 86.2% Kamarooka — Flats / Apartments: 13.8%
Raywood 100.0% houses
Raywood — Houses: 100.0% Raywood — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kamarooka Raywood
Certificate III & IV 16.9% / 18.5%
Kamarooka — Certificate III & IV: 16.9% Raywood — Certificate III & IV: 18.5%
Bachelor Degree 7.9% / 6.4%
Kamarooka — Bachelor Degree: 7.9% Raywood — Bachelor Degree: 6.4%
Advanced Diploma / Diploma 4.5% / 4.6%
Kamarooka — Advanced Diploma / Diploma: 4.5% Raywood — Advanced Diploma / Diploma: 4.6%
Graduate Diploma / Certificate — / 1.8%
Kamarooka — Graduate Diploma / Certificate: not among its largest Raywood — Graduate Diploma / Certificate: 1.8%
Postgraduate Degree — / 0.9%
Kamarooka — Postgraduate Degree: not among its largest Raywood — Postgraduate Degree: 0.9%

Bars are drawn against the largest share shown (18.5%).

Zoning mix

Raywood has more rural and farming land (98% vs 54%).

Kamarooka Raywood
Rural and farming 54% 98%
Parks and recreation 37% 0%
Environmental 8% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kamarooka Raywood
New dwellings approved 885
across Greater Bendigo
 27
across Loddon
Approvals change year on year +28% +150%

Ranking within VIC

Kamarooka Raywood
House price —
same for both
Income Higher than 59% of VIC Higher than 23% of VIC
Schools —
same for both
Walkability Higher than 56% of VIC Higher than 58% of VIC
Affordability —
same for both
EV adoption —
same for both
NBN connectivity Higher than 26% of VIC Higher than 70% of VIC

Liveability

Kamarooka Raywood
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
 below-average income
decile 3/10

Risk profile

Kamarooka carries more bushfire risk (27 vs 0); Raywood carries more crime risk (79 vs 59).

Kamarooka Raywood
Bushfire Low
27/100
 None
0/100
Crime Moderate
59/100
 High
79/100
Flood Moderate
63/100
 High
71/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Kamarooka Raywood
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Kamarooka

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Raywood

  • Raywood Primary School Government · Primary

Amenities in the suburb

Kamarooka Raywood
Parks & reserves 4
same for both
Police stations 0 1
Banks & Bank@Post 0 1
Waterways 5 7

Mobility

Kamarooka Raywood
Walkability score 0/100
same for both
Distance to Melbourne 183.8 km 184.8 km
Drive time (normal traffic) 144 min 137 min
Electric vehicle share 0.0%
postcode 3570
same for both
Rooftop solar per 100 dwellings 67
postcode 3570
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kamarooka Raywood
Car (driver) 73.1% / 63.6%
Kamarooka — Car (driver): 73.1% Raywood — Car (driver): 63.6%
Worked from Home 15.4% / 24.8%
Kamarooka — Worked from Home: 15.4% Raywood — Worked from Home: 24.8%
Car (passenger) 11.5% / 7.8%
Kamarooka — Car (passenger): 11.5% Raywood — Car (passenger): 7.8%
Walked Only — / 3.9%
Kamarooka — Walked Only: not among its largest Raywood — Walked Only: 3.9%

Bars are drawn against the largest share shown (73.1%).

Setting

Kamarooka Raywood
Elevation 152 m
above sea level, at the suburb centre
 123 m
above sea level, at the suburb centre

NBN connectivity

Kamarooka Raywood
Connectivity score 25/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
39 premises
 0%
158 premises

Council rates

Kamarooka Raywood
Average residential rate $1,949/yr $1,353/yr
Council Greater Bendigo Loddon

Federal electorate

Kamarooka Raywood
Division Bendigo Mallee
Member Lisa Chesters Anne Webster
Party Australian Labor Party The Nationals

First Home Owner Grant

Kamarooka Raywood
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Kamarooka

River Rural

Raywood

Rural

More comparisons

Other comparisons with Kamarooka

Kamarooka vs Elmore Kamarooka vs Goornong Kamarooka vs Neilborough Kamarooka vs Tandarra

Other comparisons with Raywood

Raywood vs Neilborough Raywood vs Sebastian Raywood vs Tandarra Raywood vs Campbells Forest
Full data on Kamarooka Full data on Raywood
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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