Kaarimba vs Nathalia

In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are people living alone. On these figures, Kaarimba tends to suit couples, while Nathalia suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Nathalia

ahead on 3 of the 6 things we measure here

  • has more schools inside the suburb (5 vs 0)
  • has more parks and reserves (8 vs 2)
  • carries lower crime risk (49/100 vs 85/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Kaarimba

ahead on the one thing that separates them

  • leaves households under less mortgage stress (13% vs 22%)

Weighs mortgage stress.

Renters

Kaarimba

ahead on the one thing that separates them

  • leaves renters under less rental stress (11% vs 17%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Kaarimba

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (153 min vs 166 min)
  • sits closer to the CBD (217.8 km vs 232.6 km)
  • But Nathalia is more walkable (58/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Nathalia

ahead on 4 of the 5 things we measure here

  • is more walkable (58/100 vs 0/100)
  • has more GPs (2 vs 0)
  • has more residents already 65 and over (26% vs 14%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Kaarimba and Nathalia drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Kaarimba Nathalia
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Kaarimba Nathalia
Walkability 0 / 58
Kaarimba — Walkability: 0/100 Nathalia — Walkability: 58/100
Safety 15 / 51
Kaarimba — Safety: 15/100 Nathalia — Safety: 51/100
Low fire risk 61 / 88
Kaarimba — Low fire risk: 61/100 Nathalia — Low fire risk: 88/100
Low flood risk 3 / 5
Kaarimba — Low flood risk: 3/100 Nathalia — Low flood risk: 5/100

Demographics

Nathalia has more residents (1,982 vs 93); Kaarimba has higher household incomes ($94,224 vs $60,788).

Kaarimba Nathalia
Population 93 1,982
+2031% vs other
Population trend (2016 → 2021) +9.4% +5.4%
Median age 46 47
Median household income $94,224/yr
+35% vs other
 $60,788/yr
Median weekly rent $200/wk
+3% vs other
 $194/wk

Age profile

Share of residents in each band, 2021 Census.

Kaarimba Nathalia
0-4 8.6% / 4.7%
Kaarimba — 0-4: 8.6% Nathalia — 0-4: 4.7%
5-14 10.8% / 11.2%
Kaarimba — 5-14: 10.8% Nathalia — 5-14: 11.2%
15-19 6.5% / 6.8%
Kaarimba — 15-19: 6.5% Nathalia — 15-19: 6.8%
20-24 7.5% / 5.4%
Kaarimba — 20-24: 7.5% Nathalia — 20-24: 5.4%
25-34 10.8% / 9.6%
Kaarimba — 25-34: 10.8% Nathalia — 25-34: 9.6%
35-44 8.6% / 9.6%
Kaarimba — 35-44: 8.6% Nathalia — 35-44: 9.6%
45-54 15.1% / 11.2%
Kaarimba — 45-54: 15.1% Nathalia — 45-54: 11.2%
55-64 15.1% / 15.3%
Kaarimba — 55-64: 15.1% Nathalia — 55-64: 15.3%
65-74 5.4% / 13.9%
Kaarimba — 65-74: 5.4% Nathalia — 65-74: 13.9%
75-84 8.6% / 8.0%
Kaarimba — 75-84: 8.6% Nathalia — 75-84: 8.0%
85+ — / 4.0%
Kaarimba — 85+: not among its largest Nathalia — 85+: 4.0%

Bars are drawn against the largest share shown (15.3%).

Who lives together

Household composition, 2021 Census.

Kaarimba 47.6% lone person
Kaarimba — Lone Person: 47.6% Kaarimba — Couple Families: 52.4% Kaarimba — One Parent Families: 0.0% Kaarimba — Group Household: 0.0% Kaarimba — Other Families: 0.0%
Nathalia 49.1% lone person
Nathalia — Lone Person: 49.1% Nathalia — Couple Families: 31.0% Nathalia — One Parent Families: 14.9% Nathalia — Group Household: 3.7% Nathalia — Other Families: 1.3%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Kaarimba 9.4% renting
Kaarimba — Owned Outright: 46.9% Kaarimba — Mortgage: 43.8% Kaarimba — Renting: 9.4%
Nathalia 19.0% renting
Nathalia — Owned Outright: 47.7% Nathalia — Mortgage: 33.3% Nathalia — Renting: 19.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Kaarimba 91.7% houses
Kaarimba — Houses: 91.7% Kaarimba — Flats / Apartments: 8.3% Kaarimba — Townhouses: 0.0%
Nathalia 92.1% houses
Nathalia — Houses: 92.1% Nathalia — Flats / Apartments: 3.3% Nathalia — Townhouses: 4.6%
Houses Flats / Apartments Townhouses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Kaarimba Nathalia
Certificate III & IV 14.0% / 18.1%
Kaarimba — Certificate III & IV: 14.0% Nathalia — Certificate III & IV: 18.1%
Advanced Diploma / Diploma 9.7% / 6.5%
Kaarimba — Advanced Diploma / Diploma: 9.7% Nathalia — Advanced Diploma / Diploma: 6.5%
Bachelor Degree 6.5% / 7.3%
Kaarimba — Bachelor Degree: 6.5% Nathalia — Bachelor Degree: 7.3%
Graduate Diploma / Certificate 3.2% / 1.5%
Kaarimba — Graduate Diploma / Certificate: 3.2% Nathalia — Graduate Diploma / Certificate: 1.5%
Postgraduate Degree — / 1.3%
Kaarimba — Postgraduate Degree: not among its largest Nathalia — Postgraduate Degree: 1.3%

Bars are drawn against the largest share shown (18.1%).

Property market

Kaarimba Nathalia
Median house price — $395,000
Median unit price — $315,000
Median land price — $200,000
Typical days to sell (houses) — 117 days
from 16 sales

Zoning mix

Kaarimba Nathalia
Rural and farming 95% 93%
Parks and recreation 4%
same for both
Infrastructure and transport 1%
same for both
Residential 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Kaarimba Nathalia
New dwellings approved 332
across Moira
same for both
Approvals change year on year -70%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Kaarimba Nathalia
Houses — 4.9%
$440/wk on $470K
Units —
same for both

Ranking within VIC

Kaarimba Nathalia
House price — Higher than 5% of VIC
Income Higher than 64% of VIC Higher than 21% of VIC
Schools — Higher than 9% of VIC
Walkability Higher than 47% of VIC Higher than 87% of VIC
Affordability — Higher than 93% of VIC
EV adoption — Higher than 5% of VIC
NBN connectivity Higher than 45% of VIC Higher than 88% of VIC
Rental yield (houses) — Higher than 97% of VIC

Liveability

Nathalia is more walkable (58 vs 0).

Kaarimba Nathalia
Grade — D
Score — 27/100
Socio-economic band advantaged area
decile 7/10
 below-average income
decile 3/10

Risk profile

Kaarimba carries more bushfire risk (39 vs 12); Kaarimba carries more crime risk (85 vs 49).

Kaarimba Nathalia
Bushfire Low
39/100
 Low
12/100
Crime High
85/100
 Moderate
49/100
Flood High
97/100
 High
95/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Kaarimba Nathalia
Inside the suburb 0 5
Rated above peers 0
same for both
Rated at peers 0 1
Rated below peers 0 3

Schools in Kaarimba

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Nathalia

  • St Francis' School Catholic · Primary at peers
  • Nathalia Primary School Government · Primary below peers
  • Nathalia Secondary College Government · Secondary below peers
  • St Mary of the Angels College Catholic · Secondary below peers
  • OneSchool Global Vic - Nathalia Centre Independent · Combined

Amenities in the suburb

Kaarimba Nathalia
Supermarkets 0 1
Cafes & restaurants 0 1
Parks & reserves 2 8
Childcare 0 2
GPs 0 2
Pharmacies 0 1
Hospitals 0 1
Police stations 0 1
Banks & Bank@Post 0 2
Fuel stations 0 1
Waterways 0 4

Mobility

Nathalia sits further from the CBD (232.6 km vs 217.8 km).

Kaarimba Nathalia
Walkability score 0/100 58/100
Distance to Melbourne 217.8 km 232.6 km
+7% vs other
Drive time (normal traffic) 153 min 166 min
Electric vehicle share 0.0%
postcode 3635
 0.1%
postcode 3638
Rooftop solar per 100 dwellings 66
postcode 3635
 54
postcode 3638

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Kaarimba Nathalia
Car (driver) 50.9% / 72.2%
Kaarimba — Car (driver): 50.9% Nathalia — Car (driver): 72.2%
Worked from Home 34.5% / 13.3%
Kaarimba — Worked from Home: 34.5% Nathalia — Worked from Home: 13.3%
Walked Only 7.3% / 7.8%
Kaarimba — Walked Only: 7.3% Nathalia — Walked Only: 7.8%
Car (passenger) 7.3% / 3.5%
Kaarimba — Car (passenger): 7.3% Nathalia — Car (passenger): 3.5%
Bicycle — / 2.9%
Kaarimba — Bicycle: not among its largest Nathalia — Bicycle: 2.9%

Bars are drawn against the largest share shown (72.2%).

Setting

Kaarimba Nathalia
Elevation 104 m
above sea level, at the suburb centre
 101 m
above sea level, at the suburb centre

NBN connectivity

Kaarimba Nathalia
Connectivity score 29/100 78/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 0%
51 premises
 44%
1,095 premises

Climate

Kaarimba Nathalia
Annual rainfall 458 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Kaarimba Nathalia
Average residential rate $1,908/yr
same for both
Council Moira
same for both

Federal electorate

Kaarimba Nathalia
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Kaarimba Nathalia
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Kaarimba

Rural Young Families

Nathalia

Affordable Quiet Retirees Rural

More comparisons

Other comparisons with Kaarimba

Kaarimba vs Numurkah Kaarimba vs Undera Kaarimba vs Waaia Kaarimba vs Bunbartha Kaarimba vs Mundoona Kaarimba vs Kotupna

Other comparisons with Nathalia

Nathalia vs Waaia Nathalia vs Yalca Nathalia vs Picola Nathalia vs Kotupna Nathalia vs Yielima
Full data on Kaarimba Full data on Nathalia
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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