Jerrara vs Saddleback Mountain
Jerrara is the younger of the two, with a median age of 41 against 59 in Saddleback Mountain. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Jerrara tends to suit families with children, while Saddleback Mountain suits older residents.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Jerrara
ahead on 2 of the 6 things we measure here
- carries lower crime risk (24/100 vs 77/100)
- is already more of a family suburb (89% vs 73%)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Jerrara
ahead on the one thing that separates them
- leaves households under less mortgage stress (15% vs 52%)
Weighs mortgage stress.
Renters
Saddleback Mountain
ahead on the one thing that separates them
- has cheaper rent ($350/wk vs $435/wk)
Weighs rent and rental stress.
Commuting to the city
Jerrara
ahead on the one thing that separates them
- sits closer to the CBD (124.7 km vs 127.6 km)
Weighs distance, drive time, and walkability.
Downsizers and retirees
They split
one each way, out of the 4 things we measure here
- Jerrara carries lower crime risk (24/100 vs 77/100)
- Saddleback Mountain has more residents already 65 and over (30% vs 20%)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Saddleback Mountain
ahead on the one thing that separates them
- is growing faster (-8.2% vs -15.9%)
Weighs population growth.
Where they sit
Jerrara and Saddleback Mountain drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Jerrara has more residents (132 vs 67); Jerrara has higher household incomes ($150,748 vs $99,632).
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Population | 132 +49% vs other | 67 |
| Population trend (2016 → 2021) | -15.9% | -8.2% |
| Median age | 41 | 59 |
| Median household income | $150,748/yr +34% vs other | $99,632/yr |
| Median weekly rent | $435/wk +20% vs other | $350/wk |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (20.9%).
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (4.5%).
Who lives together
Household composition, 2021 Census.
What people live in
Occupied private dwellings by structure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (28.4%).
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Property market
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Median house price | — | $1,568,750 |
| Median unit price | — same for both | |
| Median land price | — same for both | |
Zoning mix
Saddleback Mountain has more land zoned for conservation (55% vs 17%); Jerrara has more rural and farming land (82% vs 45%).
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Rural and farming | 82% | 45% |
| Environmental | 17% | 55% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Jerrara | Saddleback Mountain | |
|---|---|---|
| New dwellings approved | 159 across Kiama same for both | |
| Approvals change year on year | -35% same for both | |
Ranking within NSW
| Jerrara | Saddleback Mountain | |
|---|---|---|
| House price | — | Higher than 76% of NSW |
| Income | — | Higher than 68% of NSW |
| Schools | — same for both | |
| Walkability | Higher than 48% of NSW | Higher than 17% of NSW |
| Affordability | — | Higher than 31% of NSW |
| EV adoption | Higher than 88% of NSW same for both | |
| NBN connectivity | Higher than 58% of NSW | Higher than 54% of NSW |
Liveability
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Grade | — same for both | |
| Score | — same for both | |
| Socio-economic band | very advantaged area decile 10/10 same for both | |
Risk profile
Jerrara carries more bushfire risk (21 vs 0); Saddleback Mountain carries more crime risk (77 vs 24).
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Bushfire | Low 21/100 | None 0/100 |
| Crime | Low 24/100 | High 77/100 |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 3 within 5 km | 0 within 5 km |
Schools
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Inside the suburb | 0 same for both | |
| Rated above peers | 0 same for both | |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Amenities in the suburb
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Parks & reserves | 0 | 1 |
| Waterways | 3 | 0 |
Mobility
Saddleback Mountain sits further from the CBD (127.6 km vs 124.7 km).
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Walkability score | 5/100 | 0/100 |
| Distance to Sydney | 124.7 km | 127.6 km +2% vs other |
| Drive time (normal traffic) | 108 min | 110 min |
| Electric vehicle share | 1.4% postcode 2533 same for both | |
| Rooftop solar per 100 dwellings | 47 postcode 2533 same for both | |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (61.5%).
Setting
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Elevation | 104 m above sea level, at the suburb centre | 393 m above sea level, at the suburb centre |
| Distance to the ocean | 3.4 km 3.4 km to a named beach | 4.2 km 4.6 km to a named beach |
NBN connectivity
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Connectivity score | 30/100 same for both | |
| Most common technology | Fixed wireless same for both | |
| Full-fibre (FTTP) share | 0% 54 premises | 0% 34 premises |
Climate
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Annual rainfall | 974 mm same for both | |
| Summer max (Jan) | — same for both | |
| Winter min (Jul) | — same for both | |
Air quality (annual mean)
| Jerrara | Saddleback Mountain | |
|---|---|---|
| PM2.5 | 5.1 µg/m³ same for both | |
| PM10 | 14.3 µg/m³ same for both | |
| NO₂ | 0.37 pphm same for both | |
Council rates
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Average residential rate | $1,898/yr same for both | |
| Council | Kiama same for both | |
Federal electorate
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Division | Gilmore same for both | |
| Member | Fiona Phillips same for both | |
| Party | Australian Labor Party same for both | |
First Home Owner Grant
| Jerrara | Saddleback Mountain | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
Jerrara
More comparisons
Other comparisons with Jerrara
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.