James Creek vs Palmers Channel

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, James Creek tends to suit families with children and couples, while Palmers Channel suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • James Creek is already more of a family suburb (88% vs 55%)
  • Palmers Channel carries lower crime risk (17/100 vs 28/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

James Creek

ahead on the one thing that separates them

  • leaves households under less mortgage stress (22% vs 33%)

Weighs mortgage stress.

Renters

They split

one each way, out of the 2 things we measure here

  • James Creek leaves renters under less rental stress (24% vs 29%)
  • Palmers Channel has cheaper rent ($350/wk vs $423/wk)

Weighs rent and rental stress.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • James Creek is more walkable (8/100 vs 0/100)
  • Palmers Channel sits closer to the CBD (647.3 km vs 649.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • James Creek is more walkable (8/100 vs 0/100)
  • Palmers Channel carries lower crime risk (17/100 vs 28/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

James Creek

ahead on the one thing that separates them

  • is growing faster (21.8% vs -3.4%)

Weighs population growth.

Where they sit

James Creek and Palmers Channel drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

James Creek Palmers Channel
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

James Creek Palmers Channel
Walkability 8 / 0
James Creek — Walkability: 8/100 Palmers Channel — Walkability: 0/100
Safety 72 / 83
James Creek — Safety: 72/100 Palmers Channel — Safety: 83/100
Low fire risk 79 / 100
James Creek — Low fire risk: 79/100 Palmers Channel — Low fire risk: 100/100

Demographics

James Creek has more residents (257 vs 115); James Creek has higher household incomes ($92,248 vs $62,348).

James Creek Palmers Channel
Population 257
+55% vs other
115
Population trend (2016 → 2021) +21.8% -3.4%
Median age 52
same for both
Median household income $92,248/yr
+32% vs other
$62,348/yr
Median weekly rent $423/wk
+17% vs other
$350/wk

Age profile

Share of residents in each band, 2021 Census.

James Creek Palmers Channel
0-4 5.1% / —
James Creek — 0-4: 5.1% Palmers Channel — 0-4: not among its largest
5-14 13.6% / 12.2%
James Creek — 5-14: 13.6% Palmers Channel — 5-14: 12.2%
15-19 2.3% / 8.7%
James Creek — 15-19: 2.3% Palmers Channel — 15-19: 8.7%
20-24 5.4% / —
James Creek — 20-24: 5.4% Palmers Channel — 20-24: not among its largest
25-34 5.4% / 2.6%
James Creek — 25-34: 5.4% Palmers Channel — 25-34: 2.6%
35-44 12.5% / 8.7%
James Creek — 35-44: 12.5% Palmers Channel — 35-44: 8.7%
45-54 12.1% / 19.1%
James Creek — 45-54: 12.1% Palmers Channel — 45-54: 19.1%
55-64 18.7% / 13.0%
James Creek — 55-64: 18.7% Palmers Channel — 55-64: 13.0%
65-74 20.2% / 20.9%
James Creek — 65-74: 20.2% Palmers Channel — 65-74: 20.9%
75-84 5.4% / 7.8%
James Creek — 75-84: 5.4% Palmers Channel — 75-84: 7.8%
85+ 3.5% / 2.6%
James Creek — 85+: 3.5% Palmers Channel — 85+: 2.6%

Bars are drawn against the largest share shown (20.9%).

Who lives together

Household composition, 2021 Census.

James Creek 76.2% couple families
James Creek — Couple Families: 76.2% James Creek — Lone Person: 11.9% James Creek — One Parent Families: 11.9%
Palmers Channel 55.2% couple families
Palmers Channel — Couple Families: 55.2% Palmers Channel — Lone Person: 44.8% Palmers Channel — One Parent Families: 0.0%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

James Creek 0.0% renting
James Creek — Owned Outright: 66.3% James Creek — Mortgage: 33.7% James Creek — Renting: 0.0%
Palmers Channel 6.0% renting
Palmers Channel — Owned Outright: 70.0% Palmers Channel — Mortgage: 24.0% Palmers Channel — Renting: 6.0%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

James Creek Palmers Channel
England 3.1% / 5.2%
James Creek — England: 3.1% Palmers Channel — England: 5.2%
Germany 1.6% / 3.5%
James Creek — Germany: 1.6% Palmers Channel — Germany: 3.5%
South Africa 2.3% / —
James Creek — South Africa: 2.3% Palmers Channel — South Africa: not among its largest
New Zealand 1.6% / —
James Creek — New Zealand: 1.6% Palmers Channel — New Zealand: not among its largest

Bars are drawn against the largest share shown (5.2%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

James Creek Palmers Channel
Certificate III & IV 18.3% / 22.6%
James Creek — Certificate III & IV: 18.3% Palmers Channel — Certificate III & IV: 22.6%
Bachelor Degree 10.1% / 7.8%
James Creek — Bachelor Degree: 10.1% Palmers Channel — Bachelor Degree: 7.8%
Advanced Diploma / Diploma 8.2% / 5.2%
James Creek — Advanced Diploma / Diploma: 8.2% Palmers Channel — Advanced Diploma / Diploma: 5.2%
Postgraduate Degree 2.7% / —
James Creek — Postgraduate Degree: 2.7% Palmers Channel — Postgraduate Degree: not among its largest
Graduate Diploma / Certificate 2.7% / —
James Creek — Graduate Diploma / Certificate: 2.7% Palmers Channel — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (22.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

James Creek 97.6% houses
James Creek — Houses: 97.6% James Creek — Flats / Apartments: 2.4%
Palmers Channel 100.0% houses
Palmers Channel — Houses: 100.0% Palmers Channel — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

James Creek Palmers Channel
Median house price $1,257,500 —
Median unit price —
same for both
Median land price $545,000 —

Zoning mix

Palmers Channel has more rural and farming land (76% vs 41%); James Creek has more land zoned for conservation (35% vs 24%).

James Creek Palmers Channel
Rural and farming 41% 76%
Environmental 35% 24%
Residential 22% 0%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

James Creek Palmers Channel
New dwellings approved 246
across Clarence Valley
same for both
Approvals change year on year -80%
same for both

Ranking within NSW

James Creek Palmers Channel
House price Higher than 55% of NSW —
Income Higher than 59% of NSW Higher than 25% of NSW
Schools —
same for both
Walkability Higher than 53% of NSW Higher than 14% of NSW
Affordability Higher than 54% of NSW —
EV adoption Higher than 27% of NSW
same for both
NBN connectivity Higher than 57% of NSW Higher than 53% of NSW

Liveability

James Creek is more walkable (8 vs 0).

James Creek Palmers Channel
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 8/10
below-average income
decile 3/10

Risk profile

James Creek carries more bushfire risk (21 vs 0); James Creek carries more crime risk (28 vs 17).

James Creek Palmers Channel
Bushfire Low
21/100
None
0/100
Crime Low
28/100
Low
17/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
1
within 5 km

Schools

James Creek Palmers Channel
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

James Creek Palmers Channel
Waterways 1 0

Mobility

James Creek sits further from the CBD (649.3 km vs 647.3 km).

James Creek Palmers Channel
Walkability score 8/100 0/100
Distance to Sydney 649.3 km 647.3 km
Drive time (normal traffic) 421 min 423 min
Electric vehicle share 0.2%
postcode 2463
same for both
Rooftop solar per 100 dwellings 70
postcode 2463
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

James Creek Palmers Channel
Car (driver) 75.6% / 58.0%
James Creek — Car (driver): 75.6% Palmers Channel — Car (driver): 58.0%
Worked from Home 15.9% / 34.0%
James Creek — Worked from Home: 15.9% Palmers Channel — Worked from Home: 34.0%
Walked Only 3.7% / 8.0%
James Creek — Walked Only: 3.7% Palmers Channel — Walked Only: 8.0%
Car (passenger) 4.9% / —
James Creek — Car (passenger): 4.9% Palmers Channel — Car (passenger): not among its largest

Bars are drawn against the largest share shown (75.6%).

Setting

James Creek Palmers Channel
Elevation 12 m
above sea level, at the suburb centre
2 m
above sea level, at the suburb centre
Distance to the ocean 5.7 km 5.5 km

NBN connectivity

James Creek Palmers Channel
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
89 premises
0%
52 premises

Climate

James Creek Palmers Channel
Annual rainfall 1,408 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

James Creek Palmers Channel
Average residential rate $1,380/yr
same for both
Council Clarence Valley
same for both

Federal electorate

James Creek Palmers Channel
Division Page
same for both
Member Kevin Hogan
same for both
Party The Nationals
same for both

First Home Owner Grant

James Creek Palmers Channel
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

James Creek

Palmers Channel

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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