Illowa vs Tower Hill

In both, the large majority of households own their home and the large majority of homes are detached houses. In Illowa, most households are couple families. In Tower Hill, about half of households are couple families. On these figures, Illowa tends to suit couples, while Tower Hill suits share households.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Illowa

ahead on the one thing that separates them

  • carries lower crime risk (16/100 vs 36/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Tower Hill

ahead on 3 of the 3 things we measure here

  • has a bigger rental market to choose from (21% vs 3%)
  • leaves renters under less rental stress (11% vs 18%)
  • has cheaper rent ($278/wk vs $380/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Illowa

ahead on the one thing that separates them

  • sits closer to the CBD (266.8 km vs 269.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Illowa

ahead on the one thing that separates them

  • carries lower crime risk (16/100 vs 36/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Illowa and Tower Hill drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Illowa Tower Hill
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Illowa Tower Hill
Walkability 6 / 0
Illowa — Walkability: 6/100 Tower Hill — Walkability: 0/100
Safety 84 / 64
Illowa — Safety: 84/100 Tower Hill — Safety: 64/100
Low fire risk 100 / 85
Illowa — Low fire risk: 100/100 Tower Hill — Low fire risk: 85/100
Low flood risk 82 / 100
Illowa — Low flood risk: 82/100 Tower Hill — Low flood risk: 100/100

Demographics

Illowa has more residents (304 vs 83); Illowa rents higher ($380/wk vs $278/wk).

Illowa Tower Hill
Population 304
+73% vs other
83
Population trend (2016 → 2021) +0.0% +2.5%
Median age 47 45
Median household income $108,316/yr $126,724/yr
+17% vs other
Median weekly rent $380/wk
+27% vs other
$278/wk

Age profile

Share of residents in each band, 2021 Census.

Illowa Tower Hill
0-4 7.2% / 3.6%
Illowa — 0-4: 7.2% Tower Hill — 0-4: 3.6%
5-14 12.2% / 12.0%
Illowa — 5-14: 12.2% Tower Hill — 5-14: 12.0%
15-19 4.9% / 7.2%
Illowa — 15-19: 4.9% Tower Hill — 15-19: 7.2%
20-24 2.3% / —
Illowa — 20-24: 2.3% Tower Hill — 20-24: not among its largest
25-34 7.2% / 6.0%
Illowa — 25-34: 7.2% Tower Hill — 25-34: 6.0%
35-44 11.5% / 18.1%
Illowa — 35-44: 11.5% Tower Hill — 35-44: 18.1%
45-54 15.1% / 20.5%
Illowa — 45-54: 15.1% Tower Hill — 45-54: 20.5%
55-64 15.8% / 12.0%
Illowa — 55-64: 15.8% Tower Hill — 55-64: 12.0%
65-74 13.5% / 19.3%
Illowa — 65-74: 13.5% Tower Hill — 65-74: 19.3%
75-84 8.2% / 4.8%
Illowa — 75-84: 8.2% Tower Hill — 75-84: 4.8%
85+ 1.6% / —
Illowa — 85+: 1.6% Tower Hill — 85+: not among its largest

Bars are drawn against the largest share shown (20.5%).

Who lives together

Household composition, 2021 Census.

Illowa 60.9% couple families
Illowa — Couple Families: 60.9% Illowa — Lone Person: 23.4% Illowa — Group Household: 6.2% Illowa — One Parent Families: 9.4%
Tower Hill 50.0% couple families
Tower Hill — Couple Families: 50.0% Tower Hill — Lone Person: 12.5% Tower Hill — Group Household: 25.0% Tower Hill — One Parent Families: 12.5%
Couple Families Lone Person Group Household One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Illowa 3.1% renting
Illowa — Owned Outright: 53.1% Illowa — Mortgage: 43.9% Illowa — Renting: 3.1%
Tower Hill 20.6% renting
Tower Hill — Owned Outright: 38.2% Tower Hill — Mortgage: 41.2% Tower Hill — Renting: 20.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Illowa Tower Hill
England 2.6% / 3.6%
Illowa — England: 2.6% Tower Hill — England: 3.6%
New Zealand 1.3% / —
Illowa — New Zealand: 1.3% Tower Hill — New Zealand: not among its largest
Netherlands 1.0% / —
Illowa — Netherlands: 1.0% Tower Hill — Netherlands: not among its largest

Bars are drawn against the largest share shown (3.6%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Illowa Tower Hill
Certificate III & IV 20.7% / 12.0%
Illowa — Certificate III & IV: 20.7% Tower Hill — Certificate III & IV: 12.0%
Bachelor Degree 12.5% / 14.5%
Illowa — Bachelor Degree: 12.5% Tower Hill — Bachelor Degree: 14.5%
Advanced Diploma / Diploma 6.2% / 14.5%
Illowa — Advanced Diploma / Diploma: 6.2% Tower Hill — Advanced Diploma / Diploma: 14.5%
Graduate Diploma / Certificate 3.0% / 4.8%
Illowa — Graduate Diploma / Certificate: 3.0% Tower Hill — Graduate Diploma / Certificate: 4.8%
Postgraduate Degree 1.6% / —
Illowa — Postgraduate Degree: 1.6% Tower Hill — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (20.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Illowa 100.0% houses
Illowa — Houses: 100.0%
Tower Hill 100.0% houses
Tower Hill — Houses: 100.0%
Houses

Property market

Illowa Tower Hill
Median house price $1,387,500 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Illowa has more rural and farming land (99% vs 51%).

Illowa Tower Hill
Rural and farming 99% 51%
Parks and recreation 0% 48%
Infrastructure and transport 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Illowa Tower Hill
New dwellings approved 64
across Moyne
same for both
Approvals change year on year -15%
same for both

Ranking within VIC

Illowa Tower Hill
House price —
same for both
Income Higher than 81% of VIC Higher than 94% of VIC
Schools —
same for both
Walkability Higher than 68% of VIC Higher than 53% of VIC
Affordability —
same for both
EV adoption Higher than 35% of VIC Higher than 15% of VIC
NBN connectivity Higher than 68% of VIC Higher than 67% of VIC

Liveability

Illowa Tower Hill
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
same for both

Risk profile

Illowa carries more flood risk (18 vs 0); Tower Hill carries more bushfire risk (15 vs 0).

Illowa Tower Hill
Bushfire None
0/100
Low
15/100
Crime Low
16/100
Low
36/100
Flood Low
18/100
None
0/100
Coastal erosion Low
16/100
Moderate
45/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Illowa Tower Hill
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Illowa Tower Hill
Parks & reserves 3 2
Waterways 1 3

Mobility

Tower Hill sits further from the CBD (269.4 km vs 266.8 km).

Illowa Tower Hill
Walkability score 6/100 0/100
Distance to Melbourne 266.8 km 269.4 km
Drive time (normal traffic) 201 min 200 min
Electric vehicle share 0.4%
postcode 3282
0.2%
postcode 3283
Rooftop solar per 100 dwellings 37
postcode 3282
41
postcode 3283

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Illowa Tower Hill
Car (driver) 79.1% / 77.5%
Illowa — Car (driver): 79.1% Tower Hill — Car (driver): 77.5%
Worked from Home 14.0% / 22.5%
Illowa — Worked from Home: 14.0% Tower Hill — Worked from Home: 22.5%
Car (passenger) 7.0% / —
Illowa — Car (passenger): 7.0% Tower Hill — Car (passenger): not among its largest

Bars are drawn against the largest share shown (79.1%).

Setting

Illowa Tower Hill
Elevation 24 m
above sea level, at the suburb centre
15 m
above sea level, at the suburb centre
Distance to the ocean 2.4 km 2.6 km

NBN connectivity

Illowa Tower Hill
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
128 premises
0%
37 premises

Climate

Illowa Tower Hill
Annual rainfall 699 mm
same for both
Summer max (Jan) 22.5°C
same for both
Winter min (Jul) 7.2°C
same for both

Council rates

Illowa Tower Hill
Average residential rate $1,613/yr
same for both
Council Moyne
same for both

Federal electorate

Illowa Tower Hill
Division Wannon
same for both
Member Dan Tehan
same for both
Party Liberal
same for both

First Home Owner Grant

Illowa Tower Hill
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Illowa

Tower Hill

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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