Humula vs Tarcutta

Tarcutta is the younger of the two, with a median age of 43 against 55 in Humula. In both, the large majority of households own their home and the large majority of homes are detached houses. Houses cost more in Tarcutta: a median of $350,000, against $30,000 in Humula, and rent is higher there too. On these figures, Humula tends to suit buyers on a tighter budget, while Tarcutta suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Humula carries lower crime risk (13/100 vs 77/100)
  • Tarcutta has more parks and reserves (4 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Humula

ahead on the one thing that separates them

  • has cheaper houses ($30,000 vs $349,950)

Weighs house prices and mortgage stress.

Renters

Humula

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($134/wk vs $205/wk)
  • leaves renters under less rental stress (11% vs 16%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tarcutta

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (260 min vs 284 min)
  • sits closer to the CBD (422.3 km vs 451.5 km)
  • But Humula is more walkable (14/100 vs 5/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Humula

ahead on 3 of the 4 things we measure here

  • carries lower crime risk (13/100 vs 77/100)
  • is more walkable (14/100 vs 5/100)
  • has more residents already 65 and over (27% vs 21%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Humula

ahead on the one thing that separates them

  • is growing faster (4.0% vs -4.7%)

Weighs population growth.

Where they sit

Humula and Tarcutta drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Humula Tarcutta
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Humula Tarcutta
Walkability 14 / 5
Humula — Walkability: 14/100 Tarcutta — Walkability: 5/100
Safety 87 / 23
Humula — Safety: 87/100 Tarcutta — Safety: 23/100
Low fire risk 48 / 20
Humula — Low fire risk: 48/100 Tarcutta — Low fire risk: 20/100

Demographics

Tarcutta has more residents (425 vs 129); Tarcutta rents higher ($205/wk vs $134/wk).

Humula Tarcutta
Population 129 425
+229% vs other
Population trend (2016 → 2021) +4.0% -4.7%
Median age 55 43
Median household income $63,336/yr $65,780/yr
+4% vs other
Median weekly rent $134/wk $205/wk
+53% vs other

Age profile

Share of residents in each band, 2021 Census.

Humula Tarcutta
0-4 4.7% / 5.6%
Humula — 0-4: 4.7% Tarcutta — 0-4: 5.6%
5-14 11.6% / 12.5%
Humula — 5-14: 11.6% Tarcutta — 5-14: 12.5%
15-19 3.9% / 2.6%
Humula — 15-19: 3.9% Tarcutta — 15-19: 2.6%
20-24 2.3% / 5.2%
Humula — 20-24: 2.3% Tarcutta — 20-24: 5.2%
25-34 6.2% / 12.5%
Humula — 25-34: 6.2% Tarcutta — 25-34: 12.5%
35-44 11.6% / 9.9%
Humula — 35-44: 11.6% Tarcutta — 35-44: 9.9%
45-54 11.6% / 13.4%
Humula — 45-54: 11.6% Tarcutta — 45-54: 13.4%
55-64 20.9% / 15.1%
Humula — 55-64: 20.9% Tarcutta — 55-64: 15.1%
65-74 20.2% / 13.9%
Humula — 65-74: 20.2% Tarcutta — 65-74: 13.9%
75-84 7.0% / 4.2%
Humula — 75-84: 7.0% Tarcutta — 75-84: 4.2%
85+ — / 3.1%
Humula — 85+: not among its largest Tarcutta — 85+: 3.1%

Bars are drawn against the largest share shown (20.9%).

Who lives together

Household composition, 2021 Census.

Humula 40.5% couple families
Humula — Couple Families: 40.5% Humula — Lone Person: 24.3% Humula — One Parent Families: 21.6% Humula — Group Household: 13.5% Humula — Other Families: 0.0%
Tarcutta 38.3% couple families
Tarcutta — Couple Families: 38.3% Tarcutta — Lone Person: 40.2% Tarcutta — One Parent Families: 17.8% Tarcutta — Group Household: 0.0% Tarcutta — Other Families: 3.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Humula 12.0% renting
Humula — Owned Outright: 48.0% Humula — Mortgage: 40.0% Humula — Renting: 12.0%
Tarcutta 17.1% renting
Tarcutta — Owned Outright: 55.7% Tarcutta — Mortgage: 27.1% Tarcutta — Renting: 17.1%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Humula 100.0% houses
Humula — Houses: 100.0% Humula — Flats / Apartments: 0.0%
Tarcutta 97.0% houses
Tarcutta — Houses: 97.0% Tarcutta — Flats / Apartments: 3.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Humula Tarcutta
Certificate III & IV 10.1% / 19.3%
Humula — Certificate III & IV: 10.1% Tarcutta — Certificate III & IV: 19.3%
Bachelor Degree 8.5% / 8.5%
Humula — Bachelor Degree: 8.5% Tarcutta — Bachelor Degree: 8.5%
Advanced Diploma / Diploma 2.3% / 6.6%
Humula — Advanced Diploma / Diploma: 2.3% Tarcutta — Advanced Diploma / Diploma: 6.6%
Postgraduate Degree 2.3% / 1.4%
Humula — Postgraduate Degree: 2.3% Tarcutta — Postgraduate Degree: 1.4%
Graduate Diploma / Certificate 2.3% / —
Humula — Graduate Diploma / Certificate: 2.3% Tarcutta — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (19.3%).

Property market

Humula Tarcutta
Median house price $30,000 $349,950
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 94 days
from 4 sales

Zoning mix

Humula Tarcutta
Rural and farming 100% 99%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Humula Tarcutta
New dwellings approved 548
across Wagga Wagga
same for both
Approvals change year on year +139%
same for both

Ranking within NSW

Humula Tarcutta
House price Higher than 1% of NSW Higher than 5% of NSW
Income Higher than 26% of NSW Higher than 28% of NSW
Schools —
same for both
Walkability Higher than 64% of NSW Higher than 46% of NSW
Affordability Higher than 100% of NSW Higher than 95% of NSW
EV adoption Higher than 3% of NSW
same for both
NBN connectivity Higher than 18% of NSW Higher than 45% of NSW

Liveability

Humula is more walkable (14 vs 5).

Humula Tarcutta
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 8/10
 below-average income
decile 3/10

Risk profile

Tarcutta carries more crime risk (77 vs 13); Tarcutta carries more bushfire risk (80 vs 52).

Humula Tarcutta
Bushfire Moderate
52/100
 High
80/100
Crime Low
13/100
 High
77/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Humula Tarcutta
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Humula

  • Humula Public School Government · Primary

Schools in Tarcutta

  • Tarcutta Public School Government · Primary

Amenities in the suburb

Humula Tarcutta
Parks & reserves 0 4
Police stations 0 1
Banks & Bank@Post 0 1
Fuel stations 0 1
EV chargers 0 1
Waterways 25 48

Mobility

Humula sits further from the CBD (451.5 km vs 422.3 km).

Humula Tarcutta
Walkability score 14/100 5/100
Distance to Sydney 451.5 km
+6% vs other
 422.3 km
Drive time (normal traffic) 284 min 260 min
Electric vehicle share 0.1%
postcode 2652
same for both
Rooftop solar per 100 dwellings 58
postcode 2652
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Humula Tarcutta
Car (driver) 53.8% / 59.6%
Humula — Car (driver): 53.8% Tarcutta — Car (driver): 59.6%
Worked from Home 46.2% / 26.8%
Humula — Worked from Home: 46.2% Tarcutta — Worked from Home: 26.8%
Walked Only — / 11.5%
Humula — Walked Only: not among its largest Tarcutta — Walked Only: 11.5%
Car (passenger) — / 2.2%
Humula — Car (passenger): not among its largest Tarcutta — Car (passenger): 2.2%

Bars are drawn against the largest share shown (59.6%).

Setting

Humula Tarcutta
Elevation 331 m
above sea level, at the suburb centre
 278 m
above sea level, at the suburb centre

NBN connectivity

Humula Tarcutta
Connectivity score 15/100 29/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
35 premises
 0%
229 premises

Climate

Humula Tarcutta
Annual rainfall 952 mm 565 mm
Summer max (Jan) 28.9°C 31.8°C
Winter min (Jul) 0.6°C 3.4°C

Council rates

Humula Tarcutta
Average residential rate $1,254/yr
same for both
Council Wagga Wagga
same for both

Federal electorate

Humula Tarcutta
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Humula Tarcutta
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Humula

Affordable Retirees Rural

Tarcutta

Affordable Rural

More comparisons

Other comparisons with Humula

Humula vs Rosewood Humula vs Carabost Humula vs Kyeamba

Other comparisons with Tarcutta

Tarcutta vs Ladysmith Tarcutta vs Book Book Tarcutta vs Borambola Tarcutta vs Kyeamba Tarcutta vs Mundarlo
Full data on Humula Full data on Tarcutta
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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