Horseshoe Creek vs Upper Horseshoe Creek

Horseshoe Creek is the younger of the two, with a median age of 49 against 52 in Upper Horseshoe Creek. In both, the large majority of households own their home and the large majority of homes are detached houses. In Horseshoe Creek, most households are couple families. In Upper Horseshoe Creek, about half of households are couple families. Houses cost more in Upper Horseshoe Creek: a median of $845,000, against $750,000 in Horseshoe Creek, though rent is higher in Horseshoe Creek.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Too close to call

Nothing among the 6 things we measure here separates them by enough to be worth acting on.

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Horseshoe Creek

ahead on the one thing that separates them

  • has cheaper houses ($750,000 vs $845,000)

Weighs house prices and mortgage stress.

Renters

Upper Horseshoe Creek

ahead on the one thing that separates them

  • has cheaper rent ($220/wk vs $238/wk)

Weighs rent and rental stress.

Commuting to the city

Horseshoe Creek

ahead on 3 of the 3 things we measure here

  • is more walkable (10/100 vs 0/100)
  • has a shorter drive in (516 min vs 538 min)
  • sits closer to the CBD (754 km vs 782.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Horseshoe Creek is more walkable (10/100 vs 0/100)
  • Upper Horseshoe Creek has more residents already 65 and over (19% vs 12%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Upper Horseshoe Creek

ahead on the one thing that separates them

  • is growing faster (-4.8% vs -18.8%)

Weighs population growth.

Where they sit

Horseshoe Creek and Upper Horseshoe Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Horseshoe Creek Upper Horseshoe Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Horseshoe Creek Upper Horseshoe Creek
Walkability 10 / 0
Horseshoe Creek — Walkability: 10/100 Upper Horseshoe Creek — Walkability: 0/100
Safety 77 / 83
Horseshoe Creek — Safety: 77/100 Upper Horseshoe Creek — Safety: 83/100
Low fire risk 100 / 50
Horseshoe Creek — Low fire risk: 100/100 Upper Horseshoe Creek — Low fire risk: 50/100

Demographics

Upper Horseshoe Creek has more residents (118 vs 69); Horseshoe Creek has higher household incomes ($71,500 vs $55,224).

Horseshoe Creek Upper Horseshoe Creek
Population 69 118
+71% vs other
Population trend (2016 → 2021) -18.8% -4.8%
Median age 49 52
Median household income $71,500/yr
+23% vs other
$55,224/yr
Median weekly rent $238/wk
+8% vs other
$220/wk

Age profile

Share of residents in each band, 2021 Census.

Horseshoe Creek Upper Horseshoe Creek
0-4 4.3% / 6.8%
Horseshoe Creek — 0-4: 4.3% Upper Horseshoe Creek — 0-4: 6.8%
5-14 13.0% / 5.9%
Horseshoe Creek — 5-14: 13.0% Upper Horseshoe Creek — 5-14: 5.9%
15-19 5.8% / 3.4%
Horseshoe Creek — 15-19: 5.8% Upper Horseshoe Creek — 15-19: 3.4%
20-24 — / 3.4%
Horseshoe Creek — 20-24: not among its largest Upper Horseshoe Creek — 20-24: 3.4%
25-34 5.8% / 5.9%
Horseshoe Creek — 25-34: 5.8% Upper Horseshoe Creek — 25-34: 5.9%
35-44 10.1% / 13.6%
Horseshoe Creek — 35-44: 10.1% Upper Horseshoe Creek — 35-44: 13.6%
45-54 18.8% / 14.4%
Horseshoe Creek — 45-54: 18.8% Upper Horseshoe Creek — 45-54: 14.4%
55-64 23.2% / 24.6%
Horseshoe Creek — 55-64: 23.2% Upper Horseshoe Creek — 55-64: 24.6%
65-74 11.6% / 16.1%
Horseshoe Creek — 65-74: 11.6% Upper Horseshoe Creek — 65-74: 16.1%
75-84 — / —
Horseshoe Creek — 75-84: not among its largest Upper Horseshoe Creek — 75-84: not among its largest
85+ — / 2.5%
Horseshoe Creek — 85+: not among its largest Upper Horseshoe Creek — 85+: 2.5%

Bars are drawn against the largest share shown (24.6%).

Who lives together

Household composition, 2021 Census.

Horseshoe Creek 60.0% couple families
Horseshoe Creek — Couple Families: 60.0% Horseshoe Creek — Lone Person: 40.0% Horseshoe Creek — One Parent Families: 0.0%
Upper Horseshoe Creek 51.9% couple families
Upper Horseshoe Creek — Couple Families: 51.9% Upper Horseshoe Creek — Lone Person: 37.0% Upper Horseshoe Creek — One Parent Families: 11.1%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Horseshoe Creek 0.0% renting
Horseshoe Creek — Owned Outright: 68.4% Horseshoe Creek — Mortgage: 31.6% Horseshoe Creek — Renting: 0.0%
Upper Horseshoe Creek 8.3% renting
Upper Horseshoe Creek — Owned Outright: 66.7% Upper Horseshoe Creek — Mortgage: 25.0% Upper Horseshoe Creek — Renting: 8.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Horseshoe Creek 100.0% houses
Horseshoe Creek — Houses: 100.0% Horseshoe Creek — Flats / Apartments: 0.0%
Upper Horseshoe Creek 95.1% houses
Upper Horseshoe Creek — Houses: 95.1% Upper Horseshoe Creek — Flats / Apartments: 4.9%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Horseshoe Creek Upper Horseshoe Creek
Certificate III & IV 24.6% / 15.3%
Horseshoe Creek — Certificate III & IV: 24.6% Upper Horseshoe Creek — Certificate III & IV: 15.3%
Bachelor Degree 4.3% / 12.7%
Horseshoe Creek — Bachelor Degree: 4.3% Upper Horseshoe Creek — Bachelor Degree: 12.7%
Advanced Diploma / Diploma 4.3% / 5.1%
Horseshoe Creek — Advanced Diploma / Diploma: 4.3% Upper Horseshoe Creek — Advanced Diploma / Diploma: 5.1%
Graduate Diploma / Certificate — / 6.8%
Horseshoe Creek — Graduate Diploma / Certificate: not among its largest Upper Horseshoe Creek — Graduate Diploma / Certificate: 6.8%

Bars are drawn against the largest share shown (24.6%).

Property market

Horseshoe Creek Upper Horseshoe Creek
Median house price $750,000 $845,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Upper Horseshoe Creek has more land zoned for conservation (58% vs 1%); Horseshoe Creek has more rural and farming land (99% vs 42%).

Horseshoe Creek Upper Horseshoe Creek
Rural and farming 99% 42%
Environmental 1% 58%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Horseshoe Creek Upper Horseshoe Creek
New dwellings approved 25
across Kyogle
same for both
Approvals change year on year +0%
same for both

Ranking within NSW

Horseshoe Creek Upper Horseshoe Creek
House price Higher than 30% of NSW Higher than 38% of NSW
Income Higher than 38% of NSW Higher than 15% of NSW
Schools —
same for both
Walkability Higher than 59% of NSW Higher than 22% of NSW
Affordability Higher than 61% of NSW Higher than 32% of NSW
EV adoption Higher than 12% of NSW Higher than 11% of NSW
NBN connectivity Higher than 63% of NSW Higher than 34% of NSW

Liveability

Horseshoe Creek is more walkable (10 vs 0).

Horseshoe Creek Upper Horseshoe Creek
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Upper Horseshoe Creek carries more bushfire risk (50 vs 0).

Horseshoe Creek Upper Horseshoe Creek
Bushfire None
0/100
Moderate
50/100
Crime Low
23/100
Low
17/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Horseshoe Creek Upper Horseshoe Creek
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Horseshoe Creek Upper Horseshoe Creek
Waterways 0 4

Mobility

Upper Horseshoe Creek sits further from the CBD (782.9 km vs 754 km).

Horseshoe Creek Upper Horseshoe Creek
Walkability score 10/100 0/100
Distance to Sydney 754 km 782.9 km
+4% vs other
Drive time (normal traffic) 516 min 538 min
Electric vehicle share 0.1%
postcode 2474
same for both
Rooftop solar per 100 dwellings 71
postcode 2474
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Horseshoe Creek Upper Horseshoe Creek
Car (driver) 68.8% / 91.4%
Horseshoe Creek — Car (driver): 68.8% Upper Horseshoe Creek — Car (driver): 91.4%
Worked from Home 21.9% / 8.6%
Horseshoe Creek — Worked from Home: 21.9% Upper Horseshoe Creek — Worked from Home: 8.6%
Car (passenger) 9.4% / —
Horseshoe Creek — Car (passenger): 9.4% Upper Horseshoe Creek — Car (passenger): not among its largest

Bars are drawn against the largest share shown (91.4%).

Setting

Horseshoe Creek Upper Horseshoe Creek
Elevation 78 m
above sea level, at the suburb centre
276 m
above sea level, at the suburb centre

NBN connectivity

Horseshoe Creek Upper Horseshoe Creek
Connectivity score 30/100 24/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
31 premises
0%
38 premises

Climate

Horseshoe Creek Upper Horseshoe Creek
Annual rainfall 1,569 mm
same for both
Summer max (Jan) 29.1°C
same for both
Winter min (Jul) 9.1°C
same for both

Council rates

Horseshoe Creek Upper Horseshoe Creek
Average residential rate $1,264/yr
same for both
Council Kyogle
same for both

Federal electorate

Horseshoe Creek Upper Horseshoe Creek
Division Page
same for both
Member Kevin Hogan
same for both
Party The Nationals
same for both

First Home Owner Grant

Horseshoe Creek Upper Horseshoe Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Horseshoe Creek

Upper Horseshoe Creek

More comparisons

Other comparisons with Horseshoe Creek

Other comparisons with Upper Horseshoe Creek

Full data on Horseshoe Creek Full data on Upper Horseshoe Creek
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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