Holgate vs Springfield

Springfield is the younger of the two, with a median age of 37 against 43 in Holgate. In both, most households own their home and the large majority of homes are detached houses. In Holgate, most households are couple families. In Springfield, about half of households are couple families. Houses cost more in Holgate: a median of $4.2 million, against $1 million in Springfield, though rent is higher in Springfield. On these figures, Holgate tends to suit couples, while Springfield suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Holgate

ahead on the one thing that separates them

  • is already more of a family suburb (87% vs 70%)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Springfield

ahead on the one thing that separates them

  • has cheaper houses ($1,000,000 vs $4,200,000)

Weighs house prices and mortgage stress.

Renters

Holgate

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (11% vs 19%)
  • has cheaper rent ($335/wk vs $390/wk)
  • But Springfield has a bigger rental market to choose from (28% vs 4%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Springfield

ahead on 2 of the 3 things we measure here

  • is more walkable (59/100 vs 37/100)
  • sits closer to the CBD (80.5 km vs 92 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Springfield

ahead on the one thing that separates them

  • is more walkable (59/100 vs 37/100)

Weighs smaller dwellings, who already lives there, GPs, and walkability.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Holgate and Springfield drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Holgate Springfield
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Holgate Springfield
Walkability 37 / 59
Holgate — Walkability: 37/100 Springfield — Walkability: 59/100
Low fire risk 33 / 47
Holgate — Low fire risk: 33/100 Springfield — Low fire risk: 47/100

Demographics

Springfield has more residents (4,310 vs 1,023); Holgate has higher household incomes ($153,452 vs $104,416).

Holgate Springfield
Population 1,023 4,310
+321% vs other
Population trend (2016 → 2021) +5.2% +5.0%
Median age 43 37
Median household income $153,452/yr
+32% vs other
 $104,416/yr
Median weekly rent $335/wk $390/wk
+16% vs other

Age profile

Share of residents in each band, 2021 Census.

Holgate Springfield
0-4 4.1% / 7.1%
Holgate — 0-4: 4.1% Springfield — 0-4: 7.1%
5-14 16.4% / 12.8%
Holgate — 5-14: 16.4% Springfield — 5-14: 12.8%
15-19 9.5% / 7.3%
Holgate — 15-19: 9.5% Springfield — 15-19: 7.3%
20-24 4.6% / 6.5%
Holgate — 20-24: 4.6% Springfield — 20-24: 6.5%
25-34 6.7% / 13.2%
Holgate — 25-34: 6.7% Springfield — 25-34: 13.2%
35-44 10.9% / 12.8%
Holgate — 35-44: 10.9% Springfield — 35-44: 12.8%
45-54 15.5% / 13.2%
Holgate — 45-54: 15.5% Springfield — 45-54: 13.2%
55-64 14.9% / 13.7%
Holgate — 55-64: 14.9% Springfield — 55-64: 13.7%
65-74 11.2% / 8.7%
Holgate — 65-74: 11.2% Springfield — 65-74: 8.7%
75-84 5.3% / 3.4%
Holgate — 75-84: 5.3% Springfield — 75-84: 3.4%
85+ 1.2% / 1.2%
Holgate — 85+: 1.2% Springfield — 85+: 1.2%

Bars are drawn against the largest share shown (16.4%).

Who lives together

Household composition, 2021 Census.

Holgate 73.5% couple families
Holgate — Couple Families: 73.5% Holgate — Lone Person: 11.5% Holgate — One Parent Families: 13.7% Holgate — Group Household: 0.0% Holgate — Other Families: 1.3%
Springfield 49.3% couple families
Springfield — Couple Families: 49.3% Springfield — Lone Person: 25.4% Springfield — One Parent Families: 20.7% Springfield — Group Household: 3.6% Springfield — Other Families: 1.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Holgate 4.1% renting
Holgate — Owned Outright: 43.1% Holgate — Mortgage: 52.9% Holgate — Renting: 4.1%
Springfield 28.2% renting
Springfield — Owned Outright: 26.8% Springfield — Mortgage: 44.9% Springfield — Renting: 28.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Holgate Springfield
Bachelor Degree 16.4% / 12.9%
Holgate — Bachelor Degree: 16.4% Springfield — Bachelor Degree: 12.9%
Certificate III & IV 12.8% / 16.4%
Holgate — Certificate III & IV: 12.8% Springfield — Certificate III & IV: 16.4%
Advanced Diploma / Diploma 8.7% / 9.0%
Holgate — Advanced Diploma / Diploma: 8.7% Springfield — Advanced Diploma / Diploma: 9.0%
Postgraduate Degree 8.0% / 3.5%
Holgate — Postgraduate Degree: 8.0% Springfield — Postgraduate Degree: 3.5%
Graduate Diploma / Certificate 3.1% / 1.6%
Holgate — Graduate Diploma / Certificate: 3.1% Springfield — Graduate Diploma / Certificate: 1.6%

Bars are drawn against the largest share shown (16.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Holgate Springfield
England 5.7% / 4.6%
Holgate — England: 5.7% Springfield — England: 4.6%
New Zealand 2.2% / 1.6%
Holgate — New Zealand: 2.2% Springfield — New Zealand: 1.6%
South Africa 1.4% / 0.9%
Holgate — South Africa: 1.4% Springfield — South Africa: 0.9%
Ireland 1.0% / —
Holgate — Ireland: 1.0% Springfield — Ireland: not among its largest
Scotland 0.8% / —
Holgate — Scotland: 0.8% Springfield — Scotland: not among its largest
Philippines — / 0.8%
Holgate — Philippines: not among its largest Springfield — Philippines: 0.8%
India — / 0.8%
Holgate — India: not among its largest Springfield — India: 0.8%

Bars are drawn against the largest share shown (5.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Holgate 99.3% houses
Holgate — Houses: 99.3% Holgate — Townhouses: 1.3% Holgate — Flats / Apartments: 0.0%
Springfield 96.8% houses
Springfield — Houses: 96.8% Springfield — Townhouses: 2.4% Springfield — Flats / Apartments: 0.9%
Houses Townhouses Flats / Apartments

Property market

Holgate Springfield
Median house price $4,200,000 $1,000,000
Median unit price —
same for both
Median land price $2,700,000 —
Typical days to sell (houses) — 24 days
from 35 sales

Zoning mix

Holgate has more land zoned for conservation (97% vs 58%).

Holgate Springfield
Environmental 97% 58%
Residential 0% 30%
Parks and recreation 2% 11%
Infrastructure and transport 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Holgate Springfield
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Holgate Springfield
Houses — 3.6%
$725/wk on $1.05M
Units —
same for both

Ranking within NSW

Holgate Springfield
House price Higher than 86% of NSW Higher than 50% of NSW
Income Higher than 95% of NSW Higher than 71% of NSW
Schools —
same for both
Walkability Higher than 77% of NSW Higher than 84% of NSW
Affordability Higher than 42% of NSW Higher than 68% of NSW
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 68% of NSW Higher than 94% of NSW
Rental yield (houses) — Higher than 50% of NSW

Liveability

Springfield is more walkable (59 vs 37); Holgate scores higher overall (59 vs 47).

Holgate Springfield
Grade B C
Score 59/100 47/100
Socio-economic band very advantaged area
decile 10/10
 advantaged area
decile 7/10

Risk profile

Holgate carries more bushfire risk (67 vs 53).

Holgate Springfield
Bushfire Moderate
67/100
 Moderate
53/100
Crime Low
26/100
 —
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Holgate Springfield
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0 1

Schools in Holgate

  • Holgate Public School Government · Primary at peers

Schools in Springfield

  • Chertsey Primary School Government · Primary below peers

Amenities in the suburb

Holgate Springfield
Supermarkets 0 1
Parks & reserves 3 4
Childcare 1 2
Waterways 5 1

Mobility

Holgate sits further from the CBD (92 km vs 80.5 km).

Holgate Springfield
Walkability score 37/100 59/100
Distance to Sydney 92 km
+12% vs other
 80.5 km
Drive time (normal traffic) 79 min 75 min
Public transport score 50/100
Bus
 79/100
Bus
Peak arrivals per hour 15.0
7-9am + 5-7pm
 61.5
7-9am + 5-7pm
Median peak wait 2 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Holgate Springfield
Car (driver) 52.1% / 59.3%
Holgate — Car (driver): 52.1% Springfield — Car (driver): 59.3%
Worked from Home 44.5% / 33.2%
Holgate — Worked from Home: 44.5% Springfield — Worked from Home: 33.2%
Car (passenger) 2.0% / 5.0%
Holgate — Car (passenger): 2.0% Springfield — Car (passenger): 5.0%
Walked Only 1.5% / 0.6%
Holgate — Walked Only: 1.5% Springfield — Walked Only: 0.6%
Train — / 1.3%
Holgate — Train: not among its largest Springfield — Train: 1.3%

Bars are drawn against the largest share shown (59.3%).

Setting

Holgate Springfield
Elevation 47 m
above sea level, at the suburb centre
 19 m
above sea level, at the suburb centre
Distance to the ocean 4.9 km
5.0 km to a named beach
 6.7 km

NBN connectivity

Holgate Springfield
Connectivity score 54/100 89/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 17%
330 premises
 81%
1,672 premises

Climate

Holgate Springfield
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Holgate Springfield
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Holgate Springfield
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Holgate Springfield
Division Dobell Robertson
Member Emma Mcbride Gordon Reid
Party Australian Labor Party
same for both

First Home Owner Grant

Holgate Springfield
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Holgate

Acreage Premium Professionals River

Springfield

Large Blocks

More comparisons

Other comparisons with Holgate

Holgate vs Tumbi Umbi Holgate vs Lisarow Holgate vs Erina Holgate vs Matcham Holgate vs Erina Heights Holgate vs Mount Elliot

Other comparisons with Springfield

Springfield vs Wyoming Springfield vs Erina Springfield vs Gosford Springfield vs East Gosford Springfield vs North Gosford Springfield vs Mount Elliot
Full data on Holgate Full data on Springfield
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or