Holgate vs Mount Elliot

Holgate is the younger of the two, with a median age of 43 against 48 in Mount Elliot. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Holgate: a median of $4.2 million, against $1.83 million in Mount Elliot. On these figures, Holgate tends to suit families with children and couples, while Mount Elliot suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Holgate

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (3 vs 0)
  • carries lower crime risk (26/100 vs 36/100)
  • is already more of a family suburb (87% vs 78%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mount Elliot

ahead on the one thing that separates them

  • has cheaper houses ($1,835,000 vs $4,200,000)

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs rent and rental stress.

Commuting to the city

Holgate

ahead on the one thing that separates them

  • is more walkable (37/100 vs 17/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Holgate

ahead on 2 of the 4 things we measure here

  • is more walkable (37/100 vs 17/100)
  • carries lower crime risk (26/100 vs 36/100)
  • But Mount Elliot has more residents already 65 and over (24% vs 18%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Holgate

ahead on the one thing that separates them

  • is growing faster (5.2% vs -1.2%)

Weighs population growth.

Where they sit

Holgate and Mount Elliot drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Holgate Mount Elliot
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Holgate Mount Elliot
Walkability 37 / 17
Holgate — Walkability: 37/100 Mount Elliot — Walkability: 17/100
Safety 74 / 64
Holgate — Safety: 74/100 Mount Elliot — Safety: 64/100
Low fire risk 33 / 51
Holgate — Low fire risk: 33/100 Mount Elliot — Low fire risk: 51/100

Demographics

Holgate has more residents (1,023 vs 169); Holgate has higher household incomes ($153,452 vs $134,316).

Holgate Mount Elliot
Population 1,023
+83% vs other
 169
Population trend (2016 → 2021) +5.2% -1.2%
Median age 43 48
Median household income $153,452/yr
+12% vs other
 $134,316/yr
Median weekly rent $335/wk
+4% vs other
 $320/wk

Age profile

Share of residents in each band, 2021 Census.

Holgate Mount Elliot
0-4 4.1% / —
Holgate — 0-4: 4.1% Mount Elliot — 0-4: not among its largest
5-14 16.4% / 12.4%
Holgate — 5-14: 16.4% Mount Elliot — 5-14: 12.4%
15-19 9.5% / 6.5%
Holgate — 15-19: 9.5% Mount Elliot — 15-19: 6.5%
20-24 4.6% / 7.1%
Holgate — 20-24: 4.6% Mount Elliot — 20-24: 7.1%
25-34 6.7% / 8.3%
Holgate — 25-34: 6.7% Mount Elliot — 25-34: 8.3%
35-44 10.9% / 9.5%
Holgate — 35-44: 10.9% Mount Elliot — 35-44: 9.5%
45-54 15.5% / 8.9%
Holgate — 45-54: 15.5% Mount Elliot — 45-54: 8.9%
55-64 14.9% / 18.3%
Holgate — 55-64: 14.9% Mount Elliot — 55-64: 18.3%
65-74 11.2% / 16.0%
Holgate — 65-74: 11.2% Mount Elliot — 65-74: 16.0%
75-84 5.3% / 4.1%
Holgate — 75-84: 5.3% Mount Elliot — 75-84: 4.1%
85+ 1.2% / 4.1%
Holgate — 85+: 1.2% Mount Elliot — 85+: 4.1%

Bars are drawn against the largest share shown (18.3%).

Who lives together

Household composition, 2021 Census.

Holgate 73.5% couple families
Holgate — Couple Families: 73.5% Holgate — Lone Person: 11.5% Holgate — One Parent Families: 13.7% Holgate — Other Families: 1.3%
Mount Elliot 58.3% couple families
Mount Elliot — Couple Families: 58.3% Mount Elliot — Lone Person: 22.2% Mount Elliot — One Parent Families: 19.4% Mount Elliot — Other Families: 0.0%
Couple Families Lone Person One Parent Families Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Holgate 4.1% renting
Holgate — Owned Outright: 43.1% Holgate — Mortgage: 52.9% Holgate — Renting: 4.1%
Mount Elliot 0.0% renting
Mount Elliot — Owned Outright: 57.7% Mount Elliot — Mortgage: 42.3% Mount Elliot — Renting: 0.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Holgate Mount Elliot
Bachelor Degree 16.4% / 17.8%
Holgate — Bachelor Degree: 16.4% Mount Elliot — Bachelor Degree: 17.8%
Certificate III & IV 12.8% / 13.6%
Holgate — Certificate III & IV: 12.8% Mount Elliot — Certificate III & IV: 13.6%
Advanced Diploma / Diploma 8.7% / 9.5%
Holgate — Advanced Diploma / Diploma: 8.7% Mount Elliot — Advanced Diploma / Diploma: 9.5%
Postgraduate Degree 8.0% / 7.7%
Holgate — Postgraduate Degree: 8.0% Mount Elliot — Postgraduate Degree: 7.7%
Graduate Diploma / Certificate 3.1% / 3.6%
Holgate — Graduate Diploma / Certificate: 3.1% Mount Elliot — Graduate Diploma / Certificate: 3.6%

Bars are drawn against the largest share shown (17.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Holgate Mount Elliot
England 5.7% / 4.1%
Holgate — England: 5.7% Mount Elliot — England: 4.1%
South Africa 1.4% / 2.4%
Holgate — South Africa: 1.4% Mount Elliot — South Africa: 2.4%
New Zealand 2.2% / —
Holgate — New Zealand: 2.2% Mount Elliot — New Zealand: not among its largest
Canada — / 1.8%
Holgate — Canada: not among its largest Mount Elliot — Canada: 1.8%
Ireland 1.0% / —
Holgate — Ireland: 1.0% Mount Elliot — Ireland: not among its largest
Scotland 0.8% / —
Holgate — Scotland: 0.8% Mount Elliot — Scotland: not among its largest

Bars are drawn against the largest share shown (5.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Holgate 99.3% houses
Holgate — Houses: 99.3% Holgate — Townhouses: 1.3%
Mount Elliot 100.0% houses
Mount Elliot — Houses: 100.0% Mount Elliot — Townhouses: 0.0%
Houses Townhouses

Property market

Holgate Mount Elliot
Median house price $4,200,000 $1,835,000
Median unit price —
same for both
Median land price $2,700,000 —

Zoning mix

Holgate Mount Elliot
Environmental 97% 99%
Parks and recreation 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Holgate Mount Elliot
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Ranking within NSW

Holgate Mount Elliot
House price Higher than 86% of NSW Higher than 84% of NSW
Income Higher than 95% of NSW Higher than 90% of NSW
Schools —
same for both
Walkability Higher than 77% of NSW Higher than 68% of NSW
Affordability Higher than 42% of NSW Higher than 37% of NSW
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 68% of NSW Higher than 96% of NSW

Liveability

Holgate is more walkable (37 vs 17).

Holgate Mount Elliot
Grade B —
Score 59/100 —
Socio-economic band very advantaged area
decile 10/10
same for both

Risk profile

Mount Elliot carries more crime risk (36 vs 26); Holgate carries more bushfire risk (67 vs 49).

Holgate Mount Elliot
Bushfire Moderate
67/100
 Moderate
49/100
Crime Low
26/100
 Low
36/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 2
within 5 km

Schools

Holgate Mount Elliot
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Holgate

  • Holgate Public School Government · Primary at peers

Schools in Mount Elliot

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Holgate Mount Elliot
Parks & reserves 3 0
Childcare 1 0
Waterways 5 0

Mobility

Holgate Mount Elliot
Walkability score 37/100 17/100
Distance to Sydney 92 km
+2% vs other
 90.5 km
Drive time (normal traffic) 79 min 80 min
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Holgate Mount Elliot
Car (driver) 52.1% / 44.1%
Holgate — Car (driver): 52.1% Mount Elliot — Car (driver): 44.1%
Worked from Home 44.5% / 39.7%
Holgate — Worked from Home: 44.5% Mount Elliot — Worked from Home: 39.7%
Car (passenger) 2.0% / 5.9%
Holgate — Car (passenger): 2.0% Mount Elliot — Car (passenger): 5.9%
Walked Only 1.5% / 4.4%
Holgate — Walked Only: 1.5% Mount Elliot — Walked Only: 4.4%
Train — / 5.9%
Holgate — Train: not among its largest Mount Elliot — Train: 5.9%

Bars are drawn against the largest share shown (52.1%).

Setting

Holgate Mount Elliot
Elevation 47 m
above sea level, at the suburb centre
 167 m
above sea level, at the suburb centre
Distance to the ocean 4.9 km
5.0 km to a named beach
 6.4 km

NBN connectivity

Holgate Mount Elliot
Connectivity score 54/100 93/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 17%
330 premises
 88%
58 premises

Climate

Holgate Mount Elliot
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Holgate Mount Elliot
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Holgate Mount Elliot
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Holgate Mount Elliot
Division Dobell
same for both
Member Emma Mcbride
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Holgate Mount Elliot
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Holgate

Acreage Premium Professionals River

Mount Elliot

Professionals

More comparisons

Other comparisons with Holgate

Holgate vs Tumbi Umbi Holgate vs Lisarow Holgate vs Erina Holgate vs Springfield Holgate vs Matcham Holgate vs Erina Heights

Other comparisons with Mount Elliot

Mount Elliot vs Wyoming Mount Elliot vs Lisarow Mount Elliot vs Springfield
Full data on Holgate Full data on Mount Elliot
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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