Holgate vs Lisarow

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Holgate: a median of $4.2 million, against $1.22 million in Lisarow, though rent is higher in Lisarow. On these figures, Holgate tends to suit couples, while Lisarow suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Holgate carries lower crime risk (26/100 vs 60/100)
  • Lisarow has more parks and reserves (13 vs 3)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Lisarow

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($1,215,000 vs $4,200,000)
  • has cheaper land ($2,100,000 vs $2,700,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Holgate

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (11% vs 21%)
  • has cheaper rent ($335/wk vs $435/wk)
  • But Lisarow has a bigger rental market to choose from (14% vs 4%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lisarow

ahead on the one thing that separates them

  • sits closer to the CBD (87.8 km vs 92 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Holgate carries lower crime risk (26/100 vs 60/100)
  • Lisarow has more units and townhouses to downsize into (17% vs 1%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Holgate and Lisarow drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Holgate Lisarow
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Holgate Lisarow
Walkability 37 / 37
Holgate — Walkability: 37/100 Lisarow — Walkability: 37/100
Safety 74 / 40
Holgate — Safety: 74/100 Lisarow — Safety: 40/100
Low fire risk 33 / 35
Holgate — Low fire risk: 33/100 Lisarow — Low fire risk: 35/100

Demographics

Lisarow has more residents (5,299 vs 1,023); Holgate has higher household incomes ($153,452 vs $108,524).

Holgate Lisarow
Population 1,023 5,299
+418% vs other
Population trend (2016 → 2021) +5.2% +3.2%
Median age 43 41
Median household income $153,452/yr
+29% vs other
 $108,524/yr
Median weekly rent $335/wk $435/wk
+30% vs other

Age profile

Share of residents in each band, 2021 Census.

Holgate Lisarow
0-4 4.1% / 5.3%
Holgate — 0-4: 4.1% Lisarow — 0-4: 5.3%
5-14 16.4% / 14.9%
Holgate — 5-14: 16.4% Lisarow — 5-14: 14.9%
15-19 9.5% / 7.0%
Holgate — 15-19: 9.5% Lisarow — 15-19: 7.0%
20-24 4.6% / 5.6%
Holgate — 20-24: 4.6% Lisarow — 20-24: 5.6%
25-34 6.7% / 9.5%
Holgate — 25-34: 6.7% Lisarow — 25-34: 9.5%
35-44 10.9% / 12.7%
Holgate — 35-44: 10.9% Lisarow — 35-44: 12.7%
45-54 15.5% / 14.5%
Holgate — 45-54: 15.5% Lisarow — 45-54: 14.5%
55-64 14.9% / 13.7%
Holgate — 55-64: 14.9% Lisarow — 55-64: 13.7%
65-74 11.2% / 8.8%
Holgate — 65-74: 11.2% Lisarow — 65-74: 8.8%
75-84 5.3% / 5.0%
Holgate — 75-84: 5.3% Lisarow — 75-84: 5.0%
85+ 1.2% / 3.1%
Holgate — 85+: 1.2% Lisarow — 85+: 3.1%

Bars are drawn against the largest share shown (16.4%).

Who lives together

Household composition, 2021 Census.

Holgate 73.5% couple families
Holgate — Couple Families: 73.5% Holgate — Lone Person: 11.5% Holgate — One Parent Families: 13.7% Holgate — Other Families: 1.3% Holgate — Group Household: 0.0%
Lisarow 57.7% couple families
Lisarow — Couple Families: 57.7% Lisarow — Lone Person: 22.8% Lisarow — One Parent Families: 16.7% Lisarow — Other Families: 0.8% Lisarow — Group Household: 2.0%
Couple Families Lone Person One Parent Families Other Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Holgate 4.1% renting
Holgate — Owned Outright: 43.1% Holgate — Mortgage: 52.9% Holgate — Renting: 4.1%
Lisarow 14.4% renting
Lisarow — Owned Outright: 34.3% Lisarow — Mortgage: 51.4% Lisarow — Renting: 14.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Holgate Lisarow
Certificate III & IV 12.8% / 17.0%
Holgate — Certificate III & IV: 12.8% Lisarow — Certificate III & IV: 17.0%
Bachelor Degree 16.4% / 12.1%
Holgate — Bachelor Degree: 16.4% Lisarow — Bachelor Degree: 12.1%
Advanced Diploma / Diploma 8.7% / 8.9%
Holgate — Advanced Diploma / Diploma: 8.7% Lisarow — Advanced Diploma / Diploma: 8.9%
Postgraduate Degree 8.0% / 3.8%
Holgate — Postgraduate Degree: 8.0% Lisarow — Postgraduate Degree: 3.8%
Graduate Diploma / Certificate 3.1% / 1.7%
Holgate — Graduate Diploma / Certificate: 3.1% Lisarow — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (17.0%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Holgate Lisarow
England 5.7% / 5.7%
Holgate — England: 5.7% Lisarow — England: 5.7%
New Zealand 2.2% / 1.7%
Holgate — New Zealand: 2.2% Lisarow — New Zealand: 1.7%
South Africa 1.4% / 0.9%
Holgate — South Africa: 1.4% Lisarow — South Africa: 0.9%
Ireland 1.0% / —
Holgate — Ireland: 1.0% Lisarow — Ireland: not among its largest
Scotland 0.8% / —
Holgate — Scotland: 0.8% Lisarow — Scotland: not among its largest
India — / 0.8%
Holgate — India: not among its largest Lisarow — India: 0.8%
Philippines — / 0.7%
Holgate — Philippines: not among its largest Lisarow — Philippines: 0.7%

Bars are drawn against the largest share shown (5.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Holgate 99.3% houses
Holgate — Houses: 99.3% Holgate — Townhouses: 1.3% Holgate — Flats / Apartments: 0.0%
Lisarow 82.6% houses
Lisarow — Houses: 82.6% Lisarow — Townhouses: 17.1% Lisarow — Flats / Apartments: 0.3%
Houses Townhouses Flats / Apartments

Property market

Holgate Lisarow
Median house price $4,200,000 $1,215,000
Median unit price — $605,000
Median land price $2,700,000 $2,100,000
Typical days to sell (houses) — 27 days
from 59 sales

Zoning mix

Holgate has more land zoned for conservation (97% vs 71%).

Holgate Lisarow
Environmental 97% 71%
Residential 0% 15%
Industrial 0% 6%
Parks and recreation 2% 4%
Infrastructure and transport 1% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Holgate Lisarow
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Holgate Lisarow
Houses — 4.1%
$885/wk on $1.12M
Units —
same for both

Ranking within NSW

Holgate Lisarow
House price Higher than 86% of NSW Higher than 63% of NSW
Income Higher than 95% of NSW —
Schools — Higher than 73% of NSW
Walkability Higher than 77% of NSW
same for both
Affordability Higher than 42% of NSW —
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 68% of NSW Higher than 70% of NSW
Rental yield (houses) — Higher than 77% of NSW

Liveability

Holgate scores higher overall (59 vs 49).

Holgate Lisarow
Grade B
same for both
Score 59/100 49/100
Socio-economic band very advantaged area
decile 10/10
 advantaged area
decile 8/10

Risk profile

Lisarow carries more crime risk (60 vs 26).

Holgate Lisarow
Bushfire Moderate
67/100
 Moderate
65/100
Crime Low
26/100
 Moderate
60/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 2
within 5 km

Schools

Holgate Lisarow
Inside the suburb 1 3
Rated above peers 0 1
Rated at peers 1 2
Rated below peers 0
same for both
Universities within 10 km None 1
The University of Newcastle (Central Coast), 9.3 km

Schools in Holgate

  • Holgate Public School Government · Primary at peers

Schools in Lisarow

  • Lisarow Public School Government · Primary above peers
  • Lisarow High School Government · Secondary at peers
  • Narara Public School Government · Primary at peers

Amenities in the suburb

Holgate Lisarow
Supermarkets 0 2
Cafes & restaurants 0 2
Parks & reserves 3 13
Childcare 1 4
GPs 0 1
Pharmacies 0 1
Banks & Bank@Post 0 1
Fuel stations 0 1
Waterways 5 3

Mobility

Holgate sits further from the CBD (92 km vs 87.8 km).

Holgate Lisarow
Walkability score 37/100
same for both
Distance to Sydney 92 km
+5% vs other
 87.8 km
Drive time (normal traffic) 79 min 75 min
Public transport score 50/100
Bus
 85/100
Rail · Bus
Peak arrivals per hour 15.0
7-9am + 5-7pm
 69.5
7-9am + 5-7pm
Median peak wait 2 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Holgate Lisarow
Car (driver) 52.1% / 58.1%
Holgate — Car (driver): 52.1% Lisarow — Car (driver): 58.1%
Worked from Home 44.5% / 34.6%
Holgate — Worked from Home: 44.5% Lisarow — Worked from Home: 34.6%
Car (passenger) 2.0% / 4.3%
Holgate — Car (passenger): 2.0% Lisarow — Car (passenger): 4.3%
Walked Only 1.5% / 1.3%
Holgate — Walked Only: 1.5% Lisarow — Walked Only: 1.3%
Train — / 1.4%
Holgate — Train: not among its largest Lisarow — Train: 1.4%

Bars are drawn against the largest share shown (58.1%).

Setting

Holgate Lisarow
Elevation 47 m
above sea level, at the suburb centre
 31 m
above sea level, at the suburb centre
Distance to the ocean 4.9 km
5.0 km to a named beach
 7.8 km

NBN connectivity

Holgate Lisarow
Connectivity score 54/100 60/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 17%
330 premises
 27%
2,093 premises

Climate

Holgate Lisarow
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Holgate Lisarow
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Holgate Lisarow
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Holgate Lisarow
Division Dobell
same for both
Member Emma Mcbride
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Holgate Lisarow
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Holgate

Acreage Premium Professionals River

Lisarow

River Transport Hub

More comparisons

Other comparisons with Holgate

Holgate vs Tumbi Umbi Holgate vs Erina Holgate vs Springfield Holgate vs Matcham Holgate vs Erina Heights Holgate vs Mount Elliot

Other comparisons with Lisarow

Lisarow vs Wyoming Lisarow vs Tumbi Umbi Lisarow vs Ourimbah Lisarow vs Niagara Park Lisarow vs Mount Elliot
Full data on Holgate Full data on Lisarow
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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