Hillsborough vs Windermere

Windermere is the younger of the two, with a median age of 26 against 46 in Hillsborough. In both, most households own their home and the large majority of homes are detached houses. In Windermere, about half of households are couple families. On these figures, Windermere tends to suit families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Too close to call

Nothing among the 5 things we measure here separates them by enough to be worth acting on.

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Windermere

ahead on 2 of the 2 things we measure here

  • has cheaper rent ($410/wk vs $550/wk)
  • leaves renters under less rental stress (18% vs 24%)

Weighs rent and rental stress.

Commuting to the city

Windermere

ahead on 3 of the 3 things we measure here

  • is more walkable (10/100 vs 0/100)
  • has a shorter drive in (128 min vs 139 min)
  • sits closer to the CBD (177.7 km vs 182.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 3 things we measure here

  • Hillsborough has more residents already 65 and over (16% vs 5%)
  • Windermere is more walkable (10/100 vs 0/100)

Weighs who already lives there, GPs, and walkability.

Investors

Hillsborough

ahead on the one thing that separates them

  • is growing faster (22.0% vs 16.4%)

Weighs population growth.

Where they sit

Hillsborough and Windermere drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Hillsborough Windermere
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Hillsborough Windermere
Walkability 0 / 10
Hillsborough — Walkability: 0/100 Windermere — Walkability: 10/100
Low fire risk 84 / 100
Hillsborough — Low fire risk: 84/100 Windermere — Low fire risk: 100/100

Demographics

Hillsborough skews older (46 vs 26); Hillsborough rents higher ($550/wk vs $410/wk).

Hillsborough Windermere
Population 50 64
+28% vs other
Population trend (2016 → 2021) +22.0% +16.4%
Median age 46 26
Median household income $121,316/yr
+4% vs other
$116,948/yr
Median weekly rent $550/wk
+25% vs other
$410/wk

Age profile

Share of residents in each band, 2021 Census.

Hillsborough Windermere
0-4 — / 6.2%
Hillsborough — 0-4: not among its largest Windermere — 0-4: 6.2%
5-14 16.0% / 26.6%
Hillsborough — 5-14: 16.0% Windermere — 5-14: 26.6%
15-19 22.0% / 9.4%
Hillsborough — 15-19: 22.0% Windermere — 15-19: 9.4%
20-24 6.0% / 4.7%
Hillsborough — 20-24: 6.0% Windermere — 20-24: 4.7%
25-34 — / 12.5%
Hillsborough — 25-34: not among its largest Windermere — 25-34: 12.5%
35-44 16.0% / 4.7%
Hillsborough — 35-44: 16.0% Windermere — 35-44: 4.7%
45-54 30.0% / 12.5%
Hillsborough — 45-54: 30.0% Windermere — 45-54: 12.5%
55-64 6.0% / 12.5%
Hillsborough — 55-64: 6.0% Windermere — 55-64: 12.5%
65-74 10.0% / 4.7%
Hillsborough — 65-74: 10.0% Windermere — 65-74: 4.7%
75-84 — / —
Hillsborough — 75-84: not among its largest Windermere — 75-84: not among its largest
85+ 6.0% / —
Hillsborough — 85+: 6.0% Windermere — 85+: not among its largest

Bars are drawn against the largest share shown (30.0%).

Who lives together

Household composition, 2021 Census.

Hillsborough 42.9% couple families
Hillsborough — Couple Families: 42.9% Hillsborough — One Parent Families: 35.7% Hillsborough — Lone Person: 21.4% Hillsborough — Group Household: 0.0%
Windermere 47.1% couple families
Windermere — Couple Families: 47.1% Windermere — One Parent Families: 35.3% Windermere — Lone Person: 0.0% Windermere — Group Household: 17.6%
Couple Families One Parent Families Lone Person Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Hillsborough 0.0% renting
Hillsborough — Owned Outright: 50.0% Hillsborough — Mortgage: 50.0% Hillsborough — Renting: 0.0%
Windermere 35.3% renting
Windermere — Owned Outright: 47.1% Windermere — Mortgage: 17.6% Windermere — Renting: 35.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Hillsborough 100.0% houses
Hillsborough — Houses: 100.0%
Windermere 100.0% houses
Windermere — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Hillsborough Windermere
Certificate III & IV 18.0% / 9.4%
Hillsborough — Certificate III & IV: 18.0% Windermere — Certificate III & IV: 9.4%
Bachelor Degree — / 14.1%
Hillsborough — Bachelor Degree: not among its largest Windermere — Bachelor Degree: 14.1%
Advanced Diploma / Diploma — / 9.4%
Hillsborough — Advanced Diploma / Diploma: not among its largest Windermere — Advanced Diploma / Diploma: 9.4%

Bars are drawn against the largest share shown (18.0%).

Property market

Hillsborough Windermere
Median house price $843,750 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Hillsborough Windermere
Rural and farming 98% 96%
Environmental 2% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Hillsborough Windermere
New dwellings approved 1,413
across Maitland
same for both
Approvals change year on year +20%
same for both

Ranking within NSW

Hillsborough Windermere
House price Higher than 38% of NSW —
Income Higher than 85% of NSW Higher than 80% of NSW
Schools —
same for both
Walkability Higher than 39% of NSW Higher than 58% of NSW
Affordability Higher than 85% of NSW —
EV adoption Higher than 56% of NSW Higher than 57% of NSW
NBN connectivity Higher than 61% of NSW
same for both

Liveability

Windermere is more walkable (10 vs 0).

Hillsborough Windermere
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 10/10
very advantaged area
decile 9/10

Risk profile

Hillsborough carries more bushfire risk (16 vs 0).

Hillsborough Windermere
Bushfire Low
16/100
None
0/100
Crime — Moderate
50/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
1
within 5 km

Schools

Hillsborough Windermere
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Hillsborough Windermere
Waterways 0 2

Mobility

Hillsborough sits further from the CBD (182.8 km vs 177.7 km).

Hillsborough Windermere
Walkability score 0/100 10/100
Distance to Sydney 182.8 km
+3% vs other
177.7 km
Drive time (normal traffic) 139 min 128 min
Electric vehicle share 0.5%
postcode 2320
0.6%
postcode 2321
Rooftop solar per 100 dwellings 56
postcode 2320
69
postcode 2321

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Hillsborough Windermere
Car (driver) 66.7% / 100.0%
Hillsborough — Car (driver): 66.7% Windermere — Car (driver): 100.0%
Worked from Home 33.3% / —
Hillsborough — Worked from Home: 33.3% Windermere — Worked from Home: not among its largest

Bars are drawn against the largest share shown (100.0%).

Setting

Hillsborough Windermere
Elevation 61 m
above sea level, at the suburb centre
21 m
above sea level, at the suburb centre
Distance to the ocean 35.8 km 34.8 km

NBN connectivity

Hillsborough Windermere
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
19 premises
0%
21 premises

Climate

Hillsborough Windermere
Annual rainfall 996 mm
same for both
Summer max (Jan) 30.0°C
same for both
Winter min (Jul) 7.1°C
same for both

Air quality (annual mean)

Hillsborough Windermere
PM2.5 6.3 µg/m³
same for both
PM10 17.5 µg/m³
same for both
NO₂ 0.72 pphm
same for both

Council rates

Hillsborough Windermere
Average residential rate $1,908/yr
same for both
Council Maitland
same for both

Federal electorate

Hillsborough Windermere
Division Lyne Paterson
Member Alison Penfold Meryl Swanson
Party The Nationals Australian Labor Party

First Home Owner Grant

Hillsborough Windermere
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Hillsborough

Windermere

More comparisons

Other comparisons with Hillsborough

Other comparisons with Windermere

Full data on Hillsborough Full data on Windermere
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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