Heathcote vs Mount Camel

Comparing Heathcote and Mount Camel, VIC: Heathcote carries more flood risk (27 vs 0); Heathcote has more residents (2,962 vs 136); and Heathcote is more walkable (15 vs 0).

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Heathcote

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (10 vs 0)
  • has more schools inside the suburb (2 vs 0)
  • But Mount Camel carries lower crime risk (47/100 vs 77/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mount Camel

ahead on the one thing that separates them

  • leaves households under less mortgage stress (20% vs 32%)

Weighs house prices and mortgage stress.

Renters

Mount Camel

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (8% vs 27%)
  • has cheaper rent ($125/wk vs $255/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Heathcote

ahead on 2 of the 3 things we measure here

  • is more walkable (15/100 vs 0/100)
  • sits closer to the CBD (138.9 km vs 147.3 km)
  • But Mount Camel has a shorter drive in (110 min vs 121 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Heathcote

ahead on 3 of the 4 things we measure here

  • is more walkable (15/100 vs 0/100)
  • has more GPs (3 vs 0)
  • has more residents already 65 and over (35% vs 28%)
  • But Mount Camel carries lower crime risk (47/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Mount Camel

ahead on the one thing that separates them

  • is growing faster (28.3% vs 6.1%)

Weighs population growth.

Where they sit

Heathcote and Mount Camel drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Heathcote Mount Camel
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Heathcote Mount Camel
Walkability 15 / 0
Heathcote — Walkability: 15/100 Mount Camel — Walkability: 0/100
Safety 23 / 53
Heathcote — Safety: 23/100 Mount Camel — Safety: 53/100
Low fire risk 52 / 70
Heathcote — Low fire risk: 52/100 Mount Camel — Low fire risk: 70/100
Low flood risk 73 / 100
Heathcote — Low flood risk: 73/100 Mount Camel — Low flood risk: 100/100

Demographics

Heathcote has more residents (2,962 vs 136); Heathcote rents higher ($255/wk vs $125/wk).

Heathcote Mount Camel
Population 2,962
+95% vs other
 136
Population trend (2016 → 2021) +6.1% +28.3%
Median age 57 56
Median household income $49,192/yr $77,116/yr
+57% vs other
Median weekly rent $255/wk
+51% vs other
 $125/wk

Age profile

Share of residents in each band, 2021 Census.

Heathcote Mount Camel
0-4 3.2% / —
Heathcote — 0-4: 3.2% Mount Camel — 0-4: not among its largest
5-14 8.1% / 6.6%
Heathcote — 5-14: 8.1% Mount Camel — 5-14: 6.6%
15-19 3.3% / 4.4%
Heathcote — 15-19: 3.3% Mount Camel — 15-19: 4.4%
20-24 2.9% / 2.9%
Heathcote — 20-24: 2.9% Mount Camel — 20-24: 2.9%
25-34 6.9% / 7.4%
Heathcote — 25-34: 6.9% Mount Camel — 25-34: 7.4%
35-44 8.6% / 9.6%
Heathcote — 35-44: 8.6% Mount Camel — 35-44: 9.6%
45-54 13.2% / 16.9%
Heathcote — 45-54: 13.2% Mount Camel — 45-54: 16.9%
55-64 18.2% / 22.1%
Heathcote — 55-64: 18.2% Mount Camel — 55-64: 22.1%
65-74 18.6% / 20.6%
Heathcote — 65-74: 18.6% Mount Camel — 65-74: 20.6%
75-84 12.5% / 7.4%
Heathcote — 75-84: 12.5% Mount Camel — 75-84: 7.4%
85+ 4.1% / —
Heathcote — 85+: 4.1% Mount Camel — 85+: not among its largest

Bars are drawn against the largest share shown (22.1%).

Who lives together

Household composition, 2021 Census.

Heathcote 55.0% lone person
Heathcote — Lone Person: 55.0% Heathcote — Couple Families: 24.3% Heathcote — One Parent Families: 13.2% Heathcote — Group Household: 5.3% Heathcote — Other Families: 2.2%
Mount Camel 60.0% lone person
Mount Camel — Lone Person: 60.0% Mount Camel — Couple Families: 15.0% Mount Camel — One Parent Families: 25.0% Mount Camel — Group Household: 0.0% Mount Camel — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Heathcote 14.8% renting
Heathcote — Owned Outright: 53.9% Heathcote — Mortgage: 31.3% Heathcote — Renting: 14.8%
Mount Camel 5.2% renting
Mount Camel — Owned Outright: 55.2% Mount Camel — Mortgage: 39.7% Mount Camel — Renting: 5.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Heathcote Mount Camel
Certificate III & IV 16.8% / 19.9%
Heathcote — Certificate III & IV: 16.8% Mount Camel — Certificate III & IV: 19.9%
Advanced Diploma / Diploma 7.2% / 13.2%
Heathcote — Advanced Diploma / Diploma: 7.2% Mount Camel — Advanced Diploma / Diploma: 13.2%
Bachelor Degree 6.4% / 5.9%
Heathcote — Bachelor Degree: 6.4% Mount Camel — Bachelor Degree: 5.9%
Postgraduate Degree 1.8% / 5.1%
Heathcote — Postgraduate Degree: 1.8% Mount Camel — Postgraduate Degree: 5.1%
Graduate Diploma / Certificate 1.5% / 2.2%
Heathcote — Graduate Diploma / Certificate: 1.5% Mount Camel — Graduate Diploma / Certificate: 2.2%

Bars are drawn against the largest share shown (19.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Heathcote Mount Camel
England 4.0% / 6.6%
Heathcote — England: 4.0% Mount Camel — England: 6.6%
China 0.3% / 2.2%
Heathcote — China: 0.3% Mount Camel — China: 2.2%
Scotland — / 2.2%
Heathcote — Scotland: not among its largest Mount Camel — Scotland: 2.2%
New Zealand 1.4% / —
Heathcote — New Zealand: 1.4% Mount Camel — New Zealand: not among its largest
Germany 0.8% / —
Heathcote — Germany: 0.8% Mount Camel — Germany: not among its largest
Italy 0.5% / —
Heathcote — Italy: 0.5% Mount Camel — Italy: not among its largest
Netherlands 0.5% / —
Heathcote — Netherlands: 0.5% Mount Camel — Netherlands: not among its largest

Bars are drawn against the largest share shown (6.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Heathcote 94.8% houses
Heathcote — Houses: 94.8% Heathcote — Flats / Apartments: 2.8% Heathcote — Townhouses: 2.4%
Mount Camel 100.0% houses
Mount Camel — Houses: 100.0% Mount Camel — Flats / Apartments: 0.0% Mount Camel — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Heathcote Mount Camel
Median house price $550,000 $582,500
Median unit price $395,000 —
Median land price $400,000 —
Typical days to sell (houses) 106 days
from 50 sales
 —

Zoning mix

Mount Camel has more rural and farming land (68% vs 52%); Heathcote has more land zoned for conservation (14% vs 0%).

Heathcote Mount Camel
Rural and farming 52% 68%
Parks and recreation 27% 32%
Environmental 14% 0%
Residential 4% 0%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Heathcote Mount Camel
New dwellings approved 885
across Greater Bendigo
same for both
Approvals change year on year +28%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Heathcote Mount Camel
Houses 3.5%
$460/wk on $680K
 —
Units —
same for both

Ranking within VIC

Heathcote Mount Camel
House price Higher than 13% of VIC —
Income Higher than 9% of VIC Higher than 44% of VIC
Schools —
same for both
Walkability Higher than 77% of VIC Higher than 16% of VIC
Affordability Higher than 44% of VIC —
EV adoption Higher than 64% of VIC
same for both
NBN connectivity Higher than 74% of VIC Higher than 40% of VIC
Rental yield (houses) Higher than 37% of VIC —

Liveability

Heathcote is more walkable (15 vs 0).

Heathcote Mount Camel
Grade D —
Score 25/100 —
Socio-economic band below-average income
decile 2/10
 below-average income
decile 3/10

Risk profile

Heathcote carries more flood risk (27 vs 0); Heathcote carries more crime risk (77 vs 47).

Heathcote Mount Camel
Bushfire Moderate
48/100
 Low
30/100
Crime High
77/100
 Moderate
47/100
Flood Low
27/100
 None
0/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Heathcote Mount Camel
Inside the suburb 2 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 1 0

Schools in Heathcote

  • Holy Rosary School Catholic · Primary at peers
  • Heathcote Primary School Government · Primary below peers

Schools in Mount Camel

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Heathcote Mount Camel
Supermarkets 1 0
Cafes & restaurants 9 0
Parks & reserves 10 0
Childcare 2 0
GPs 3 0
Pharmacies 1 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 3 0
EV chargers 1 0
Waterways 17 8

Mobility

Mount Camel sits further from the CBD (147.3 km vs 138.9 km).

Heathcote Mount Camel
Walkability score 15/100 0/100
Distance to Melbourne 138.9 km 147.3 km
+6% vs other
Drive time (normal traffic) 121 min 110 min
Electric vehicle share 0.7%
postcode 3523
same for both
Rooftop solar per 100 dwellings 54
postcode 3523
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Heathcote Mount Camel
Car (driver) 75.9% / 66.0%
Heathcote — Car (driver): 75.9% Mount Camel — Car (driver): 66.0%
Worked from Home 18.1% / 28.0%
Heathcote — Worked from Home: 18.1% Mount Camel — Worked from Home: 28.0%
Walked Only 2.7% / 6.0%
Heathcote — Walked Only: 2.7% Mount Camel — Walked Only: 6.0%
Car (passenger) 3.0% / —
Heathcote — Car (passenger): 3.0% Mount Camel — Car (passenger): not among its largest
Train 0.4% / —
Heathcote — Train: 0.4% Mount Camel — Train: not among its largest

Bars are drawn against the largest share shown (75.9%).

Setting

Heathcote Mount Camel
Elevation 330 m
above sea level, at the suburb centre
 211 m
above sea level, at the suburb centre

NBN connectivity

Heathcote Mount Camel
Connectivity score 57/100 29/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 31%
1,882 premises
 0%
83 premises

Climate

Heathcote Mount Camel
Annual rainfall 553 mm
same for both
Summer max (Jan) 29.6°C
same for both
Winter min (Jul) 3.1°C
same for both

Council rates

Heathcote Mount Camel
Average residential rate $1,949/yr
same for both
Council Greater Bendigo
same for both

Federal electorate

Heathcote Mount Camel
Division Bendigo
same for both
Member Lisa Chesters
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Heathcote Mount Camel
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Heathcote

Acreage Affordable Retirees

Mount Camel

Retirees Rural

More comparisons

Other comparisons with Heathcote

Heathcote vs Puckapunyal Heathcote vs Tooborac Heathcote vs Argyle Heathcote vs Mia Mia Heathcote vs Ladys Pass Heathcote vs Derrinal

Other comparisons with Mount Camel

Mount Camel vs Toolleen Mount Camel vs Ladys Pass Mount Camel vs Costerfield Mount Camel vs Redcastle
Full data on Heathcote Full data on Mount Camel
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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